21 Cayman Cir

Umatilla, FL 32784

$224,950
Price
2
Beds
1,250 Sq. Ft.
$180 / Sq. Ft.
1,250
Sq. Ft.
$180
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Pending
Pending
a view of a house with a yard
a living room with furniture and a view of kitchen
a view of an empty room and window
a kitchen with refrigerator and chairs
a kitchen with refrigerator and window
a kitchen with kitchen island granite countertop a sink a stove and a microwave
a kitchen with a sink appliances and a counter top space
a room with two chairs and a view of kitchen appliances
a living room with furniture and a window
a view of a livingroom with a chandelier fan
en empty room with windows and ceiling fan
a living room with furniture and a air conditioner vent
an empty room with a window and a ceiling fan
a house with a yard
a bathroom with a sink toilet and shower
a view of an empty room with a fan
a view of an empty room with window and wooden floor
a view of a porch
a view of a porch
a house view with a garden space
a backyard of a house with lots of green space

Description

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome home to this charming two-bedroom residence featuring an open floor plan that creates a natural flow throughout the main living spaces, complemented by a neutral color palette that provides the perfect backdrop for any design style. Natural light fills the interior, giving the home a bright and airy feel from the moment you step inside. The kitchen serves as the heart of the home with a convenient breakfast...Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome home to this charming two-bedroom residence featuring an open floor plan that creates a natural flow throughout the main living spaces, complemented by a neutral color palette that provides the perfect backdrop for any design style. Natural light fills the interior, giving the home a bright and airy feel from the moment you step inside. The kitchen serves as the heart of the home with a convenient breakfast bar ideal for morning coffee, a dedicated eating area for casual meals, and stainless steel appliances that blend modern appeal with everyday functionality. The two generously sized bedrooms offer comfortable private retreats, while the additional bonus room provides valuable flexibility for a home office, playroom, or extra living space. Step outside to enjoy a large screened patio, perfect for relaxing or entertaining year-round, overlooking a fully fenced backyard that offers endless possibilities for gardening, play, or creating your own outdoor oasis. Whether you are a first-time buyer looking for an affordable opportunity to build equity or an investor seeking strong rental potential, this property delivers solid value, flexibility, and opportunity in a desirable location. Schedule your private showing today and start imagining the possibilities this home has to offer.
  1. Listed by Sunshine Callahan • Brokerage DRE #1037043 • EXP REALTY LLC
    P: (407)-353-9931 C: (407)-353-9931 myrealtorsunshine@gmail.com

Property Details for 21 Cayman Circle

Subdivision Name
UMATILLA LAKE MARY ESTATES
Township
18S
Waterfront
No
Furnished
Unfurnished
LISTING UPDATED: 02/19/2026 07:50 PM

Property Details for 21 Cayman Circle

StatusPending
MLS #G5106229
Days on Market34
Taxes$3,025 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1996
Lot Size0.14 AC / 6,000 SF
CountyLake County
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Location

Listing Courtesy of EXP REALTY LLC, Sunshine Callahan
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Building Information for 21 Cayman Circle

Stories1Year Built1996Building Size-Lot Size0.14 AC / 6,000 SF

Payment Calculator

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$1,348 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,096

Property Taxes

$252

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 21 Cayman Circle

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1388.0
  • Building Area Units: Square Feet
  • Direction Faces: West
  • Directions: From S Central Ave, head South towards E Lakeview St. Turn right onto Devault St. Turn right onto Cayman Cir. Property will be on the right.
  • Elementary School: Umatilla Elem
  • Middle Or Junior School: Umatilla Middle
  • High School: Umatilla High
  • Mls Major Change Type: Pending
  • Major Change Type: Pending
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 21
  • Street Name: CAYMAN
  • Street Suffix: CIRCLE
  • State: FL
  • City: UMATILLA
Parking
  • Carport: No
  • Garage: No
  • Parking Features: Driveway
Taxes and HOA Information
  • Association Approval Required: No
  • Association: No
  • CDD: No
  • Pet Restrictions: Buyer to verify pet restrictions with city/county.
  • Tax Block: 000
  • Tax Book Number: 28-74-76
  • Tax Legal Description: UMATILLA, LAKE MARY ESTATES SUB LOT 39 PB 28 PG 74-76 ORB 4711 PG 952
  • Tax Lot: 03900
  • Tax Year: 2026
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Additional Water Information: For resident access only!
  • Lot Features: In County, Sidewalk
  • Lot Size Dimensions: 50 x 120
  • Parcel Number: 141826001500003900
  • Total Acreage: 0 to less than 1/4
  • Water Access: Lake
  • Water Access: Yes
  • Water Body Name: LAKE MARY
  • Water Extras: No
  • Zoning: MHS
  • Living Area: 1250
  • Lot Dimensions: 50 x 120
Property and Assessments
  • Year Built Numeric: 1996
  • Flood Zone Code: X
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 26E
  • Public Survey Section: 14
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Water Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Concrete
  • Exterior Features: French Doors
  • Fencing: Fenced
  • Foundation Details: Slab
  • Levels: One
  • Other Structures: Shed(s)
  • Patio And Porch Features: Rear Porch, Screened
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Vegetation: Trees/Landscaped
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 2
  • Bathrooms Full: 1
  • Additional Rooms: Bonus Room
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Concrete, Linoleum, Tile
  • Heating: Electric
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Thermostat
  • Laundry Features: Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 7.0
  • Water View: No
  • Window Features: Blinds
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0

