2528 Monocacy Bottom Road
Closed 6/30/26
Closed 6/30/26
Sold
Last Sold Price
$590,000
Single FamilyProperty Type
0.93 acresLot Size
1978Year Built
$191/sq ftPrice per sq ft
14 carsParking Spaces
Description
Life is different on “The Bottom.” Ask the people who live on Monocacy Bottom Road and they’ll tell you — this is one of those rare Frederick County places people don’t stumble into by accident. They either know about it… or they don’t. And the people who know? They tend to stay. Monocacy Bottom is one of Frederick County’s hidden gems. A turn-back-the-clock kind of setting where neighbors know each other, the road gets quieter the farther you go, and life feels just a little more grounded. It is...Life is different on “The Bottom.” Ask the people who live on Monocacy Bottom Road and they’ll tell you — this is one of those rare Frederick County places people don’t stumble into by accident. They either know about it… or they don’t. And the people who know? They tend to stay. Monocacy Bottom is one of Frederick County’s hidden gems. A turn-back-the-clock kind of setting where neighbors know each other, the road gets quieter the farther you go, and life feels just a little more grounded. It is tucked away, off the beaten path, and surrounded by the kind of peace you simply do not find in most neighborhoods anymore. And yet, that is what makes this location so special. You feel like you are in another world… but you are still just minutes from everything. About 5 minutes to Urbana. About 8 minutes to Frederick. Easy access to shopping, restaurants, commuter routes, schools, and daily convenience — but when you come home, it feels like you have left the noise behind. That is the magic of The Bottom. And sitting on nearly an acre, just a few hundred yards before the road comes to an end, 2528 Monocacy Bottom Road gives you the lifestyle people quietly wish they could find. Even better? The hard work has already been done. This 3 bedroom, 2 full bath home has been beautifully renovated and is ready for its next owner. With over 3,000 finished square feet, a 2.5-car garage, two sheds, and .93 acres of usable outdoor space, this is the kind of home that gives you breathing room inside and out. The main level is bright, clean, and comfortable, with refinished hardwood flooring, fresh paint, updated finishes, and a layout that simply works. The living room is large and welcoming, with a fireplace and big windows overlooking the rear of the property. It is the kind of room that feels equally right for a quiet night in, a holiday gathering, or a lazy Sunday afternoon with nothing on the schedule. The kitchen has been fully updated with a fresh, modern feel — white cabinetry, sleek countertops, stainless steel appliances, subway tile backsplash, updated lighting, and clean finishes throughout. It connects easily to the dining area and living space, giving the home a comfortable, open flow without losing the warmth and character people love in an established home. There are three bedrooms on the main level, and all three are generously sized. No tiny afterthought bedrooms here. Each one offers real space, good natural light, and flexibility for family, guests, office space, or whatever life needs next. Both full bathrooms have been updated as well, giving the home a fresh move-in-ready feel from top to bottom. The lower level adds a whole second layer of living. You get a large family room with a wood-burning fireplace, a bonus room or office, and an additional rec room that gives you options — movie room, playroom, home gym, hobby space, guest overflow, or just a place to spread out. That lower level matters. It takes the home from “nice rancher” to “real lifestyle space.” Outside, the property continues the story. Nearly an acre gives you room to breathe. Room for gardens. Room for pets. Room for play. Room to host. Room to sit quietly and actually hear yourself think. Add in the 2.5-car garage and two sheds, and you have the storage, workshop, and utility space that most homes just don’t offer anymore. The updates are significant: newer roof, new kitchen, new HVAC, new well pump, updated bathrooms, refinished hardwood flooring, new basement carpet, and fresh paint throughout. In other words, this is not a project. This is a lifestyle home in a location people rarely get the chance to buy into. Because life on The Bottom is different. Slower. Quieter. More connected. More peaceful. And once you understand it, you understand why people rarely leave. Welcome to 2528 Monocacy Bottom Road. Renovated, move-in ready, and tucked into one of Frederick County’s best-kept secrets.
