4 beds2,356 sqft$198/sqft
20432 Rd U, Cortez, CO 81321
Est: $2,546/moGet pre-approved

Description

Rural Colorado horse property with live water, a nice farmhouse, workshop, 2 car detached garage and a guesthouse. Almost 11 acres with irrigation water and live water in canal which the horses and cattle drink from. The main home was remodeled in 2014, has 4 bedrooms: 2 downstairs with a large master suite, and two upstairs. Enjoy family time together in the living room surrounded with windows and natural light, and a separate den with built in bookcases for cozy evenings around the fireplace. Stepping...Rural Colorado horse property with live water, a nice farmhouse, workshop, 2 car detached garage and a guesthouse. Almost 11 acres with irrigation water and live water in canal which the horses and cattle drink from. The main home was remodeled in 2014, has 4 bedrooms: 2 downstairs with a large master suite, and two upstairs. Enjoy family time together in the living room surrounded with windows and natural light, and a separate den with built in bookcases for cozy evenings around the fireplace. Stepping outside is an opportunity for gardening, orchards, and a fully fenced horse/livestock pasture. Theres a cute red cottage waiting for your personal touches. The guesthouse could bring in steady rental income, and has its own driveway and fenced yard. There are mountain views in every direction and is surrounded by well-cared for irrigated farmland. This property is an opportunity to have sweat equity and make it your own. Priced at $466,000 which includes 7 shares of Montezuma Valley Irrigation water.
LISTING UPDATED: 08/02/2026 01:38 AM

  1. Listed by Julie Suckla • Altitude Realty

Property Details for 20432 Rd U

Status
MLS #
837644
Days on Market
5
Taxes
$2,125 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
RESIDENTIAL / Stick Built
Year Built
1946
Lot Size
10.84 AC / 472,190 SF
Water Front
Yes
Zoning
Agriculture, Residential Single Family, Mixed-Use
Views
Mountains
Waterfront
Other, Seasonal Stream/Spring
Subdv Name
None

Location

Listing Courtesy of Altitude Realty, Julie Suckla
Add your commute

Building Information for 20432 Rd U

Stories1Year Built1946Building Size-Lot Size10.84 AC / 472,190 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$2,546 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,369

Property Taxes

$177

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 20432 Rd U

Summary
Location and General Information
  • Year Remodeled: 2014
  • Directions: 9 miles north of Cortez then turn left (west) on Road U, go 1 mile to driveway turn left and stay to the left.
Parking
  • RV Parking: Yes
  • Carport Y/N: No
  • Garage Type: Detached Garage
  • Garage Capacity: 2
  • Garage Y/N: Yes
School Information
  • Elementary School: Lewis-Arriola K-5
  • Middle School: Cortez 6-8
  • High School: Montezuma-Cortez 9-12
Taxes and HOA Information
  • HOA Y/N: No
  • Tax Year: 2026
  • Total Taxes $: 2125.28
Property
Property and Assessments
  • Domestic Water Source: Installed Paid, Central Water
  • Domestic Sewer Source: Septic System
  • FIPS Code: 08083
  • Legal/Lot Block: Section: 12 Township: 37 Range: 17 TR IN SE1/4SW1/4; 2.00AC (NO MIN INT(MC2190) Section: 13 Township: 37 Range: 17 TR IN N1/2NW1/4; 8.84AC (50% MIN INT(MC2196) B680 P964
  • Foreign Owned Y/N: No
  • Photo Count: 44
  • New Construction Y/N: No
  • Livestock Allowed: Cattle, Horses, Other, Poultry, Sheep, Swine
Lot Information
  • Special Assemnt Y/N: No
  • Water Rights/Irrigation: Yes
  • Lot Size/Acerage: 10 - 19.99
  • Current Property Use: Residential, Agriculture, Horses/Equestrian
  • Possible Property Use: Hobby Farm, Livestock, Orchard, Tree Farm
  • Parcel ID #: 5.35513200997E11
Green Features
  • Green Certification Y/N: No
  • HERS Rated Y/N: No
  • Energy Star Qualified Y/N: No
  • LEED for Homes Y/N: No
  • NAHB/NGBS-ICC 700 Y/N: No
Utilities
  • Irrigation/Water District: Montezuma Valley Irrigati
  • Internet Service Y/N: Yes
  • Internet Provider: Other
  • Utilities: Electric, Propane-Tank Owned, Phone - Cell Reception
  • Addit Living Quarters: Yes
  • Water Well: No
Multi Family
Multi-Family Information
  • Residence Stories: 1.5 Story
Interior and Exterior Features
Room Information
  • 1/2 Baths: 0
  • 3/4 Baths: 0
  • 1/4 Baths: 0
  • Total Bathrooms: 2.00
  • Dining: Eat-in Kitchen, Breakfast Nook, Separate Dining
  • Dining Room: Yes
  • Family Room: Yes
  • Total Office/Den(s): 1
Interior Features
  • Furnished: Unfurnished
  • Addit Living Type: ADU-Accessory Dwelling Unit
  • Florring: Carpet-Partial, Hardwood, Laminate
  • Foundation/ Basement: Basement-below grade
  • Heating Fuel/Source: Propane, Wood
  • Cooling: Window A/C Unit(s)
  • Appliance Inclusions: Range/Oven, Refrigerator, Dishwasher, Washer, Dryer
  • Heating System: Wood Stove
  • Interior Inclusion: Wood Stove
  • Fireplace/Location/ Type: Stove Insert, Free Standing, Living Room, Den/Family Room, Woodstove
Exterior Features
  • Residence Style: Farm House
  • Construction Type: Wood Frame
  • Roof: Metal, Composition
  • Exterior Inclusions: Irrigation Water, Deck, Irrigation Pump
  • Fence: Barbed Wire, Cross Fence, Partial Property, Fenced - Back
  • Siding: Wood
  • Exterior Structures: Garage, Guest House, Workshop