Property History for 21 Cayman Circle

DateEvent & SourcePriceAppreciation
Feb 18, 2026

Pending

MFRMLS #G5106229

—
Feb 14, 2026

Price Change

MFRMLS #G5106229

$224,950—
Jan 15, 2026

Listed (Active)

MFRMLS #G5106229

$225,000—
Jul 29, 2021

Sold

MFRMLS #O5950644

$175,000—
Jul 28, 2021

Sold (Public Record)

Public Record #1468431178

$175,000

+17.4% / yr

Jun 19, 2021

Pending

MFRMLS #O5950644

—
Jun 11, 2021

Listed (Active)

MFRMLS #O5950644

$175,000—
Nov 25, 2015

Sold

MFRMLS #G4817596

$70,200—
Nov 20, 2015

Sold (Public Record)

Public Record #560757020

$70,200

+1.5% / yr

Oct 15, 2015

Pending

MFRMLS #G4817596

—
Sep 16, 2015

Listed (Active)

MFRMLS #G4817596

$65,000—
May 28, 2015

Withdrawn

MFRMLS #G4801754

$60,000—
Jul 30, 2014

Listed (Active)

MFRMLS #G4801754

$80,000—
Aug 31, 2011

Sold (Public Record)

Public Record #314623290

$65,900

-5.0% / yr

Aug 31, 2011

Sold

MFRMLS #G4668931

$65,900—
Jun 3, 2011

Pending

MFRMLS #G4668931

—
Jan 14, 2011

Listed (Active)

MFRMLS #G4668931

$134,900—
Apr 25, 2008

Expired

MFRMLS #O4789410

$155,000—
Jul 26, 2007

Listed (Active)

MFRMLS #O4789410

$165,000—
Mar 20, 2005

Sold

MFRMLS #G4585286

$92,000—
Feb 15, 2005

Sold (Public Record)

Public Record #152723239

$92,000—
Feb 7, 2005

Pending

MFRMLS #G4585286

—
Jan 11, 2005

Listed (Active)

MFRMLS #G4585286

$94,000—
DateEvent & SourcePrice
02/18/2026

Pending

MFRMLS #G5106229

—
02/14/2026

Price Change

MFRMLS #G5106229

$224,950
01/15/2026

Listed (Active)

MFRMLS #G5106229

$225,000
07/29/2021

Sold

MFRMLS #O5950644

$175,000
07/28/2021

Sold (Public Record)

Public Record #1468431178

$175,000

+17.4% / yr

06/19/2021

Pending

MFRMLS #O5950644

—
06/11/2021

Listed (Active)

MFRMLS #O5950644

$175,000
11/25/2015

Sold

MFRMLS #G4817596

$70,200
11/20/2015

Sold (Public Record)

Public Record #560757020

$70,200

+1.5% / yr

10/15/2015

Pending

MFRMLS #G4817596

—
09/16/2015

Listed (Active)

MFRMLS #G4817596

$65,000
05/28/2015

Withdrawn

MFRMLS #G4801754

$60,000
07/30/2014

Listed (Active)

MFRMLS #G4801754

$80,000
08/31/2011

Sold (Public Record)

Public Record #314623290

$65,900

-5.0% / yr

08/31/2011

Sold

MFRMLS #G4668931

$65,900
06/03/2011

Pending

MFRMLS #G4668931

—
01/14/2011

Listed (Active)

MFRMLS #G4668931

$134,900
04/25/2008

Expired

MFRMLS #O4789410

$155,000
07/26/2007

Listed (Active)

MFRMLS #O4789410

$165,000
03/20/2005

Sold

MFRMLS #G4585286

$92,000
02/15/2005

Sold (Public Record)

Public Record #152723239

$92,000
02/07/2005

Pending

MFRMLS #G4585286

—
01/11/2005

Listed (Active)

MFRMLS #G4585286

$94,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 21 Cayman Circle

Taxable ValueLand$48,400Additions$122,488Total$170,888
Tax Record2024$2,904 ($242 / month)
Home Facts
Beds2Baths1Total Finished SqFt988 SqFtAbove Grade Finished SqFt988 SqFtStories1Lot Size5,950 SqFtStyleSingle Family ResidenceYear Built1996Year Renovated2020CountyLAKEAPN14-18-26-0015-000-03900

Schools near 21 Cayman Circle

This home is within Lake County Schools.
Rating
School
Type
Grades
Distance
Umatilla Elementary School
Public - PK to 5
Umatilla Middle School
Public - 6 to 8
Umatilla High School
Public - 9 to 12
Alee Academy Charter School
Charter - 9 to 12
Rating
School
Distance
Umatilla Elementary School
PublicPK to 5

Umatilla Middle School
Public6 to 8

Umatilla High School
Public9 to 12

Alee Academy Charter School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of EXP REALTY LLC, Sunshine Callahan

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 02/19/2026 07:50 PM