229 Terning Way

Howard Lake, MN 55349

$344,900
Price
4
Beds
1,899 Sq. Ft.
$182 / Sq. Ft.
1,899
Sq. Ft.
$182
per Sq. Ft.
Get preapproved with Rocket Mortgage1

Description

Like new and built in 2022, this 4-bedroom, 3-bath split-level offers a perfect blend of modern finishes, functional design, and move-in ready convenience. The home features a 3-stall heated and insulated garage, ideal for year-round use. Step inside to an open and practical main level filled with natural light. The spacious kitchen is a standout, showcasing white cabinetry, granite countertops, all-new stainless steel appliances - including a gas stove - and a large center island that flows seamlessly...Like new and built in 2022, this 4-bedroom, 3-bath split-level offers a perfect blend of modern finishes, functional design, and move-in ready convenience. The home features a 3-stall heated and insulated garage, ideal for year-round use. Step inside to an open and practical main level filled with natural light. The spacious kitchen is a standout, showcasing white cabinetry, granite countertops, all-new stainless steel appliances - including a gas stove - and a large center island that flows seamlessly into the dining and living areas. The main level includes two bedrooms and a full bathroom, along with a private primary suite featuring vaulted ceilings, a walk-in closet, and a private bath with double vanity and a walk-in shower. The finished lower level offers a generous family room perfect for entertaining, two additional bedrooms, a 3/4 bathroom, and a convenient utility/laundry room. Step out from the sliding glass door and build your dream deck while enjoying country views - an ideal setting to relax and unwind.
  1. Listed by Coldwell Banker Realty

Property Details for 229 Terning Way

Subdivision Name
Terning Trails 2
Zoning Jurisdiction
Residential-Single Family
LISTING UPDATED: 04/21/2026 10:43 AM

Property Details for 229 Terning Way

StatusActive
MLS #7039088
Days on Compass6
Taxes$4,062 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family
Year Built2022
Lot Size0.18 AC / 7,666 SF
CountyWright County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Coldwell Banker Realty
Add your commute

Building Information for 229 Terning Way

Stories-Year Built2022Building Size-Lot Size0.18 AC / 7,666 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$2,075 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,737

