Sold
Last Sold Price
3 beds2,876 sqft
20 Xebec Rd, Palmyra, VA 22963
Single FamilyProperty Type
0.39 acresLot Size
2006Year Built
$139/sq ftPrice per sq ft
$1,460/yrHOA Fees
2 carsParking Spaces

Description

Custom ranch in Lake Monticello featuring vaulted ceilings, hardwood floors, and a floor-to-ceiling stone fireplace. The kitchen offers maple cabinetry, stainless appliances, and ample counter space. Includes a bright sunroom and a half-finished basement with plenty of storage. Located just two blocks from Beach 4 in a gated community with lake access, golf, and more.Custom ranch in Lake Monticello featuring vaulted ceilings, hardwood floors, and a floor-to-ceiling stone fireplace. The kitchen offers maple cabinetry, stainless appliances, and ample counter space. Includes a bright sunroom and a half-finished basement with plenty of storage. Located just two blocks from Beach 4 in a gated community with lake access, golf, and more.
Listing closed: 07/29/2025 12:00 AM • Source: CAAR, MLS#: 665648

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Location

Listing Courtesy of LONG & FOSTER - LAKE MONTICELLO, PEGGY SHANKLIN

Sold By AVENUE REALTY, LLC, PAUL McARTOR

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Payment Calculator

$2,501 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,135

Property Taxes

$244

HOA Dues

$122

The Payment Calculator is for illustrative purposes only.

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Property Information for 20 Xebec Road

Property Details
  • Taxes: $2,922 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Ranch
  • Subdivision Name: LAKE MONTICELLO
Building Information
  • Stories: 1
  • Year Built: 2006
  • Lot Size: 0.39 AC / 16,988 SF
Summary
Location and General Information
  • Directions: From the Turkey Sag Gate, go straight, turn left at the stop sign, right onto Woodlawn, left on to Nahor, right onto Xebec
  • Latitude: 37.91637807
  • Longitude: -78.331894
  • Road Responsibility: Private Maintained Road
  • Water Source: Public
  • Year Built: 2006
Taxes and HOA
  • Association Amenities: BasketballCourt, Clubhouse, SportCourt, GolfCourse, Library, MeetingRoom, MeetingBanquetPartyRoom, PicnicArea, Playground, Pool, SportsFields, TennisCourts, Trails, Water, BeachRights, Dock
  • Association Fee: $1,460
  • Association Fee Frequency: Annually
  • Association Fee Includes: BoatRamp, Clubhouse, Golf, Playground, Pools, ReserveFund, RoadMaintenance, SnowRemoval, TennisCourts, Trash
  • Association: Yes
  • Tax Annual Amount: $2,922
  • Tax Legal Description: INST 180002631 NAHOR-8 LOT 389
  • Tax Year: 2025
Parking
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached, Basement, Electricity, Garage, GarageDoorOpener, GarageFacesSide
School Information
  • Elementary School: Central (Fluvanna)
  • High School: Fluvanna
  • Middle Or Junior School: Fluvanna
Property
Lot Information
  • Above Grade Finished Area: 1944.0
  • Above Grade Finished Area Source: Public Records
  • Above Grade Finished Area Units: Square Feet
  • Above Grade Unfinished Area: 0.0
  • Above Grade Unfinished Area Source: Public Records
  • Above Grade Unfinished Area Units: Square Feet
  • Below Grade Finished Area: 932.0
  • Below Grade Finished Area Source: Public Records
  • Below Grade Finished Area Units: Square Feet
  • Below Grade Unfinished Area: 230.0
  • Below Grade Unfinished Area Source: Public Records
  • Below Grade Unfinished Area Units: Square Feet
  • Building Area Source: Public Records
  • Building Area Total: 3568.0
  • Building Area Units: Square Feet
  • Living Area: 2876.0
  • Living Area Source: Public Records
  • Lot Size Acres: 0.39
Property and Assessments
  • Disclaimer: The listing broker’s offer of compensation is made to participants of the MLS where the listing is filed, as well as participants of Bright MLS via the CAAR/Bright MLS data share.
  • Disclosures: SellerDisclosure
  • New Construction: No
  • Parcel Number: NAHOR-8 LOT 389
  • Property Attached: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Detached
  • Property Type: Residential
  • Sign On Property: Yes
  • Zoning Description: R Residential
Utilities
  • Sewer: PublicSewer
  • Utilities: CableAvailable, FiberOpticAvailable, HighSpeedInternetAvailable, SatelliteInternetAvailable
Interior and Exterior Features
Exterior Features
  • Accessibility Features: AccessibleDoors
  • Community Features: Gated
  • Construction Materials: StickBuilt, VinylSiding
  • Fireplace Features: One, Gas, GasLog, Stone
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Patio And Porch Features: Composite, Deck, FrontPorch, Porch
  • Pool Features: Association
  • Roof: Composition, Shingle
  • Security Features: GatedCommunity, SmokeDetectors
Interior Features
  • Basement: ExteriorEntry, Finished, Heated, InteriorEntry, PartiallyFinished, WalkOutAccess
  • Basement: Yes
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 3
  • Cooling: CentralAir, HeatPump
  • Cooling: Yes
  • Flooring: Carpet, Hardwood, Laminate, PorcelainTile
  • Heating: Central, Electric, ForcedAir, HeatPump, Propane, MultiFuel
  • Heating: Yes
  • Interior Features: PrimaryDownstairs, RecessedLighting
  • Laundry Features: WasherHookup, DryerHookup
  • Levels: One
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Room Type: Bathroom, Bedroom, DiningRoom, FamilyRoom, FullBath, Kitchen, Laundry, LivingRoom, Sunroom
  • Spa: No
  • Stories: 1
  • Appliances: Dishwasher, ElectricCooktop, Disposal, Microwave, Refrigerator, Dryer, Washer
Room Information
Room Information
  • Human Modified: No
Room 1
  • Room Level: Basement
  • Room Type: Family Room
Room 2
  • Room Level: First
  • Room Type: Sunroom
Room 3
  • Room Level: First
  • Room Type: Primary Bathroom
Room 4
  • Room Level: First
  • Room Type: Living Room
Room 5
  • Room Level: First
  • Room Type: Primary Bedroom
Room 6
  • Room Level: First
  • Room Type: Bedroom
Room 7
  • Room Level: First
  • Room Type: Dining Room
Room 8
  • Room Level: First
  • Room Type: Laundry
Room 9
  • Room Level: Basement
  • Room Type: Bathroom
Room 10
  • Room Level: First
  • Room Type: Bathroom
Room 11
  • Room Level: First
  • Room Type: Kitchen
Rental
Rent Information
  • Lease Considered: No

