21620 Defender St

1,767 Sq. Ft.
$209 / Sq. Ft.
1,767
Sq. Ft.
$209
per Sq. Ft.

Description

Open House on February 1 Has Been Canceled. An incredible value, this one-level 3-bedroom, 2 full-bath rambler offers a newer roof, a newer heat pump, new LVP flooring, a deck, a fenced-in yard, a shed, and a one-car garage. The sellers have also refreshed the interior with soft neutral paint, making the home truly move-in ready. Located in the peaceful Cedar Cove community, the home is just a short walk to private beach access on the Chesapeake Bay and conveniently close to Gate 3 at PAX River Naval...Open House on February 1 Has Been Canceled. An incredible value, this one-level 3-bedroom, 2 full-bath rambler offers a newer roof, a newer heat pump, new LVP flooring, a deck, a fenced-in yard, a shed, and a one-car garage. The sellers have also refreshed the interior with soft neutral paint, making the home truly move-in ready. Located in the peaceful Cedar Cove community, the home is just a short walk to private beach access on the Chesapeake Bay and conveniently close to Gate 3 at PAX River Naval Base. The home features a traditional floor plan with great flow and offers two separate living spaces, ideal for everyday living and entertaining. A welcoming foyer opens to a cozy living room with a floor-to-ceiling brick fireplace and woodstove, while a spacious family room leads to a sunroom filled with natural light and access to the rear deck and fenced backyard. The kitchen features white countertops, a tile backsplash, and stainless-steel appliances, while the primary suite includes a cathedral ceiling, a walk-in closet, and a private bath. Community amenities include nature trails, a playground, and private beach access with scenic water views. A great place to call home. Schedule your showing today! Beginning photos have been virtually staged
  1. Listed by Jennifer D Young • Keller Williams Realty
    P: (703)-956-5128 jennifer@jyhteam.com
  2. Listed by Theresa A Shoptaw • Keller Williams Realty
    P: (301)-609-0939 theresa@jyhteam.com

Property Details for 21620 Defender Street

Tax ID Number
1908002185
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Ranch/Rambler
Levels/Stories
1
Waterfront
No
LISTING UPDATED: 02/03/2026 10:45 PM

Property Details for 21620 Defender Street

StatusActive Under Contract
MLS #MDSM2028674
Days on Market33
Taxes$2,812 / year
HOA Fees$136 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1979
Lot Size0.18 AC / 8,016 SF
CountySt. Mary's County

Location

Listing Courtesy of Keller Williams Realty
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Building Information for 21620 Defender Street

Stories1Year Built1979Building Size-Lot Size0.18 AC / 8,016 SF

Payment Calculator

$2,049 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,803

Property Taxes

$234

HOA Dues

$11

The Payment Calculator is for illustrative purposes only.

