20045 Tower Hill Rd

Leonardtown, MD 20650

$1,450,000
Price
5
Beds
7,376 Sq. Ft.
$197 / Sq. Ft.
7,376
Sq. Ft.
$197
per Sq. Ft.
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Virtual TourNew
Virtual TourNew
Serene creek-front estate on 12 acres
Aerial view to show overall home layout.
Front view of home from driveway.
Custom walkway to front door, 2 patios
Separate entry to front rec room.
Main entry into foyer & formal living room
Formal living room & dining, view I
Formal living room, View II.
Formal dining room opens into great room.
powder room off of kitchen
Great room, View I.
Great room, View II.
Bonus room off kitchen, View I.
Bonus room w/ skylights, View II.
Garden room - connects to bonus room .
Bonus room view leading to kitchen.
Dining area adjoining kitchen.
Kitchen w/ 6 burner, gas stove, View I.
Kitchen, View II.
Kitchen, View III.
Kitchen, View IV.
View from dining area zoomed out.
Pantry and laundry with informal half bath.
End of pantry which opens into garden room.
Formal library, family room.
Rec room, adjoins front loading 2 car garage.
Bonus room view leading to primary suite.
Primary suite on main level, View I.
Primary suite, View II.
Primary bath w/ water view, View I.
Primary bath, View II.
Primary walk-in shower, View I.
Primary walk-in shower, View II.
Primary bath, View III.
Primary suite walk-in closet.
Main staircase to finished lower level.
Finished lower level w/ built-ins & ext. access
Finished lower level w/ full bath station.
Rear entry single garage bay, lower 1.
Unfinished basement lux storage, lower 1.
Doorway view to 2 garage bays, lower 1
Unfinished basement, exceptional storage- lower 1.
Return view of main foyer to upper 1.
Upper second en-suite bedroom
Upper en-suite bedroom
En-suite vanity
En-suite vanity #2
En-suite bath
Upper 2nd bath
Upper 2nd bath
Upper 2nd bath, double vanity
Upper 1 Bed 2
Upper 1 Bed 3
Upper 1 Bed 4
Upper 1 hallway walk-in closet.
Upper 1 hallway walk-in closet
Detached 3 bay garage w/ electric.
Unfinished loft interior of 3 car detached garage
Rear view, single bay w/ interior access.
Attached 2-car garage side entry to home.
Covered storage shed, new roof.
View from front of lot to home.
Aerial I.
Aerial II.
Aerial III.

Description

Set quietly within 12 picturesque acres overlooking a peaceful creek, Tower Hill Retreat offers an extraordinary opportunity to experience refined country living in a natural setting. This impressive estate features 5 bedrooms (with potential for a sixth) and 5 full and 2 half bathrooms in a thoughtfully designed and exceptionally versatile floor plan. Rich hardwood and tile flooring extend throughout the main level of the home while dramatic floor-to-ceiling windows invite abundant natural light...Set quietly within 12 picturesque acres overlooking a peaceful creek, Tower Hill Retreat offers an extraordinary opportunity to experience refined country living in a natural setting. This impressive estate features 5 bedrooms (with potential for a sixth) and 5 full and 2 half bathrooms in a thoughtfully designed and exceptionally versatile floor plan. Rich hardwood and tile flooring extend throughout the main level of the home while dramatic floor-to-ceiling windows invite abundant natural light and frame captivating views of the surrounding woodland landscape. Multiple living areas throughout the original section of the home provide comfortable gathering spaces, while the substantial Ripple Brothers addition creates expansive living areas ideal for entertaining, recreation, or extended family living. For automotive enthusiasts, hobbyists, or those needing exceptional storage, the property offers eight garage bays, including a detached three-car garage with loft space featuring plumbing and electric—presenting an incredible opportunity for a future guest suite, au pair quarters, or private studio. Thoughtfully cared for grounds surround the home; a private nature retreat where peaceful creek views, mature trees, and beautifully maintained yard space provide an unparalleled sense of serenity.
  1. Listed by Barbara Stellway • KW Metro Center
    P: (240)-298-9191 barbarastellway@gmail.com

Property Details for 20045 Tower Hill Road

Tax ID Number
1903040275
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Colonial
Levels/Stories
3
Waterfront
Yes
LISTING UPDATED: 03/20/2026 12:18 AM

Property Details for 20045 Tower Hill Road

StatusActive
MLS #MDSM2029738
Days on Market2
Taxes$9,635 / year
HOA Fees$200 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1973
Lot Size12.00 AC / 522,720 SF
CountySt. Mary's County
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Location

Listing Courtesy of KW Metro Center
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Building Information for 20045 Tower Hill Road

Stories3Year Built1973Building Size-Lot Size12.00 AC / 522,720 SF

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$7,857 per month

30 year fixed, 6.11% Interest

Principal and Interest

$7,037

Property Taxes

$803

HOA Dues

$17

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Property Information for 20045 Tower Hill Road

