2528 Monocacy Bottom Rd

3,085 Sq. Ft.
$186 / Sq. Ft.
3,085
Sq. Ft.
$186
per Sq. Ft.

Description

Life is different on “The Bottom.” Ask the people who live on Monocacy Bottom Road and they’ll tell you — this is one of those rare Frederick County places people don’t stumble into by accident. They either know about it… or they don’t. And the people who know? They tend to stay. Monocacy Bottom is one of Frederick County’s hidden gems. A turn-back-the-clock kind of setting where neighbors know each other, the road gets quieter the farther you go, and life feels just a little more grounded. It is...Life is different on “The Bottom.” Ask the people who live on Monocacy Bottom Road and they’ll tell you — this is one of those rare Frederick County places people don’t stumble into by accident. They either know about it… or they don’t. And the people who know? They tend to stay. Monocacy Bottom is one of Frederick County’s hidden gems. A turn-back-the-clock kind of setting where neighbors know each other, the road gets quieter the farther you go, and life feels just a little more grounded. It is tucked away, off the beaten path, and surrounded by the kind of peace you simply do not find in most neighborhoods anymore. And yet, that is what makes this location so special. You feel like you are in another world… but you are still just minutes from everything. About 5 minutes to Urbana. About 8 minutes to Frederick. Easy access to shopping, restaurants, commuter routes, schools, and daily convenience — but when you come home, it feels like you have left the noise behind. That is the magic of The Bottom. And sitting on nearly an acre, just a few hundred yards before the road comes to an end, 2528 Monocacy Bottom Road gives you the lifestyle people quietly wish they could find. Even better? The hard work has already been done. This 3 bedroom, 2 full bath home has been beautifully renovated and is ready for its next owner. With over 3,000 finished square feet, a 2.5-car garage, two sheds, and .93 acres of usable outdoor space, this is the kind of home that gives you breathing room inside and out. The main level is bright, clean, and comfortable, with refinished hardwood flooring, fresh paint, updated finishes, and a layout that simply works. The living room is large and welcoming, with a fireplace and big windows overlooking the rear of the property. It is the kind of room that feels equally right for a quiet night in, a holiday gathering, or a lazy Sunday afternoon with nothing on the schedule. The kitchen has been fully updated with a fresh, modern feel — white cabinetry, sleek countertops, stainless steel appliances, subway tile backsplash, updated lighting, and clean finishes throughout. It connects easily to the dining area and living space, giving the home a comfortable, open flow without losing the warmth and character people love in an established home. There are three bedrooms on the main level, and all three are generously sized. No tiny afterthought bedrooms here. Each one offers real space, good natural light, and flexibility for family, guests, office space, or whatever life needs next. Both full bathrooms have been updated as well, giving the home a fresh move-in-ready feel from top to bottom. The lower level adds a whole second layer of living. You get a large family room with a wood-burning fireplace, a bonus room or office, and an additional rec room that gives you options — movie room, playroom, home gym, hobby space, guest overflow, or just a place to spread out. That lower level matters. It takes the home from “nice rancher” to “real lifestyle space.” Outside, the property continues the story. Nearly an acre gives you room to breathe. Room for gardens. Room for pets. Room for play. Room to host. Room to sit quietly and actually hear yourself think. Add in the 2.5-car garage and two sheds, and you have the storage, workshop, and utility space that most homes just don’t offer anymore. The updates are significant: newer roof, new kitchen, new HVAC, new well pump, updated bathrooms, refinished hardwood flooring, new basement carpet, and fresh paint throughout. In other words, this is not a project. This is a lifestyle home in a location people rarely get the chance to buy into. Because life on The Bottom is different. Slower. Quieter. More connected. More peaceful. And once you understand it, you understand why people rarely leave. Welcome to 2528 Monocacy Bottom Road. Renovated, move-in ready, and tucked into one of Frederick County’s best-kept secrets.
  1. Listed by Anthony E Verdi • IMPACT Maryland Real Estate
    P: (301)-514-2403 ericverdi.impact@gmail.com

Property Details for 2528 Monocacy Bottom Road

Tax ID Number
1107204906
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Ranch/Rambler
Levels/Stories
2
Waterfront
No
LISTING UPDATED: 05/14/2026 10:12 PM

Property Details for 2528 Monocacy Bottom Road

StatusComing Soon
MLS #MDFR2082196
Days on Market-
Taxes$4,846 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1978
Lot Size0.93 AC / 40,510 SF
CountyFrederick County, MD

Location

Listing Courtesy of IMPACT Maryland Real Estate
Add your commute

Building Information for 2528 Monocacy Bottom Road

Stories2Year Built1978Building Size-Lot Size0.93 AC / 40,510 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$3,299 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,895

