20 Central St, Unit 402

$599,000
Price
2
Beds
1,395 Sq. Ft.
$429 / Sq. Ft.
1,395
Sq. Ft.
$429
per Sq. Ft.

Description

What sets this Salem condo apart begins with the deeded underground garage parking with direct interior access and elevator service—a rare and valuable convenience in the heart of downtown. From this prime location, you’re steps from Salem’s best restaurants, museums, shops, and entertainment, while enjoying the privacy and ease of a secure building. The unit itself is perfectly positioned to capture unobstructed views of historic Derby Square and the Old Town Hall—protected landmarks that guarantee...What sets this Salem condo apart begins with the deeded underground garage parking with direct interior access and elevator service—a rare and valuable convenience in the heart of downtown. From this prime location, you’re steps from Salem’s best restaurants, museums, shops, and entertainment, while enjoying the privacy and ease of a secure building. The unit itself is perfectly positioned to capture unobstructed views of historic Derby Square and the Old Town Hall—protected landmarks that guarantee the vistas will remain timeless. Large windows and two private decks invite natural light and frame these one-of-a-kind views, offering an urban backdrop unlike any other in Salem. Add in thoughtful updates, modern comforts, and the unmatched combination of garage parking and elevator access, and you have a residence that balances convenience, character, and lasting value in one of New England’s most celebrated cities.

Property Details for 20 Central Street, Unit 402

Town
Salem
MLS Area
Downtown
Area
MA-Salem-Downtown, MA-Salem
Style
Garden, Courtyard
Garage Spaces
1
Parking Spaces
.00
Parking Spaces Total
1
Unit Placement
Top/Penthouse
LISTING UPDATED: 11/11/2025 03:33 AM

Property Details for 20 Central Street, Unit 402

StatusUnder Agreement
MLS #73357554
Days on Market212
Taxes$5,453 / year
HOA Fees$543 / month
Compass TypeCondo
MLS TypeCondominium/Co-Op / Condo
Year Built1980
CountyEssex County

Location

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Building Information for 20 Central Street, Unit 402

Building/ComplexCentral Plaza CondominiumFloor4Stories-Residences50Pet PolicyNot AllowedPet Policy DetailsPets AllowedYear Built1980

Payment Calculator

$3,957 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,960

Property Taxes

$454

HOA Dues

$543

The Payment Calculator is for illustrative purposes only.

