28556 Water Street Rd

Underwood, MN 56586

$599,900
Price
3
Beds
2,826 Sq. Ft.
$212 / Sq. Ft.
2,826
Sq. Ft.
$212
per Sq. Ft.

Description

This rare waterfront gem on West Lost Lake offers a 3 bedroom, 3 bathroom rambler nestled on 2.7 private acres on a peninsula with 400 feet of combined shoreline. The home features a low maintenance metal and brick exterior with a nearly new roof, a spacious four season sunroom with a gas fireplace, a composite deck perfect for entertaining, dual-fuel heating, an irrigation system, and an oversized attached garage. West Lost Lake's 794 acres and 16 foot depth make it ideal for pan fishing, boating,...This rare waterfront gem on West Lost Lake offers a 3 bedroom, 3 bathroom rambler nestled on 2.7 private acres on a peninsula with 400 feet of combined shoreline. The home features a low maintenance metal and brick exterior with a nearly new roof, a spacious four season sunroom with a gas fireplace, a composite deck perfect for entertaining, dual-fuel heating, an irrigation system, and an oversized attached garage. West Lost Lake's 794 acres and 16 foot depth make it ideal for pan fishing, boating, and endless outdoor enjoyment. Don't miss your chance to roam free in this serene lake retreat.
  1. Listed by Keller Williams Realty Professionals

Property Details for 28556 Water Street Road

View
North, South
Waterfront Features
Lake Front
Waterfront YN
Yes
Zoning Jurisdiction
Residential-Single Family
LISTING UPDATED: 05/06/2025 09:32 PM

Property Details for 28556 Water Street Road

StatusActive
MLS #6713702
Days on Compass235
Taxes$3,152 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2005
Lot Size2.70 AC / 117,612 SF
CountyOtter Tail County

Location

Listing Courtesy of Keller Williams Realty Professionals
Add your commute

Building Information for 28556 Water Street Road

Stories-Year Built2005Building Size-Lot Size2.70 AC / 117,612 SF

Payment Calculator

$3,227 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,964

Property Taxes

$263

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 28556 Water Street Road

Summary
Location and General Information
  • City Name: Underwood
  • County Or Parish: Otter Tail
  • County: Otter Tail-MN
  • Directions: From Co Rd 1 turn N onto Water St Rd, then E onto Water Street Trl to property.
  • Latitude: 46.380636
  • Longitude: -95.894112
  • Nbr of Acres: 794
  • Lake Bottom: Undeveloped, Weeds
  • Lake Chain: N
  • Lake Name: Natural Environment
  • PLAT: 16
  • Map Coordinate: 999-A1
  • Map Coordinate Source: King's Street Atlas
  • City and Location: Underwood
  • City and Location Text: Underwood(MN)
  • Postal Code: 56586
  • State Or Province: MN
  • Public Survey Township: 134
  • Waterfront Property YN: Yes
  • Complex Name: West Lost
  • Waterfront Footage: 56048100
  • Waterfront Descrip: 15-26
  • Waterfront Frontage: 400
  • Waterfront Desc: Steep
Taxes and HOA Information
  • Additional Parcels: No
  • Association Fee: $.00
  • Association: No
  • Parcel Number: 38000310238006
  • Tax Annual Amount: $3,152.00
  • Tax Legal Description: SECT-31 TWP-134 RANGE-041 2.71 AC PT GLS 2 & 3 COM W1/4 COR SEC 31 N 1329.23' E 198.13' TO TWP RD NELY ON TWP RD 643.12' ELY ON RD 2262.79' TO BG N 197' NWLY WLY & SWLY ALONG LK
  • Tax Other Annual Assessment Amount: $.00
  • Tax Year: 2025
  • Tax With Assessments: 3152.0000
School Information
  • High School District: 550 - Underwood
  • School District Number: 550
  • School District Phone: 218-826-6101
Property
Lot Information
  • Above Grade Fin SQFT: 1776.0
  • Below Grade Fin SQFT: 1050.0
  • SQFT Total: 2826.0
  • Lot Features: Accessible Shoreline
  • Lot Size Area: 2.7
  • Lot Size Dimensions: Irregular
  • Lot Size Square Feet: 117612.0
  • Lot Size Units: Acres
  • Other Structures: Storage Shed
  • Present Use: Yearly
  • Property Attached: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • SQFT Main Total: 1776.0000
  • Building Area Total: 2912.0
  • Above Grade SqFt Total: 1456.0000
  • Below Grade SqFt Total: 1456.0000
Property and Assessments
  • Age Of Property: 20
Utilities
  • Electric: Circuit Breakers, 200+ Amp Service
  • Sewer: Tank with Drainage Field
  • Water Source: Drilled, Well
Interior and Exterior Features
Exterior Features
  • Accessibility Features: None
  • Foundation Area: 1776.0
  • Fuel: Electric,Propane
  • Road Frontage Type: Township
  • Road Responsibility: Private Maintained Road
  • Roof: Architectural Shingle
  • Patio Porch Type: Composite Decking
Interior Features
  • Appliances: Central Vacuum, Dishwasher, Electric Water Heater, Fuel Tank - Rented, Microwave, Range, Refrigerator, Water Softener Owned
  • Basement Type: Sump Pump, Wood
  • Amenities Unit: Deck,Kitchen Center Island,In-Ground Sprinkler,Sun Room
  • Bath Desc: Full Primary,Full Basement,Main Floor 3/4 Bath,Main Floor Full Bath
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 1
  • Bathrooms Total Count: 3
  • Bedrooms Total: 3
  • Fireplace Features: Gas
  • Fireplaces Total: 1
  • FireplaceYN: Yes
  • Cooling: Central Air
  • Dining Room Description: Eat In Kitchen,Kitchen/Dining Room
  • DP Resource: Y
  • Garage Square Feet: 1008
  • Heating: Boiler, Forced Air, Radiant Floor
  • Levels: One
  • Room Type: Bedroom 1, Primary Bathroom, Dining Room, Living Room, Kitchen, Laundry, Bathroom, Sun Room, Game Room, Bedroom 2, Bedroom 3, Family Room, Office
  • Room List: Bedroom 1, Primary Bathroom, Dining Room, Living Room, Kitchen, Laundry, Bathroom, Sun Room, Game Room, Bedroom 2, Bedroom 3, Family Room, Office
  • Basement YN: Yes
Room Information
Room 1
  • Room Dimensions: 17x13.3
  • Room Level: Main
  • Room Type: Bedroom 1
Room 2
  • Room Dimensions: 13.3x6.9
  • Room Level: Main
  • Room Type: Primary Bathroom
Room 3
  • Room Dimensions: 13.5x10
  • Room Level: Main
  • Room Type: Dining Room
Room 4
  • Room Dimensions: 17.7x13.3
  • Room Level: Main
  • Room Type: Living Room
Room 5
  • Room Dimensions: 20x12.5
  • Room Level: Main
  • Room Type: Kitchen
Room 6
  • Room Dimensions: 8.9x6.5
  • Room Level: Main
  • Room Type: Laundry
Room 7
  • Room Dimensions: 9.10x5
  • Room Level: Main
  • Room Type: Bathroom
Room 8
  • Room Dimensions: 19x15.5
  • Room Level: Main
  • Room Type: Sun Room
Room 9
  • Room Dimensions: 9.7x7.7
  • Room Level: Lower
  • Room Type: Bathroom
Room 10
  • Room Dimensions: 16.6x13.5
  • Room Level: Lower
  • Room Type: Game Room
Room 11
  • Room Dimensions: 14x12
  • Room Level: Lower
  • Room Type: Bedroom 2
Room 12
  • Room Dimensions: 14x11.10
  • Room Level: Lower
  • Room Type: Bedroom 3
Room 13
  • Room Dimensions: 28.6x16.6
  • Room Level: Lower
  • Room Type: Family Room
Room 14
  • Room Dimensions: 13.3x9
  • Room Level: Lower
  • Room Type: Office