Property Information for 21620 Defender Street

Location
Location
  • In City Limits: No
  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • School District County ID: 121138839208
  • SchoolDistrictSource: Listing Agent
  • Elementary School: PARK HALL (SAINT MARYS MD)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: SPRING RIDGE (SAINT MARYS MD)
  • MiddleSchoolSource: Listing Agent
  • High School: GREAT MILLS (SAINT MARYS MD)
  • HighSchoolSource: Listing Agent
  • County: SAINT MARYS
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: Yes
  • Water Access Features: Private Access, Swimming Allowed
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Tidal Water: No
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
Association / Community Info
Association / Community Info
  • HOA Condo Coop Fee Includes: Common Area Maintenance, Management
  • HOA Condo Coop Amenities: Beach, Common Grounds, Tot Lots/Playground, Water/Lake Privileges, Jog/Walk Path
  • Senior Community: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $292,967
  • Year Assessed: 2025
  • County Tax: $2,812
  • Improvement Assessed Value: $224,100
  • Land Assessed Value: $98,300
  • Clean Green Assessed: No
  • Land Use Code: R
  • Section: 1
  • Zoning: RL
  • School Tax: $0
  • Tax Page Number: 2
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 2
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Sun/Florida Room, Laundry, Primary Bathroom, Full Bath
  • Stories: Main
Rooms Information
Room 1
  • Room Type: Foyer
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Luxury Vinyl Plank, Lighting - Pendants
Room 2
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Fireplace - Wood Burning, Flooring - Luxury Vinyl Plank, Wood Stove
Room 3
  • Room Type: Family Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s), Crown Molding, Flooring - Luxury Vinyl Plank, Lighting - Ceiling
Room 4
  • Room Type: Sun/Florida Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Ceramic Tile, Lighting - Ceiling
Room 5
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Luxury Vinyl Plank, Double Sink, Kitchen - Electric Cooking, Lighting - Ceiling
Room 6
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Chair Rail, Flooring - Luxury Vinyl Plank, Lighting - Pendants
Room 7
  • Room Type: Primary Bedroom
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Attached Bathroom, Cathedral/Vaulted Ceiling, Flooring - Luxury Vinyl Plank, Lighting - Ceiling, Walk-In Closet(s), Lighting - Recessed
Room 8
  • Room Type: Primary Bathroom
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Double Sink, Flooring - Ceramic Tile, Lighting - Wall sconces, Lighting - Ceiling
Room 9
  • Room Type: Bedroom 2
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s), Flooring - Luxury Vinyl Plank, Lighting - Ceiling
Room 10
  • Room Type: Bedroom 3
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s), Flooring - Luxury Vinyl Plank, Lighting - Ceiling
Room 11
  • Room Type: Full Bath
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Ceramic Tile, Lighting - Recessed, Lighting - Wall sconces, Bathroom - Walk-In Shower
Room 12
  • Room Type: Laundry
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Luxury Vinyl Plank
Building Info
Building Info
  • Total Finished SQFT: 1,767.00
  • Total Finished SQFT Source: Estimated
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Backs to Trees, Cul-de-sac, Front Yard, Landscaping, Level, Rear Yard, SideYard(s)
  • Fencing: Wood, Fully, Rear, Privacy
  • Parcel ID: 15005968
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 1
  • Driveway - # of Spaces: 3
  • Total Garage Spaces: 1
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
Interior Features
Interior Features
  • Interior Features: Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Chair Railings, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Formal/Separate Dining Room, Primary Bath(s), Recessed Lighting, Stain/Lead Glass, Stove - Wood, Upgraded Countertops, Walk-in Closet(s)
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Brick, Fireplace - Glass Doors, Mantel(s), Wood, Insert
  • Appliances: Built-In Microwave, Dishwasher, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances
  • Accessibility Features: None
  • Door Features: Insulated, Six Panel
  • Laundry Type: Main Floor
Exterior Features
Exterior Features
  • Exterior Features: Exterior Lighting, Sidewalks
  • Outdoor Living Structures: Deck(s)
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s), Forced Air
  • Heating Fuel: Electric, Propane - Leased
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Northern Virginia Association of REALTORS
  • List Agent URL: www.JenniferYoungHomes.com

Property History for 21620 Defender Street

DateEvent & SourcePriceAppreciation
Feb 1, 2026

Active Under Contract

BRIGHT #MDSM2028674

Dec 31, 2025

Listed (Active)

BRIGHT #MDSM2028674

$370,000
Sep 5, 2023

Closed (Public Record)

Public Record #1518634050

$326,900
Sep 5, 2023

Closed

BRIGHT #MDSM2014012

$326,900
Jul 19, 2023

Pending

BRIGHT #MDSM2014012

Jul 19, 2023

Active Under Contract

BRIGHT #MDSM2014012

Jul 19, 2023

Listed (Active)

BRIGHT #MDSM2014012

$324,900
DateEvent & SourcePrice
02/01/2026

Active Under Contract

BRIGHT #MDSM2028674

12/31/2025

Listed (Active)

BRIGHT #MDSM2028674

$370,000
09/05/2023

Closed (Public Record)

Public Record #1518634050

$326,900
09/05/2023

Closed

BRIGHT #MDSM2014012

$326,900
07/19/2023

Pending

BRIGHT #MDSM2014012

07/19/2023

Active Under Contract

BRIGHT #MDSM2014012

07/19/2023

Listed (Active)

BRIGHT #MDSM2014012

$324,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 21620 Defender Street

Taxable ValueLand-Additions-Total-
Tax Record2023$2,572 ($214 / month)
Home Facts
Beds0Baths2Total Finished SqFt1,360 SqFtAbove Grade Finished SqFt1,360 SqFtStories1Lot Size8,016 SqFtStyleSingle Family ResidenceYear Built1979ZoningRLCountyST. MARY'SAPN08-002185Fireplace TypeHas Fireplace

Schools near 21620 Defender Street

This home is within St. Mary's County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - K to 8
Rating
School
Distance
Park Hall Elementary School
PublicPK to 5

Spring Ridge Middle School
Public6 to 8

Great Mills High School
Public9 to 12

Chesapeake Charter School
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams Realty

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 02/03/2026 10:45 PM