- Listed by: Anthony E Verdi 301.514.2403 ericverdi.impact@gmail.com • IMPACT Maryland Real Estate
Listing closed: 06/30/2026 12:00 AM • Source: BRIGHT, MLS#: MDFR2082196
Location
Listing Courtesy of IMPACT Maryland Real Estate
Sold By Long & Foster Real Estate, Inc.
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$3,403 per month
30 year fixed, 6.55% Interest
Principal and Interest
$2,999
Property Taxes
$404
HOA Dues
$0
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1Property Information for 2528 Monocacy Bottom Road
Property Details
- Taxes: $4,846 / year
- MLS Type: Residential / Fee Simple
- County: Frederick County, MD
- Tax ID Number: 1107204906
- Ownership: Fee Simple
- Condo Coop Association: No
- HOA: No
- Structure Type: Detached
- Style: Ranch/Rambler
- Levels/Stories: 2
- Waterfront: No
- Garage: Yes
- Expected On Market Date: 05-19-2026
- Subdivision: MONOCACY OVERLOOK
- Subdivision: MONOCACY OVERLOOK (FREDERICK MD)
- Total Parking Spaces: 14
- Central Air: Yes
- Basement: Yes
- Above Grade Finished SQFT: 1,635.00
- Above Grade Fin SQFT Source: Assessor
- Below Grade Finished SQFT: 1,450.00
- Below Grade Fin SQFT Source: Estimated
- Below Grade Unfinished SQFT: 185.00
- Below Grade Unfin SQFT Source: Estimated
- Total Below Grade SQFT: 1,635.00
- Total Below Grade SQFT Source: Estimated
- New Construction: No
- Building Winterized Y/N: No
- Property Condition: Very Good, Good
- Garage SQFT: 768
Building Information
- Stories: 2
- Year Built: 1978
- Lot Size: 0.93 AC / 40,510 SF
Location
Location
- In City Limits: No
- School District Name: FREDERICK COUNTY PUBLIC SCHOOLS
- School District County ID: 121139693024
- SchoolDistrictSource: Listing Agent
- Elementary School: URBANA (FREDERICK MD)
- ElementarySchoolSource: Listing Agent
- Middle Or Junior School: URBANA (FREDERICK MD)
- MiddleSchoolSource: Listing Agent
- High School: URBANA (FREDERICK MD)
- HighSchoolSource: Listing Agent
- County: FREDERICK
Waterfront / Water Access
Waterfront / Water Access
- Water View: No
- Water Access: No
- Water Oriented: No
- Navigable Water: No
- Tidal Water: No
- Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
- Senior Community: No
- Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
- Tax Year: 2025
- Tax Assessed Value: $427,833
- Year Assessed: 2026
- County Tax: $4,846
- Improvement Assessed Value: $261,400
- Land Assessed Value: $194,400
- Clean Green Assessed: No
- Land Use Code: R
- Section: 2
- Zoning: R1
- Tax Lot: 8
- School Tax: $0
- Automatically Update Tax Values Y/N: Yes
Rooms
Main
- # Bedrooms Count Main Level: 3
- # Bathrooms Count Main Level: 1
- # Bathrooms Full Main Level: 1
All Lower Levels
- # Bathrooms All Lower Levels: 1
- # Bathrooms Full All Lower Levels: 1
Lower Level 1
- # Bathrooms Lower Level: 1
- # Bathrooms Full Lower Level: 1
Rooms
- Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Office, Recreation Room, Bathroom 2, Full Bath
- Stories: Lower 1, Main
Rooms Information
Room 1
- Room Type: Living Room
- Room Length: 19.0
- Room Width: 11.0
- Room Level: Main
- Room Exists: Yes
- Room Features: Flooring - HardWood, Ceiling Fan(s)