Property History for 20432 Rd U

DateEvent & SourcePriceAppreciation
Jul 29, 2026

Listed (Active)

CRENMLS #837644

$466,000
May 14, 2021

Sold (Public Record)

Public Record #1460992690

$330,000

+3.3% / yr

Oct 21, 2016

Sold (Public Record)

Public Record #1132745247

$284,500

+6.7% / yr

DateEvent & SourcePrice
07/29/2026

Listed (Active)

CRENMLS #837644

$466,000
05/14/2021

Sold (Public Record)

Public Record #1460992690

$330,000

+3.3% / yr

10/21/2016

Sold (Public Record)

Public Record #1132745247

$284,500

+6.7% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20432 Rd U

Taxable ValueLand$9,923Additions$35,850Total$45,773
Tax Record2025$2,144 ($179 / month)
Home Facts
Beds1Baths2Total Finished SqFt2,356 SqFtAbove Grade Finished SqFt2,356 SqFtUnfinished Basement SqFt414 SqFtStories1Lot Size472,190 SqFtStyleSingle Family ResidenceYear Built1946Year Renovated1946ZoningA/R 10-34CountyMONTEZUMAAPN535513200997

Schools near 20432 Rd U

This home is within Montezuma-Cortez Re-1 School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Charter - K to 6
Rating
School
Distance
Lewis-Arriola Elementary School
PublicK to 5

Cortez Middle School
Public6 to 8

Montezuma-Cortez High School
Public9 to 12

Pleasant View Elementary School
CharterK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 81321

$6,900,000 | 2997 County Road 20.5, Cortez, CO 81321
1/30

$6,900,000

2
Bedrooms
1,128
Square Feet
1,286
Acres
$6,900,000 | 2997 Road 20.5 Cortez Co 81321, Cortez, CO 81321
1/33

$6,900,000

2
Bedrooms
1,128
Square Feet
1,286
Acres
$975,000 | 6572 24th Road, Cortez, CO 81321
1/25

$975,000

11
Bedrooms
11
Bathrooms
4,800
Square Feet
$185,220 | 1601 East Empire Street, Cortez, CO 81321
1/4

$185,220

3
Bedrooms
1,232
Square Feet
0.27
Acres
$398,900 | 1345 South Broadway, Cortez, CO 81321
1/36

$398,900

3
Bedrooms
2,738
Square Feet
0.69
Acres
$295,500 | 423 Colorado Street, Cortez, CO 81321
1/25

$295,500

3
Bedrooms
1,404
Square Feet
0.22
Acres
a bathroom with a shower
1/3

$20,000

Unavailable
Bedrooms
Unavailable
Bathrooms
1,232
Square Feet
0.14
Acres
a view of a backyard
1/19
Virtual Tour

$475,000

Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
75.8
Acres
two different pictures of a house
1/5

$550,000

Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
5.7
Acres

20432 Rd U is a single family home for sale in Cortez, CO 81321. This property was listed for sale on July 30, 2026 by Altitude Realty, it's currently listed at $466,000. It has been on the market for a total of 5 days and was last sold on May 14, 2021. This listing's school district is Montezuma-Cortez Re-1 School District. Nearby schools include Lewis-Arriola Elementary School, Cortez Middle School and Montezuma-Cortez High School. 20432 Rd U is a 4-bed, 2-bath, 2,356 sqft single family home built in 1946.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Altitude Realty, Julie Suckla

Based on information from one of the following Multiple Listing Services: CRENMLS, Telluride Association of REALTORS, Grand Junction Area REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CRENMLS, Telluride Association of REALTORS, Grand Junction Area REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.