Active
3 beds1,716 sqft

21645 Swan Creek Road, Merrill, MI 48637

Single FamilyProperty Type
2.85 acresLot Size
1965Year Built
$189/sq ftPrice per sq ft
2 carsParking Spaces

Description

Set on acreage surrounded by woods, this unique property offers an incredible outdoor lifestyle with a pool, shared pond, and beautifully designed paver patio complete with a retaining wall, fireplace, and dedicated entertaining space. The pond access is a standout feature, with plenty of fish and a long list of memorable catches to prove it. Inside, the home is warm, inviting, and surprisingly cozy. The kitchen opens to the family room, which flows beautifully into a 3-season room with cedar ceilings...Set on acreage surrounded by woods, this unique property offers an incredible outdoor lifestyle with a pool, shared pond, and beautifully designed paver patio complete with a retaining wall, fireplace, and dedicated entertaining space. The pond access is a standout feature, with plenty of fish and a long list of memorable catches to prove it. Inside, the home is warm, inviting, and surprisingly cozy. The kitchen opens to the family room, which flows beautifully into a 3-season room with cedar ceilings and views of the surrounding property. A formal living room, 3 bedrooms, 2 full baths, and first-floor laundry round out the main living spaces. Recent updates include a newer roof within the last 3 years and a new fence. But the real draw is outside— plenty of space to entertain, relax, and enjoy the privacy of your own acreage. A property like this doesn't come around often—private, playful, polished, and designed for enjoying the outdoors in style.
55 days on Market
  • Listed by: Natasha Jarzabkowski 989.737.6402 natasha.whiterealty@gmail.com • White Realty
  • Listed by: Vicki L White 989.239.7779 Saginaw.WhiteRealty@gmail.com • White Realty
Last updated: 10/06/2026 02:53 PM • Source: MiRealSource, MLS#: 50218721
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Location

Listing Courtesy of White Realty
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Payment Calculator

$1,998 per month

30 year fixed, 7.03% Interest

Principal and Interest

$1,735

Property Taxes

$263

HOA Dues

$0

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Property Information for 21645 Swan Creek Road

Property Details

  • Taxes: $3,154 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Ranch
  • Subdivision Name: Lakefield Twp
  • Has View: Yes
  • View: Lake, Water
  • Waterfront Features: Pond, Waterfront
  • Has Waterfront: Yes
  • Zoning Description: Residential

Building Information

  • Stories: 1
  • Year Built: 1965
  • Lot Size: 2.85 AC / 124,146 SF

Summary

Location and General Information
  • Carrier Route: R001
  • Cross Street: Swan Creek
  • Latitude: 43.375194
  • Longitude: -84.34273
  • MLS Area Major: Lakefield Twp (73016)
  • Water Body Name: Pond
Taxes and HOA
  • Association: No
  • Parcel Number: 19-11-1-10-2005-001
  • Tax Annual Amount: $3,153.63
  • Tax Assessed Value: 81031
School Information
  • High School District: Merrill
Parking
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached, Paved, Garage Door Opener, Heated Garage, Driveway

Property

Lot Information
  • Frontage Length: 200.0
  • Lot Features: Wooded
  • Lot Size Acres: 2.85
  • Lot Size Dimensions: 200 x 620
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • Road Surface Type: Paved
Property and Assessments
  • Above Grade Finished Area: 1716.0
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Building Area Source: Assessor
  • Building Area Total: 2268.0
  • Living Area: 1716.0
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1965
Building Features
  • Other Structures: Shed(s)
  • Construction Materials: Brick
  • Foundation Details: Basement, Block, Crawl Space
  • Levels: One
  • Total Stories: 1
Utilities
  • Sewer: Septic Tank
  • Utilities: Propane, Electricity Connected
  • Water Source: Well, Private

