5 beds2,808 sqft$253/sqft
21 Vine Ridge Dr, Palmyra, VA 22963
Est: $4,134/moGet pre-approved

Description

A rare opportunity to own one of Lake Monticello’s premier waterfront properties! Situated on a spectacular lot with over 100 feet of shoreline, this property offers breathtaking lake views and endless potential. Whether you’re ready to restore the existing home or start fresh with a custom waterfront build, opportunities like this are few and far between. The value is truly in the location—enjoy direct water access, stunning sunsets, and the chance to create your dream lakefront retreat in one of...A rare opportunity to own one of Lake Monticello’s premier waterfront properties! Situated on a spectacular lot with over 100 feet of shoreline, this property offers breathtaking lake views and endless potential. Whether you’re ready to restore the existing home or start fresh with a custom waterfront build, opportunities like this are few and far between. The value is truly in the location—enjoy direct water access, stunning sunsets, and the chance to create your dream lakefront retreat in one of Central Virginia’s most sought-after communities. Bring your vision, your builder, or your renovation plans and unlock the incredible potential this property has to offer. Conveniently located within the gated Lake Monticello community, residents enjoy access to a private lake, beaches, golf course, tennis and pickleball courts, swimming pool, walking trails, playgrounds, dining, and more. Don’t miss this chance to invest in an exceptional waterfront property where the possibilities are as expansive as the views.
LISTING UPDATED: 08/07/2026 12:08 PM

  1. Listed by CHRISTY BECK • Brokerage DRE #226025964 • LONG & FOSTER - LAKE MONTICELLO
    P: (434)-589-7653 christylynn@THEGUNNELSGROUP.COM
  2. Listed by THE GUNNELS GROUP • Brokerage DRE #226025964 • LONG & FOSTER - LAKE MONTICELLO
    P: (434)-960-8987 C: (434)-960-8987 maggie@thegunnelsgroup.com

Property Details for 21 Vine Ridge Drive

Status
MLS #
680466
Days on Market
Listed Today
Taxes
$4,846 / year
HOA Fees
$1,459 / year
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Detached
Year Built
1979
Lot Size
56.00 AC / 2,439,360 SF
Ownership
Other
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Other
Levels/Stories
1
Garage
No
Subdivision
LAKE MONTICELLO
Subdivision
LAKE MONTICELLO (FLUVANNA VA)
Legal Subdivision
EDGEWOOD
Central Air
Yes
Basement
Yes
Above Grade Finished SQFT
1,512.00
Above Grade Fin SQFT Source
Assessor
Above Grade Unfinished SQFT
.00
Above Grade Unfin SQFT Source
Assessor
Below Grade Finished SQFT
1,296.00
Below Grade Fin SQFT Source
Assessor
Below Grade Unfinished SQFT
.00
Below Grade Unfin SQFT Source
Assessor
Total Below Grade SQFT
1,296.00
Total Below Grade SQFT Source
Assessor
New Construction
No
Construction Completed
No

Location

Listing Courtesy of LONG & FOSTER - LAKE MONTICELLO, CHRISTY BECK; LONG & FOSTER - LAKE MONTICELLO, THE GUNNELS GROUP
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Building Information for 21 Vine Ridge Drive

Stories1Year Built1979Building Size-Lot Size56.00 AC / 2,439,360 SF

Payment Calculator

$4,134 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,609

Property Taxes

$404

HOA Dues

$122

The Payment Calculator is for illustrative purposes only.

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Property Information for 21 Vine Ridge Drive

