20 Captains Point

Fruitland Park, FL 34731

$169,900
Price
2
Beds
1,152 Sq. Ft.
$147 / Sq. Ft.
1,152
Sq. Ft.
$147
per Sq. Ft.
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Description

Charming home in waterfront community, harbor oaks! Price adjustment. Welcome to Harbor Oaks, an inviting 55+ waterfront community offering a relaxed and active Florida lifestyle. This lovely 2 bedroom, 2 bath doublewide home features luxury vinyl flooring throughout- NO CARPET! Enjoy peaceful waterviews from the spacious 10 x 20 Florida room, the perfect spot for morning coffee or evening sunsets. It features a split bedroom floorplan. The living room is spacious and flows into the Dining area and...Charming home in waterfront community, harbor oaks! Price adjustment. Welcome to Harbor Oaks, an inviting 55+ waterfront community offering a relaxed and active Florida lifestyle. This lovely 2 bedroom, 2 bath doublewide home features luxury vinyl flooring throughout- NO CARPET! Enjoy peaceful waterviews from the spacious 10 x 20 Florida room, the perfect spot for morning coffee or evening sunsets. It features a split bedroom floorplan. The living room is spacious and flows into the Dining area and Kitchen, which offers ample countertop space and cabinetry. The home also includes a double carport, workshop, and a golf cart garage-with an electric golf cart included! Harbor Oaks residents enjoy an active atmosphere close to churches, restaurants and local conveniences. The LOW monthly HOA fee includes lawn mowing, water, trash and sewer, making it easy to enjoy carefree living! Don't miss this opportunity to own a charming home in one of the area's most desirable 55+ waterfront communities. The marina offers a boat ramp and boat slips (check for availability) for an additional monthly fee. There is also a storage are for RV's and trailers for an additional monthly fee.
  1. Listed by Julie Townsend • Brokerage DRE #156139 • ERA GRIZZARD REAL ESTATE
    P: (352)-516-8298 C: (352)-516-8298 julietownsendsells@gmail.com

Property Details for 20 Captains Point

Subdivision Name
HARBOR OAKS HOMEOWNERS COOPERATIVE SUB
Township
19S
Carport Spaces
2
View
Water
Waterfront
No
LISTING UPDATED: 02/28/2026 06:53 PM

Property Details for 20 Captains Point

StatusActive
MLS #G5103227
Days on Market134
Taxes$1,111 / year
HOA Fees$1,500 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Manufactured Home
Year Built1979
Lot Size0.09 AC / 3,818 SF
CountyLake County
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Location

Listing Courtesy of ERA GRIZZARD REAL ESTATE, Julie Townsend
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Building Information for 20 Captains Point

Stories1Year Built1979Building Size-Lot Size0.09 AC / 3,818 SF

Payment Calculator

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$1,046 per month

30 year fixed, 6.15% Interest

Principal and Interest

$828

Property Taxes

$93

HOA Dues

$125

The Payment Calculator is for illustrative purposes only.

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Property Information for 20 Captains Point

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1922.0
  • Building Area Units: Square Feet
  • Community Features: Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Golf Carts OK, Pool
  • Direction Faces: West
  • Directions: Hwy 441/27 to Picciola Rd, right into Harbor Oaks, Follow Harbor Oaks Dr to cul-de-sac. Park on cul-de-sac, walk to house.
  • Mls Major Change Type: Price Decrease
  • Listing Service: Full Service
  • Senior Community: Yes
  • Unit Number: No
  • Street Number: 20
  • Street Name: CAPTAINS
  • Street Suffix: POINT
  • State: FL
  • City: FRUITLAND PARK
Parking
  • Carport: Yes
  • Garage: No
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Includes: Community Pool, Manager, Pool Maintenance, Sewer, Trash, Water
  • Association Fee Requirement: Required
  • Association Name: Rhonda
  • Association Phone: 352-787-1908
  • Association: Yes
  • CDD: No
  • Number Of Pets: 1
  • Pet Size: Small (16-35 Lbs.)
  • Tax Block: 000
  • Tax Book Number: 1337-1838
  • Tax Legal Description: HARBOR OAKS HOMEOWNERS COOPERATIVE SUB UNIT 176 ORB 1342 PG 65 ORB 1548 PG 91 ORB 3413 PG 1370 ORB 4645 PG 144
  • Tax Lot: 176
  • Tax Year: 2024
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 101924022500017600
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: RMRP
  • Living Area: 1152
Property and Assessments
  • Year Built Numeric: 1979
  • Amenities Additional Fees: Boatslips if available rent for additional monthly fee. Storage available for additional fee
  • Association Amenities: Pool
  • Flood Zone Code: X
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 24E
  • Public Survey Section: 10
Utilities
  • Sewer: Private Sewer
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
  • Water Source: Private
Interior and Exterior Features
Exterior Features
  • Construction Materials: Metal Siding, Wood Frame
  • Exterior Features: Irrigation System
  • Foundation Details: Crawlspace
  • Levels: One
  • Other Structures: Workshop
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Metal, Roof Over
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 2
  • Bathrooms Full: 2
  • Additional Rooms: Florida Room
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Luxury Vinyl, Tile
  • Heating: Central
  • Interior Features: Ceiling Fan(s), Open Floorplan, Split Bedroom
  • Laundry Features: Inside
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 7.0
  • Water View: No
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 20 Captains Point

DateEvent & SourcePriceAppreciation
Feb 28, 2026

Price Change

MFRMLS #G5103227

$169,900—
Feb 28, 2026

Listed (Active)

MFRMLS #G5103227

—
Feb 22, 2026

Pending

MFRMLS #G5103227

—
Dec 4, 2025

Price Change

MFRMLS #G5103227

$179,900—
Oct 11, 2025

Listed (Active)

MFRMLS #G5103227

$185,000—
DateEvent & SourcePrice
02/28/2026

Price Change

MFRMLS #G5103227

$169,900
02/28/2026

Listed (Active)

MFRMLS #G5103227

—
02/22/2026

Pending

MFRMLS #G5103227

—
12/04/2025

Price Change

MFRMLS #G5103227

$179,900
10/11/2025

Listed (Active)

MFRMLS #G5103227

$185,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20 Captains Point

Taxable ValueLand$13,930Additions$39,430Total$53,360
Tax Record2024$1,111 ($93 / month)
Home Facts
Baths2Total Finished SqFt1,152 SqFtAbove Grade Finished SqFt1,152 SqFtStories1StyleMobile / Manufactured HomeYear Built1979Year Renovated2000CountyLAKEAPN10-19-24-0225-000-17600

Schools near 20 Captains Point

This home is within Lake County Schools.
Rating
School
Type
Grades
Distance
Beverly Shores Elementary School
Public - PK to 5
Carver Middle School
Public - 6 to 8
Leesburg High School
Public - 9 to 12
Lake Academy Leesburg
Public - K to 12
Rating
School
Distance
Beverly Shores Elementary School
PublicPK to 5

Carver Middle School
Public6 to 8

Leesburg High School
Public9 to 12

Lake Academy Leesburg
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 20 Captains Point, Fruitland Park, FL 34731

20 Captains Point is a single family home for sale in Fruitland Park, FL 34731. This property was listed for sale on October 11, 2025 by ERA GRIZZARD REAL ESTATE, it's currently listed at $169,900. This listing's school district is Lake County Schools. Nearby schools include Beverly Shores Elementary School, Carver Middle School and Leesburg High School. 20 Captains Point is a 2-bed, 2-bath, 1,152 sqft single family home built in 1979.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of ERA GRIZZARD REAL ESTATE, Julie Townsend

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 02/28/2026 06:53 PM