Sold
Last Sold Price
3 beds1,530 sqft$849/sqft
28532 Dirk Rd, Summerland Key, FL 33042
Single FamilyProperty Type
9,330 sq ftLot Size
1985Year Built
$849/sq ftPrice per sq ft

Description

Angler's paradise in Little Torch Key! This spacious, canal-front home boasts enviable access to world-class fishing and diving within minutes. With approximately 185' of waterfront on a clear, flow-through, deep-draft canal, this property is ideal for effortless and frequent boating adventures. Inside, an open-concept main living space lends itself to entertaining with a well-equipped Chef's Kitchen, complete with quartz countertops, stainless-steel appliances, and abundant storage. The kitchen...Angler's paradise in Little Torch Key! This spacious, canal-front home boasts enviable access to world-class fishing and diving within minutes. With approximately 185' of waterfront on a clear, flow-through, deep-draft canal, this property is ideal for effortless and frequent boating adventures. Inside, an open-concept main living space lends itself to entertaining with a well-equipped Chef's Kitchen, complete with quartz countertops, stainless-steel appliances, and abundant storage. The kitchen flows into a spacious great room, which boasts high ceilings and access to a generous screened-in back porch overlooking the pristine canal below. The split floorplan offers a private Primary Suite, complete with patio access and Canal Views, en suite Bathroom, and sizable walk-in closet with washer and dryer. Guests will enjoy comfortable accommodation in either of two GuestBedrooms. A sprawling open porch envelops the house, with steps leading down to ample covered space below; enjoy an abundance of room for covered parking, trailer storage, or waterside entertaining in the shade. A bonus downstairs storage space offers room for keeping tools and equipment dry and secure. Host multiple vessels along the expansive dock which surrounds the property on two sides and boasts swim ladder, fillet station, and davits. Wash away salt and sand in a spacious outdoor shower, grill your fresh catch by the waterside and dine al fresco with friends under the stars, this well-maintained lot provides every opportunity for enjoying the outdoors. The impeccably kept home includes a metal roof and impact doors and windows. Situated in a quiet neighborhood offering loads of privacy, but just a short drive to stores and restaurants, your ultimate Keys lifestyle awaits at this Little Torch Key retreat! Call to schedule a tour today!
  • Listed by: Lisa H Ferringo • Coldwell Banker Schmitt Lower Keys (KW)
Listing closed: 01/28/2026 12:00 AM • Source: FKMLS, MLS#: 617481

Recent comparable sales

Median sold price

$1,200,000

Avg days on market

74

Sale-to-list ratio

96.5%

Summerland Key, FL

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Location

Listing Courtesy of Coldwell Banker Schmitt Lower Keys (KW)

Sold By Outside Of MLS

Add your commute

Payment Calculator

$7,353 per month

30 year fixed, 6.55% Interest

Principal and Interest

$6,603

Property Taxes

$751

HOA Dues

$0

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Property Information for 28532 Dirk Road

Property Details
  • Taxes: $9,006 / year
  • MLS Type: Residential / Single Family
  • Waterfront: Canal Front
  • Waterfront: Yes
  • Zoning: IS - Improved Subivision District
  • Subdivision: Jolly Roger Estates (28.5)
  • Directions: From Overseas Hwy, turn Oceanside onto Pirates Rd. Turn left onto Le Grand Rd. Turn left onto La Fitte Rd. Turn left onto Dirk Rd. The destination is on your left.
  • Vehicle Storage: Carport, RV Parking Open, Covered Parking, Trailer Storage, Off Street Parking, Guest Parking, Open Parking
  • Pets: Pets Allowed
Building Information
  • Year Built: 1985
  • Lot Size: 0.21 AC / 9,330 SF
Summary
Location and General Information
  • Waterview: Canal View
  • Area: 10 - Little, Middle, Big Torch Keys
  • Absolute Longitude: 81.386367
  • Control Depth: 4
  • Off Shore Island: No
  • Listing Board: Key West Association
  • Side: Ocean
  • Mile Marker: 28.5
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Other Area Features, Bike Paths
  • Key/Island: Little Torch Key
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: None
  • Furnished: Negotiable
  • Tax Year: 2024
  • Tax Exemptions: Homestead
Property
Lot Information
  • Acres: 0.21
  • Parcel #: 00216100-000000
  • Land Size: Less Than 1/4 Acre
Property and Assessments
  • Legal: BK 4 LT 3 JOLLY ROGER ESTATES PB5-34 LITTLE TORCH KEY
  • MLS Approved: Y
  • SqFt Source: Property Data Card
  • Flood Zone: AE
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 51
  • Document Count: 0
  • Building Style: Above Flood: Yes
  • Building Style: Stilt Column Height: Medium - 5Ft - 9Ft
  • Property Condition: Updated/Remodeled
  • Title: Negotiable
Utilities
  • Utilities: FKAA, Cable Available, Buyer to Verify, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Species List: Yes
  • Pool: No
  • Porch/Balcony: Open Porch/Balcony, Patio, Screened P/B
Interior and Exterior Features
Interior Features
  • Floor: Tile, Carpet, Wood
  • Interior Features: Drapes/Blinds Incl, Built-in Cabinets, Quartz Countertops, Bar, Walk-in Closet(s), Storage, Entrance Foyer, Split Bedroom, Cathedral Ceilings
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Dockage: Dock Length: 185
  • Dockage: Dock: Wood
  • Construction: Frame
  • Dockage: Davits
  • Exterior Features: Lanai, Storage, Outdoor Shower
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors

Property History for 28532 Dirk Road

DateEvent & SourcePriceAppreciation
Jan 28, 2026

Sold (Public Record)

Public Record #1928289551

$1,299,000

+10.4% / yr

Jan 28, 2026

Sold

FKMLS #617481

$1,299,000
Jan 15, 2026

Pending

FKMLS #617481

DateEvent & SourcePrice
01/28/2026

Sold (Public Record)

Public Record #1928289551

$1,299,000

+10.4% / yr

01/28/2026

Sold

FKMLS #617481

$1,299,000
01/15/2026

Pending

FKMLS #617481

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 28532 Dirk Road

Taxable ValueLand-Additions-Total-
Tax Record2024$9,006 ($750 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,530 SqFtAbove Grade Finished SqFt1,530 SqFtStories2Lot Size9,286 SqFtStyleSingle Family ResidenceYear Built1985Year Renovated2005CountyMONROEAPN00216100-000000

Schools near 28532 Dirk Road

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - PK to 5
Charter - 9 to 12
Rating
School
Distance
Sugarloaf School
PublicPK to 8

Key West High School
Public9 to 12

Big Pine Academy
CharterPK to 5

The College Of The Florida Keys Academy
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 28532 Dirk Road, Summerland Key, FL 33042
$1,299,000
3
1,530
9,330
3
2
1,176
6,000
$555,000
2
1,040
7,875
$530,000
2
1,262
6,000
$1,422,500
3
1,092
6,000
3
2
1,392
7,000

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Schmitt Lower Keys (KW)

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.