260 Water Street, Unit 5E

St. Joseph, MI 49085

$750,000
Price
2
Beds
1,386 Sq. Ft.
$541 / Sq. Ft.
1,386
Sq. Ft.
$541
per Sq. Ft.
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260 water st 5e floorplan

Description

Welcome to this stunning waterfront condo offering top-floor views of the St. Joseph River, Marina and the sparkling waters of Lake Michigan. Located in a secure gated community in the heart of downtown St. Joseph, this condo is just steps from Silver Beach, the Carousel, Splash Pad, boutique shops, and local dining favorites. Inside, you'll find a bright and open layout all on one level, featuring 2 spacious bedrooms, 2.5 bathrooms, and an inviting living area perfect for entertaining. The kitchen,...Welcome to this stunning waterfront condo offering top-floor views of the St. Joseph River, Marina and the sparkling waters of Lake Michigan. Located in a secure gated community in the heart of downtown St. Joseph, this condo is just steps from Silver Beach, the Carousel, Splash Pad, boutique shops, and local dining favorites. Inside, you'll find a bright and open layout all on one level, featuring 2 spacious bedrooms, 2.5 bathrooms, and an inviting living area perfect for entertaining. The kitchen, dining, and living spaces flow seamlessly, while floor-to-ceiling windows showcase breathtaking marina and water views. Includes a premium heated attached indoor parking space, private storage, overflow guest parking, and secured elevator access directly to your floor. Smart-home features, including voice-controlled lighting and temperature, bring modern ease to everyday living. Community amenities include an association pool, clubhouse, and marina with boat slips available. Condo is being offered turnkey fully furnished with a the exception of a few owner reserved items.
  1. Listed by Ryan D Green • Brokerage DRE #6504310834 • Green Towne Coastal Realty
    P: (269)-208-4139 C: (269)-208-4139 ryangreenrealestate@gmail.com

Property Details for 260 Water Street, Unit 5E

Waterfront Features
River
Architectural Style
Other
LISTING UPDATED: 10/02/2025 09:37 AM

Property Details for 260 Water Street, Unit 5E

StatusActive
MLS #25047186
Days on Market2585
Taxes$10,871 / year
HOA Fees$9,000 / year
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1989
CountyBerrien County

Location

Listing Courtesy of Green Towne Coastal Realty
Add your commute

Building Information for 260 Water Street, Unit 5E

Building/Complex260 Water StFloor-Stories1Residences-Pet PolicyAllowedPet Policy DetailsPets AllowedYear Built1989

Payment Calculator

$5,311 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,655

Property Taxes

$906

HOA Dues

$750

The Payment Calculator is for illustrative purposes only.