Property Information for 20 Central Street, Unit 402

General Details
Property Details
  • Association Amenities: Laundry, Elevator(s), Storage
  • Building Area Units: Square Feet
  • Community Features: Public Transportation, Shopping, Park, Golf Course, Medical Facility, Highway Access, House of Worship, Public School, T-Station, University
  • Living Area: 1395.0
  • SqFt with Basement: No
  • Total Units: 50
  • Type of Condo: Condo
  • Waterfront: No
  • Water View: No
  • Year Built Details: Renovated Since
  • Year Built Source: Public Records
Features
Interior Features
  • Appliances: Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer
  • Basement Features: N
  • Common Walls: Top/Penthouse
  • Num of Baths: 2.0
  • Num of Full Baths: 2
  • Num of Half Baths: 0
  • Bathrooms Total Decimal: 2.00
  • Bathrooms Total Integer: 2
  • DoorFeatures: Insulated Doors
  • FireplaceYN: No
  • Fireplaces: 0
  • Flooring: Wood, Tile, Carpet, Flooring - Hardwood
  • Interior Features: Walk-In Closet(s), Lighting - Pendant, Entrance Foyer
  • Interior Features: Intercom
  • Laundry Features: First Floor, In Building, In Unit, Electric Dryer Hookup, Washer Hookup
  • Other Equipment: Intercom
  • Primary Bath: Yes
  • SpaYN: No
  • Window Features: Insulated Windows
Exterior Features
  • Construction: Frame
  • Exterior Features: Courtyard, Balcony, City View(s)
  • Exterior Features: City View(s), Balcony
  • Roof Material: Rubber
  • Structure Type: Garden
  • View: City
  • View: Yes
  • Waterfront Features: Ocean, 3/10 to 1/2 Mile To Beach, Beach Ownership(Public)
Parking Features
  • Attached Garage: Yes
  • Carport: No
  • Covered Spaces: 1.00
  • Garage: Yes
  • Garage Parking: Under, Off-Street, Deeded
  • Parking Features: Under, Off-Street, Deeded
  • Parking Features: Off-Street, Deeded
Utilities
  • Cooling: Air Source Heat Pumps (ASHP)
  • Cooling: Yes
  • Heating: Air Source Heat Pumps (ASHP)
  • Heating: Yes
  • Sewer: City/Town Sewer
  • Utility Connections: for Electric Range, for Electric Dryer, Washer Hookup
  • Water: Public
Room Information
Primary Bedroom
  • Room Primary Bedroom Area: 154.0
  • Room Primary Bedroom Features: Bathroom - Full,Walk-In Closet(s),Flooring - Wall to Wall Carpet,Balcony - Exterior
  • Room Primary Bedroom Length: 14.0
  • Primary Bedroom Level: First Floor
  • Room Primary Bedroom Width: 11.0
Bedroom 2
  • Bedroom2 Area: 143.0
  • Bedroom2 Features: Flooring - Wall to Wall Carpet,Window(s) - Picture
  • Bedroom2 Length: 13.0
  • Bedroom2 Level: First
  • Bedroom2 Width: 11.0
Bathroom 1
  • Bathroom1 Area: 35.0
  • Bathroom1 Features: Bathroom - Full,Bathroom - Tiled With Tub & Shower,Flooring - Stone/Ceramic Tile,Countertops - Stone/Granite/Solid
  • Bathroom1 Length: 7.0
  • Bathroom1 Level: First
  • Bathroom1 Width: 5.0
Bathroom 2
  • Bathroom2 Area: 35.0
  • Bathroom2 Features: Bathroom - Full,Bathroom - Tiled With Tub & Shower,Flooring - Stone/Ceramic Tile
  • Bathroom2 Length: 7.0
  • Bathroom2 Level: First
  • Bathroom2 Width: 5.0
Dining Room
  • Dining Room Area: 110.0
  • Dining Room Features: Flooring - Wood,Balcony - Exterior,Open Floorplan,Slider,Lighting - Pendant
  • Dining Room Length: 11.0
  • Dining Room Level: First
  • Dining Room Width: 10.0
Kitchen
  • Kitchen Area: 132.0
  • Kitchen Features: Flooring - Stone/Ceramic Tile,Countertops - Stone/Granite/Solid,Kitchen Island,Stainless Steel Appliances,Lighting - Overhead,Crown Molding
  • Kitchen Length: 11.0
  • Kitchen Level: First
  • Kitchen Width: 12.0
Laundry
  • Laundry Dimen: 5X6
Living Room
  • Room Living Room Area: 169.0
  • Room Living Room Features: Flooring - Wood,Balcony - Exterior,Open Floorplan,Slider
  • Room Living Room Length: 13.0
  • Room Living Room Level: First
  • Room Living Room Width: 13.0
Property Information
Property Info
  • Year Round: Yes
  • Documents Available: Master Deed, Unit Deed, Rules & Regs
  • Documents Count: 3
  • Farm Land Area Units: Square Feet
  • WARRANTY: No
  • Lot Size Units: Acres
  • Disclosures: Heat pump both heats and cools entire unit via forced air.
Tax Information
  • Listing Terms: Contract
  • Tax ID: 2136606
  • Assessments: $480,900
  • Book: 29367
  • Lot: 0248
  • Map: 35
  • Tax Year: 2025
  • Zoning: B5
Building / Association Information
Living Characteristics
  • Beds Total: 2
  • Total Living Levels: 1
Other Building Characteristics
  • Cooling Zones: 1
  • Heat Zones: 1
Complex & Association Information
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
  • Complex Name: Central Plaza Condominiums
  • Complex Complete: Yes
  • Management: Professional - On Site, Owner Association
  • Association Security: Intercom
  • Adult Community: No
Unit Information
Unit Information
  • Unit Building: 402
  • Unit Floor Level Integer: 4.0