Property History for 20 Xebec Road

DateEvent & SourcePriceAppreciation
Jul 29, 2025

Sold

CAAR #665648

$400,000—
Jul 29, 2025

Sold

Harrisonburg-Rockingham AOR #665648

$400,000—
Jul 22, 2025

Sold (Public Record)

Public Record #1908407562

$400,000

+2.4% / yr

DateEvent & SourcePrice
07/29/2025

Sold

CAAR #665648

$400,000
07/29/2025

Sold

Harrisonburg-Rockingham AOR #665648

$400,000
07/22/2025

Sold (Public Record)

Public Record #1908407562

$400,000

+2.4% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20 Xebec Road

Taxable ValueLand$30,000Additions$359,600Total$389,600
Tax Record2025$2,941 ($245 / month)
Home Facts
Beds3Baths2Total Finished SqFt1,776 SqFtAbove Grade Finished SqFt1,776 SqFtUnfinished Basement SqFt1,776 SqFtStories1Lot Size17,163 SqFtStyleSingle Family ResidenceYear Built2006Year Renovated2016ZoningR-4CountyFLUVANNAAPN18A 8 389

Schools near 20 Xebec Road

This home is within Fluvanna County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 2
Public - 3 to 4
Public - 5 to 7
Public - 8 to 12
Rating
School
Distance
Central Elementary School
PublicPK to 2

Carrysbrook Elementary
Public3 to 4

Fluvanna Middle
Public5 to 7

Fluvanna County High School
Public8 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of LONG & FOSTER - LAKE MONTICELLO, PEGGY SHANKLIN

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.