Sold
Last Sold Price
0.5 baths
280 N Wayne St, Waterloo, IN 46793
Mixed UseProperty Type
3,049 sq ftLot Size
1880Year Built

Description

Very nice former bank commercial building with multiple safes and walk-in vault and night drop box. Lobby area with built-in desk area. Multiple office & work areas. New water heater in 2017. Gas heat & central-air on first floor. Upstairs is unfinished, but is ideal for possible multiple apartments and it has it's own street entrance door. Could be your great income producing property.Very nice former bank commercial building with multiple safes and walk-in vault and night drop box. Lobby area with built-in desk area. Multiple office & work areas. New water heater in 2017. Gas heat & central-air on first floor. Upstairs is unfinished, but is ideal for possible multiple apartments and it has it's own street entrance door. Could be your great income producing property.
  • Listed by: Dave Stafford • Indiana Real Estate
Listing closed: 01/02/2025 12:00 AM • Source: Indiana Regional MLS, MLS#: 202442455

Recent comparable sales

Median sold price

$35,000

Avg days on market

79

Sale-to-list ratio

82.2%

Waterloo, IN

9 comparable properties found

$24,900 | 400 West Railroad Street, Waterloo, IN 46793
1/17
1

$24,900

Sold 07/31/26

Unavailable
Bedrooms
0.5
Bathrooms
Unavailable
Square Feet
0.39
Acres
$9,000 | 375 North Center Street, Waterloo, IN 46793
1/11
2

$9,000

Sold 05/05/25

Unavailable
Bedrooms
0.5
Bathrooms
Unavailable
Square Feet
0.37
Acres
$35,000 | 425 South Center Street, Waterloo, IN 46793
1/4
3

$35,000

Sold 08/04/25

Unavailable
Bedrooms
0.5
Bathrooms
Unavailable
Square Feet
0.27
Acres
$135,000 | 0 South Indiana Street, Waterloo, IN 46793
1/18
4

$135,000

Sold 06/12/26

Unavailable
Bedrooms
0.5
Bathrooms
Unavailable
Square Feet
9.86
Acres
$5,000 | Tbd Tbd Centre, Waterloo, IN 46793
1/3
5

$5,000

Sold 08/29/25

Unavailable
Bedrooms
0.5
Bathrooms
Unavailable
Square Feet
0.15
Acres
$235,000 | 425 West Rope, Waterloo, IN 46793
1/20
6

$235,000

Sold 07/07/26

Unavailable
Bedrooms
0.5
Bathrooms
Unavailable
Square Feet
6.95
Acres
$20,000 | Lot 4-8 Wayne, Waterloo, IN 46793
1/4
7

$20,000

Sold 10/30/25

Unavailable
Bedrooms
0.5
Bathrooms
Unavailable
Square Feet
0.35
Acres
$827,320 | 0 County Road 18, Waterloo, IN 46793
1/6
8

