226 Clay St

Ottawa, IL 61350

$295,000
Price
4
Beds
2,064 Sq. Ft.
$143 / Sq. Ft.
2,064
Sq. Ft.
$143
per Sq. Ft.
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ContingentVirtual Tour
ContingentVirtual Tour

Description

Experience the rare luxury of true riverfront freedom. Nestled on a premier stretch of the Illinois River, this classic brick residence offers something the planned resort communities cannot: over 200 feet of private, unobstructed shoreline across two parcels and the liberty of "your river, your rules." Whether you are seeking a primary sanctuary or a sophisticated second home, this property serves as a stunning canvas for your custom vision. The lifestyle here is defined by the water. A riverside...Experience the rare luxury of true riverfront freedom. Nestled on a premier stretch of the Illinois River, this classic brick residence offers something the planned resort communities cannot: over 200 feet of private, unobstructed shoreline across two parcels and the liberty of "your river, your rules." Whether you are seeking a primary sanctuary or a sophisticated second home, this property serves as a stunning canvas for your custom vision. The lifestyle here is defined by the water. A riverside sun porch perches at the water's edge, offering a front-row seat to both sunrises and sunsets. Inside, the spacious living room centers around a wood-burning fireplace, while the kitchen provides seamless transition to the outdoor patio --perfect for morning coffee or evening wine as the river rolls by. The main level is designed for effortless living, featuring a primary suite with an adjacent river-view office, a second bedroom, and a beautifully updated bathroom with a walk-in tile shower and convenient laundry. A standout feature of this estate is the versatile "North Wing." With its own private entrance, en-suite bathroom, and kitchenette, this space is a high-value asset-perfect for a luxury short-term rental/Airbnb, related living, or a secluded professional studio. While other riverfront developments require a drive for dinner, you are located less than one mile from the vibrant shops, dining, and seasonal festivals of Washington Square and downtown Ottawa. Enjoy the best of the city and the serenity of the river, with easy access to I-80 for an effortless commute.
  1. Listed by George Shanley • Coldwell Banker Real Estate Group
    P: (815)-228-1859 C: (815)-228-1859 GShanley@Coldwellhomes.com

Property Details for 226 Clay Street

Area
Danway / Dayton / Naplate / Ottawa / Prairie Center
Township
Ottawa
Ownership
Fee Simple
Num Of Parking Spaces
4.0
Parking Included in Price
Yes
Air Conditioning Type
Central Air
Num of Interior Fireplaces
1
Heat/Fuel
Natural Gas, Forced Air
LISTING UPDATED: 04/26/2026 08:27 AM

Property Details for 226 Clay Street

StatusContingent
MLS #12589659
Days on Market41
Taxes$2,676 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeDetached Single / 1.5 Story
Year Built1946
Lot Size0.22 AC / 9,583 SF
CountyLaSalle County
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Location

Listing Courtesy of Coldwell Banker Real Estate Group
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Building Information for 226 Clay Street

Stories-Year Built1946Building Size-Lot Size0.22 AC / 9,583 SF

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$1,708 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,485

Property Taxes

$223

HOA Dues

$0

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Property Information for 226 Clay Street

