20644 White Oaks Rd

3,616 Sq. Ft.
$70 / Sq. Ft.
3,616
Sq. Ft.
$70
per Sq. Ft.

Description

Welcome to White Oaks Subdivision, where this spacious property sits on 1.44 acres surrounded by trees and wildlife. The home offers a functional layout, beginning with a large kitchen including all appliances, a dining area, a living room highlighted by a stunning wood-burning fireplace with access to a wraparound deck, and large enclosed porch. Additionally, the main level features three generous bedrooms, a full bathroom with double sinks, and a convenient main-floor laundry room with half bath....Welcome to White Oaks Subdivision, where this spacious property sits on 1.44 acres surrounded by trees and wildlife. The home offers a functional layout, beginning with a large kitchen including all appliances, a dining area, a living room highlighted by a stunning wood-burning fireplace with access to a wraparound deck, and large enclosed porch. Additionally, the main level features three generous bedrooms, a full bathroom with double sinks, and a convenient main-floor laundry room with half bath. The finished basement has been fully renovated brand new within the past year and provides a full family area with a second wood-burning fireplace, a kitchenette, and two additional finished bedrooms. From this stunning walkout basement, step onto the patio for outdoor enjoyment. This property also includes an attached two-car garage, as well as an additional two-car detached garage for extra storage or recreational equipment. Sterling School District! Full of potential, this property is ready for you to make it your own and create the home you've been envisioning.
  1. Listed by Callie Gottemoller • United Country Sauk Valley Realty
    P: (815)-441-0928 C: (815)-441-0928 callie.gottemoller@gmail.com

Sold By RE/MAX of Rock Valley

Property Details for 20644 White Oaks Road

Area
Morrison
Township
Hopkins
Ownership
Fee Simple
Num Of Garage Spaces
4.0
Num Of Parking Spaces
4.0
Parking Included in Price
Yes
Air Conditioning Type
Wall Unit(s)
Num of Interior Fireplaces
2
LISTING UPDATED: 12/16/2025 02:01 AM

Property Details for 20644 White Oaks Road

StatusClosed
MLS #12473818
Days on Market36
Taxes$4,667 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeDetached Single / 1 Story
Year Built1966
Lot Size1.44 AC / 62,726 SF
CountyWhiteside County
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Building Information for 20644 White Oaks Road

Stories-Year Built1966Building Size-Lot Size1.44 AC / 62,726 SF

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$1,663 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,274

Property Taxes

$389

HOA Dues

$0

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Property Information for 20644 White Oaks Road

General Information
School Information
  • Elementary School District: 5
  • High School District: 5
  • Middle Or Junior School District: 5
Addtl Parking Information
  • Parking Details: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Taxes and HOA Information
  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None
  • Master Association Fee Frequency: Not Required
Property Information
Interior Features
  • Num Of Rooms: 11
  • Bedrooms Total: 5
  • Bedrooms (Below Grade): 0
  • Fireplace Features: Wood Burning
  • Basement Type: Finished, Full
  • Bedrooms Possible: 5
  • Air Conditioning: Wall Unit(s)
  • Basement Sq Ft: 1808
  • Dining Room: Kitchen/Dining Combo
  • Basement Bathrooms: Yes
  • Fireplace Location: Living Room,Basement
  • Room Type: Bedroom 5, Enclosed Porch, Kitchen, Utility Room-Lower Level, Family Room
  • Num of Baths: 2.1
Exterior Features
  • Type: 1 Story
Utilities / Equipment
  • Sewer: Septic Tank
  • Water: Well
  • Appliances: Oven-Double, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener Owned, Electric Cooktop
  • Other Equipment: Water-Softener Owned, TV-Dish, Ceiling Fan(s)
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: Yes
  • Age: 51-60 Years
  • Type Detached: 1 Story
  • Total Sq Ft: 1808
  • Aprox Total Finished Sq Ft: 3608
  • Total Finished and Unfin Sq Ft: 3616
  • Main Sq Ft: 1808
  • Lot Description: Wooded
  • Lot Size: 1.0-1.99 Acres
  • Lot Size Source: County Records
  • Lot Dimensions: 123.56x234.75x192.43x358.46x59.09x237.35
  • Other Structures: Second Garage
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Exterior Building Type: Vinyl Siding, Brick
  • Construction: Vinyl Siding, Brick
  • Roof Type: Asphalt
  • Foundation Details: Concrete Perimeter
  • General Information: School Bus Service
  • Below Grade Finished Area: 1800.0
  • Living Area Source: Taped
Property and Assessments
  • Public Document Count: 2
  • Document Date: 2025-09-17T16:04:58
  • Photos Count: 46
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Main
  • Room Type: Master Bedroom
  • Master Bedroom Bath: None
  • Master Bedroom Dimensions: 14X11
Bedroom #2 Information
  • 2nd Bedroom Level: Main
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 11X14
Bedroom #3 Information
  • 3rd Bedroom Level: Main
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 12X11
Bedroom #4 Information
  • 4th Bedroom Level: Walkout Basement
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 10X13
Bedroom #5 Information
  • 5th Bedroom Level: Walkout Basement
  • Room Type: Bedroom 5
  • Bedroom #5 Room Dimensions: 18X11
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 10X10
Family Room Information
  • Family Room Level: Walkout Basement
  • RoomType_FR: Family Room
  • Family Room Dimensions: 18X22
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 18X14
Laundry Information
  • Laundry Level: Main
  • Room Type: Laundry
  • Laundry Dimensions: 11X6
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 23X17
Enclosed Porch Information
  • Room Level: Main
  • Room Type: Enclosed Porch
  • Dimensions: 10X22
Kitchen- 2nd Information
  • Room Level: Walkout Basement
  • Room Type: Kitchen- 2nd
  • Dimensions: 11X7
Family Room Down Information
  • Room Level: Walkout Basement
  • Room Type: Family Room - Down
  • Dimensions: 50X27
Utility Room Lower Level Information
  • Room Level: Walkout Basement
  • Room Type: Utility Room-Lower Level
  • Dimensions: 26X14

Property History for 20644 White Oaks Road

DateEvent & SourcePriceAppreciation
Dec 15, 2025

Sold (Public Record)

Public Record #1923917750

$253,000
Dec 15, 2025

Sold

MRED #12473818

$253,000
Oct 22, 2025

Pending

MRED #12473818

Oct 22, 2025

Contingent

MRED #12473818

Oct 3, 2025

Price Change

MRED #12473818

$285,000
Sep 17, 2025

Listed (Active)

MRED #12473818

$299,900
DateEvent & SourcePrice
12/15/2025

Sold (Public Record)

Public Record #1923917750

$253,000
12/15/2025

Sold

MRED #12473818

$253,000
10/22/2025

Pending

MRED #12473818

10/22/2025

Contingent

MRED #12473818

10/03/2025

Price Change

MRED #12473818

$285,000
09/17/2025

Listed (Active)

MRED #12473818

$299,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20644 White Oaks Road

Taxable ValueLand$6,746Additions$73,830Total$80,576
Tax Record2024$4,667 ($389 / month)
Home Facts
Beds0Lot Size62,726 SqFtStyleSingle Family ResidenceCountyWHITESIDEAPN1019451004

Schools near 20644 White Oaks Road

This home is within Sterling Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - 3 to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 2
Rating
School
Distance
Washington Elementary School
Public3 to 5

Challand Middle School
Public6 to 8

Sterling High School
Public9 to 12

Jefferson Elementary School
PublicPK to 2

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of United Country Sauk Valley Realty

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/16/2025 02:01 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.