$827,320

Sold 12/29/25

Unavailable
Bedrooms
0.5
Bathrooms
Unavailable
Square Feet
63.64
Acres
9

$114,000

Sold 08/22/25

Unavailable
Bedrooms
Unavailable
Bathrooms
1,984
Square Feet
0.18
Acres

Location

Listing Courtesy of Indiana Real Estate

Sold By Century 21 Bradley Realty, Inc

Add your commute

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$572 per month

30 year fixed, 6.55% Interest

Principal and Interest

$457

Property Taxes

$116

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 280 North Wayne Street

Property Details
  • Taxes: $1,386 / year
  • MLS Type: Commercial / Mixed Use
  • Subdivision: None
  • Waterfront: No
Building Information
  • Stories: 2
  • Year Built: 1880
  • Lot Size: 0.07 AC / 3,049 SF
Summary
Location and General Information
  • Area: Dekalb County
  • City: Waterloo
  • Zip Code: 46793
  • State: IN
  • Township: Grant
  • Cross Street: MARION STREET
  • Geo Latitude: 41
  • Geo Longitude: -85
  • Road Access: City
  • Fips Code: 18033
  • Directions To Property: DOWNTOWN WATERLOO
  • Location: City
Taxes and HOA
  • Parcel Description: Corner
  • Annual Taxes: $1,386
  • Year Taxes Payable: 2024
  • Parcel Number Id: 17-06-03-330-001.000-008
Parking
  • Number Of Parking Spaces: 4
  • Parking: Off-Street
Property
Lot Information
  • Class: COMMERCIAL
  • Property Subtype: Mixed Use
  • Approx Lot Size Acres: 0.07
  • Lot Dimensions: 22x132
  • Approx Lot Size Sqft: 3049.0
Property and Assessments
  • New Construction: No
  • Year Built: 1880
  • Age: 144
  • Documents Available: None
  • Planned Unit Development: No
Utilities
  • Sewer: City
  • Water Utility: City
Interior and Exterior Features
Exterior Features
  • Exterior: Brick
  • Platted: Yes
  • Roof Material: Other
Interior Features
  • Basement: Yes
  • Basement/Foundation: Full Basement
  • Cooling: Central Air
  • Flooring: Laminate, Other
  • Heating/Fuel: Gas, Forced Air
  • Stories: 2
Multi Family
Multi-Family Information
  • Number of Buildings: 1

Property History for 280 North Wayne Street

DateEvent & SourcePriceAppreciation
Jan 2, 2025

Sold

Indiana Regional MLS #202442455

$89,900
Nov 21, 2024

Pending

Indiana Regional MLS #202442455

Nov 1, 2024

Listed (Active)

Indiana Regional MLS #202442455

$89,900
DateEvent & SourcePrice
01/02/2025

Sold

Indiana Regional MLS #202442455

$89,900
11/21/2024

Pending

Indiana Regional MLS #202442455

11/01/2024

Listed (Active)

Indiana Regional MLS #202442455

$89,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 280 North Wayne Street

Taxable ValueLand-Additions-Total-
Tax Record2025$11 ($1 / month)
Home Facts
Total Finished SqFt4,596 SqFtAbove Grade Finished SqFt4,596 SqFtStories3Lot Size2,919 SqFtStyleMiscellaneous CommercialYear Built1900Year Renovated1910CountyDEKALBAPN17-06-03-330-001.000-008

Schools near 280 North Wayne Street

This home is within Dekalb County Ctl United Sch District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Waterloo Elementary School
PublicPK to 5

Dekalb Middle School
Public6 to 8

Dekalb High School
Public9 to 12

James R Watson Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 46793

$599,000 | 3132 County Road 427, Waterloo, IN 46793
1/46

$599,000

3
Bedrooms
3,710
Square Feet
3.38
Acres
$120,000 | 570 West Un Street, Waterloo, IN 46793
1/9

$120,000

Unavailable
Bedrooms
0.5
Bathrooms
Unavailable
Square Feet
5.06
Acres
$350,715 | 3483 Chital Cove, Waterloo, IN 46793
1/28
Virtual Tour

$350,715

4
Bedrooms
1,771
Square Feet
0.26
Acres
$284,000 | 3387 County Road 26, Waterloo, IN 46793
1/43

$284,000

3
Bedrooms
1,456
Square Feet
4.75
Acres
$99,900 | 545 South Wayne Street, Waterloo, IN 46793
1/23

$99,900

4
Bedrooms
1,843
Square Feet
0.16
Acres
$370,945 | 3467 Chital Cove, Waterloo, IN 46793
1/36
Virtual Tour

$370,945

4
Bedrooms
2,618
Square Feet
0.35
Acres
$329,900 | 2335 County Road 23, Waterloo, IN 46793
1/29

$329,900

4
Bedrooms
2,781
Square Feet
5
Acres
$164,900 | 4339 Highway 6, Waterloo, IN 46793
1/20

$164,900

Unavailable
Bedrooms
0.5
Bathrooms
Unavailable
Square Feet
7
Acres
$316,920 | 3463 Chital Cove, Waterloo, IN 46793
1/26
Virtual Tour

$316,920

4
Bedrooms
1,501
Square Feet
0.28
Acres

Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 280 North Wayne Street, Waterloo, IN 46793
$89,900
0.5
3,049
5,526
2,919
5,529
2,919
$8,000
5,524
2,919
3,212
4,400
$77,500
7
5,260
2,904

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Indiana Real Estate

Based on information from one of the following Multiple Listing Services: MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.