28316 County Rd

1,152 Sq. Ft.
$650 / Sq. Ft.
1,152
Sq. Ft.
$650
per Sq. Ft.

Description

Are you looking for a canal-front home that could use your TLC? Situated on a 9,375 sq. ft. fenced lot, this 2-bedroom, 3-bath CBS opportunity is about mid-way between the convenient 4A Boat Ramp to the west and Pine Channel to the east. Bright and airy, the extra-large kitchen was updated with new cabinets, stainless steel appliances and granite counters in recent years. The remainder of the house is ready for you to continue with updates. The 2 bedrooms each have walk-in closets and older carpet,...Are you looking for a canal-front home that could use your TLC? Situated on a 9,375 sq. ft. fenced lot, this 2-bedroom, 3-bath CBS opportunity is about mid-way between the convenient 4A Boat Ramp to the west and Pine Channel to the east. Bright and airy, the extra-large kitchen was updated with new cabinets, stainless steel appliances and granite counters in recent years. The remainder of the house is ready for you to continue with updates. The 2 bedrooms each have walk-in closets and older carpet, the awning windows and sliding glass doors appear to be original, the house is cooled by window/wall unit A/Cs, and there are no shutters. A great bonus is the permitted 3rd bathroom in the downstairs storage. The spacious screened porch upstairs overlooks the huge back yard and canal. Measuring 62.5' x 150', the fenced property offers plenty of room for adding a pool, tiki or whatever options you might want to explore. Metal roof was replaced in 2017. Do not walk the property without agent. Various government agencies own most of the environmentally sensitive land across the street to the north.
  1. Listed by Patti Nickless • Coldwell Banker Schmitt Lower Keys (KW)

Property Details for 28316 County Road

Waterfront
Canal Front
Waterfront
Yes
Zoning
IS - Improved Subivision District
Subdivision
Mates Beach (28.5)
Directions
At approx. MM 28 on Overseas Hwy turn north onto State Road 4A, turn right on County Rd. (just past boat ramp) house is toward the end of the road on the right.
Vehicle Storage
Off Street Parking, RV Parking Open, Covered Parking, Trailer Storage
Pets
Pets Allowed
LISTING UPDATED: 06/29/2026 01:53 PM

Property Details for 28316 County Road

StatusActive
MLS #620443
Days on Market3
Taxes$3,194 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family
Year Built1982
Lot Size0.22 AC / 9,375 SF
CountyMonroe County

Location

Listing Courtesy of Coldwell Banker Schmitt Lower Keys (KW)
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Building Information for 28316 County Road

Stories-Year Built1982Building Size-Lot Size0.22 AC / 9,375 SF

Payment Calculator

$3,999 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,732

Property Taxes

$266

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 28316 County Road

Summary
Location and General Information
  • Waterview: Canal View
  • Area: 10 - Little, Middle, Big Torch Keys
  • Absolute Longitude: 81.390894
  • Control Depth: 3
  • Listing Board: Key West Association
  • Side: Bay/Gulf
  • Mile Marker: 28.5
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Community Boat Ramp
  • Key/Island: Little Torch Key
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: None
  • Furnished: Unfurnished
  • Tax Year: 2025
  • Tax Exemptions: Homestead
Property
Lot Information
  • Lot Size: 62.5 ft. x 150 ft.
  • Acres: 0.21
  • Parcel #: 00219910000000
  • Land Size: Less Than 1/4 Acre
Property and Assessments
  • Legal: Lt 91 Mates Beach Plat #4 Little Torch Key Pb5-35
  • MLS Approved: Y
  • SqFt Source: Property Data Card
  • Flood Zone: AE8
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 44
  • Document Count: 0
  • Building Style: Above Flood: Yes
  • Building Style: Stilt Column Height: Medium - 5Ft - 9Ft
  • Property Condition: Fixer Upper
  • Title: Negotiable
Utilities
  • Utilities: FKAA, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Species List: Yes
  • Pool: No
  • Porch/Balcony: Screened P/B
Interior and Exterior Features
Interior Features
  • Floor: Tile, Carpet
  • Interior Features: Granite Counter Top, Walk-in Closet(s)
  • Appliances: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Dockage: Dock Length: 625
  • Dockage: Dock: Concrete
  • Dockage: Seawall: Concrete
  • Construction: CBS, Frame
  • Windows/Doors: Awning Windows

Property History for 28316 County Road

DateEvent & SourcePriceAppreciation
Jun 26, 2026

Listed (Active)

FKMLS #620443

$749,000
DateEvent & SourcePrice
06/26/2026

Listed (Active)

FKMLS #620443

$749,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 28316 County Road

Taxable ValueLand-Additions-Total-
Tax Record2024$3,039 ($253 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,152 SqFtAbove Grade Finished SqFt1,152 SqFtStories2Lot Size9,375 SqFtStyleSingle Family ResidenceYear Built1982Year Renovated1999CountyMONROEAPN00219910-000000

Schools near 28316 County Road

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - PK to 5
Charter - 9 to 12
Rating
School
Distance
Sugarloaf School
PublicPK to 8

Key West High School
Public9 to 12

Big Pine Academy
CharterPK to 5

The College Of The Florida Keys Academy
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

28316 County Road is a single family home for sale in Summerland Key, FL 33042. This property was listed for sale on June 26, 2026 by Coldwell Banker Schmitt Lower Keys (KW), it's currently listed at $749,000. This listing's school district is Monroe. Nearby schools include Sugarloaf School, Key West High School and Big Pine Academy. 28316 County Road is a 2-bed, 3-bath, 1,152 sqft single family home built in 1982.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Schmitt Lower Keys (KW)

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.