2,808 Sq. Ft.
$388 / Sq. Ft.
2,808
Sq. Ft.
$388
per Sq. Ft.

Description

High-speed fiber optic firefly internet now available. Are you interested in purchasing an investment property fully set up for Short Term Rentals? Here is the one for you with an established rental history! This unique lake home has a total of 7 bedrooms (Septic designed for 6 bedrooms) and 4 full bathrooms. Located on Lake Anna's private side in a quiet cove with 80 FT of waterfront, just off of the main lake. Outdoors you will enjoy the sandy beach area, water slide, spacious boat house with two...High-speed fiber optic firefly internet now available. Are you interested in purchasing an investment property fully set up for Short Term Rentals? Here is the one for you with an established rental history! This unique lake home has a total of 7 bedrooms (Septic designed for 6 bedrooms) and 4 full bathrooms. Located on Lake Anna's private side in a quiet cove with 80 FT of waterfront, just off of the main lake. Outdoors you will enjoy the sandy beach area, water slide, spacious boat house with two covered slips and a storage area, a large fire pit, playground, and an oversized detached garage for all your lake toys. There is a large deck, partially covered and screened, perfect for relaxing or entertaining. Inside you will be greeted by an updated kitchen with an open floor plan offering lake views! Four bedrooms are located on the main level, and three bedrooms are located on the lower level. The lower level offers a private entry and kitchenette for additional privacy. Coming June 2025- New Roof & HardiPlank siding. Come see for yourself all this home has to offer! (Rental history for 2022-2024 available, as well as future 2025 bookings)
  1. Listed by Lauren A Davis • KW Realty Lakeside
    P: (540)-223-3211 lauren@lakeannaexpert.com

Property Details for 20 Oak Road

Tax ID Number
63A 1 18
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Contemporary, Raised Ranch/Rambler
Levels/Stories
2
Waterfront
Yes
LISTING UPDATED: 08/31/2025 09:01 AM

Property Details for 20 Oak Road

StatusClosed
MLS #VALA2006752
Days on Market239
Taxes$4,245 / year
HOA Fees$400 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1989
Lot Size1.79 AC / 77,972 SF
CountyLouisa County
Add your commute

Building Information for 20 Oak Road

Stories2Year Built1989Building Size-Lot Size1.79 AC / 77,972 SF

Payment Calculator

$5,876 per month

30 year fixed, 6.46% Interest

Principal and Interest

$5,489

Property Taxes

$354

HOA Dues

$33

The Payment Calculator is for illustrative purposes only.

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Property Information for 20 Oak Road

Location
Location
  • In City Limits: No
  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139403138
  • SchoolDistrictSource: Listing Agent
  • Elementary School: JOUETT (LOUISA VA)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: LOUISA COUNTY (LOUISA VA)
  • MiddleSchoolSource: Listing Agent
  • High School: LOUISA COUNTY (LOUISA VA)
  • County: LOUISA
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Water Frontage In Feet: 80.0
  • Docks Count: 1
  • Dock Type and Features: Sun Deck, Storage Area, Hoist/Lift Electric, Multiple Slip
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Physical Dock/Slip Conveys
  • Slips Count: 2
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2022
  • Tax Assessed Value: $728,100
  • Year Assessed: 2023
  • County Tax: $4,245
  • Clean Green Assessed: No
  • Land Use Code: 2
  • Zoning: R2
  • Tax Lot: 18
  • School Tax: $0
  • Automatically Update Tax Values Y/N: No
Rooms
Main
  • # Bedrooms Count Main Level: 4
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 2
All Lower Levels
  • # Bedrooms All Lower Levels: 3
  • # Bathrooms All Lower Levels: 2
  • # Bathrooms Full All Lower Levels: 2
Lower Level 1
  • # Bedrooms Lower Level: 3
  • # Bathrooms Lower Level: 2
  • # Bathrooms Full Lower Level: 2
Rooms
  • Stories: Lower 1, Main
Building Info
Building Info
  • Total Finished SQFT: 2,808.00
  • Total Finished SQFT Source: Estimated
  • Total SQFT: 2,880.00
  • Total SQFT Source: Estimated
  • Construction Materials: Vinyl Siding
  • Flooring Type: Ceramic Tile, Laminate Plank, Luxury Vinyl Plank, Partially Carpeted, Tile/Brick
  • Basement Type: Heated, Improved, Fully Finished, Shelving, Walkout Level, Windows, Interior Access, Full
  • Foundation Details: Concrete Perimeter, Block
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bedrooms-Main Level-4, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bedrooms-Lower Level 1-1, Bedrooms-Lower Level 1-2, Bedrooms-Lower Level 1-3, Bathrooms Full-Lower Level 1-1, Bathrooms Full-Lower Level 1-2
  • # Bathrooms Full: 4
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Lot Features: Fishing Available, Partly Wooded, Rear Yard
  • Location Type: Lake
  • Parcel ID: 17777937
Parking
Parking
  • Type Of Parking: Detached Garage, Driveway
  • Num of Detached Garage Spaces: 4
  • Total Garage Spaces: 4
  • Parking Features: Gravel Driveway
  • Garage Features: Covered Parking, Oversized
Interior Features
Interior Features
  • Interior Features: Breakfast Area, Bar, Built-Ins, Combination Dining/Living, Dining Area, Entry Level Bedroom, Kitchen - Island, Primary Bath(s), Upgraded Countertops, Floor Plan - Open, 2nd Kitchen, Attic, Carpet, Ceiling Fan(s), Recessed Lighting, Skylight(s)
  • Fireplace: No
  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Oven - Double, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Disposal
  • Accessibility Features: None
  • Door Features: Sliding Glass
  • Laundry Type: Has Laundry, Hookup, Main Floor
Exterior Features
Exterior Features
  • Spa: No
  • Exterior Features: Boat Storage, Play Area, Play Equipment, Private Beach, Flood Lights, Sport Court, BBQ Grill, Awning(s), Outside Shower
  • Outdoor Living Structures: Deck(s), Enclosed, Screened
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Ceiling Fan(s), Heat Pump(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: On Site Septic, Septic < # of BR
  • Internet Services: Fiber Optic
Confidential Data
Listing Office
  • List Agent AOR: Fredericksburg Area Association of REALTORS