Location
Location
  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS
  • School District County ID: 121140888891
  • SchoolDistrictSource: Listing Agent
  • Elementary School: CENTRAL (FLUVANNA VA)
  • Middle Or Junior School: FLUVANNA (FLUVANNA VA)
  • MiddleSchoolSource: Listing Agent
  • High School: FLUVANNA (FLUVANNA VA)
  • HighSchoolSource: Listing Agent
  • County: FLUVANNA
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Oriented: No
  • Water Body Type: Lake
Association / Community Info
Association / Community Info
  • HOA Condo Coop Amenities: Beach, Boat Ramp, Community Center, Golf Club, Lake, Picnic Area, Tot Lots/Playground, Swimming Pool
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Zoning: R-4
  • Zoning Dscrp: Residential
Rooms
Main
  • # Bedrooms Count Main Level: 5
  • # Bathrooms Count Main Level: 3
  • # Bathrooms Full Main Level: 3
All Upper Levels
  • # Bedrooms Count All Upper Levels: 0
All Lower Levels
  • # Bedrooms All Lower Levels: 0
Rooms
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Laundry, Office, Full Bath, Additional Bedroom
  • Stories: Main
Rooms Information
Room 1
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
Room 2
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
Room 3
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
Room 4
  • Room Type: Additional Bedroom
  • Room Level: Main
  • Room Exists: Yes
Room 5
  • Room Type: Additional Bedroom
  • Room Level: Main
  • Room Exists: Yes
Room 6
  • Room Type: Additional Bedroom
  • Room Level: Main
  • Room Exists: Yes
Room 7
  • Room Type: Additional Bedroom
  • Room Level: Main
  • Room Exists: Yes
Room 8
  • Room Type: Full Bath
  • Room Level: Main
  • Room Exists: Yes
Room 9
  • Room Type: Full Bath
  • Room Level: Main
  • Room Exists: Yes
Room 10
  • Room Type: Family Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 11
  • Room Type: Office
  • Room Level: Lower 1
  • Room Exists: Yes
Room 12
  • Room Type: Laundry
  • Room Level: Lower 1
  • Room Exists: Yes
Building Info
Green Info
  • Green Water Conservation: Low-Flow Fixtures
Building Info
  • Building Total SQFT: 3240
  • Total Finished SQFT: 2,808.00
  • Total Finished SQFT Source: Assessor
  • Total Finished SQFT Units: Square Feet
  • Total SQFT: 2,808.00
  • Total SQFT Source: Assessor
  • Roof: Composition, Shingle
  • Flooring Type: Carpet, Hardwood
  • Basement Type: Fully Finished, Interior Access
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bedrooms-Main Level-4, Bedrooms-Main Level-5, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bathrooms Full-Main Level-3
  • # Bathrooms Full: 3
  • # Bathrooms Half: 0
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Parcel ID: 18272415
Interior Features
Interior Features
  • Interior Features: Entry Level Bedroom
  • Fireplace: No
  • Accessibility Features: None
Exterior Features
Exterior Features
  • Pool: Yes - Community
Utilities
Utilities
  • Utilities: Cable Available, Fiber Optic Available, Satellite Internet Available
  • Heating: Yes
  • Cooling: No
  • Cooling Type: Central A/C
  • Heating Type: Central, Forced Air
  • Water Source: Public
  • Sewer Septic: Public Sewer
  • Internet Services: Cable, Fiber Optic
Confidential Data
Listing Office
  • List Agent AOR: Charlottesville Area Association of REALTORS (VA)

Property History for 21 Vine Ridge Drive

DateEvent & SourcePriceAppreciation
Aug 7, 2026

Listed (Active)

BRIGHT #680466

$710,000
Aug 7, 2026

Listed (Active)

CAAR #680466

$710,000
Apr 27, 2002

Expired

CAAR #331278

$289,000
DateEvent & SourcePrice
08/07/2026

Listed (Active)

BRIGHT #680466

$710,000
08/07/2026

Listed (Active)

CAAR #680466

$710,000
04/27/2002

Expired

CAAR #331278

$289,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 21 Vine Ridge Drive

Taxable ValueLand$190,000Additions$451,800Total$641,800
Tax Record2025$4,846 ($404 / month)
Home Facts
Beds5Baths3Total Finished SqFt2,808 SqFtAbove Grade Finished SqFt1,512 SqFtFinished Basement SqFt1,296 SqFtStories1Lot Size24,219 SqFtStyleSingle Family ResidenceYear Built1979Year Renovated1993ZoningR-4CountyFLUVANNAAPN18A 12 11

Schools near 21 Vine Ridge Drive

This home is within Fluvanna County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 2
Public - 3 to 4
Public - 5 to 7
Public - 8 to 12
Rating
School
Distance
Central Elementary School
PublicPK to 2

Carrysbrook Elementary
Public3 to 4

Fluvanna Middle
Public5 to 7

Fluvanna County High School
Public8 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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21 Vine Ridge Drive is a single family home for sale in Palmyra, VA 22963. This property was listed for sale on August 7, 2026 by LONG & FOSTER - LAKE MONTICELLO, it's currently listed at $710,000. It has been on the market for a total of 0 days and was last sold on April 26, 2002. This listing's school district is Fluvanna County Public Schools. Nearby schools include Central Elementary School, Carrysbrook Elementary and Fluvanna Middle. 21 Vine Ridge Drive is a 5-bed, 3-bath, 2,808 sqft single family home built in 1979.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of LONG & FOSTER - LAKE MONTICELLO, CHRISTY BECK; LONG & FOSTER - LAKE MONTICELLO, THE GUNNELS GROUP

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.