Interior and Exterior Features

Exterior Features
  • Exterior Features: Spa Hottub
  • Fencing: Fenced
  • Patio And Porch Features: Patio, Porch
  • Pool Features: In Ground, Outdoor Pool
  • Private Pool: Yes
Interior Features
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Water Softener Owned, Range, Oven, Gas Water Heater
  • Basement: Crawl Space, Sump Pump, Block
  • Has Basement: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Cooling: Ceiling Fan(s), Wall/Window Unit(s)
  • Has Cooling: Yes
  • Heating: Forced Air, Propane
  • Has Heating: Yes
  • Has Fireplace: Yes
  • Total Fireplaces: 2
  • Fireplace Features: Family Room, Gas, Living Room, Wood Burning
  • Interior Features: Eat-in Kitchen, Master Downstairs
  • Laundry Features: Main Level, Laundry Room
  • Total Rooms: 10
  • Has Spa: Yes
  • Water Heater: Propane
  • Window Features: Window Treatments

Room Information

Room 1
  • Type: Dining Room
  • Level: Main
  • Dimensions: 9x11
  • Length: 9.0
  • Width: 11.0
Room 2
  • Type: Bedroom 2
  • Level: Main
  • Description: Carpet
  • Dimensions: 9x11
  • Length: 9.0
  • Width: 11.0
Room 3
  • Type: Family Room
  • Level: Main
  • Description: Carpet
  • Dimensions: 25x19
  • Length: 25.0
  • Width: 19.0
Room 4
  • Type: Sun Room
  • Level: First
  • Dimensions: 20x14
  • Length: 20.0
  • Width: 14.0
Room 5
  • Type: Lavatory1
  • Level: Main
  • Dimensions: 14x5
  • Length: 14.0
  • Width: 5.0
Room 6
  • Type: Living Room
  • Level: Main
  • Description: Carpet
  • Dimensions: 22x13
  • Length: 22.0
  • Width: 13.0
Room 7
  • Type: Bedroom 3
  • Level: Main
  • Description: Carpet
  • Dimensions: 9x10
  • Length: 9.0
  • Width: 10.0
Room 8
  • Type: Bathroom 1
  • Level: Main
  • Dimensions: 14x5
  • Length: 14.0
  • Width: 5.0
Room 9
  • Type: Bedroom 1
  • Level: Main
  • Description: Carpet
  • Dimensions: 11x13
  • Length: 11.0
  • Width: 13.0
Room 10
  • Type: Kitchen
  • Level: Main
  • Dimensions: 14x11
  • Length: 14.0
  • Width: 11.0
Room 11
  • Type: Laundry
  • Level: Main
  • Dimensions: 14x5
  • Length: 14.0
  • Width: 5.0
Room 12
  • Type: Dining Room
  • Level: Main
  • Length: 9.0
  • Width: 11.0

Property History for 21645 Swan Creek Road

DateEvent & SourcePriceAppreciation
Oct 6, 2026

Price Change

Realcomp #61050218721

$325,000—
Oct 6, 2026

Price Change

MiRealSource #50218721

$325,000—
Aug 16, 2026

Listed (Active)

Realcomp #61050218721

$345,000—
DateEvent & SourcePrice
10/06/2026

Price Change

Realcomp #61050218721

$325,000
10/06/2026

Price Change

MiRealSource #50218721

$325,000
08/16/2026

Listed (Active)

Realcomp #61050218721

$345,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public records

21645 Swan Creek Road

Beds

0

Baths

1.5

Total Finished SqFt

1,716 SqFt

Above Grade Finished SqFt

1,716 SqFt

Unfinished Basement SqFt

552 SqFt

Stories

1

Schools near 21645 Swan Creek Road

This home is within Merrill Community Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Merrill Elementary School
PublicPK to 5

Merrill Middle School
Public6 to 8

Merrill High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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21645 Swan Creek Road is a single family home for sale in Merrill, MI 48637. This property was listed for sale on August 16, 2026 by White Realty, it's currently listed at $325,000. This listing's school district is Merrill Community Schools. Nearby schools include Merrill Elementary School, Merrill Middle School and Merrill High School. 21645 Swan Creek Road is a 3-bed, 2-bath, 1,716 sqft single family home built in 1965.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of White Realty

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.