Property History for 20 Oak Road

DateEvent & SourcePriceAppreciation
Aug 18, 2025

Sold

BRIGHT #VALA2006752

$1,090,000
Jul 28, 2025

Sold (Public Record)

Public Record #1912735676

$1,090,000

+9.5% / yr

Jun 26, 2025

Pending

BRIGHT #VALA2006752

Jun 26, 2025

In Contract

BRIGHT #VALA2006752

May 15, 2025

Price Change

BRIGHT #VALA2006752

$1,100,000
Mar 26, 2025

Price Change

BRIGHT #VALA2006752

$1,149,900
Dec 9, 2024

Price Change

BRIGHT #VALA2006752

$1,175,000
Oct 31, 2024

Listed (Active)

BRIGHT #VALA2006752

$1,195,000
Oct 23, 2024

Listed (Active)

BRIGHT #VALA2006752

$1,195,000
Aug 30, 2024

Expired

BRIGHT #VALA2005790

Jun 4, 2024

Listed (Active)

BRIGHT #VALA2005790

$1,300,000
Feb 16, 2015

Expired

CAAR #524373

$399,975
Oct 28, 2014

Sold (Public Record)

Public Record #474058808

$410,000
Aug 16, 2014

Listed (Active)

CAAR #524373

$399,975
Jul 27, 2014

Expired

CVRMLS #1402105

Jul 21, 2014

Expired

CAAR #517073

$449,000
Jan 27, 2014

Listed (Active)

CVRMLS #1402105

$449,000
Jan 21, 2014

Listed (Active)

CAAR #517073

$449,000
DateEvent & SourcePrice
08/18/2025

Sold

BRIGHT #VALA2006752

$1,090,000
07/28/2025

Sold (Public Record)

Public Record #1912735676

$1,090,000

+9.5% / yr

06/26/2025

Pending

BRIGHT #VALA2006752

06/26/2025

In Contract

BRIGHT #VALA2006752

05/15/2025

Price Change

BRIGHT #VALA2006752

$1,100,000
03/26/2025

Price Change

BRIGHT #VALA2006752

$1,149,900
12/09/2024

Price Change

BRIGHT #VALA2006752

$1,175,000
10/31/2024

Listed (Active)

BRIGHT #VALA2006752

$1,195,000
10/23/2024

Listed (Active)

BRIGHT #VALA2006752

$1,195,000
08/30/2024

Expired

BRIGHT #VALA2005790

06/04/2024

Listed (Active)

BRIGHT #VALA2005790

$1,300,000
02/16/2015

Expired

CAAR #524373

$399,975
10/28/2014

Sold (Public Record)

Public Record #474058808

$410,000
08/16/2014

Listed (Active)

CAAR #524373

$399,975
07/27/2014

Expired

CVRMLS #1402105

07/21/2014

Expired

CAAR #517073

$449,000
01/27/2014

Listed (Active)

CVRMLS #1402105

$449,000
01/21/2014

Listed (Active)

CAAR #517073

$449,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20 Oak Road

Taxable ValueLand$275,000Additions$486,600Total$761,600
Tax Record2024$5,242 ($437 / month)
Home Facts
Beds5Baths4Total Finished SqFt2,808 SqFtAbove Grade Finished SqFt1,440 SqFtFinished Basement SqFt1,368 SqFtStories1Lot Size77,972 SqFtStyleSingle Family ResidenceYear Built1989CountyLOUISAAPN63A 1 18

Schools near 20 Oak Road

This home is within Louisa County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Jouett Elementary School
PublicPK to 5

Louisa County Middle School
Public6 to 8

Louisa County High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of KW Realty Lakeside, Lauren A Davis

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.