Property Information for 260 Water Street, Unit 5E

Summary
Location and General Information
  • Cross Streets: Broad st
  • Municipality: St. Joseph City
  • Body of Water: St Joseph River
  • Directions: Broad St. to Lake St. to Gate . Listing agent will open the gate. Once inside gate go to building 260 Once inside the building, Sentri keybox inside Lobby on the Stairs- Yellow Key opens the Lobby door. Teal Key - Once in Elevator, turn the teal key and press level 5 then release key. Red Key -gets you into the unit.
  • Area - Major: Southwestern Michigan - S
  • Street #: 260
  • Street Name: Water
  • Suffix: Street
  • City: St. Joseph
  • State: MI
  • Zip Code: 49085
  • County: Berrien
  • Latitude: 42.111357
  • Longitude: -86.484196
  • Area - Minor: Southwestern Michigan - S
  • Water Type: River
  • Accessibility Feat: Accessible Mn Flr Bedroom, Accessible Mn Flr Full Bath
Taxes and HOA
  • Association Fee Includes: Trash, Snow Removal, Lawn/Yard Care
  • Taxable Value: 191321.0
  • Approx. Assoc Fee: $750
  • Assoc. Fee Payable: Monthly
  • Association Amenities: Clubhouse, Pets Allowed, Pool, Spa/Hot Tub
  • Tax ID #: 11-76-8500-0030-00-1
  • Association: Yes
Parking
  • Parking Features: Attached
  • Garage Spaces: 1.0
  • Garage Y/N: Yes
  • Attached Garage: Yes
  • Driveway: Shared Paved
Virtual Tour
  • Total Virtual Tours Count: 0
  • Total Open Houses Count: 0
Property
Lot Information
  • Lot Features: Level, Sidewalk
  • SqFt Source: Blueprint
  • Total Fin SqFt All Levels: 1386.0
  • Lot Measurement: Acres
  • Lot Acres: 2.17
  • Lot Square Footage: 94594.0
  • Lot Size Area: 2.17
Property and Assessments
  • Tax Year: 2024
  • Road Surface Type: Paved
  • Legal: UNIT 30 THE WATERFRONT BLDG NO 2 LIBER 36 PAGE 1
  • Property Sub-Type: Condominium
  • New Construction: No
  • Total Floor Plans Count: 1
  • Floor Plans Change Timestamp: 09-13-2025 12:01:44 PM
  • Property Type: Residential, Condo
  • Year Built: 1989
  • Video Groups: 0
  • Mineral Rights: No
  • Income Property: No
  • Waterfront Options WaterFrontage: 0
Utilities
  • Utilities: Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
  • Electric: True
  • Sewer: Public Sewer, Public
  • Water Source: Public
  • Utilities Attached: Cable Connected, High Speed Internet, Natural Gas Connected, Phone Connected
  • Water: Public
Interior and Exterior Features
Exterior Features
  • Roof: Other
  • Accessibility Features: Accessible Mn Flr Bedroom, Accessible Mn Flr Full Bath
  • Exterior Features: Scrn Porch
  • Stories: 1
  • Construction Materials: Other
  • Water Fea Amenities: All Sports, No Wake, View
  • Street Type: Paved, Public
  • Assoc Amenities: Clubhouse, Pets Allowed, Pool, Spa/Hot Tub
  • Exterior Material: Other
  • Roofing: Other
  • Substructure: Slab
  • Windows: Insulated Windows, Screens
Interior Features
  • Heating: Forced Air
  • Window Features: Screens, Insulated Windows, Window Treatments
  • Interior Features: Ceiling Fan(s), Center Island, Pantry
  • Laundry Features: Laundry Closet, Main Level
  • Fireplace: No
  • Fireplace Features: Family Room
  • Room Total: 4
  • Main Bedrooms: 2
  • Fireplaces Total: 0
  • Basement: No
  • Cooling: Central
  • Total Baths: 3.0
  • Full Baths: 2
  • Room Types: Kitchen, Dining Room, Dining Area, Family Room, Living Room, Recreation, Den, Laundry, Primary Bedroom, Primary Bathroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Other
  • Bathrooms Total (Integer): 3
  • Bathrooms Total (Decimal): 2.5
  • Bathrooms Total (Notational): 2.1
  • Cooling: Yes
  • Heating: Yes
  • Heat Source: Natural Gas
  • Heat Type: Forced Air
  • Air Conditioning: Central Air
  • Kitchen Features: Center Island, Pantry, Snack Bar
  • Additional Items: Ceiling Fan(s), Window Treatments
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Oven, Refrigerator
  • Water Heater: Electric
  • Bedrooms: 2
  • Half Baths: 1.0
  • Main Full Baths: 2
  • Main Half Baths: 1
  • Main Level SQFT: 1311
Room Information
Room 1
  • Room Type: Kitchen
Room 2
  • Room Type: Dining Room
  • Room Description: Formal
Room 3
  • Room Type: Dining Area
Room 4
  • Room Type: Family Room
Room 5
  • Room Type: Living Room
Room 6
  • Room Type: Recreation
Room 7
  • Room Type: Den
Room 8
  • Room Type: Laundry
Room 9
  • Room Type: Primary Bedroom
Room 10
  • Room Type: Primary Bathroom
Room 11
  • Room Type: Bedroom 2
Room 12
  • Room Type: Bedroom 3
Rental
Rental Information
  • Occupant Type: Owner
  • Terms Available: Cash, Conventional

Property History for 260 Water Street, Unit 5E

DateEvent & SourcePriceAppreciation
Sep 13, 2025

Listed (Active)

Michigan Regional Information Center #25047186

$750,000—
DateEvent & SourcePrice
09/13/2025

Listed (Active)

Michigan Regional Information Center #25047186

$750,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 260 Water Street, Unit 5E

This home is within St. Joseph Public Schools.
Rating
School
Type
Grades
Distance
Lincoln School
Public - PK to 5
Upton Middle School
Public - 6 to 8
St. Joseph High School
Public - 9 to 12
Brown School
Public - PK to 5
Rating
School
Distance
Lincoln School
PublicPK to 5

Upton Middle School
Public6 to 8

St. Joseph High School
Public9 to 12

Brown School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 260 Water Street, Unit 5E, St. Joseph, MI 49085

260 Water Street, Unit 5E is a condo for sale in St. Joseph, MI 49085. This property was listed for sale on September 13, 2025 by Green Towne Coastal Realty, it's currently listed at $750,000. This listing's school district is St. Joseph Public Schools. Nearby schools include Lincoln School, Upton Middle School and St. Joseph High School. 260 Water Street, Unit 5E is a 2-bed, 3-bath, 1,386 sqft condo built in 1989.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Green Towne Coastal Realty

The properties on this web site come in part from the Broker Reciprocity Program of the Member MLS’s of the MichRIC (Michigan Regional Information Center), LLC. Information Deemed Reliable But Not Guaranteed. The firm operating this website does not display the entire MLS, MichRIC, LLC, Broker Reciprocity database on this web site. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. Information deemed reliable but not guaranteed. Copyright© 2026 Michigan Regional Information Center. All Rights Reserved.