20652 State Rte Z

3,552 Sq. Ft.
$120 / Sq. Ft.
3,552
Sq. Ft.
$120
per Sq. Ft.

Description

5.35 acre m/l mini farm within 10 minutes from Riverside/Frederick. Updates - PEX lines 2022, Electrical 2022 (underground lines to outbuildings), Flooring 2020/2024, bathroom updates 2023, newer deck, shed has 30 amp for RV connect, barn 12x24 stalls, 9' ceilings in basement, low taxes under $1,800, backup generator, 4-5 bedrooms, 1.5 baths, full basement, attached and detached garage, fenced. Avenue City elementary and Savannah Schools.5.35 acre m/l mini farm within 10 minutes from Riverside/Frederick. Updates - PEX lines 2022, Electrical 2022 (underground lines to outbuildings), Flooring 2020/2024, bathroom updates 2023, newer deck, shed has 30 amp for RV connect, barn 12x24 stalls, 9' ceilings in basement, low taxes under $1,800, backup generator, 4-5 bedrooms, 1.5 baths, full basement, attached and detached garage, fenced. Avenue City elementary and Savannah Schools.
  1. Listed by Agent Jo Pruitt • Agent Jo & Associates

Property Details for 20652 State Rte Z

Architectural Style
Traditional
LISTING UPDATED: 03/08/2026 05:39 AM

Property Details for 20652 State Rte Z

StatusActive
MLS #2602397
Days on Market32
Taxes$1,790 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1920
Lot Size5.35 AC / 233,046 SF
CountyAndrew County

Location

Listing Courtesy of Agent Jo & Associates
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Building Information for 20652 State Rte Z

Stories-Year Built1920Building Size-Lot Size5.35 AC / 233,046 SF

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30 year fixed, 6.11% Interest

Principal and Interest

$2,063

Property Taxes

$149

HOA Dues

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Property Information for 20652 State Rte Z

Summary
Location and General Information
  • City: Cosby
  • County Or Parish: Andrew
  • Directions: Frederick (6 Hwy) east to Route Z. North about 3 miles.
  • Inside City Limits: No
  • Latitude: 39.828002
  • Longitude: -94.6742
  • MLS Area Major: 120 - Andrew Co Mo
  • Zip Code: 64436
  • State Or Province: MO
  • Subdivision: Other
Taxes and HOA Information
  • Association Fee: $.00
  • Association Fee Frequency: None
  • Association: No
  • Tax Abatement YN: No
  • Tax Special Amount: 0
  • Tax Annual Amount: $1,790.00
  • Parcel Number: 18-6.2-23-0-00-01.010000
  • Tax Annual Amount: $1,790.00
  • Tax Legal Description: 23-58-34 TR IN SE COR NE4
School Information
  • High School: Savannah
  • High School District: Savannah
  • Elementary School: Avenue City
  • Middle School: Savannah
Parking
  • Garage Spaces: 3
  • Garage: Yes
  • Parking Features: Attached, Detached
Owner
  • Ownership: Private
Property
Lot Information
  • Above Grade Finished SqFt: 2,664.00
  • Above Grade Finished Area Source: Public Records
  • Below Grade Finished Area: 888.0
  • Below Grade Finished Area Source: Public Records
  • Builder Model: 2.5 story
  • Living Area: 3,552.00
  • Lot Features: Acreage, Many Trees
  • Lot Size Area: 5.35
  • Lot Size Dimensions: 255x773
  • Lot Size Source: Public Records
  • Lot Size SqFt: 233,046.00
  • Lot Size Units: Acres
Property and Assessments
  • Construction Materials: Frame, Vinyl Siding, Wood Siding
  • Documents Count: 0
  • Age Description: 101 Years/More
  • FEMA 100 Yr Flood Plain: No
  • Special Documents Required YN: 0
  • Photos Count: 28
  • Property Attached: No
  • Senior Community: No
  • Year Built: 1920
Utilities
  • Sewer: Septic Tank
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: Horse Facilities
  • Fencing: Metal, Wood
  • Laundry Features: Main Level, Off The Kitchen
  • Patio And Porch Features: Deck, Porch
  • Possession: Funding
  • Road Responsibility: Public Maintenance
  • Road Surface Type: Paved
  • Roof: Composition
Interior Features
  • Appliances: Dishwasher, Freezer, Microwave, Refrigerator, Electric Range, Stainless Steel Appliance(s)
  • Basement Features: Concrete, Full, Unfinished
  • Basement YN: Yes
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total: 2
  • Bedrooms Total: 5
  • Cooling: Electric
  • Central Air YN: Yes
  • Fireplace Features: Great Room, Living Room
  • Fireplaces Total: 2
  • Fireplace YN: Yes
  • Flooring: Luxury Vinyl, Wood
  • Heating: Forced Air, Propane
  • Dining Area Features: Formal
  • Floors: 2.5 Stories
  • Telecommunications: Fiber - Available
  • Interior Features: Ceiling Fan(s), Pantry, Stained Cabinets, Walk-In Closet(s)
  • Other Equipment: Fireplace Equip, Satellite Dish
  • Other Structures: Barn(s), Corral(s), Garage(s), Outbuilding, Shed(s)
  • Window Features: Thermal Windows
  • Room List: Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5
Room Information
Room
  • Other Room Features: Office, Workshop
Room 1
  • RoomType1: Bedroom 1
Room 2
  • Room Type: Bedroom 2
Room 3
  • Room Type: Bedroom 3
Room 4
  • Room Type: Bedroom 4
Room 5
  • Room Type: Bedroom 5
Multi Family
Income & Expenses
  • Maintenance Provided YN: No
Rental
Rent Information
  • Deposit: Advantage Title
  • Security Features: Smoke Detector(s)

