2104 Congress Ln

St. Cloud, FL 34769

$429,800
Price
4
Beds
2,807 Sq. Ft.
$153 / Sq. Ft.
2,807
Sq. Ft.
$153
per Sq. Ft.
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Pending
Pending
a front view of a house with a garage
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a living room with furniture and a wooden floor
a living room with furniture and a chandelier
a kitchen with stainless steel appliances kitchen island granite countertop a table chairs sink refrigerator and cabinets
a kitchen with stainless steel appliances kitchen island granite countertop a sink and cabinets
a kitchen with granite countertop white cabinets and chairs
a kitchen with a sink stove and cabinets
a kitchen with kitchen island a sink stove and refrigerator
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a kitchen with a sink dishwasher a stove top oven a dining table with chairs and cabinets
a living room with furniture and a wooden floor
a living room with stainless steel appliances kitchen island granite countertop furniture and a wooden floor
a large living room with stainless steel appliances kitchen island granite countertop furniture and a view of kitchen
a bedroom with a bed and a flat screen tv
a bathroom with a tub sink and mirror
a bathroom with a tub sink and mirror
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a bedroom with a bed and a window
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a bathroom with a sink and a mirror
a bathroom with a sink and a mirror
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Description

Take advantage of a $5,000 seller concession at closing, helping reduce your out-of-pocket costs! Welcome to this beautifully updated 4-bedroom, 2.5-bath home offering 2,807 square feet of spacious living in a prime St. Cloud location. Enjoy convenient access to major highways, shopping, schools, hospitals, and just about 25 minutes to Lake Nona, Medical City, and the Disney Parks. You’re also minutes from the St. Cloud Lakefront featuring a marina, pier, walking trails, splash pad, boat ramp, restaurant,...Take advantage of a $5,000 seller concession at closing, helping reduce your out-of-pocket costs! Welcome to this beautifully updated 4-bedroom, 2.5-bath home offering 2,807 square feet of spacious living in a prime St. Cloud location. Enjoy convenient access to major highways, shopping, schools, hospitals, and just about 25 minutes to Lake Nona, Medical City, and the Disney Parks. You’re also minutes from the St. Cloud Lakefront featuring a marina, pier, walking trails, splash pad, boat ramp, restaurant, and more. Inside, you’ll find an open and functional layout with generous living and dining areas flowing into a spacious kitchen and family room, perfect for entertaining. The main-floor primary suite offers a walk-in closet, dual sinks, and a relaxing garden tub. Upstairs features a versatile loft plus three additional bedrooms and a full bath. Recent improvements include a ROOF INSTALLED IN 8/2021, NEW KITCHEN, NEW LAMINATE FLOORING, AND NEW INTERIOR & EXTERIOR PAINT ALL COMPLETED IN 2024, an IN & OUT A/C UNIT INSTALLED IN 4/2021, WATER HEATER INSTALLED 6/9/2024, and a RAIN WATER SOFTENER INSTALLED IN 2025

Located in a community with a clubhouse, pool, fitness center, playgrounds, dog park, tennis and basketball courts. Schedule your private tour today.
  1. Listed by Xavier Delgado • Brokerage DRE #1067735 • IAD FLORIDA LLC
    P: (407)-928-9363 C: (407)-928-9363 xavier.delgado@iadflorida.com

Property Details for 2104 Congress Lane

Subdivision Name
ANTHEM PARK PH 1B
Township
26
Garage Spaces
2
Waterfront
No
Furnished
Unfurnished
LISTING UPDATED: 04/30/2026 03:07 PM

Property Details for 2104 Congress Lane

StatusPending
MLS #S5144938
Days on Market33
Taxes$7,575 / year
HOA Fees$100 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2006
Lot Size0.13 AC / 5,750 SF
CountyOsceola County
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Location

Listing Courtesy of IAD FLORIDA LLC, Xavier Delgado
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Building Information for 2104 Congress Lane

Stories2Year Built2006Building Size-Lot Size0.13 AC / 5,750 SF

Payment Calculator

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$2,781 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,142

Property Taxes

$631

HOA Dues

$8

The Payment Calculator is for illustrative purposes only.