Property History for 20 Central Street, Unit 402

DateEvent & SourcePriceAppreciation
Nov 7, 2025

Under Agreement

MLS PIN #73357554

—
Oct 29, 2025

Price Change

MLS PIN #73357554

$599,000—
Oct 27, 2025

Contingent

MLS PIN #73357554

—
Aug 22, 2025

Price Change

MLS PIN #73357554

$619,000—
Jun 26, 2025

Price Change

MLS PIN #73357554

$649,000—
Jun 1, 2025

Price Change

MLS PIN #73357554

$699,000—
Apr 9, 2025

Listed (Active)

MLS PIN #73357554

$749,000—
Jan 31, 2011

Sold (Public Record)

Public Record #304030235

$175,000

-36.2% / yr

Mar 31, 2010

Sold (Public Record)

Public Record #286287630

$255,000

-2.3% / yr

Mar 31, 2010

Sold

MLS PIN #70965529

$255,000—
Mar 5, 2010

Contingent

MLS PIN #70965529

—
Aug 24, 2009

Listed (Active)

MLS PIN #70965529

$299,900—
Apr 25, 2003

Sold (Public Record)

Public Record #127081058

$299,900

+22.6% / yr

Oct 7, 2001

Expired

MLS PIN #30530712

$299,900—
Aug 7, 2001

Listed (Active)

MLS PIN #30530712

$299,900—
Dec 16, 1998

Expired

MLS PIN #30234296

$125,900—
Sep 28, 1998

Sold (Public Record)

Public Record #87225478

$118,000

+16.4% / yr

Jun 16, 1998

Listed (Active)

MLS PIN #30234296

$125,900—
Sep 26, 1996

Sold (Public Record)

Public Record #87227107

$87,000—
DateEvent & SourcePrice
11/07/2025

Under Agreement

MLS PIN #73357554

—
10/29/2025

Price Change

MLS PIN #73357554

$599,000
10/27/2025

Contingent

MLS PIN #73357554

—
08/22/2025

Price Change

MLS PIN #73357554

$619,000
06/26/2025

Price Change

MLS PIN #73357554

$649,000
06/01/2025

Price Change

MLS PIN #73357554

$699,000
04/09/2025

Listed (Active)

MLS PIN #73357554

$749,000
01/31/2011

Sold (Public Record)

Public Record #304030235

$175,000

-36.2% / yr

03/31/2010

Sold (Public Record)

Public Record #286287630

$255,000

-2.3% / yr

03/31/2010

Sold

MLS PIN #70965529

$255,000
03/05/2010

Contingent

MLS PIN #70965529

—
08/24/2009

Listed (Active)

MLS PIN #70965529

$299,900
04/25/2003

Sold (Public Record)

Public Record #127081058

$299,900

+22.6% / yr

10/07/2001

Expired

MLS PIN #30530712

$299,900
08/07/2001

Listed (Active)

MLS PIN #30530712

$299,900
12/16/1998

Expired

MLS PIN #30234296

$125,900
09/28/1998

Sold (Public Record)

Public Record #87225478

$118,000

+16.4% / yr

06/16/1998

Listed (Active)

MLS PIN #30234296

$125,900
09/26/1996

Sold (Public Record)

Public Record #87227107

$87,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20 Central Street, Unit 402

Taxable ValueLand-Additions$480,900Total-
Tax Record2025$5,453 ($454 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,395 SqFtAbove Grade Finished SqFt1,395 SqFtStories1StyleCondominiumYear Built1980CountyESSEXAPNSALE M:35 L:0248 S:844

Schools near 20 Central Street, Unit 402

This home is within Salem School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 5
Public - K to 5
Public - K to 5
Rating
School
Distance
Horace Mann Laboratory School
PublicPK to 5

Bates Elementary School
PublicPK to 5

Carlton Elementary School
PublicK to 5

Witchcraft Heights Elementary School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

The property listing data and information, or the images, set forth herein were provided to MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS. The property listing data and information, and the images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the images, set forth herein.