General Information
School Information
  • Elementary School District: 141
  • High School District: 140
  • High School: Ottawa Township High School
  • Middle Or Junior School District: 141
Addtl Parking Information
  • Parking Details: Concrete, Off Street, Driveway, Yes, Owned
Location and General Information
  • Front Exposure: Lake/Water
Taxes and HOA Information
  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Additional Parcels: Yes
Property Information
Interior Features
  • Interior Property Features: 1st Floor Bedroom, 1st Floor Full Bath
  • Num Of Rooms: 11
  • Bedrooms Total: 4
  • Bedrooms (Below Grade): 0
  • Fireplace Features: Wood Burning
  • Basement Type: Partially Finished, Partial
  • Bedrooms Possible: 4
  • Air Conditioning: Central Air
  • Electric: Fuses
  • Basement Bathrooms: No
  • Fireplace Location: Living Room
  • Room Type: Kitchen, Office, Family Room, Recreation Room, Storage
  • Num of Baths: 2.0
Exterior Features
  • Type: 1.5 Story
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: Yes
  • Age: 71-80 Years
  • Type Detached: 1.5 Story
  • Total Sq Ft: 1730
  • Aprox Total Finished Sq Ft: 1730
  • Total Finished and Unfin Sq Ft: 1730
  • Main Sq Ft: 1525
  • Upper Sq Ft: 205
  • Lot Size: Less Than .25 Acre
  • Lot Size Source: County Records
  • Lot Dimensions: 95x40x20x219x48x104x50x63
  • Other Structures: Shed(s)
  • Zero Lot Line: No
  • Waterfront: Yes
  • Disability Access and/or Equipped: No
  • Exterior Building Type: Steel Siding, Brick
  • Construction: Steel Siding, Brick
  • Roof Type: Asphalt
  • Foundation Details: Block
  • General Information: None
  • Living Area Source: Assessor
  • Assessor Square Footage: 1675
Property and Assessments
  • Public Document Count: 2
  • Document Date: 2026-03-20T15:58:01
  • Photos Count: 32
  • Rural: N
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Main
  • Room Type: Master Bedroom
  • Master Bedroom Bath: None
  • Master Bedroom Dimensions: 11X17
Bedroom #2 Information
  • 2nd Bedroom Level: Main
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 12X14
Bedroom #3 Information
  • 3rd Bedroom Level: Main
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 11X14
Bedroom #4 Information
  • 4th Bedroom Level: Second
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 18X10
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 6X12
Family Room Information
  • Family Room Level: N/A
  • RoomType_FR: Family Room
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 14X12
Laundry Information
  • Laundry Level: Main
  • Room Type: Laundry
  • Laundry Dimensions: 6X8
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 25X13
Storage Room 1 Information
  • Room Level: Basement
  • Room Type: Storage
  • Dimensions: 7X12
Recreation Room Information
  • Room Level: Basement
  • Room Type: Recreation Room
  • Dimensions: 14X27
Office Information
  • Room Level: Main
  • Room Type: Office
  • Dimensions: 8X14
Kitchen- 2nd Information
  • Room Level: Main
  • Room Type: Kitchen- 2nd
  • Dimensions: 4X9
Family Room Down Information
  • Room Level: Basement
  • Room Type: Family Room - Down
  • Dimensions: 18X19

Property History for 226 Clay Street

DateEvent & SourcePriceAppreciation
Mar 25, 2026

Contingent

MRED #12589659

—
Mar 17, 2026

Listed (Active)

MRED #12589659

$295,000—
DateEvent & SourcePrice
03/25/2026

Contingent

MRED #12589659

—
03/17/2026

Listed (Active)

MRED #12589659

$295,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 226 Clay Street

Taxable ValueLand$8,405Additions$55,552Total$63,957
Tax Record2024$2,303 ($192 / month)
Home Facts
Beds0Total Finished SqFt1,675 SqFtAbove Grade Finished SqFt1,675 SqFtStories1Lot Size4,356 SqFtStyleSingle Family ResidenceYear Built1946CountyLASALLEAPN21-11-322-024Fireplace TypeHas Fireplace

Schools near 226 Clay Street

This home is within Ottawa Esd 141 School District.
Rating
School
Type
Grades
Distance
Lincoln Elementary School
Public - PK to 4
Shepherd Middle School
Public - 7 to 8
Ottawa Township High School
Public - 9 to 12
Jefferson Elementary School
Public - PK to 4
Rating
School
Distance
Lincoln Elementary School
PublicPK to 4

Shepherd Middle School
Public7 to 8

Ottawa Township High School
Public9 to 12

Jefferson Elementary School
PublicPK to 4

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Real Estate Group

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 04/26/2026 08:27 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.