Property History for 28556 Water Street Road

DateEvent & SourcePriceAppreciation
May 2, 2025

Price Change

NorthStar #6713702

$599,900—
May 2, 2025

Listed (Active)

NorthStar #6713702

—
Apr 21, 2012

Off Market

Lake Superior Area REALTORS #1490761

$325,000—
Mar 16, 2012

Off Market

Lake Superior Area REALTORS #1495948

$337,500—
Apr 21, 2011

Listed (Active)

Lake Superior Area REALTORS #1490761

$325,000—
Aug 1, 2009

Listed (Active)

Lake Superior Area REALTORS #1495948

$345,000—
DateEvent & SourcePrice
05/02/2025

Price Change

NorthStar #6713702

$599,900
05/02/2025

Listed (Active)

NorthStar #6713702

—
04/21/2012

Off Market

Lake Superior Area REALTORS #1490761

$325,000
03/16/2012

Off Market

Lake Superior Area REALTORS #1495948

$337,500
04/21/2011

Listed (Active)

Lake Superior Area REALTORS #1490761

$325,000
08/01/2009

Listed (Active)

Lake Superior Area REALTORS #1495948

$345,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 28556 Water Street Road

Taxable ValueLand$122,400Additions$345,200Total$467,600
Tax Record2025$3,152 ($263 / month)
Home Facts
Beds4Total Finished SqFt2,520 SqFtAbove Grade Finished SqFt1,456 SqFtFinished Basement SqFt1,064 SqFtStories1Lot Size118,048 SqFtStyleSingle Family ResidenceYear Built2005CountyOTTER TAILAPN38000310238006Fireplace TypeHas Fireplace

Schools near 28556 Water Street Road

This home is within Underwood Public School District.
Rating
School
Type
Grades
Distance
Underwood Elementary School
Public - PK to 6
Underwood Secondary
Public - 5 to 12
Underwood Alternative Learning Program
Public - 9 to 12
Rating
School
Distance
Underwood Elementary School
PublicPK to 6

Underwood Secondary
Public5 to 12

Underwood Alternative Learning Program
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 28556 Water Street Road, Underwood, MN 56586

28556 Water Street Road is a single family home for sale in Underwood, MN 56586. This property was listed for sale on May 2, 2025 by Keller Williams Realty Professionals, it's currently listed at $599,900. This listing's school district is Underwood Public School District. Nearby schools include Underwood Elementary School, Underwood Secondary and Underwood Alternative Learning Program. 28556 Water Street Road is a 3-bed, 3-bath, 2,826 sqft single family home built in 2005.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams Realty Professionals

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/25/2025 04:19 PM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.