220 Montclair Avenue

Covington, KY 41016

$275,000
Price
3
Beds
—Sq. Ft.
— / Sq. Ft.
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per Sq. Ft.
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Pending
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Description

Charming and full of character, this thoughtfully updated home blends timeless appeal with modern style. Relax on the covered front porch before stepping inside to hardwood floors, abundant natural light, and an inviting layout. The kitchen features shaker cabinetry, butcher block countertops, stainless steel appliances, and convenient first-floor laundry. Two bedrooms and a full bath are located on the main level, while the private second-floor primary suite offers a peaceful retreat complete with...Charming and full of character, this thoughtfully updated home blends timeless appeal with modern style. Relax on the covered front porch before stepping inside to hardwood floors, abundant natural light, and an inviting layout. The kitchen features shaker cabinetry, butcher block countertops, stainless steel appliances, and convenient first-floor laundry. Two bedrooms and a full bath are located on the main level, while the private second-floor primary suite offers a peaceful retreat complete with a custom cocktail bar and full bath. Enjoy the fully fenced backyard with an expansive deck, perfect for relaxing or entertaining. Ideally located near local restaurants, parks, and everything Ludlow has to offer.
  1. Listed by Michele Mamo • Brokerage DRE #287166 • eXp Realty LLC
    P: (859)-512-7772 C: (859)-512-7772 michelemamo@gmail.com
  2. Listed by Robyn Klare • eXp Realty, LLC
    P: (859)-866-2500 C: (859)-866-2500 robynklare@gmail.com

Property Details for 220 Montclair Avenue

Architectural Style
Craftsman
Zoning Description
Residential
LISTING UPDATED: 07/10/2026 03:26 PM

Property Details for 220 Montclair Avenue

StatusPending
MLS #644451
Days on Market1
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built-
Lot Size0.09 AC / 3,920 SF
CountyKenton County
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Location

Listing Courtesy of eXp Realty LLC; eXp Realty, LLC
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Building Information for 220 Montclair Avenue

Stories-Year Built-Building Size-Lot Size0.09 AC / 3,920 SF

Payment Calculator

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$1,617 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,370

