245 Saddle Ridge Ln

Fredericksburg, VA 22406

$755,000
Price
3
Beds
2,108 Sq. Ft.
$358 / Sq. Ft.
2,108
Sq. Ft.
$358
per Sq. Ft.
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a kitchen with stainless steel appliances granite countertop a sink and a stove
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Description

Nestled in the private and picturesque enclave of Hartwood, this exceptional residence offers refined living in a serene, natural setting. Just six years young and impeccably maintained, the home presents as virtually brand new and is perfectly positioned on a flat 1.5-acre lot, surrounded by mature forests and over 30 acres of protected land—ensuring remarkable privacy and a tranquil backdrop. Designed for both elegance and comfort, the open-concept layout flows effortlessly between the expansive...Nestled in the private and picturesque enclave of Hartwood, this exceptional residence offers refined living in a serene, natural setting. Just six years young and impeccably maintained, the home presents as virtually brand new and is perfectly positioned on a flat 1.5-acre lot, surrounded by mature forests and over 30 acres of protected land—ensuring remarkable privacy and a tranquil backdrop. Designed for both elegance and comfort, the open-concept layout flows effortlessly between the expansive family room, sun-drenched sunroom, and a dedicated dining space. At the heart of the home is a stunning gourmet kitchen, thoughtfully appointed for elevated entertaining and everyday luxury living. The primary suite is a private retreat, featuring a spacious walk-in closet and a spa-inspired bathroom that invites relaxation. With two additional generously sized bedrooms with large closets, there are plenty of options for family members and guests alike. The large unfinished basement offers endless possibilities, with rough-in plumbing already in place and initial framing completed making it ideal for future bedrooms, a home theater, rec room, or custom living spaces tailored to your lifestyle. This home is enhanced with an impressive array of modern upgrades, including a whole-home water treatment system, whole-home humidifier with summer bypass, and a 30-amp generator plug with transfer switch and dedicated breaker panel. Advanced security includes POE exterior cameras with a professionally designed NVR system housed in the home office, providing continuous recording and smartphone alerts. Smart-home features seamlessly control lighting and ceiling fans in main living areas, exterior lighting, thermostat, and front door lock. While this location is tucked away from it all, it is also just minutes away from modern conveniences including shopping, restaurants, commuter parking, and the interstate. Prefer the outdoors? Curtis Park is just 2 miles away and offers a public pool, playgrounds, fishing at Curtis Lake, walking trails, disc golf, a skate park, and the par 72, 6,900 yard Gauntlet Golf Club. Offering sophisticated amenities, thoughtful upgrades, and an unparalleled natural setting, this Hartwood home delivers luxury, privacy, and timeless appeal in one exceptional package.
  1. Listed by Amy Lyn Wallace-Adams • Berkshire Hathaway HomeServices PenFed Realty
    P: (540)-623-9588 amy.adams@penfedrealty.com

Property Details for 245 Saddle Ridge Lane

Tax ID Number
35J 9
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Ranch/Rambler
Levels/Stories
2
Waterfront
No
LISTING UPDATED: 02/03/2026 09:51 PM

Property Details for 245 Saddle Ridge Lane

StatusActive
MLS #VAST2045544
Days on Market7
Taxes$5,126 / year
HOA Fees$235 semi-annually
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built2018
Lot Size1.56 AC / 68,036 SF
CountyStafford County

Location

Listing Courtesy of Berkshire Hathaway HomeServices PenFed Realty
Add your commute

Building Information for 245 Saddle Ridge Lane

Stories2Year Built2018Building Size-Lot Size1.56 AC / 68,036 SF

Payment Calculator

$4,146 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,680

Property Taxes

$427

HOA Dues

$39

The Payment Calculator is for illustrative purposes only.

Property Information for 245 Saddle Ridge Lane

Location
Location
  • In City Limits: No
  • School District Name: STAFFORD COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139497596
  • SchoolDistrictSource: Listing Agent
  • County: STAFFORD
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • HOA Name: SADDLE RIDGE POA
  • Senior Community: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $547,200
  • Year Assessed: 2025
  • County Tax: $5,054
  • Improvement Assessed Value: $377,200
  • City Town Tax: $0
  • Land Assessed Value: $170,000
  • Clean Green Assessed: No
  • Zoning: A1
  • Tax Lot: 9
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 2
Rooms
  • Stories: Main
Building Info
Building Info
  • Total Finished SQFT: 2,108.00
  • Total Finished SQFT Source: Assessor
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Parcel ID: 16939524
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Total Garage Spaces: 2
  • Garage Features: Garage - Side Entry, Garage Door Opener
Interior Features
Interior Features
  • Interior Features: Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Pantry, Recessed Lighting, Walk-in Closet(s), Water Treat System
  • Fireplace: No
  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer - Electric, Humidifier, Oven - Wall, Stainless Steel Appliances, Washer, Water Heater, Refrigerator, Icemaker
  • Accessibility Features: None
  • Security Features: Exterior Cameras, Security System, Surveillance Sys
  • Laundry Type: Main Floor
Exterior Features
Exterior Features
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Private, Well
  • Sewer Septic: Septic > # of BR
Confidential Data
Listing Office
  • List Agent AOR: Fredericksburg Area Association of REALTORS

Property History for 245 Saddle Ridge Lane

DateEvent & SourcePriceAppreciation
Feb 2, 2026

Listed (Active)

BRIGHT #VAST2045544

$755,000—
May 18, 2018

Closed (Public Record)

Public Record #622630356

$525,000—
DateEvent & SourcePrice
02/02/2026

Listed (Active)

BRIGHT #VAST2045544

$755,000
05/18/2018

Closed (Public Record)

Public Record #622630356

$525,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 245 Saddle Ridge Lane

Taxable ValueLand$170,000Additions$377,200Total$547,200
Tax Record2025$5,126 ($427 / month)
Home Facts
Beds3Baths2Total Finished SqFt2,108 SqFtAbove Grade Finished SqFt2,108 SqFtStories1Lot Size68,036 SqFtStyleSingle Family ResidenceYear Built2018ZoningA1- AG MIN 3ACountySTAFFORDAPN35J-9

Schools near 245 Saddle Ridge Lane

This home is within Stafford County Public Schools.
Rating
School
Type
Grades
Distance
Hartwood Elementary School
Public - K to 5
T. Benton Gayle Middle School
Public - 6 to 8
Mountain View High School
Public - 9 to 12
Rating
School
Distance
Hartwood Elementary School
PublicK to 5

T. Benton Gayle Middle School
Public6 to 8

Mountain View High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 245 Saddle Ridge Lane, Fredericksburg, VA 22406

245 Saddle Ridge Lane is a single family home for sale in Fredericksburg, VA 22406. This property was listed for sale on February 2, 2026 by Berkshire Hathaway HomeServices PenFed Realty, it's currently listed at $755,000. It has been on the market for a total of 7 days and was last sold on May 18, 2018. This listing's school district is Stafford County Public Schools. Nearby schools include Hartwood Elementary School, T. Benton Gayle Middle School and Mountain View High School. 245 Saddle Ridge Lane is a 3-bed, 2-bath, 2,108 sqft single family home built in 2018.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Berkshire Hathaway HomeServices PenFed Realty

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 02/03/2026 09:51 PM