2276 Mosquito Point Rd

White Stone, VA 22578

$2,495,000
Price
4
Beds
3,470 Sq. Ft.
$719 / Sq. Ft.
3,470
Sq. Ft.
$719
per Sq. Ft.
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Description

Poised at the storied confluence of the Rappahannock River and the Chesapeake Bay, this exceptional 4.8-acre waterfront estate represents a rare convergence of privacy, natural grandeur, and timeless Tidewater architecture. A winding gravel lane meanders through park-like grounds past towering hardwoods and sweeping lawns, offering tantalizing glimpses of open water before the bay reveals itself in full — a narrow barrier island shimmering on the horizon, the sky vast and endlessly open overhead....Poised at the storied confluence of the Rappahannock River and the Chesapeake Bay, this exceptional 4.8-acre waterfront estate represents a rare convergence of privacy, natural grandeur, and timeless Tidewater architecture. A winding gravel lane meanders through park-like grounds past towering hardwoods and sweeping lawns, offering tantalizing glimpses of open water before the bay reveals itself in full — a narrow barrier island shimmering on the horizon, the sky vast and endlessly open overhead. Built in 1940 and positioned atop a gentle knoll, the 3,470-square-foot residence commands breathtaking bay vistas, brilliant sunrises, and moonrises that paint the Rappahannock silver. The generous living room, anchored by a handsome masonry fireplace, opens onto a long deck spanning the full length of the home — an incomparable perch for morning coffee, sunset gatherings, and everything in between. The soothing rhythm of waves against the shoreline and the ever-shifting quality of bay light make even an ordinary afternoon feel rare, unhurried, and deeply restorative out on that long, lovely deck. A light-filled dining room is refined yet warmly welcoming. The cozy family room with full bath invites easy everyday living, while the kitchen’s bright breakfast nook frames captivating water views at every meal. The generous first-floor primary suite is a true retreat — its own fireplace, a private riverside deck, two walk-in closets, and a spacious bath. Upstairs, four bedrooms and two full baths are arranged across two wings connected by a charming hall, ideally suited for families and guests of all generations. Offered with full acknowledgment that updating and remodeling await the next steward, the home is priced accordingly— a compelling opportunity to craft something truly personal and enduring in one of the most coveted settings on the Northern Neck. A screened porch, fenced pool terrace, an attached three-bay garage, private pier, and a pristine sandy beach complete this once-in-a-generation Chesapeake Bay estate.
  1. Listed by Emily E. Carter • Jim & Pat Carter Real Estate
    P: (804)-436-4949 emily@carterrealestate.com
  2. Listed by Emily C Donofrio • Jim & Pat Carter Real Estate
    P: (804)-761-1488 emilyd@carterrealestate.com

Property Details for 2276 Mosquito Point Road

Architectural Style
Other, TwoStory
Waterfront Features
Beach Front, Navigable Water, River Front, Waterfront
Has Waterfront
Yes
Zoning Description
R1
LISTING UPDATED: 05/07/2026 04:36 PM

Property Details for 2276 Mosquito Point Road

StatusActive
MLS #202600756
Days on Market2
Taxes$5,979 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1940
Lot Size4.80 AC / 209,088 SF
CountyLancaster County
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Location

Listing Courtesy of Jim & Pat Carter Real Estate, Emily E. Carter; Jim & Pat Carter Real Estate, Emily C Donofrio
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Building Information for 2276 Mosquito Point Road

Stories1Year Built1940Building Size-Lot Size4.80 AC / 209,088 SF

Payment Calculator

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$12,931 per month

30 year fixed, 6.36% Interest

Principal and Interest

$12,433

Property Taxes

$498

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 2276 Mosquito Point Road

Summary
Location and General Information
  • Directions: GPS
  • Latitude: 37.614571
  • Longitude: -76.361842
  • MLS Area Major: 110 - Lancaster
  • Water Body Name: Rappahannock River
Taxes and HOA
  • Parcel Number: 39A-1-11
  • Tax Annual Amount: $5,979.33
  • Tax Assessed Value: 949100
  • Tax Legal Description: MOSQUITO 4.8 AC DB388/402
  • Tax Year: 2023
School Information
  • Elementary School: Lancaster
  • High School: Lancaster
  • Middle Or Junior School: Lancaster
Parking
  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Attached, Garage, Oversized
Property
Lot Information
  • Frontage Length: 236.0
  • Frontage Length Numeric: 236.0
  • Frontage Length Remarks: 236.0000
  • Lot Features: Waterfront
  • Lot Size Acres: 4.8
  • Lot Size Area: 4.8
  • Lot Size Dimensions: 4.8
  • Lot Size Units: Acres
Property and Assessments
  • Above Grade Finished Area: 3470.0
  • Below Grade Unfinished Area: 1172.0
  • Building Area Source: Assessor
  • Living Area: 3470.0
  • Living Area Source: Assessor
  • New Construction: No
  • Property Attached: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1940
  • Year Built Details: Actual
Building Features
  • Construction Materials: Frame, Vinyl Siding
  • Other Structures: Outbuilding
Utilities
  • Sewer: Septic Tank
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Exterior Features: Dock
  • Patio And Porch Features: Deck, Porch, Screened
  • Pool Features: Outdoor Pool, In Ground
  • Roof: Composition
  • Total Stories: 1
Interior Features
  • Basement: Partial
  • Has Basement: Yes
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Cooling: Ceiling Fan(s), Central Air, Heat Pump
  • Has Cooling: Yes
  • Fireplace Features: Masonry
  • Has Fireplace: Yes
  • Flooring: Carpet, Wood
  • Heating: Electric, Heat Pump, Propane
  • Has Heating: Yes
  • Interior Features: Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s)
  • Total Rooms: 8

Property History for 2276 Mosquito Point Road

DateEvent & SourcePriceAppreciation
May 7, 2026

Listed (Active)

CBRAR #202600756

$2,495,000—
DateEvent & SourcePrice
05/07/2026

Listed (Active)

CBRAR #202600756

$2,495,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 2276 Mosquito Point Road

Taxable ValueLand$463,000Additions$809,200Total$1,272,200
Tax Record2025$70 ($6 / month)
Home Facts
Beds4Total Finished SqFt3,470 SqFtAbove Grade Finished SqFt3,470 SqFtStories2Lot Size209,088 SqFtStyleSingle Family ResidenceYear Built1940Year Renovated1964ZoningR1CountyLANCASTERAPN39A 1 11Fireplace TypeHas Fireplace

Schools near 2276 Mosquito Point Road

This home is within Lancaster County Public Schools.
Rating
School
Type
Grades
Distance
Lancaster Elementary School
Public - K to 7
Lancaster High School
Public - 8 to 12
Rating
School
Distance
Lancaster Elementary School
PublicK to 7

Lancaster High School
Public8 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 2276 Mosquito Point Road, White Stone, VA 22578

2276 Mosquito Point Road is a single family home for sale in White Stone, VA 22578. This property was listed for sale on May 7, 2026 by Jim & Pat Carter Real Estate, it's currently listed at $2,495,000. This listing's school district is Lancaster County Public Schools. Nearby schools include Lancaster Elementary School and Lancaster High School. 2276 Mosquito Point Road is a 4-bed, 4-bath, 3,470 sqft single family home built in 1940.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Jim & Pat Carter Real Estate, Emily E. Carter; Jim & Pat Carter Real Estate, Emily C Donofrio

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.