21 Pine St

Oneonta, NY 13820

$169,999
Price
4
Beds
—
Baths
4,272 Sq. Ft.
$40 / Sq. Ft.
4,272
Sq. Ft.
$40
per Sq. Ft.

Description

Huge 5-unit building located in the heart of downtown Oneonta. Two 1 bedroom, Two 2 bedroom, and One studio. Centrally situated near Main Street, shopping, dining, and local colleges. Currently, 3 of the 5 units are rented, offering immediate income with value-add potential. The property needs interior and exterior improvements, making it an excellent opportunity for investors or owner-occupants looking to renovate and maximize returns. Five-unit buildings in this prime central location are a rare...Huge 5-unit building located in the heart of downtown Oneonta. Two 1 bedroom, Two 2 bedroom, and One studio. Centrally situated near Main Street, shopping, dining, and local colleges. Currently, 3 of the 5 units are rented, offering immediate income with value-add potential. The property needs interior and exterior improvements, making it an excellent opportunity for investors or owner-occupants looking to renovate and maximize returns. Five-unit buildings in this prime central location are a rare find. Current annual rental income $25,350.
  1. Listed by Madison Wayman • Keller Williams Upstate NY Properties
    P: (607)-431-2540 C: (607)-725-7830 waymanm@kw.com

Property Details for 21 Pine Street

On Waterfront
No
Parking Description
Two Spaces, No Garage
Nearest Cross Street
Center
LISTING UPDATED: 01/04/2026 10:05 PM

Property Details for 21 Pine Street

StatusActive
MLS #R1654949
Days on Market6
Taxes$6,299 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeMulti Family / Other
Year Built1970
Lot Size0.15 AC / 6,534 SF
CountyOtsego County

Location

Listing Courtesy of Keller Williams Upstate NY Properties
Add your commute

Building Information for 21 Pine Street

Stories2Residences5Year Built1970Building Size-Lot Size0.15 AC / 6,534 SF

Payment Calculator

$1,353 per month

30 year fixed, 6.15% Interest

Principal and Interest

$829

Property Taxes

$525

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 21 Pine Street

Summary
Location and General Information
  • Elementary School District: Oneonta
  • High School District: Oneonta
  • Middle Or Junior School District: Oneonta
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Garage Spaces per Apt: .00
  • Garage YN: No
Taxes and HOA Information
  • Area NYSWIS Code: Oneonta-City-361200
  • Tax Annual Amount: $6,299.00
Property
Lot Information
  • Building Area Total: 4272.0
  • Land Features: Rectangular, Rectangular Lot, Residential Lot
  • Num Of Acres: 0.15
  • Lot Size Area: 0.15
  • Lot Size Square Feet: 6534.0
  • Lot Size Units: Acres
  • Parcel Number: 288.18-5-32
  • Road Frontage: City Street
  • Lot Number: 32
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $175,000
  • Year Built: 1970
  • Year Built Description: Existing
  • Property Sub Type Additional: Other
Utilities
  • Sewer Description: Connected
  • Utilities Available: Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding, Wood Siding
  • Exterior Features: Dirt Driveway
  • Roof Description: Asphalt, Shingle
Interior Features
  • Appliances: Gas Cooktop, Gas Water Heater, Microwave, Refrigerator
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 4
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Carpet, Hardwood, Varies, Vinyl
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Levels: Two
  • Sq Ft Total: 4272.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Gross Annual Income: $25,350.00
  • Number Of Units Total: 5
  • Operating Expense Includes: Electric, Fuel, Insurance, Professional Management, Utilities
  • Stories: 2
  • Stories Total: 2
Rental
Rental Information
  • Rent Includes: Snow Removal
  • Tenant Pays: All Utilities

Property History for 21 Pine Street

DateEvent & SourcePriceAppreciation
Dec 31, 2025

Listed (Active)

WNYREIS #R1654949

$169,999—
Jul 11, 2013

Sold (Public Record)

Public Record #370440724

$189,000

+0.8% / yr

Jul 11, 2013

Sold

WNYREIS #OD88053

$189,000—
Mar 27, 2013

Pending

WNYREIS #OD88053

—
Feb 23, 2013

Listed (Active)

WNYREIS #OD88053

$199,500—
Oct 29, 2010

Sold (Public Record)

Public Record #427313248

$185,000—
Jul 18, 2007

Expired

WNYREIS #OD59320

—
Jun 14, 2005

Listed (Active)

WNYREIS #OD59320

$199,900—
DateEvent & SourcePrice
12/31/2025

Listed (Active)

WNYREIS #R1654949

$169,999
07/11/2013

Sold (Public Record)

Public Record #370440724

$189,000

+0.8% / yr

07/11/2013

Sold

WNYREIS #OD88053

$189,000
03/27/2013

Pending

WNYREIS #OD88053

—
02/23/2013

Listed (Active)

WNYREIS #OD88053

$199,500
10/29/2010

Sold (Public Record)

Public Record #427313248

$185,000
07/18/2007

Expired

WNYREIS #OD59320

—
06/14/2005

Listed (Active)

WNYREIS #OD59320

$199,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 21 Pine Street

Taxable ValueLand$17,500Additions$157,500Total$175,000
Tax Record2024$17,832 ($1,486 / month)
Home Facts
Total Finished SqFt2,912 SqFtAbove Grade Finished SqFt2,912 SqFtUnfinished Basement SqFt1,360 SqFtStories2Lot Size6,534 SqFtStyleMulti-Family Res (5+ Units)Year Built1970Zoning120CountyOTSEGOAPN361200 288.18-5-32

Schools near 21 Pine Street

This home is within Oneonta City School District.
Rating
School
Type
Grades
Distance
Valleyview Elementary School
Public - K to 5
Oneonta Middle School
Public - 6 to 8
Oneonta Senior High School
Public - 6 to 12
Riverside Elementary School
Public - K to 5
Rating
School
Distance
Valleyview Elementary School
PublicK to 5

Oneonta Middle School
Public6 to 8

Oneonta Senior High School
Public6 to 12

Riverside Elementary School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 21 Pine Street, Oneonta, NY 13820

21 Pine Street is a multi-family home for sale in Oneonta, NY 13820. This property was listed for sale on December 31, 2025 by Keller Williams Upstate NY Properties, it's currently listed at $169,999. It has been on the market for a total of 6 days and was last sold on July 11, 2013. This listing's school district is Oneonta City School District. Nearby schools include Valleyview Elementary School, Oneonta Middle School and Oneonta Senior High School. 21 Pine Street is a 4-bed, 0-bath, 4,272 sqft multi-family home built in 1970.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Upstate NY Properties

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