232 West 4th Street

Covington, KY 41011

$950,000
Price
3
Beds
3,300 Sq. Ft.
$288 / Sq. Ft.
3,300
Sq. Ft.
$288
per Sq. Ft.
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New Construction
New Construction

Description

Discover Covington's newest neighborhood, Covington Central Riverfront, where timeless architecture meets modern luxury. This stunning new three-story traditional home showcases arched windows and an elegant arched front door, creating a striking first impression. Inside, you'll find 8-foot solid core doors, engineered hardwood floors, and an open-concept layout perfect for entertaining. Experience city living at its finest--just steps from Covington's boutique shops, top-rated restaurants, and a...Discover Covington's newest neighborhood, Covington Central Riverfront, where timeless architecture meets modern luxury. This stunning new three-story traditional home showcases arched windows and an elegant arched front door, creating a striking first impression. Inside, you'll find 8-foot solid core doors, engineered hardwood floors, and an open-concept layout perfect for entertaining. Experience city living at its finest--just steps from Covington's boutique shops, top-rated restaurants, and a short stroll across the bridge to downtown Cincinnati.
  1. Listed by Jodi Funke • Brokerage DRE #263201 • Willow Creek Sells, LLC
    P: (513)-256-6208 C: (513)-256-6208 jodi@funkereg.com

Property Details for 232 West 4th Street

Architectural Style
Traditional
LISTING UPDATED: 03/27/2026 12:04 PM

Property Details for 232 West 4th Street

StatusActive
MLS #640744
Days on Market9764
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2026
Lot Size0.06 AC / 2,700 SF
CountyKenton County
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Location

Listing Courtesy of Willow Creek Sells, LLC
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Building Information for 232 West 4th Street

Stories-Year Built2026Building Size-Lot Size0.06 AC / 2,700 SF

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$4,734 per month

30 year fixed, 6.36% Interest

Principal and Interest

$4,734

Property Taxes

$0

HOA Dues

$0

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Property Information for 232 West 4th Street

