20 Garden Rd

Philadelphia, NY 13673

$239,900
Price
3
Beds
1,675 Sq. Ft.
$143 / Sq. Ft.
1,675
Sq. Ft.
$143
per Sq. Ft.
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Description

Some mornings are just better than others — and when you wake up in this first-floor master suite, step out onto your private deck, and take in the river rolling by, you'll understand why. This 3-bedroom, 2-bathroom home sits right on the Indian River in the Indian River School District, offering a lifestyle that most people only find on vacation. At 1,675 square feet, the layout is comfortable and practical without wasting a single inch. The first-floor master suite is a genuine retreat — updated...Some mornings are just better than others — and when you wake up in this first-floor master suite, step out onto your private deck, and take in the river rolling by, you'll understand why. This 3-bedroom, 2-bathroom home sits right on the Indian River in the Indian River School District, offering a lifestyle that most people only find on vacation. At 1,675 square feet, the layout is comfortable and practical without wasting a single inch. The first-floor master suite is a genuine retreat — updated bathroom with a rainfall shower, and direct access to a large private deck where the river view is yours morning, noon, and night. It's the kind of space that makes you slow down. The kitchen has been updated and is ready for whatever you bring to it — white cabinets, a center island, stainless steel appliances, and updated countertops that make cooking feel less like a chore and more like an event. Both bathrooms have been refreshed, and updated flooring and paint throughout mean this home is truly move-in ready without the move-in price tag. Priced to sell and affordable for what you're getting, this is a rare opportunity to own a riverfront home in the Indian River School District just minutes from Fort Drum. Homes with this combination of location, condition, and value don't come around often in Jefferson County — and they don't sit long when they do. Come see it. You won't need much convincing.
  1. Listed by Joseph Murtha • North Star Real Estate & Property Management
    P: (315)-777-4365 C: (315)-221-3671 jmurtha.northstar@gmail.com

Property Details for 20 Garden Road

Styles Of Residence
Two Story
Waterfront Description
River Access, Stream
On Waterfront
No
Parking Description
No Garage
Nearest Cross Street
Main St
LISTING UPDATED: 03/28/2026 05:02 PM

Property Details for 20 Garden Road

StatusActive
MLS #S1667972
Days on Market10
Taxes$1,898 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1857
Lot Size0.24 AC / 10,454 SF
CountyJefferson County
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Location

Listing Courtesy of North Star Real Estate & Property Management
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Building Information for 20 Garden Road

Stories1Year Built1857Building Size-Lot Size0.24 AC / 10,454 SF

Payment Calculator

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$1,366 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,208

Property Taxes

$158

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 20 Garden Road

Summary
Location and General Information
  • Elementary School District: Indian River
  • High School District: Indian River
  • Middle Or Junior School District: Indian River
  • Village: Philadelphia-Village
  • View: Water
  • View YN: Yes
  • Human YN: No
Parking
  • Garage Spaces per Apt: .00
  • Garage YN: No
Taxes and HOA Information
  • Area NYSWIS Code: Philadelphia-Village-225001
  • Tax Annual Amount: $1,898.00
Property
Lot Information
  • Building Area Total: 1675.0
  • Land Features: Irregular Lot, Rural Lot
  • Num Of Acres: 0.24
  • Lot Size Area: 0.24
  • Lot Size Square Feet: 10454.0
  • Lot Size Units: Acres
  • Parcel Number: 225001-046-032-0001-002-200
  • Lot Number: 2
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $65,700
  • Year Built: 1857
  • Year Built Description: Existing
Utilities
  • Electric Service: Circuit Breakers
  • Sewer Description: Connected
  • Utilities Available: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding
  • Exterior Features: Deck, Gravel Driveway, Propane Tank Leased
  • Foundation Description: Block
  • Other Structures: Sheds, Storage
  • Patio And Porch Features: Covered, Deck, Porch
  • Roof Description: Metal, Shingle
  • Waterfront Name: Indian River
Interior Features
  • Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Range Hood, Washer
  • Basement Description: Crawl Space
  • Num Of Possible Bedrooms: 3
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Carpet, Luxury Vinyl, Varies, Vinyl
  • Heating: Propane, Forced Air
  • Heating YN: Yes
  • Interior Features: Breakfast Bar, Ceiling Fans, Separate Formal Dining Room, Separate Formal Living Room, Kitchen Island, Bath In Primary Bedroom, Main Level Primary, Primary Suite
  • Laundry Features: Main Level
  • Sq Ft Total: 1675.0
  • Main Level Bathrooms: 2
  • Num Bedrooms 1 St Floor: 1
  • Num Of Rooms: 6
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories Total: 1

Property History for 20 Garden Road

DateEvent & SourcePriceAppreciation
Mar 28, 2026

Listed (Active)

WNYREIS #S1667972

$239,900—
Dec 1, 2023

Sold

WNYREIS #S1490148

$185,000—
Nov 9, 2023

Sold (Public Record)

Public Record #1523631940

$185,000

+239.1% / yr

Oct 29, 2023

Contract Out

WNYREIS #S1490148

—
Oct 26, 2023

Pending

WNYREIS #S1490148

—
Aug 11, 2023

Contract Out

WNYREIS #S1490148

—
Aug 9, 2023

Listed (Active)

WNYREIS #S1490148

$179,900—
Jun 29, 2022

Sold (Public Record)

Public Record #1493748570

$35,000—
DateEvent & SourcePrice
03/28/2026

Listed (Active)

WNYREIS #S1667972

$239,900
12/01/2023

Sold

WNYREIS #S1490148

$185,000
11/09/2023

Sold (Public Record)

Public Record #1523631940

$185,000

+239.1% / yr

10/29/2023

Contract Out

WNYREIS #S1490148

—
10/26/2023

Pending

WNYREIS #S1490148

—
08/11/2023

Contract Out

WNYREIS #S1490148

—
08/09/2023

Listed (Active)

WNYREIS #S1490148

$179,900
06/29/2022

Sold (Public Record)

Public Record #1493748570

$35,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20 Garden Road

Taxable ValueLand$16,600Additions$49,100Total$65,700
Tax Record2024$1,701 ($142 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,675 SqFtAbove Grade Finished SqFt1,675 SqFtStories2Lot Size10,454 SqFtStyleSingle Family ResidenceYear Built1857CountyJEFFERSONAPN225001 46.32-1-2.2

Schools near 20 Garden Road

This home is within Indian River Central School District.
Rating
School
Type
Grades
Distance
Philadelphia Primary School
Public - PK to 3
Indian River Middle School
Public - 6 to 8
Indian River High School
Public - 9 to 12
Indian River Intermediate School
Public - 4 to 5
Rating
School
Distance
Philadelphia Primary School
PublicPK to 3

Indian River Middle School
Public6 to 8

Indian River High School
Public9 to 12

Indian River Intermediate School
Public4 to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 20 Garden Road, Philadelphia, NY 13673

20 Garden Road is a single family home for sale in Philadelphia, NY 13673. This property was listed for sale on March 28, 2026 by North Star Real Estate & Property Management, it's currently listed at $239,900. It has been on the market for a total of 10 days and was last sold on December 1, 2023. This listing's school district is Indian River Central School District. Nearby schools include Philadelphia Primary School, Indian River Middle School and Indian River High School. 20 Garden Road is a 3-bed, 2-bath, 1,675 sqft single family home built in 1857.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of North Star Real Estate & Property Management

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.