Property Taxes

$404

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 2528 Monocacy Bottom Road

Location
Location
  • In City Limits: No
  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139693024
  • SchoolDistrictSource: Listing Agent
  • Elementary School: URBANA (FREDERICK MD)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: URBANA (FREDERICK MD)
  • MiddleSchoolSource: Listing Agent
  • High School: URBANA (FREDERICK MD)
  • HighSchoolSource: Listing Agent
  • County: FREDERICK
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $427,833
  • Year Assessed: 2026
  • County Tax: $4,846
  • Improvement Assessed Value: $261,400
  • Land Assessed Value: $194,400
  • Clean Green Assessed: No
  • Land Use Code: R
  • Section: 2
  • Zoning: R1
  • Tax Lot: 8
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Lower Levels
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Office, Recreation Room, Bathroom 2, Full Bath
  • Stories: Lower 1, Main
Rooms Information
Room 1
  • Room Type: Living Room
  • Room Length: 19.0
  • Room Width: 11.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Ceiling Fan(s)
Room 2
  • Room Type: Kitchen
  • Room Length: 14.0
  • Room Width: 8.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Luxury Vinyl Tile, Countertop(s) - Quartz
Room 3
  • Room Type: Dining Room
  • Room Length: 11.0
  • Room Width: 10.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 4
  • Room Type: Family Room
  • Room Length: 18.0
  • Room Width: 15.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Cathedral/Vaulted Ceiling, Fireplace - Gas
Room 5
  • Room Type: Bedroom 1
  • Room Length: 15.0
  • Room Width: 15.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Walk-In Closet(s), Flooring - HardWood, Ceiling Fan(s)
Room 6
  • Room Type: Bedroom 2
  • Room Length: 14.0
  • Room Width: 11.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Ceiling Fan(s)
Room 7
  • Room Type: Bedroom 3
  • Room Length: 11.0
  • Room Width: 11.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Ceiling Fan(s)
Room 8
  • Room Type: Full Bath
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Bathroom - Walk-In Shower
Room 9
  • Room Type: Laundry
  • Room Level: Main
  • Room Exists: Yes
Room 10
  • Room Type: Office
  • Room Length: 12.0
  • Room Width: 10.0
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 11
  • Room Type: Bathroom 2
  • Room Level: Lower 1
  • Room Exists: Yes
Room 12
  • Room Type: Family Room
  • Room Length: 21.0
  • Room Width: 14.0
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Wood Stove, Flooring - Carpet
Room 13
  • Room Type: Recreation Room
  • Room Length: 30.0
  • Room Width: 19.0
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet, Ceiling Fan(s)
Building Info
Building Info
  • Year Major Reno Remodel: 2026
  • Total Finished SQFT: 3,085.00
  • Total Finished SQFT Source: Estimated
  • Total SQFT: 3,270.00
  • Total SQFT Source: Estimated
  • Construction Materials: Frame
  • Roof: Architectural Shingle
  • Wall and Ceiling Types: Paneled Walls, Dry Wall
  • Flooring Type: Hardwood, Luxury Vinyl Tile, Carpet
  • Basement Type: Daylight, Full, Fully Finished, Improved, Outside Entrance, Rear Entrance
  • Basement Finished Percent: 90.00
  • Basement Footprint Percent: 100.00
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bathrooms Full-Main Level-1, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 2
  • Other Structure: Shed, Run-in Shed
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Fencing: Fully
  • Parcel ID: 11522043
  • Ground Rent Exists: No
  • Ground Rent Payment Frequency: Annually
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Driveway - # of Spaces: 6
  • Total Garage Spaces: 2
  • Parking Features: Asphalt Driveway, Paved Driveway
  • Garage Features: Garage - Front Entry, Oversized
Interior Features
Interior Features
  • Interior Features: Ceiling Fan(s), Dining Area, Floor Plan - Open, Kitchen - Galley, Wet/Dry Bar
  • Fireplace: Yes
  • Fireplaces Count: 2
  • Fireplace Features: Gas/Propane, Wood
  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater
  • Accessibility Features: None
  • Laundry Type: Main Floor
Exterior Features
Exterior Features
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s), Wood Burn Stove
  • Heating Fuel: Electric, Wood, Propane - Leased
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: Septic Exists
Confidential Data
Listing Office
  • List Agent AOR: Frederick County Association of REALTORS
  • List Agent URL: www.ImpactMarylandRealEstate.com

Property History for 2528 Monocacy Bottom Road

DateEvent & SourcePriceAppreciation
Mar 23, 2020

Closed (Public Record)

Public Record #668215116

$415,500
DateEvent & SourcePrice
03/23/2020

Closed (Public Record)

Public Record #668215116

$415,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 2528 Monocacy Bottom Road

Taxable ValueLand-Additions-Total-
Tax Record2025$5,034 ($420 / month)
Home Facts
Beds0Baths2Total Finished SqFt1,635 SqFtAbove Grade Finished SqFt1,635 SqFtStories1Lot Size40,510 SqFtStyleSingle Family ResidenceYear Built1978ZoningR1CountyFREDERICKAPN07-204906Fireplace TypeHas Fireplace

Schools near 2528 Monocacy Bottom Road

This home is within Frederick County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 5
Rating
School
Distance
Urbana Elementary School
PublicPK to 5

Urbana Middle School
Public6 to 8

Urbana High School
Public9 to 12

Sugarloaf Elementary
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

2528 Monocacy Bottom Road is a single family home Coming Soon in Adamstown, MD 21710. This property is currently priced at $575,000. This listing's school district is Frederick County Public Schools. Nearby schools include Urbana Elementary School, Urbana Middle School and Urbana High School. 2528 Monocacy Bottom Road is a 3-bed, 2-bath, 3,085 sqft single family home built in 1978.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of IMPACT Maryland Real Estate

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 05/14/2026 10:12 PM