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Property Information for 2104 Congress Lane

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 3363.0
  • Building Area Units: Square Feet
  • Direction Faces: East
  • Directions: From US-192 (13th Street) in St. Cloud, head south on Vermont Ave. Turn left onto 19th Street. Continue east and turn right onto Congress Ln. The property at 2104 Congress Ln will be on your right.
  • Mls Major Change Type: Pending
  • Major Change Type: Pending
  • Listing Service: Full Service
  • Senior Community: No
  • SW Subdiv Community Name: Not Applicable
  • Unit Number: No
  • Street Number: 2104
  • Street Name: CONGRESS
  • Street Suffix: LANE
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Requirement: Required
  • Association Name: Tiffany Marshall
  • Association Phone: 407-455-5950
  • Association: Yes
  • CDD: Yes
  • Tax Block: 1
  • Tax Book Number: 18-72
  • Tax Legal Description: ANTHEM PARK PH 1B PB 18 PG 72 LOT 125
  • Tax Lot: 125
  • Tax Other Annual Assessment Amt: $2,208
  • Tax Year: 2025
Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 092630005500011250
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: SPUD
  • Living Area: 2807
Property and Assessments
  • Year Built Numeric: 2006
  • Flood Zone Code: X
  • Flood Zone Date: 06-18-2013
  • Flood Zone Panel: 12097C0252G
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 30
  • Public Survey Section: 9
  • Dock YN: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Public
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block
  • Exterior Features: Sidewalk, Sprinkler Metered
  • Foundation Details: Slab
  • Levels: Two
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Feet Total: 0
  • Number Of Stories: 2
Interior Features
  • Bedrooms Total: 4
  • Bathrooms Full: 2
  • Additional Rooms: Den/Library/Office, Family Room, Formal Living Room Separate
  • Appliances: Convection Oven, Dishwasher, Refrigerator, Water Softener
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Ceramic Tile, Laminate
  • Heating: Central
  • Interior Features: Living Room/Dining Room Combo
  • Laundry Features: Inside
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: No
  • Bathrooms Half: 1
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 2104 Congress Lane

DateEvent & SourcePriceAppreciation
Apr 4, 2026

Pending

MFRMLS #S5144938

—
Mar 2, 2026

Listed (Active)

MFRMLS #S5144938

$429,800—
Apr 29, 2024

Sold (Public Record)

Public Record #1535108581

$400,000

+7.3% / yr

DateEvent & SourcePrice
04/04/2026

Pending

MFRMLS #S5144938

—
03/02/2026

Listed (Active)

MFRMLS #S5144938

$429,800
04/29/2024

Sold (Public Record)

Public Record #1535108581

$400,000

+7.3% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 2104 Congress Lane

Taxable ValueLand$70,000Additions$272,700Total$342,700
Tax Record2025$7,575 ($631 / month)
Home Facts
Beds4Baths2.5Total Finished SqFt2,807 SqFtAbove Grade Finished SqFt2,807 SqFtStories2Lot Size5,750 SqFtStyleSingle Family ResidenceYear Built2006ZoningSPUDCountyOSCEOLAAPN092630005500011250

Schools near 2104 Congress Lane

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Neptune Elementary School
Public - PK to 5
Neptune Middle School
Public - 6 to 8
St. Cloud High School
Public - 9 to 12
BRIDGEPREP ACADEMY-0131
Charter - K to 8
Rating
School
Distance
Neptune Elementary School
PublicPK to 5

Neptune Middle School
Public6 to 8

St. Cloud High School
Public9 to 12

BRIDGEPREP ACADEMY-0131
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of IAD FLORIDA LLC, Xavier Delgado

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 04/30/2026 03:07 PM