20395 Bowles Rd

Coltons Point, MD 20626

$420,000
Last Sold Price
2
Beds
1,376 Sq. Ft.
$305 / Sq. Ft.
1,376
Sq. Ft.
$305
per Sq. Ft.
Closed 11/26/25
Closed 11/26/25
a view of a house with a yard and street view
Beachfront!!
an aerial view of a house with pool and a yard
Front of home
a living room with furniture and a flat screen tv
an aerial view of lake residential house with swimming pool and outdoor space
an aerial view of a house with a yard
an aerial view of a house with a lake view
an aerial view of a house with a lake view
an aerial view of a houses with a yard
an aerial view of a house with a yard swimming pool and outdoor seating
an aerial view of a house with a garden and lake view
a living room with a fireplace and a flat screen tv
a view of workspace
a view of a storage & utility room with closet
a bathroom with a sink a mirror and vanity
a living room with furniture a fireplace and a flat screen tv
a living room with furniture and a fireplace
a living room with furniture a fireplace and a flat screen tv
a room with stainless steel appliances kitchen island granite countertop furniture and a kitchen view
a kitchen with granite countertop a sink stove and cabinets
a kitchen with stainless steel appliances granite countertop a stove top oven a sink a microwave and a refrigerator
a dining room with furniture and window
a dining room with furniture and window
a view of a dining room with furniture and chandelier
a kitchen with a sink cabinets and window
Office or potential 3rd bedroom
a view of a workspace with furniture and a window
Office or potential 3rd bedroom
a bedroom with a bed and a flat tv screen on dresser
a bedroom with a bed and a flat tv screen on dresser
a bedroom with a bed and a chandelier
a bedroom with a bed and a chandelier
a bedroom with a bed and chandelier
a front view of a house with garden
a view of a house with a big yard and large trees
Storage shed with electric
a front view of a house with a yard and potted plants
a view of a balcony with chairs and wooden floor
an outdoor space with furniture
a view of a lake with a house in the background
a view of a lake from a yard
a front view of a house with a yard
a backyard of a house with table and chairs
a view of a lake with houses in the background
a view of a yard
a view of a backyard with large trees
a view of a lake
an aerial view of a houses with a lake view
a view of a lake with a lake
an aerial view of a houses with a lake view
a view of a garden with a building in the background
a view of a house with a yard and garage
a view of a garden with a building in the background
a view of a lake view

Description

Your Private Waterfront Retreat awaits! Nestled on .85 acres of serene, natural beauty, this special property offers a rare opportunity to enjoy a true beachfront lifestyle. From the moment you arrive, you’re surrounded by nature and tranquility. Throughout the seasons, you’ll witness an abundance of wildlife right in your backyard – from graceful bald eagles and osprey to deer, geese, and countless other native species that call this area home. Step out onto your deck and take in the sights and...Your Private Waterfront Retreat awaits! Nestled on .85 acres of serene, natural beauty, this special property offers a rare opportunity to enjoy a true beachfront lifestyle. From the moment you arrive, you’re surrounded by nature and tranquility. Throughout the seasons, you’ll witness an abundance of wildlife right in your backyard – from graceful bald eagles and osprey to deer, geese, and countless other native species that call this area home. Step out onto your deck and take in the sights and sounds of the Potomac River. Spend your evenings gazing at the stars and listening to the gentle lapping of the water as you unwind from the day. This is more than a home….it’s an experience. The current owner has cherished this property since 1998 and has loved every moment of life here. Inside, you’ll find a spacious 23’ x 24’ family room that provides ample space for friends and family to gather and make memories. Step down to the water and experience the beauty and versatility of this ever-changing beach. The shoreline shifts with the tides, providing a unique and dynamic waterfront view every day. Launch a canoe, kayak, or stand-up paddleboard right from your beach and glide out onto the Potomac River. If fishing is your passion, you’ll be delighted to know that the perch are plentiful and ready for your next catch! Whether you’re seeking a quiet place to relax, a space for water sports, or a serene spot to watch the stars dance across the sky, this property has it all. Come experience the best of waterfront living at Bowles Road, where every day feels like a vacation!

Property Details for 20395 Bowles Road

Tax ID Number
1907008244
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Ranch/Rambler
Levels/Stories
1
Furnished
No
LISTING UPDATED: 12/08/2025 11:20 AM

Property Details for 20395 Bowles Road

StatusClosed
MLS #MDSM2027600
Days on Market17
Taxes$3,252 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1958
Lot Size0.85 AC / 37,026 SF
CountySt. Mary's County

