21620 Fin Trail

Osakis, MN 56360

$399,900
Price
3
Beds
1,193 Sq. Ft.
$335 / Sq. Ft.
1,193
Sq. Ft.
$335
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Pending
Pending

Description

Welcome to your perfect lakeside escape on Lake Osakis—one of Central Minnesota’s most sought-after destinations for cabins, cottages, and year-round living. Located at 21620 Fin Trail in Osakis, this well-maintained home offers the ideal blend of comfort, recreation, and turnkey convenience. Being sold fully furnished, this property truly is move-in ready—right down to the extras. The garage is stocked with valuable additions, including a John Deere riding mower with a bagger, a paddleboard, tools,...Welcome to your perfect lakeside escape on Lake Osakis—one of Central Minnesota’s most sought-after destinations for cabins, cottages, and year-round living. Located at 21620 Fin Trail in Osakis, this well-maintained home offers the ideal blend of comfort, recreation, and turnkey convenience. Being sold fully furnished, this property truly is move-in ready—right down to the extras. The garage is stocked with valuable additions, including a John Deere riding mower with a bagger, a paddleboard, tools, and even the dock. Just bring your suitcase and start enjoying lake life from day one. Inside, the home features warm hardwood flooring, two main-floor bedrooms, and a bright, inviting kitchen complete with a dishwasher. The living room is anchored by a large picture window that frames stunning lake views, creating a relaxing space to unwind in every season. Downstairs, you’ll find a third bedroom and a second bathroom—perfect for guests or extended family. Comfort is guaranteed year-round with forced-air heat and central air conditioning, making this home ideal whether it’s a summer getaway or a full-time residence. Step outside and experience one of the property’s standout features—a massive wrap-around deck (36' x 10' across the front and 20' x 10' along the side). This expansive outdoor space is perfect for everything from morning coffee to evening sunsets, offering panoramic views and endless opportunities to entertain or relax. The property also includes a back lot across the street, complete with a garden shed and a raised mound septic system that has been inspected and is fully compliant—adding both value and peace of mind. And of course, the lake itself is the star of the show. Enjoy excellent fishing right off your dock, with crappies and walleye commonly caught just steps from your door. Lake Osakis is renowned for its outstanding fishing and all-around recreation, making it a true destination for outdoor enthusiasts. This is more than just a home—it’s a place to relax, recharge, and create lasting memories. Your lake life starts here.
  1. Listed by Alex Brokers Realty, LLC

Property Details for 21620 Fin Trail

Subdivision Name
Geroys Lakeview Lts
Waterfront Features
Lake Front
Waterfront YN
Yes
Zoning Jurisdiction
Residential-Single Family
LISTING UPDATED: 05/02/2026 09:48 AM

Property Details for 21620 Fin Trail

StatusPending
MLS #7061926
Days on Compass1
Taxes$2,552 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family
Year Built1960
Lot Size0.21 AC / 9,147 SF
CountyTodd County
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Location

Listing Courtesy of Alex Brokers Realty, LLC
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Building Information for 21620 Fin Trail

Stories-Year Built1960Building Size-Lot Size0.21 AC / 9,147 SF

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$2,226 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,014

Property Taxes

$213

HOA Dues

$0

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Property Information for 21620 Fin Trail