Property History for 20652 State Rte Z

DateEvent & SourcePriceAppreciation
Mar 8, 2026

Price Change

HEARTLANDMLS #2602397

$425,000—
Feb 17, 2026

Price Change

HEARTLANDMLS #2602397

$450,000—
Feb 17, 2026

Listed (Active)

HEARTLANDMLS #2602397

$425,000—
Oct 30, 2024

Expired

HEARTLANDMLS #2497188

—
Jul 1, 2024

Listed (Active)

HEARTLANDMLS #2497188

$470,000—
Jun 14, 2024

Withdrawn

HEARTLANDMLS #2472856

—
Jun 8, 2024

In Contract

HEARTLANDMLS #2472856

—
May 24, 2024

Price Change

HEARTLANDMLS #2472856

$449,000—
Apr 23, 2024

Price Change

HEARTLANDMLS #2472856

$459,000—
Mar 22, 2024

Price Change

HEARTLANDMLS #2472856

$469,900—
Feb 15, 2024

Price Change

HEARTLANDMLS #2472856

$480,000—
Feb 15, 2024

Price Change

HEARTLANDMLS #2472856

$469,900—
Feb 15, 2024

Price Change

HEARTLANDMLS #2472856

$459,000—
Feb 15, 2024

Listed (Active)

HEARTLANDMLS #2472856

$449,000—
Oct 21, 2023

Withdrawn

HEARTLANDMLS #2435127

—
Jun 16, 2023

Price Change

HEARTLANDMLS #2435127

$515,000—
May 18, 2023

Price Change

HEARTLANDMLS #2435127

$535,000—
May 18, 2023

Listed (Active)

HEARTLANDMLS #2435127

$515,000—
Nov 3, 2000

Sold

HEARTLANDMLS #67604

—
Aug 14, 2000

Pending

HEARTLANDMLS #67604

—
May 24, 2000

Listed (Active)

HEARTLANDMLS #67604

$179,000—
DateEvent & SourcePrice
03/08/2026

Price Change

HEARTLANDMLS #2602397

$425,000
02/17/2026

Price Change

HEARTLANDMLS #2602397

$450,000
02/17/2026

Listed (Active)

HEARTLANDMLS #2602397

$425,000
10/30/2024

Expired

HEARTLANDMLS #2497188

—
07/01/2024

Listed (Active)

HEARTLANDMLS #2497188

$470,000
06/14/2024

Withdrawn

HEARTLANDMLS #2472856

—
06/08/2024

In Contract

HEARTLANDMLS #2472856

—
05/24/2024

Price Change

HEARTLANDMLS #2472856

$449,000
04/23/2024

Price Change

HEARTLANDMLS #2472856

$459,000
03/22/2024

Price Change

HEARTLANDMLS #2472856

$469,900
02/15/2024

Price Change

HEARTLANDMLS #2472856

$480,000
02/15/2024

Price Change

HEARTLANDMLS #2472856

$469,900
02/15/2024

Price Change

HEARTLANDMLS #2472856

$459,000
02/15/2024

Listed (Active)

HEARTLANDMLS #2472856

$449,000
10/21/2023

Withdrawn

HEARTLANDMLS #2435127

—
06/16/2023

Price Change

HEARTLANDMLS #2435127

$515,000
05/18/2023

Price Change

HEARTLANDMLS #2435127

$535,000
05/18/2023

Listed (Active)

HEARTLANDMLS #2435127

$515,000
11/03/2000

Sold

HEARTLANDMLS #67604

—
08/14/2000

Pending

HEARTLANDMLS #67604

—
05/24/2000

Listed (Active)

HEARTLANDMLS #67604

$179,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20652 State Rte Z

Taxable ValueLand$3,800Additions$28,880Total$32,680
Tax Record2024$1,786 ($149 / month)
Home Facts
Beds4Total Finished SqFt3,552 SqFtAbove Grade Finished SqFt2,664 SqFtFinished Basement SqFt888 SqFtStories2Lot Size220,849 SqFtStyleSingle Family ResidenceYear Built1920CountyANDREWAPN18-6.2-23-0-00-01.010000

Schools near 20652 State Rte Z

This home is within Savannah R-Iii School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Helena Elementary School
PublicK to 5

Savannah Middle School
Public6 to 8

Savannah High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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20652 State Rte Z is a single family home for sale in Cosby, MO 64436. This property was listed for sale on February 17, 2026 by Agent Jo & Associates, it's currently listed at $425,000. It has been on the market for a total of 32 days and was last sold on November 3, 2000. This listing's school district is Savannah R-Iii School District. Nearby schools include Helena Elementary School, Savannah Middle School and Savannah High School. 20652 State Rte Z is a 5-bed, 2-bath, 3,552 sqft single family home built in 1920.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Agent Jo & Associates

Based on information submitted to the MLS GRID as of 03/08/2026 05:39 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.