2856 Atoka Trail

Crestview, FL 32539

$349,000
Price
3
Beds
2,016 Sq. Ft.
$173 / Sq. Ft.
2,016
Sq. Ft.
$173
per Sq. Ft.
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Description

Open House Sat 5/30 2-4pm. You've been living wrong. Rethink your options with this uber rare lakefront home in Cherokee Bend. Imagine yourself redefining "downtime" with a cool beverage on it's expansive deck, taking in those stunning views under perfect shade trees, casting a lazy line after work from the sandy shore, or just drifting in a canoe on the lake with your morning coffee. With a premier location only 2 miles from I-10 and a world away from the hustle and bustle, this original owner estate...Open House Sat 5/30 2-4pm. You've been living wrong. Rethink your options with this uber rare lakefront home in Cherokee Bend. Imagine yourself redefining "downtime" with a cool beverage on it's expansive deck, taking in those stunning views under perfect shade trees, casting a lazy line after work from the sandy shore, or just drifting in a canoe on the lake with your morning coffee. With a premier location only 2 miles from I-10 and a world away from the hustle and bustle, this original owner estate property is one of only 8 lakefront homes ever built in this neighborhood. A well-maintained blank slate, this waterfront home is move-in ready with lots to offer - tankless Rannai gas water heater, Lennox Elite HVAC, in-place storm shutters for latch and lock convenience, oversized driveway with side parking apron, 2 car garage, active termite contract (recently renewed), gas fireplace, workbench/storage area in garage, Pella glass storm doors front and rear, and a bonus 75" QLED TV... The open split floorplan is a 3 bedroom with eat-in kitchen plus breakfast bar and offers both a separate dining area and a bonus office, hobby, play or conversation room. The primary suite takes up one side of the home and offers high ceilings, double walk-in closets, dual vanities, walk-in linen storage closet, and a large walk-in shower. Shoal Lake is an HOA owned body of water that allows catch and release fishing (large bass present) and small vessels such as canoes, kayaks, paddleboards, and paddleboats without gas engines. Owner confirms that the property line goes to the water's edge. Change one thing to change everything... but you'll need to hurry, opportunities like this do not linger.
  1. Listed by Holly Lovett • Better Homes And Gardens Real Estate Main Street Properties

Property Details for 2856 Atoka Trail

Architectural Style
Traditional
View
Lake
Waterfront Features
Lake, Natural
Zoning Description
Res Single
LISTING UPDATED: 05/29/2026 09:02 PM

Property Details for 2856 Atoka Trail

StatusActive
MLS #682215
Days on Market33
Taxes-
HOA Fees$121 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2001
Lot Size0.25 AC / 10,890 SF
CountyOkaloosa County
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Location

Listing Courtesy of Better Homes And Gardens Real Estate Main Street Properties
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Building Information for 2856 Atoka Trail

Stories1Year Built2001Building Size-Lot Size0.25 AC / 10,890 SF

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$1,841 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,739

Property Taxes

$92

HOA Dues

$10

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Property Information for 2856 Atoka Trail