Summary
Location and General Information
  • City Name: Osakis
  • County Or Parish: Todd
  • County: Todd-MN
  • Directions: From Osakis, N on Hwy 27 to Cty Rd 37 for 4.5 miles, left on 210th St 1.25 miles, right on Finch Rd, left on Fiddle Drive, right on Fiddle Trl, right on Fiat, right on Fin Trl to the sign.
  • Latitude: 45.940457
  • Longitude: -95.063308
  • Nbr of Acres: 6389
  • Lake Name: General Development
  • PLAT: 73
  • Map Coordinate: 999-A1
  • City and Location: Osakis
  • City and Location Text: Osakis(MN)
  • Postal Code: 56360
  • State Or Province: MN
  • Water Body Name: Osakis
  • Waterfront Footage: 77021500
  • Waterfront Frontage: 60
Taxes and HOA Information
  • Additional Parcels Description: 150042102
  • Additional Parcels: Yes
  • Association Fee: $.00
  • Association: No
  • Parcel Number: 150059600
  • Tax Annual Amount: $2,552.00
  • Tax Legal Description: GEROY'S LAKEVIEW LOTS (34,35-129-35)
  • Tax Other Annual Assessment Amount: $.00
  • Tax Year: 2026
  • Tax With Assessments: 2552
School Information
  • High School District: 213 - Osakis
  • School District Number: 213
  • School District Phone: 3208592191
Property
Lot Information
  • Above Grade Fin SQFT: 956.0
  • Below Grade Fin SQFT: 237.0
  • SQFT Total: 1193.0
  • Living Area Units: Square Feet
  • Lot Size Area: 0.21
  • Lot Size Dimensions: 48 120 60 124
  • Lot Size Units: Acres
  • Present Use: Yearly
  • Property Attached: No
  • Property Sub Type: Single Family
  • Property Type: Residential
  • SQFT Main Total: 956
  • Building Area Total: 1912.0
  • Above Grade SqFt Total: 956
  • Below Grade SqFt Total: 956
Utilities
  • Sewer: Private Sewer, Septic System Compliant - Yes
  • Water Source: Private, Well
Interior and Exterior Features
Exterior Features
  • Accessibility Features: None
  • Exterior Features: Vinyl
  • Foundation Area: 956.0
  • Foundation Details: Block
  • Fuel: Propane
Interior Features
  • Basement Type: Block
  • Bathrooms Full: 0
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 2
  • Bathrooms Total Count: 2
  • Bedrooms Total: 3
  • Fireplaces Total: 1
  • FireplaceYN: Yes
  • Cooling: Central Air
  • DP Resource: Yes
  • Garage Dimensions: 16 x 22
  • Garage Square Feet: 352
  • Heating: Forced Air, Fireplace(s)
  • Levels: One
  • Room List: Bathroom, Deck, Dining Room, Bedroom, Kitchen, Living Room, Bedroom 2, Bedroom 3
  • Basement YN: Yes
Room Information
Room 1
  • Room Dimensions: 6'8 x 5'
  • Room Level: Main
  • Room Type: Bathroom
Room 2
  • Room Dimensions: 8' x 7'9
  • Room Level: Main
  • Room Type: Bathroom
Room 3
  • Room Dimensions: 36' x 10'
  • Room Level: Main
  • Room Type: Deck
Room 4
  • Room Dimensions: 19' x 10'
  • Room Level: Main
  • Room Type: Deck
Room 5
  • Room Dimensions: 13' x 8'9
  • Room Level: Main
  • Room Type: Dining Room
Room 6
  • Room Dimensions: 12' x 10'4
  • Room Level: Main
  • Room Type: Bedroom
Room 7
  • Room Dimensions: 13' x 10'
  • Room Level: Main
  • Room Type: Kitchen
Room 8
  • Room Dimensions: 22'5 x 12'
  • Room Level: Main
  • Room Type: Living Room
Room 9
  • Room Dimensions: 10' x 10'
  • Room Level: Main
  • Room Type: Bedroom 2
Room 10
  • Room Dimensions: 13'8 x 12'8
  • Room Level: Lower
  • Room Type: Bedroom 3

Property History for 21620 Fin Trail

DateEvent & SourcePriceAppreciation
May 2, 2026

Pending

NorthStar #7061926

—
May 1, 2026

Listed (Active)

NorthStar #7061926

—
Jan 31, 2022

Sold

NorthStar #4235782

—
DateEvent & SourcePrice
05/02/2026

Pending

NorthStar #7061926

—
05/01/2026

Listed (Active)

NorthStar #7061926

—
01/31/2022

Sold

NorthStar #4235782

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 21620 Fin Trail

Taxable ValueLand$122,600Additions$166,700Total$289,300
Tax Record2025$2,340 ($195 / month)
Home Facts
Beds0Total Finished SqFt956 SqFtAbove Grade Finished SqFt956 SqFtStories1StyleMiscellaneous ResidentialYear Built1960CountyTODDAPN15-0059600Fireplace TypeHas Fireplace

Schools near 21620 Fin Trail

This home is within Osakis Public School District.
Rating
School
Type
Grades
Distance
Osakis Elementary School
Public - PK to 6
Osakis Secondary
Public - 7 to 12
Rating
School
Distance
Osakis Elementary School
PublicPK to 6

Osakis Secondary
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Alex Brokers Realty, LLC

Based on information submitted to the MLS GRID as of 05/02/2026 09:48 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.