Summary
Location and General Information
  • Longitude: -84.514826
  • Latitude: 39.086649
  • Directions: 4th St to Right on Johnson to Right on Stewart Alley
  • MLSArea Major: K01 - Covington North
  • MLSArea Minor: K01 - Covington North
  • Year Built Known: Yes
  • No Disclosure Type: New Construction
  • Property Condition Disclosure: No
  • SIC: CO - Covington
Taxes and HOA
  • Association: No
  • Degree Complete: To Be Built
  • Tax Rate: $15.92
School Information
  • High School District: Covington Indep
  • Elementary School: John G. Carlisle Elementary
  • Middle Or Junior School: Holmes Middle School
  • High School: Holmes Senior High
Parking
  • Parking Features: Driveway, Off Street, Garage Faces Rear, Garage Door Opener
  • Attached Garage: No
  • Garage: Yes
  • Garage Spaces: 2.0
Property
Lot Information
  • Lot Size Source: Estimated
  • Lot Size Dimensions: 30 x 90
Property and Assessments
  • New Construction: Yes
  • Year Built: 2026
  • Building Area Total: 3300.0
  • Property Condition: New Construction
  • Living Area Units: Square Feet
  • Land Lease: Yes
  • Living Area Source: Plans
  • Property Attached: No
  • Land Description: Less than .5 Acre
Building Features
  • Levels: Three Or More
  • Structure Type: House
  • Foundation Details: Poured Concrete
  • Construction Materials: Brick, Stone, HardiPlank Type
Utilities
  • Sewer: Public Sewer
  • Water Source: Public
  • Gas Company: Duke
  • Electric Company: Duke
  • Water Company: NKY Water
  • Sanitation Company: SD #1
Interior and Exterior Features
Interior Features
  • Bathrooms: 3
  • Appliances: Disposal, Dishwasher, Microwave, Refrigerator, Tankless Water Heater, Gas Range, Stainless Steel Appliance(s)
  • Bathrooms Half: 1
  • Cooling: Central Air
  • Fireplace: No
  • Window Features: Insulated Windows, Double Hung
  • Has Heating: Yes
  • Has Cooling: Yes
  • Basement: Full Bath Rough In, Unfinished
  • Interior Features: Ceiling Fan(s), Recessed Lighting, High Ceilings, Double Vanity, Kitchen Island, Open Floorplan, Soaking Tub, Walk-In Closet(s), Wet Bar
  • Rooms Total: 10
  • Heating: Forced Air, Natural Gas
Exterior Features
  • Exterior Features: Fire Pit
  • Door Features: Sliding Doors
  • Roof: Membrane
Room Information
Room 1
  • Room Features: High Ceilings, Ceiling Fan(s), Recessed Lighting, Hardwood Floors
  • Room Type: Living Room
  • Room Length: 18.0
  • Room Level: Second
  • Room Width: 22.0
  • Room Dimensions: 18 x 22
Room 2
  • Room Features: Kitchen Island, Pantry, Wood Cabinets, Recessed Lighting, Hardwood Floors
  • Room Type: Kitchen
  • Room Length: 18.0
  • Room Level: Second
  • Room Width: 22.0
  • Room Dimensions: 18 x 22
  • Room Description: Quartz Countertops
Room 3
  • Room Features: Walk-In Closet(s), Bath Adjoins, High Ceilings, Ceiling Fan(s), Recessed Lighting, Hardwood Floors
  • Room Type: Primary Bedroom
  • Room Length: 18.0
  • Room Level: Third
  • Room Width: 22.0
  • Room Dimensions: 18 x 22
Room 4
  • Room Features: Walk-In Closet(s), Bath Adjoins, Ceiling Fan(s), Hardwood Floors
  • Room Type: Bedroom 2
  • Room Length: 13.0
  • Room Level: Second
  • Room Width: 16.0
  • Room Dimensions: 13 x 16
Room 5
  • Room Features: Ceiling Fan(s), Hardwood Floors
  • Room Type: Bedroom 3
  • Room Length: 13.0
  • Room Level: First
  • Room Width: 14.0
  • Room Dimensions: 13 x 14
Room 6
  • Room Features: Ceramic Tile Flooring, Bidet, Double Vanity, Shower With Bench, Shower, Soaking Tub
  • Room Type: Primary Bath
  • Room Length: 10.0
  • Room Level: Third
  • Room Width: 13.0
  • Room Dimensions: 10 x 13
Room 7
  • Room Features: Shower With Bench, Tile Flooring
  • Room Type: Bathroom 2
  • Room Length: 5.0
  • Room Level: Second
  • Room Width: 8.0
  • Room Dimensions: 5 x 8
Room 8
  • Room Features: Tub With Shower, Tile Flooring
  • Room Type: Bathroom 3
  • Room Length: 5.0
  • Room Level: First
  • Room Width: 14.0
  • Room Dimensions: 5 x 14
Room 9
  • Room Features: Full Finished Half Bath, Hardwood Floors
  • Room Type: Bathroom 4
  • Room Length: 7.0
  • Room Level: Second
  • Room Width: 4.0
  • Room Dimensions: 7 x 4
Room 10
  • Room Features: Walk-Out Access, High Ceilings, Hardwood Floors
  • Room Type: Loft
  • Room Length: 11.0
  • Room Level: Third
  • Room Width: 22.0
  • Room Dimensions: 11 x 22
  • Room Description: Wet Bar

Property History for 232 West 4th Street

DateEvent & SourcePriceAppreciation
Mar 19, 2026

Listed (Active)

Northern Kentucky Multiple Listing Service #640744

$950,000—
DateEvent & SourcePrice
03/19/2026

Listed (Active)

Northern Kentucky Multiple Listing Service #640744

$950,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 232 West 4th Street

This home is within Covington Independent.
Rating
School
Type
Grades
Distance
John G Carlisle Elementary School
Public - K to 5
Transformational Learning Center
Public - K to 12
Holmes High School
Public - 9 to 12
Sixth District Elementary School
Public - K to 5
Rating
School
Distance
John G Carlisle Elementary School
PublicK to 5

Transformational Learning Center
PublicK to 12

Holmes High School
Public9 to 12

Sixth District Elementary School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 232 West 4th Street, Covington, KY 41011

232 West 4th Street is a single family home for sale in Covington, KY 41011. This property was listed for sale on March 19, 2026 by Willow Creek Sells, LLC, it's currently listed at $950,000. This listing's school district is Covington Independent. Nearby schools include John G Carlisle Elementary School, Transformational Learning Center and Holmes High School. 232 West 4th Street is a 3-bed, 4-bath, 3,300 sqft single family home built in 2026.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Willow Creek Sells, LLC

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Compass and its related brokerages are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.