Active
4 beds1,536 sqft
20432 S Shore Rd, Lyme, NY 13693
Est: $1,731/moGet pre-approved
Single FamilyProperty Type
2 acresLot Size
2005Year Built
$186/sq ftPrice per sq ft

Description

Enjoy the perfect combination of privacy, space, and waterfront recreation without the high waterfront taxes! This beautifully updated 4 bedroom, 2 bathroom ranch sits on 2 peaceful acres and includes 15 feet of deeded water access, making it easy to enjoy fishing, kayaking, paddleboarding, and more. Built in 2005, this 1,536 square foot home features a bright, open concept layout where the living room, dining area, and kitchen flow seamlessly together, creating the perfect space for entertaining...Enjoy the perfect combination of privacy, space, and waterfront recreation without the high waterfront taxes! This beautifully updated 4 bedroom, 2 bathroom ranch sits on 2 peaceful acres and includes 15 feet of deeded water access, making it easy to enjoy fishing, kayaking, paddleboarding, and more. Built in 2005, this 1,536 square foot home features a bright, open concept layout where the living room, dining area, and kitchen flow seamlessly together, creating the perfect space for entertaining or everyday living. The kitchen offers warm butcher block countertops, stainless steel appliances, and plenty of workspace. Fresh paint and new flooring throughout give the home a clean, modern feel. The spacious primary suite includes a private full bath, while three additional bedrooms provide plenty of room for family, guests, or a home office. Outside, extensive tree clearing has created an even larger backyard with endless possibilities for recreation, gardening, or simply relaxing. A storage shed provides additional space for tools and outdoor equipment. Whether you're looking for a year round residence or a weekend getaway, this property offers the best of country living with the added bonus of deeded waterfront access at a fraction of the taxes of true waterfront ownership.
43 days on Market
  • Listed by: Beth Miller 315.649.3434 bmillerlakeontariorealty@gmail.com • Lake Ontario Realty, LLC
Last updated: 09/02/2026 02:22 PM • Source: New York State Alliance of MLSs (Buffalo), MLS#: S1703677

Location

Listing Courtesy of Lake Ontario Realty, LLC
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$1,731 per month

30 year fixed, 6.71% Interest

Principal and Interest

$1,473

Property Taxes

$258

HOA Dues

$0

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Property Information for 20432 South Shore Road

Property Details
  • Taxes: $3,098 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Ranch, Split Level
  • View: Water
  • Has View: Yes
  • Waterfront Features: Beach Access, Deeded Access, Lake
  • Has Waterfront: Yes
Building Information
  • Stories: 1
  • Year Built: 2005
  • Lot Size: 2.00 AC / 87,120 SF
Summary
Location and General Information
  • Cross Street: Pine Woods Rd
  • Directions: From Watertown, take W Main St to NY 12E North toward Three Mile Bay. Continue onto County Route 57, which becomes South Shore Rd. Stay on South Shore Rd and the property will be on your left.
  • Latitude: 43.969876
  • Longitude: -76.250786
  • MLS Area Major: Lyme-224489
  • Has Senior Community: No
  • Township: Not Applicable
  • Water Body Name: Lake Ontario
Taxes and HOA
  • Parcel Number: 224489-079-014-0001-007-793
  • Tax Annual Amount: $3,098.00
  • Tax Assessed Value: 147000
School Information
  • Elementary School District: Lyme
  • High School District: Lyme
  • Middle Or Junior School District: Lyme
Parking
  • Garage Spaces: 0.0
  • Has Garage: No
  • Parking Features: No Garage
Virtual Tour
Property
Lot Information
  • Frontage Length: 15.0
  • Frontage Length Remarks: 15
  • Lot Features: Rectangular, Rectangular Lot
  • Lot Size Acres: 2.0
  • Lot Size Area: 2.0
  • Lot Size Units: Acres
  • Lot Size Dimensions: 130X656
  • Road Frontage Type: Main Thoroughfare
Property and Assessments
  • Building Area Total: 1536.0
  • Living Area: 1536.0
  • Property Condition: Resale
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 2005
  • Year Built Details: Existing
  • WaterAccessDescription: Deeded Right of Way
  • Attic: Crawl Space
Building Features
  • Construction Materials: Vinyl Siding
  • Foundation Details: Poured, Slab
  • Levels: One
Utilities
  • Sewer: Septic Tank
  • Water Source: Well
Interior and Exterior Features
Interior Features
  • Appliances: Electric Oven, Electric Range, Propane Water Heater, Refrigerator, Tankless Water Heater
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 4
  • Has Fireplace: No
  • Flooring: Carpet, Varies
  • Heating: Propane, Hot Water, Radiant Floor
  • Has Heating: Yes
  • Interior Features: Country Kitchen, Kitchen Family Room Combo, Living Dining Room, Main Level Primary, Primary Suite
  • Laundry Features: Main Level
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 4
  • Rooms Total: 7
Exterior Features
  • Exterior Features: Gravel Driveway, Propane Tank Leased
  • Stories: 1
  • Stories Total: 1
Multi Family
Multi Family Information
  • Number Of Units Total: 0

Property History for 20432 South Shore Road

DateEvent & SourcePriceAppreciation
Aug 3, 2026

Listed (Active)

WNYREIS #S1703677

$285,000
Aug 3, 2026

Listed (Active)

Central New York Information Services #S1703677

$285,000
Aug 3, 2026

Listed (Active)

New York State Alliance of MLSs (Buffalo) #S1703677

$285,000
DateEvent & SourcePrice
08/03/2026

Listed (Active)

WNYREIS #S1703677

$285,000
08/03/2026

Listed (Active)

Central New York Information Services #S1703677

$285,000
08/03/2026

Listed (Active)

New York State Alliance of MLSs (Buffalo) #S1703677

$285,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20432 South Shore Road

Taxable ValueLand$23,000Additions$124,000Total$147,000
Tax Record2025$2,859 ($238 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,536 SqFtAbove Grade Finished SqFt1,536 SqFtStories1Lot Size87,120 SqFtStyleSingle Family ResidenceYear Built2005Year Renovated2005CountyJEFFERSONAPN224489 79.14-1-7.793

Schools near 20432 South Shore Road

This home is within Lyme Central School District.
Rating
School
Type
Grades
Distance
Public - PK to 12
Rating
School
Distance
Lyme Central School
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

20432 South Shore Road is a single family home for sale in Lyme, NY 13693. This property was listed for sale on August 3, 2026 by Lake Ontario Realty, LLC, it's currently listed at $285,000. It has been on the market for a total of 43 days and was last sold on May 24, 2024. This listing's school district is Lyme Central School District. Nearby schools include Lyme Central School. 20432 South Shore Road is a 4-bed, 2-bath, 1,536 sqft single family home built in 2005.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Lake Ontario Realty, LLC

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Compass and its related brokerages, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Compass and its related brokerages shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.