Room 2
- Room Type: Kitchen
- Room Length: 14.0
- Room Width: 8.0
- Room Level: Main
- Room Exists: Yes
- Room Features: Flooring - Luxury Vinyl Tile, Countertop(s) - Quartz
Room 3
- Room Type: Dining Room
- Room Length: 11.0
- Room Width: 10.0
- Room Level: Main
- Room Exists: Yes
- Room Features: Flooring - HardWood
Room 4
- Room Type: Family Room
- Room Length: 18.0
- Room Width: 15.0
- Room Level: Main
- Room Exists: Yes
- Room Features: Flooring - HardWood, Cathedral/Vaulted Ceiling, Fireplace - Gas
Room 5
- Room Type: Bedroom 1
- Room Length: 15.0
- Room Width: 15.0
- Room Level: Main
- Room Exists: Yes
- Room Features: Walk-In Closet(s), Flooring - HardWood, Ceiling Fan(s)
Room 6
- Room Type: Bedroom 2
- Room Length: 14.0
- Room Width: 11.0
- Room Level: Main
- Room Exists: Yes
- Room Features: Flooring - HardWood, Ceiling Fan(s)
Room 7
- Room Type: Bedroom 3
- Room Length: 11.0
- Room Width: 11.0
- Room Level: Main
- Room Exists: Yes
- Room Features: Flooring - HardWood, Ceiling Fan(s)
Room 8
- Room Type: Full Bath
- Room Level: Main
- Room Exists: Yes
- Room Features: Bathroom - Walk-In Shower
Room 9
- Room Type: Laundry
- Room Level: Main
- Room Exists: Yes
Room 10
- Room Type: Office
- Room Length: 12.0
- Room Width: 10.0
- Room Level: Lower 1
- Room Exists: Yes
- Room Features: Flooring - Carpet
Room 11
- Room Type: Bathroom 2
- Room Level: Lower 1
- Room Exists: Yes
Room 12
- Room Type: Family Room
- Room Length: 21.0
- Room Width: 14.0
- Room Level: Lower 1
- Room Exists: Yes
- Room Features: Wood Stove, Flooring - Carpet
Room 13
- Room Type: Recreation Room
- Room Length: 30.0
- Room Width: 19.0
- Room Level: Lower 1
- Room Exists: Yes
- Room Features: Flooring - Carpet, Ceiling Fan(s)
Building Info
Building Info
- Year Major Reno Remodel: 2026
- Total Finished SQFT: 3,085.00
- Total Finished SQFT Source: Estimated
- Total SQFT: 3,270.00
- Total SQFT Source: Estimated
- Construction Materials: Frame
- Roof: Architectural Shingle
- Wall and Ceiling Types: Paneled Walls, Dry Wall
- Flooring Type: Hardwood, Luxury Vinyl Tile, Carpet
- Basement Type: Daylight, Full, Fully Finished, Improved, Outside Entrance, Rear Entrance
- Basement Finished Percent: 90.00
- Basement Footprint Percent: 100.00
- Foundation Details: Block
- Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bathrooms Full-Main Level-1, Bathrooms Full-Lower Level 1-1
- # Bathrooms Full: 2
- Other Structure: Shed, Run-in Shed
Lot / Land Information
Lot / Land Information
- Lot Size Source: Assessor
- Fencing: Fully
- Parcel ID: 11522043
- Ground Rent Exists: No
Parking
Parking
- Type Of Parking: Attached Garage, Driveway
- Num of Attached Garage Spaces: 2
- Driveway - # of Spaces: 12
- Total Garage Spaces: 2
- Parking Features: Asphalt Driveway, Paved Driveway
- Garage Features: Garage - Front Entry, Oversized
Interior Features
Interior Features
- Interior Features: Ceiling Fan(s), Dining Area, Floor Plan - Open, Kitchen - Galley, Wet/Dry Bar
- Fireplace: Yes
- Fireplaces Count: 2
- Fireplace Features: Gas/Propane, Wood
- Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater
- Accessibility Features: None