Property Taxes

$339

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 229 Terning Way

Summary
Location and General Information
  • City Name: Howard Lake
  • County Or Parish: Wright
  • County: Wright-MN
  • Directions: Hwy 12 right to N on Cty Rd 7 SW, right onto 1st St E, Right onto Serenity Ave, Left on Terning Way
  • Latitude: 45.064803
  • Longitude: -94.042023
  • Map Coordinate: 85-B1
  • City and Location: Howard Lake
  • City and Location Text: Howard Lake(MN)
  • Postal Code: 55349
  • State Or Province: MN
  • Public Survey Township: 118
Taxes and HOA Information
  • Additional Parcels: No
  • Association Fee: $.00
  • Association: No
  • Parcel Number: 109050005030
  • Tax Annual Amount: $4,062.00
  • Tax Legal Description: SECT-02 TWP-118 RANGE-027 TERNING TRAILS PLAT 2 LOT-003 BLOCK-005
  • Tax Other Annual Assessment Amount: $.00
  • Tax Year: 2026
  • Tax With Assessments: 4062
School Information
  • High School District: 1212 - Howard Lake-Waverly-Winsted
  • School District Number: 1212
  • School District Phone: 3205433521
Property
Lot Information
  • Above Grade Fin SQFT: 1082.0
  • Below Grade Fin SQFT: 817.0
  • SQFT Total: 1899.0
  • Living Area Units: Square Feet
  • Lot Features: Tree Coverage - Light
  • Lot Size Area: 0.176
  • Lot Size Dimensions: 71x115x61x115
  • Lot Size Units: Acres
  • Present Use: Yearly
  • Property Attached: No
  • Property Sub Type: Single Family
  • Property Type: Residential
  • SQFT Main Total: 1082
  • Building Area Total: 2124.0
  • Above Grade SqFt Total: 1082
  • Below Grade SqFt Total: 1042
Utilities
  • Electric: Circuit Breakers, 200+ Amp Service
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Interior and Exterior Features
Exterior Features
  • Accessibility Features: None
  • Exterior Features: Stone, Vinyl
  • Fencing: None
  • Foundation Area: 1042.0
  • Foundation Details: Block
  • Fuel: Natural Gas
  • Pool Features: None
  • Road Frontage Type: City Street, Curbs, Paved Streets
  • Roof: Age 8 Years or Less, Asphalt
Interior Features
  • Appliances: Air-To-Air Exchanger, Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
  • Basement Type: Block, Crawl Space, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Sump Basket, Sump Pump
  • Bath Desc: 3/4 Basement,3/4 Primary,Private Primary,Main Floor Full Bath
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 2
  • Bathrooms Total Count: 3
  • Bedrooms Total: 4
  • Fireplaces Total: 0
  • FireplaceYN: No
  • Cooling: Central Air
  • Dining Room Description: Kitchen/Dining Room
  • DP Resource: Yes
  • Garage Square Feet: 0
  • Heating: Forced Air
  • Laundry Features: Lower Level
  • Levels: Split Entry (Bi-Level)
  • Room List: Dining Room, Family Room, Bedroom, Bedroom 4, Foyer, Kitchen, Living Room, Bedroom 2, Bedroom 3
  • Basement YN: Yes
Room Information
Room 1
  • Room Dimensions: 8x11
  • Room Level: Main
  • Room Type: Dining Room
Room 2
  • Room Dimensions: 15x15
  • Room Level: Lower
  • Room Type: Family Room
Room 3
  • Room Dimensions: 14x11
  • Room Level: Main
  • Room Type: Bedroom
Room 4
  • Room Dimensions: 11x9
  • Room Level: Lower
  • Room Type: Bedroom 4
Room 5
  • Room Dimensions: 9x11
  • Room Level: Main
  • Room Type: Foyer
Room 6
  • Room Dimensions: 10x10
  • Room Level: Main
  • Room Type: Kitchen
Room 7
  • Room Dimensions: 12x11
  • Room Level: Main
  • Room Type: Living Room
Room 8
  • Room Dimensions: 10x10
  • Room Level: Main
  • Room Type: Bedroom 2
Room 9
  • Room Dimensions: 10x11
  • Room Level: Lower
  • Room Type: Bedroom 3

Property History for 229 Terning Way

DateEvent & SourcePriceAppreciation
Apr 14, 2026

Price Change

NorthStar #7039088

$344,900—
Mar 24, 2026

Price Change

NorthStar #7039088

$349,900—
Mar 24, 2026

Listed (Active)

NorthStar #7039088

—
DateEvent & SourcePrice
04/14/2026

Price Change

NorthStar #7039088

$344,900
03/24/2026

Price Change

NorthStar #7039088

$349,900
03/24/2026

Listed (Active)

NorthStar #7039088

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 229 Terning Way

Taxable ValueLand$41,200Additions$255,700Total$296,900
Tax Record2025$4,860 ($405 / month)
Home Facts
Beds4Total Finished SqFt1,082 SqFtAbove Grade Finished SqFt1,082 SqFtStories1Lot Size7,667 SqFtStyleSingle Family ResidenceYear Built2022CountyWRIGHTAPN109-050-005030

Schools near 229 Terning Way

This home is within Howard Lake-Waverly-Winsted School District.
Rating
School
Type
Grades
Distance
Humphrey Elementary School
Public - PK to 4
Winsted Elementary School
Public - PK to 4
Howard Lake Middle School
Public - 5 to 8
Howard Lake-Waverly-Winsted Sec.
Public - 9 to 12
Rating
School
Distance
Humphrey Elementary School
PublicPK to 4

Winsted Elementary School
PublicPK to 4

Howard Lake Middle School
Public5 to 8

Howard Lake-Waverly-Winsted Sec.
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 229 Terning Way, Howard Lake, MN 55349

229 Terning Way is a single family home for sale in Howard Lake, MN 55349. This property was listed for sale on March 24, 2026 by Coldwell Banker Realty, it's currently listed at $344,900. It has been on the market for a total of 6 days and was last sold on July 8, 2022. This listing's school district is Howard Lake-Waverly-Winsted School District. Nearby schools include Humphrey Elementary School, Winsted Elementary School and Howard Lake Middle School. 229 Terning Way is a 4-bed, 3-bath, 1,899 sqft single family home built in 2022.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty

Based on information submitted to the MLS GRID as of 04/21/2026 10:43 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.