21 Ruth Ter

Chili, NY 14624

$239,900
Last Sold Price
4
Beds
1,704 Sq. Ft.
$141 / Sq. Ft.
1,704
Sq. Ft.
$141
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 9/24/25
Closed 9/24/25

Description

Welcome to this 4-bedroom, 2-full bath home with room to spread out! This split-level offers a flexible layout, including one bedroom conveniently located on the first floor—perfect for guests, a home office, or a primary suite. Inside, you’ll find both a living room and a cozy family room with a wood-burning fireplace, ideal for relaxing or entertaining. The formal dining room provides a great space for gatherings, while the kitchen offers plenty of room for meal prep. A sliding glass door off the...Welcome to this 4-bedroom, 2-full bath home with room to spread out! This split-level offers a flexible layout, including one bedroom conveniently located on the first floor—perfect for guests, a home office, or a primary suite. Inside, you’ll find both a living room and a cozy family room with a wood-burning fireplace, ideal for relaxing or entertaining. The formal dining room provides a great space for gatherings, while the kitchen offers plenty of room for meal prep. A sliding glass door off the family room brings in natural light and leads to the covered back patio and backyard, great for outdoor enjoyment. Upstairs, you'll find three additional bedrooms and another full bath. Additional highlights include a sizable basement for storage or hobbies, an attached two-car garage, shed, front porch, and a double-wide driveway offering plenty of parking. Perfectly situated at the end of a low-traffic neighborhood street with no through access.
  1. Listed by Crissandra M Fitzak • Howard Hanna
    P: (585)-266-5560 C: (585)-230-7297 CrissandraFitzak@howardhanna.com

Property Details for 21 Ruth Terrace

Subdivision Comm Complex
M D Mercer
Styles Of Residence
Split Level
On Waterfront
No
Parking Description
Attached, Electricity, Garage, Driveway, Garage Door Opener
Nearest Cross Street
Chili Ave
LISTING CLOSED: 09/24/2025 12:00 AM

Property Details for 21 Ruth Terrace

StatusClosed
MLS #R1624269
Days on Market17
Taxes$6,363 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1968
Lot Size0.28 AC / 12,197 SF
CountyMonroe County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Howard Hanna

Sold By Sharon Quataert Realty

Add your commute

Building Information for 21 Ruth Terrace

Stories2Year Built1968Building Size-Lot Size0.28 AC / 12,197 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$1,750 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,219

Property Taxes

$530

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 21 Ruth Terrace

Summary
Location and General Information
  • Elementary School District: Gates Chili
  • High School District: Gates Chili
  • Middle Or Junior School District: Gates Chili
  • Village: Not Applicable
  • Human YN: No
Parking
  • Attached Garage YN: Yes
  • Garage Spaces per Apt: 2.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Chili-262200
  • Tax Annual Amount: $6,363.00
Property
Lot Information
  • Below Grade Finished Area: 552.0
  • Building Area Source: Public Records
  • Building Area Total: 1704.0
  • Land Features: Rectangular, Rectangular Lot, Residential Lot
  • Num Of Acres: 0.28
  • Lot Size Area: 0.28
  • Lot Size Square Feet: 12197.0
  • Lot Size Units: Acres
  • Parcel Number: 262200-146-060-0003-009-000
  • Road Frontage: City Street
  • Lot Number: 9
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $220,300
  • Year Built: 1968
  • Year Built Description: Existing
Utilities
  • Electric Service: Circuit Breakers
  • Sewer Description: Connected
  • Utilities Available: Cable Available, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Aluminum Siding, Brick, Vinyl Siding
  • Exterior Features: Blacktop Driveway, Fence, Patio
  • Fencing: Partial
  • Foundation Description: Block
  • Other Structures: Sheds, Storage
  • Patio And Porch Features: Covered, Patio, Porch
  • Roof Description: Shingle
Interior Features
  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Freezer, Gas Water Heater, Microwave, Refrigerator
  • Basement Description: Partial, Sump Pump
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 4
  • HVAC Type: Central Air
  • Cooling YN: Yes
  • Door Features: Sliding Doors
  • Num Fireplaces Total Calculated: 1
  • Fireplace YN: Yes
  • Floor Description: Carpet, Tile, Varies, Vinyl
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Interior Features: Separate Formal Dining Room, Entrance Foyer, Separate Formal Living Room, Sliding Glass Doors, Window Treatments, Bedroom On Main Level, Main Level Primary, Programmable Thermostat
  • Laundry Features: In Basement
  • Levels: Two
  • Sq Ft Total: 1704.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 1
  • Num Of Rooms: 8
  • Window Features: Drapes, Thermal Windows
Room 1
  • Room Level: Basement
  • Room Type: Basement
Room 2
  • Room Level: Second
  • Room Type: Bedroom2
Room 3
  • Room Level: First
  • Room Type: Kitchen
Room 4
  • Room Level: First
  • Room Type: Dining Room
Room 5
  • Room Level: Second
  • Room Type: Bedroom3
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 2
  • Stories Total: 2

Property History for 21 Ruth Terrace

DateEvent & SourcePriceAppreciation
Sep 24, 2025

Sold

New York State Alliance of MLSs (Buffalo) #R1624269

$239,900—
Sep 24, 2025

Sold

WNYREIS #R1624269

$239,900—
Sep 16, 2025

Sold (Public Record)

Public Record #1916934055

$239,900

+7.6% / yr

DateEvent & SourcePrice
09/24/2025

Sold

New York State Alliance of MLSs (Buffalo) #R1624269

$239,900
09/24/2025

Sold

WNYREIS #R1624269

$239,900
09/16/2025

Sold (Public Record)

Public Record #1916934055

$239,900

+7.6% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 21 Ruth Terrace

Taxable ValueLand$42,100Additions$178,200Total$220,300
Tax Record2024$6,799 ($567 / month)
Home Facts
Beds4Baths2Total Finished SqFt2,256 SqFtAbove Grade Finished SqFt1,704 SqFtFinished Basement SqFt552 SqFtStories2Lot Size12,197 SqFtStyleSingle Family ResidenceYear Built1968Zoning02 - SINGLE RCountyMONROEAPN262200 146.06-3-9Fireplace TypeHas Fireplace

Schools near 21 Ruth Terrace

This home is within Gates-Chili Central School District.
Rating
School
Type
Grades
Distance
Florence Brasser School
Public - K to 5
Gates Chili Middle School
Public - 6 to 8
Gates Chili High School
Public - 9 to 12
Paul Road School
Public - K to 5
Rating
School
Distance
Florence Brasser School
PublicK to 5

Gates Chili Middle School
Public6 to 8

Gates Chili High School
Public9 to 12

Paul Road School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
19 Ruth Terrace, Chili, NY 14624
$180,000
2
1,056
10,890
20 Ruth Terrace, Chili, NY 14624
$115,000
3
1,372
12,196
15 Ruth Terrace, Rochester, NY 14624
–
2
1
1,238
10,890
18 Ruth Terrace, Chili, NY 14624
$117,000
4
1,656
12,196
12 Westway Court, Rochester, NY 14624
–
3
1
1,468
23,958

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Howard Hanna

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.