- Laundry Type: Main Floor
- Virtual Tour URL Unbranded: https://tours.amarieimagery.com/2386721?idx=1
Exterior Features
Exterior Features
- Pool: No Pool
Utilities
Utilities
- Heating: Yes
- Cooling Type: Ceiling Fan(s), Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s), Wood Burn Stove
- Heating Fuel: Electric, Wood, Propane - Leased
- Hot Water: Electric
- Water Source: Well
- Sewer Septic: Septic Exists
Confidential Data
Listing Office
- List Agent AOR: Frederick County Association of REALTORS
- List Agent URL: www.ImpactMarylandRealEstate.com
Property History for 2528 Monocacy Bottom Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Jun 30, 2026 | Closed BRIGHT #MDFR2082196 | $590,000 | — |
| Jun 29, 2026 | Closed (Public Record) Public Record #1944273962 | $590,000 | +5.8% / yr |
| May 22, 2026 | Pending BRIGHT #MDFR2082196 | — | |
| May 22, 2026 | Active Under Contract BRIGHT #MDFR2082196 | — | |
| May 19, 2026 | Listed (Active) BRIGHT #MDFR2082196 | $575,000 | — |
| Mar 23, 2020 | Closed (Public Record) Public Record #668215116 | $415,500 | — |
| Date | Event & Source | Price |
|---|---|---|
| 06/30/2026 | Closed BRIGHT #MDFR2082196 | $590,000 |
| 06/29/2026 | Closed (Public Record) Public Record #1944273962 | $590,000 +5.8% / yr |
| 05/22/2026 | Pending BRIGHT #MDFR2082196 | — |
| 05/22/2026 | Active Under Contract BRIGHT #MDFR2082196 | — |
| 05/19/2026 | Listed (Active) BRIGHT #MDFR2082196 | $575,000 |
| 03/23/2020 | Closed (Public Record) Public Record #668215116 | $415,500 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 2528 Monocacy Bottom Road
Taxable ValueLand-Additions-Total-
Tax Record2025$5,034 ($420 / month)
Home Facts
Beds0Baths2Total Finished SqFt1,635 SqFtAbove Grade Finished SqFt1,635 SqFtStories1Lot Size40,510 SqFtStyleSingle Family ResidenceYear Built1978Year Renovated1978ZoningR1CountyFREDERICKAPN07-204906
Schools near 2528 Monocacy Bottom Road
This home is within Frederick County Public Schools.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | K to 5 |
Rating | School | Distance |
|---|---|---|
Urbana Elementary School PublicPK to 5 | ||
Urbana Middle School Public6 to 8 | ||
Urbana High School Public9 to 12 | ||
Sugarloaf Elementary PublicK to 5 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Nearby home values
| Address | Sold price | Beds | Baths | Sqft | Lot (Sqft) |
|---|---|---|---|---|---|
This home: 2528 Monocacy Bottom Road, Adamstown, MD 21710 | $590,000 | 3 | 2 | 3,085 | 40,510 |
– | – | 1 | 1,056 | 40,510 | |
– | – | 3 | 3,936 | 40,510 | |
– | – | 1 | 1,736 | 38,333 | |
– | – | 1 | 1,265 | 41,382 | |
– | – | 2.5 | 1,820 | 40,510 | |
$435,000 | – | 3 | 2,052 | 34,848 | |
– | – | 1 | 1,618 | 41,382 | |
$288,500 | – | 2 | 1,327 | 40,946 | |
– | – | 2 | 1,382 | 31,798 | |
$325,000 | 3 | 2 | – | 40,946 | |
$325,000 | 5 | 4 | – | 40,510 | |
– | – | 1 | 1,715 | 47,045 | |
– | – | 2 | 1,170 | 40,510 | |
– | – | 2 | 1,296 | 40,510 | |
– | – | 3 | 2,021 | 40,510 |
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of IMPACT Maryland Real Estate
© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 06/30/2026 10:19 AM