Location

Listing Courtesy of CENTURY 21 New Millennium

Sold By CENTURY 21 New Millennium

Add your commute

Building Information for 20395 Bowles Road

Stories1Year Built1958Building Size-Lot Size0.85 AC / 37,026 SF

Payment Calculator

$2,318 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,047

Property Taxes

$271

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 20395 Bowles Road

Location
Location
  • In City Limits: No
  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • School District County ID: 121138839208
  • SchoolDistrictSource: Listing Agent
  • County: SAINT MARYS
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Canoe/Kayak, Boat - Powered, Fishing Allowed, Private Access, Waterski/Wakeboard, Swimming Allowed
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Tidal Water: Yes
  • Water Body Name: Dukeharts Creek/Potomac River
  • Water Body Type: River
  • Water Frontage In Feet: 197.0
  • Docks Count: 1
  • Dock Type and Features: Other
  • Slips Count: 0
  • Distance To Body Of Water: .00
  • Distance To Body Of Water Units: Feet
Association / Community Info
Association / Community Info
  • Property Manager Y/N: No
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $398,400
  • Zoning: RESIDENTIAL
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 2
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 1
  • # Bathrooms Half Main Level: 1
Rooms
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Office, Bathroom 1, Bathroom 2
  • Stories: Main
Rooms Information
Room 1
  • Room Type: Family Room
  • Room Length: 24.0
  • Room Width: 23.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet
Room 2
  • Room Type: Dining Room
  • Room Length: 12.0
  • Room Width: 10.0
  • Room Level: Main
  • Room Exists: Yes
Room 3
  • Room Type: Kitchen
  • Room Length: 11.0
  • Room Width: 13.0
  • Room Level: Main
  • Room Exists: Yes
Room 4
  • Room Type: Office
  • Room Length: 17.0
  • Room Width: 9.0
  • Room Level: Main
  • Room Exists: Yes
Room 5
  • Room Type: Primary Bedroom
  • Room Length: 12.0
  • Room Width: 10.0
  • Room Level: Main
  • Room Exists: Yes
Room 6
  • Room Type: Bedroom 2
  • Room Length: 10.0
  • Room Width: 9.0
  • Room Level: Main
  • Room Exists: Yes
Room 7
  • Room Type: Bathroom 1
  • Room Length: 10.0
  • Room Width: 5.0
  • Room Level: Main
  • Room Exists: Yes
Room 8
  • Room Type: Bathroom 2
  • Room Length: 9.0
  • Room Width: 7.0
  • Room Level: Main
  • Room Exists: Yes
Building Info
Building Info
  • Total Finished SQFT: 1,376.00
  • Total Finished SQFT Source: Assessor
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Front Yard, Landscaping, Level, No Thru Street, Rear Yard, SideYard(s)
  • Location Type: River
  • Parcel ID: 15003780
Parking
Parking
  • Type Of Parking: Attached Carport, Driveway
  • Driveway - # of Spaces: 4
  • Attached Carport - # of Spaces: 2.0
  • Parking Features: Asphalt Driveway
Interior Features
Interior Features
  • Interior Features: Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Gas/Propane, Insert
  • Appliances: Exhaust Fan, Refrigerator, Stove, Water Heater, Dishwasher, Oven/Range - Gas
  • Accessibility Features: Other
  • Laundry Type: Main Floor
Exterior Features
Exterior Features
  • Exterior Features: Exterior Lighting, Outbuilding(s), Private Beach
  • Outdoor Living Structures: Deck(s), Breezeway
  • Pool: No Pool
Utilities
Utilities
  • Utilities: Propane
  • Heating: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: 90% Forced Air
  • Heating Fuel: Propane - Leased, Oil
  • Hot Water: Oil
  • Water Source: Well
  • Sewer Septic: On Site Septic
Confidential Data
Listing Office
  • List Agent AOR: Southern Maryland Association of REALTORS
  • List Agent URL: www.JessHasTheKey.com

Property History for 20395 Bowles Road

DateEvent & SourcePriceAppreciation
Nov 26, 2025

Closed (Public Record)

Public Record #1922193318

$420,000—
Nov 26, 2025

Closed

BRIGHT #MDSM2027600

$420,000—
Oct 22, 2025

Pending

BRIGHT #MDSM2027600

—
Oct 22, 2025

Active Under Contract

BRIGHT #MDSM2027600

—
Oct 17, 2025

Price Change

BRIGHT #MDSM2027600

$439,000—
Oct 6, 2025

Withdrawn

BRIGHT #MDSM2025646

—
Oct 6, 2025

Listed (Active)

BRIGHT #MDSM2027600

$470,000—
Sep 29, 2025

Price Change

BRIGHT #MDSM2025646

$470,000—
Aug 11, 2025

Price Change

BRIGHT #MDSM2025646

$489,999—
Jul 11, 2025

Listed (Active)

BRIGHT #MDSM2025646

$505,000—
May 27, 2025

Listed (Active)

BRIGHT #MDSM2025646

$505,000—
DateEvent & SourcePrice
11/26/2025

Closed (Public Record)

Public Record #1922193318

$420,000
11/26/2025

Closed

BRIGHT #MDSM2027600

$420,000
10/22/2025

Pending

BRIGHT #MDSM2027600

—
10/22/2025

Active Under Contract

BRIGHT #MDSM2027600

—
10/17/2025

Price Change

BRIGHT #MDSM2027600

$439,000
10/06/2025

Withdrawn

BRIGHT #MDSM2025646

—
10/06/2025

Listed (Active)

BRIGHT #MDSM2027600

$470,000
09/29/2025

Price Change

BRIGHT #MDSM2025646

$470,000
08/11/2025

Price Change

BRIGHT #MDSM2025646

$489,999
07/11/2025

Listed (Active)

BRIGHT #MDSM2025646

$505,000
05/27/2025

Listed (Active)

BRIGHT #MDSM2025646

$505,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20395 Bowles Road

Taxable ValueLand-Additions-Total-
Tax Record2023$321 ($27 / month)
Home Facts
Beds0Baths1Total Finished SqFt1,376 SqFtAbove Grade Finished SqFt1,376 SqFtStories1Lot Size37,026 SqFtStyleSingle Family ResidenceYear Built1958ZoningRPDCountyST. MARY'SAPN07-008244Fireplace TypeHas Fireplace

Schools near 20395 Bowles Road

This home is within St. Mary's County Public Schools.
Rating
School
Type
Grades
Distance
Dynard Elementary School
Public - PK to 5
Margaret Brent Middle School
Public - 6 to 8
Chopticon High School
Public - 9 to 12
Chesapeake Charter School
Charter - K to 8
Rating
School
Distance
Dynard Elementary School
PublicPK to 5

Margaret Brent Middle School
Public6 to 8

Chopticon High School
Public9 to 12

Chesapeake Charter School
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of CENTURY 21 New Millennium

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 12/08/2025 11:20 AM