Property Taxes

$247

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 220 Montclair Avenue

Summary
Location and General Information
  • Longitude: -84.539583
  • Latitude: 39.092152
  • Directions: 75N to 5th street exit, L onto Philadelphia, L onto W 4th, R onto Crescent Ave, R onto Alberta St, L onto Montclair St.
  • MLSArea Major: K02 - Bromley/Ludlow Area
  • MLSArea Minor: K02 - Bromley/Ludlow Area
  • Year Built Known: No
  • Property Condition Disclosure: Yes
  • SIC: LU - Ludlow
Taxes and HOA
  • Association: No
  • Parcel Number: 040-13-02-014.00
  • Tax Rate: 18.40
School Information
  • High School District: Ludlow Indep
  • Elementary School: Mary A. Goetz Elementary
  • Middle Or Junior School: Ludlow Middle School
  • High School: Ludlow High
Parking
  • Parking Features: Driveway, Off Street
  • Attached Garage: No
Property
Lot Information
  • Road Frontage Type: City Street
  • Lot Size Units: Acres
  • Lot Size Square Feet: 3920.0
  • Lot Features: Cleared
  • Lot Size Acres: 0.09
  • Lot Size Source: Realist
  • Lot Size Dimensions: 40x110
  • Lot Size Area: 0.09
  • Lot Features: Cleared
Property and Assessments
  • New Construction: No
  • Property Condition: Existing Structure
  • Land Lease: Yes
  • Property Attached: No
  • Land Description: Less than .5 Acre
Building Features
  • Levels: Two
  • Structure Type: House
  • Foundation Details: Poured Concrete
  • Construction Materials: Vinyl Siding
Utilities
  • Sewer: Public Sewer
  • Water Source: Public
  • Gas Company: Duke
  • Electric Company: Duke
  • Water Company: NKWD
  • Sanitation Company: SD1
Interior and Exterior Features
Interior Features
  • Bathrooms: 2
  • Appliances: Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s), Electric Range, Electric Oven
  • Cooling: Central Air, Zoned
  • Security Features: Smoke Detector(s)
  • Fireplace: No
  • Window Features: Insulated Windows, Double Hung, Vinyl Clad Window(s)
  • Has Heating: Yes
  • Has Cooling: Yes
  • Basement: Unfinished
  • Interior Features: Smart Thermostat
  • Rooms Total: 9
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Heating: Forced Air
Exterior Features
  • Exterior Features: Private Yard
  • Patio And Porch Features: Deck, Porch, Patio, Covered
  • Fencing: Privacy, Fenced
  • Roof: Shingle
Room Information
Room 1
  • Room Features: High Ceilings, Hardwood Floors
  • Room Type: Living Room
  • Room Length: 12.0
  • Room Level: First
  • Room Width: 11.0
  • Room Dimensions: 12 x 11
Room 2
  • Room Features: Walk-Out Access, Gourmet Kitchen, Wood Cabinets, Luxury Vinyl Flooring
  • Room Type: Kitchen
  • Room Length: 14.0
  • Room Level: First
  • Room Width: 10.0
  • Room Dimensions: 14 x 10
Room 3
  • Room Features: Wood Flooring, Bath Adjoins
  • Room Type: Primary Bedroom
  • Room Length: 16.0
  • Room Level: Second
  • Room Width: 17.0
  • Room Dimensions: 16 x 17
Room 4
  • Room Features: Bath Adjoins, Hardwood Floors
  • Room Type: Bedroom 2
  • Room Length: 12.0
  • Room Level: First
  • Room Width: 13.0
  • Room Dimensions: 12 x 13
Room 5
  • Room Features: Bath Adjoins, Hardwood Floors
  • Room Type: Bedroom 3
  • Room Length: 11.0
  • Room Level: First
  • Room Width: 9.0
  • Room Dimensions: 11 x 9
Room 6
  • Room Features: Tub, Luxury Vinyl Flooring
  • Room Type: Primary Bath
  • Room Length: 9.0
  • Room Level: First
  • Room Width: 5.0
  • Room Dimensions: 9 x 5
Room 7
  • Room Features: Full Finished Bath, Shower, Plank Flooring
  • Room Type: Bathroom 2
  • Room Length: 15.0
  • Room Level: Second
  • Room Width: 10.0
  • Room Dimensions: 15 x 10
Room 8
  • Room Features: Luxury Vinyl Flooring
  • Room Type: Laundry
  • Room Length: 5.0
  • Room Level: First
  • Room Width: 4.0
  • Room Dimensions: 5 x 4
Room 9
  • Room Features: Storage
  • Room Type: Recreation Room
  • Room Length: 13.0
  • Room Level: Basement
  • Room Width: 28.0
  • Room Dimensions: 13 x 28
Room 10
  • Room Type: Loft
  • Room Length: 15.0
  • Room Level: Second
  • Room Width: 10.0
  • Room Dimensions: 15 x 10

Property History for 220 Montclair Avenue

DateEvent & SourcePriceAppreciation
Jul 10, 2026

Contract Signed

Northern Kentucky Multiple Listing Service #644451

—
Jul 9, 2026

Listed (Active)

Northern Kentucky Multiple Listing Service #644451

$275,000—
Feb 16, 2024

Sold

Northern Kentucky Multiple Listing Service #617980

$227,000—
DateEvent & SourcePrice
07/10/2026

Contract Signed

Northern Kentucky Multiple Listing Service #644451

—
07/09/2026

Listed (Active)

Northern Kentucky Multiple Listing Service #644451

$275,000
02/16/2024

Sold

Northern Kentucky Multiple Listing Service #617980

$227,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 220 Montclair Avenue

Taxable ValueLand$10,000Additions$217,000Total$227,000
Tax Record2025$2,965 ($247 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,122 SqFtAbove Grade Finished SqFt1,122 SqFtStories2Lot Size3,920 SqFtStyleSingle Family ResidenceYear Built1910CountyKENTONAPN040-13-02-014.00

Schools near 220 Montclair Avenue

This home is within Ludlow Independent School District.
Rating
School
Type
Grades
Distance
Mary A. Goetz Elementary School
Public - PK to 6
Ludlow High School
Public - 7 to 12
Gospel Light Academy
Private - K to 11
Rating
School
Distance
Mary A. Goetz Elementary School
PublicPK to 6

Ludlow High School
Public7 to 12

Gospel Light Academy
PrivateK to 11

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty LLC; eXp Realty, LLC

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Compass and its related brokerages are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.