Summary
Location and General Information
  • Directions: From I-10 in Crestview go South on Hwy 85/Ferndon Blvd. Left on John King Rd, Right on Live Oak Church, Left on Atoka Trail.
  • Latitude: 30.716006
  • Longitude: -86.553968
  • Subdivision Name: Cherokee Bend
Taxes and HOA Information
  • Association Fee Includes: Association
  • Tax Legal Description: CHEROKEE BEND S/D PH II LOT 20 BLK B
  • Association: Yes
Parking
  • Garage Spaces: 2.0
  • Parking Features: 2 Car Garage, Front Entrance
  • Parking Total: 2.0
  • Carport: No
  • Garage: Yes
School Information
  • Elementary School: Local School In County
  • High School: Local School In County
  • Middle Or Junior School: LOCAL SCHOOL IN COUNTY
Property
Lot Information
  • Construction Materials: Frame
  • Frontage Length: Water Frontage(88)
  • Levels: One
  • Lot Features: Central Access
  • Road Responsibility: County Maintained Road
  • Roof: Composition
  • Cooling: Yes
  • Heating: Yes
  • Horse: No
  • New Construction: No
  • Property Attached: No
  • View: Yes
  • Waterfront: Yes
Property and Assessments
  • Documents Count: 8
  • Parcel Number: 333N23200100080200
  • Homestead: No
  • Photos Count: 53
  • Property Condition: Resale
Green Features
  • Green Energy Efficient: Insulation, Insulated Walls, Ridge Vent
Utilities
  • Electric: Circuit Breakers
  • Sewer: Septic Tank
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Foundation Details: Slab
  • Pool Features: None
Interior Features
  • Appliances: Tankless Water Heater/Gas
  • Cooling: Central Air, Ceiling Fan(s)
  • Covered Spaces: 2.0
  • Flooring: Tile, Carpet
  • Heating: Natural Gas
  • Interior Features: Bonus Room, Office/Study
  • Stories: 1
  • Window Features: Double Pane Windows
Room Information
Room Information
  • Room Bathroom Features: Not Updated
  • Room Bedroom Area: 156.0
  • Room Bedroom Length: 12.0
  • Room Bedroom Level: First
  • Room Bedroom Width: 13.0
  • Room Dining Room Area: 109.25
  • Room Dining Room Features: Breakfast Bar, Eat-in Kitchen, Formal Dining Room
  • Room Dining Room Length: 11.5
  • Room Dining Room Level: First
  • Room Dining Room Width: 9.5
  • Room Kitchen Area: 237.5
  • Room Kitchen Features: Not Updated
  • Room Kitchen Length: 12.5
  • Room Kitchen Level: First
  • Room Kitchen Width: 19.0
  • Room Living Room Area: 402.5
  • Room Living Room Length: 23.0
  • Room Living Room Level: First
  • Room Living Room Width: 17.5
  • Room Master Bedroom Area: 300.0
  • Room Master Bedroom Length: 12.0
  • Room Master Bedroom Level: First
  • Room Master Bedroom Width: 25.0
  • Room Office Area: 109.25
  • Room Office Length: 11.5
  • Room Office Level: First
  • Room Office Width: 9.5
Room 1 Information
  • Room Bedroom 1 Area: 172.5
  • Room Bedroom 1 Length: 15.0
  • Room Bedroom 1 Level: First
  • Room Bedroom 1 Width: 11.5
Rental
Rental Information
  • Leasable Area Units: Square Feet
  • Rent Restrictions: No
  • Lease Considered: No

Property History for 2856 Atoka Trail

DateEvent & SourcePriceAppreciation
May 7, 2026

Listed (Active)

PENSACOLA #682215

$349,000—
May 16, 2001

Sold (Public Record)

Public Record #73653561

$120,700—
May 15, 2001

Sold

ECAR #302955

$120,673—
DateEvent & SourcePrice
05/07/2026

Listed (Active)

PENSACOLA #682215

$349,000
05/16/2001

Sold (Public Record)

Public Record #73653561

$120,700
05/15/2001

Sold

ECAR #302955

$120,673

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 2856 Atoka Trail

Taxable ValueLand-Additions-Total-
Tax Record2025$1,110 ($92 / month)
Home Facts
Beds3Total Finished SqFt2,016 SqFtAbove Grade Finished SqFt2,016 SqFtStories1Lot Size11,059 SqFtStyleSingle Family ResidenceYear Built2001CountyOKALOOSAAPN33-3N-23-2001-000B-0200Fireplace TypeHas Fireplace

Schools near 2856 Atoka Trail

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Riverside Elementary School
Public - PK to 5
Shoal River Middle School
Public - 6 to 8
Crestview High School
Public - 9 to 12
Okaloosa Virtual Instruction (Course Offerings)
Public - 9 to 12
Rating
School
Distance
Riverside Elementary School
PublicPK to 5

Shoal River Middle School
Public6 to 8

Crestview High School
Public9 to 12

Okaloosa Virtual Instruction (Course Offerings)
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 2856 Atoka Trail, Crestview, FL 32539

2856 Atoka Trail is a single family home for sale in Crestview, FL 32539. This property was listed for sale on May 7, 2026 by Better Homes And Gardens Real Estate Main Street Properties, it's currently listed at $349,000. It has been on the market for a total of 33 days and was last sold on May 16, 2001. This listing's school district is Okaloosa County School District. Nearby schools include Riverside Elementary School, Shoal River Middle School and Crestview High School. 2856 Atoka Trail is a 3-bed, 2-bath, 2,016 sqft single family home built in 2001.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Better Homes And Gardens Real Estate Main Street Properties

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.