Location
Location
  • In City Limits: No
  • School District Name: ST. MARYS COUNTY PUBLIC SCHOOLS
  • School District County ID: 803197649142
  • SchoolDistrictSource: 3rd Party
  • Middle Or Junior School: LEONARDTOWN (SAINT MARYS MD)
  • MiddleSchoolSource: 3rd Party
  • High School: LEONARDTOWN (SAINT MARYS MD)
  • HighSchoolSource: 3rd Party
  • County: SAINT MARYS
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: No
  • Water Oriented: Yes
  • Navigable Water: No
  • Tidal Water: Yes
  • Water Body Name: Poplar Hill Creek
  • Water Body Type: Creek
  • Water Frontage In Feet: 820.0
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • HOA Condo Coop Fee Includes: Road Maintenance
  • Senior Community: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $1,015,067
  • Year Assessed: 2026
  • County Tax: $9,635
  • Improvement Assessed Value: $921,400
  • Land Assessed Value: $116,000
  • Clean Green Assessed: No
  • Municipal Trash: No
  • Land Use Code: A
  • Zoning: RPD
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 4
  • # Bathrooms Full Main Level: 2
  • # Bathrooms Half Main Level: 2
All Upper Levels
  • # Bedrooms Count All Upper Levels: 4
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
Upper Level 1
  • # Bedrooms Count Upper Level: 4
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
All Lower Levels
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Stories: Lower 1, Main, Upper 1
Building Info
Building Info
  • Year Major Reno Remodel: 2007
  • Total Finished SQFT: 7,376.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 7,376.00
  • Total SQFT: 7,376.00
  • Total SQFT Source: Assessor
  • Construction Materials: Frame, Brick, Stone
  • Roof: Architectural Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8046/3543/2726/804635432726_512_384_WM_hnH0hg2uEi65hm24.jpg
  • Wall and Ceiling Types: High, Dry Wall, Beamed Ceilings
  • Flooring Type: Solid Hardwood, Terrazzo, Tile/Brick
  • Basement Type: Connecting Stairway, Combination, Interior Access, Outside Entrance, Sump Pump, Walkout Level, Windows, Workshop, Shelving, Rear Entrance, Partially Finished
  • Foundation Details: Slab, Block, Wood
  • Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bathrooms Half-Main Level-1, Bathrooms Half-Main Level-2, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Upper Level 1-4, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 5
  • # Bathrooms Half: 2
  • Other Structure: Above Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Lot Features: Backs to Trees, Fishing Available, Cul-de-sac, Hunting Available, Irregular, Landscaping, Level, No Thru Street, Not In Development, Partly Wooded, Private, Rural, Stream/Creek, Tidal Wetland, Trees/Wooded
  • Road Surface Type: Gravel
  • Parcel ID: 14989998
  • Additional Parcels: No
  • Addl Parcels Descrp: Property is tucked away at the beginning of Tower Hill Road. Incredibly private yet close to all amenities,
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Attached Garage, Detached Garage, Driveway
  • Num of Attached Garage Spaces: 5
  • Num of Detached Garage Spaces: 3
  • Driveway - # of Spaces: 6
  • Total Garage Spaces: 8
  • Garage Features: Additional Storage Area, Garage - Side Entry, Garage Door Opener, Inside Access, Oversized
Interior Features
Interior Features
  • Interior Features: Additional Stairway, Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Double/Dual Staircase, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, Walk-in Closet(s), Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 2
  • Fireplace Features: Mantel(s), Non-Functioning, Stone, Wood
  • Appliances: Built-In Microwave, Built-In Range, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Oven - Double, Oven/Range - Gas, Range Hood, Six Burner Stove, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Accessibility Features: Other
  • Door Features: French, Six Panel
  • Window Features: Double Hung, Skylights, Storm, Wood Frame, Double Pane
  • Laundry Type: Dryer In Unit, Washer In Unit, Main Floor, Has Laundry
  • Virtual Tour URL Unbranded: https://my.matterport.com/show/?m=NByGjfSiLqo
Exterior Features
Exterior Features
  • Exterior Features: Boat Storage, Exterior Lighting, Flood Lights, Gutter System, Secure Storage
  • Pool: No Pool
  • Horse: No
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C, Geothermal, Heat Pump(s), Programmable Thermostat, Zoned, Ceiling Fan(s)
  • Cooling Fuel: Electric, Geothermal
  • Heating Type: Central, Heat Pump(s), Zoned, Other
  • Heating Fuel: Electric, Geo-thermal, Oil
  • Hot Water: Electric
  • Water Source: Private, Well
  • Sewer Septic: On Site Septic
Confidential Data
Listing Office
  • List Agent AOR: Southern Maryland Association of REALTORS

Property History for 20045 Tower Hill Road

DateEvent & SourcePriceAppreciation
Mar 20, 2026

Listed (Active)

BRIGHT #MDSM2029738

$1,450,000—
DateEvent & SourcePrice
03/20/2026

Listed (Active)

BRIGHT #MDSM2029738

$1,450,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20045 Tower Hill Road

Taxable ValueLand$116,000Additions$887,900Total$1,003,900
Tax Record2023$6,830 ($569 / month)
Home Facts
Beds0Baths3.5Total Finished SqFt7,376 SqFtAbove Grade Finished SqFt7,376 SqFtStories2Lot Size522,720 SqFtStyleMiscellaneous ResidentialYear Built1998ZoningRPDCountyST. MARY'SAPN03-040275Fireplace TypeHas Fireplace

Schools near 20045 Tower Hill Road

This home is within St. Mary's County Public Schools.
Rating
School
Type
Grades
Distance
Piney Point Elementary School
Public - PK to 5
Leonardtown Middle School
Public - 6 to 8
Leonardtown High School
Public - 9 to 12
Dr. James A. Forrest Career And Technology Center
Public - 9 to 12
Rating
School
Distance
Piney Point Elementary School
PublicPK to 5

Leonardtown Middle School
Public6 to 8

Leonardtown High School
Public9 to 12

Dr. James A. Forrest Career And Technology Center
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 20045 Tower Hill Road, Leonardtown, MD 20650

20045 Tower Hill Road is a single family home for sale in Leonardtown, MD 20650. This property was listed for sale on March 20, 2026 by KW Metro Center, it's currently listed at $1,450,000. This listing's school district is St. Mary's County Public Schools. Nearby schools include Piney Point Elementary School, Leonardtown Middle School and Leonardtown High School. 20045 Tower Hill Road is a 5-bed, 7-bath, 7,376 sqft single family home built in 1973.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of KW Metro Center

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 03/20/2026 12:18 AM