3 beds1,780 sqft$183/sqft
2946 Pen Hook Rd, Monterey, TN 38574
Est: $1,777/moGet pre-approved

Description

Tucked into the trees with true seclusion, this 3 bedroom, 3 bath home offers 1,780 square feet of comfortable living and a setting that feels miles from everywhere. Vaulted ceilings and walls of windows fill the living areas with natural light and frame views of the surrounding hardwoods, while the kitchen's warm wood cabinetry and open layout make it an easy space to gather in. Multiple decks extend the living space outdoors, perfect for morning coffee or evening quiet among the trees. The primary...Tucked into the trees with true seclusion, this 3 bedroom, 3 bath home offers 1,780 square feet of comfortable living and a setting that feels miles from everywhere. Vaulted ceilings and walls of windows fill the living areas with natural light and frame views of the surrounding hardwoods, while the kitchen's warm wood cabinetry and open layout make it an easy space to gather in. Multiple decks extend the living space outdoors, perfect for morning coffee or evening quiet among the trees. The primary suite offers a private retreat, and additional bedrooms provide flexibility for guests or a home office. A 2016 garage renovation added valuable storage space, along with a partially finished walkout lower level offering even more room to grow. Whether you're looking for a full-time residence or a peaceful weekend escape, this property delivers privacy, natural beauty, and thoughtful updates throughout!
LISTING UPDATED: 07/27/2026 08:39 AM

  1. Listed by Amber Flynn • The Real Estate Collective - Cookeville

Property Details for 2946 Pen Hook Road

MLS #
3305893
Days on Market
2
Taxes
$1,498 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
2002
Lot Size
2.38 AC / 103,672 SF
Subdivision Name
N/A
View
Mountain View
Waterfront
No

Location

Listing Courtesy of The Real Estate Collective - Cookeville, Amber Flynn (931.651.9761)
Add your commute

Building Information for 2946 Pen Hook Road

Stories2Year Built2002Building Size-Lot Size2.38 AC / 103,672 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$1,777 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,652

Property Taxes

$125

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 2946 Pen Hook Road

Summary
Location and General Information
  • Directions: From PCCH: right into S Washington Ave, right onto E Spring St, slight right turn onto San Hall Rd in 14 miles, right onto Pen Hook, continue to end of long driveway.
  • Elementary School: Burks Elementary
  • High School: Monterey High School
  • Levels: One
  • Living Area Source: Assessor
  • Living Area Units: Square Feet
  • Middle Or Junior School: Monterey High School
  • Mlg Can View: Yes
Parking
  • Garage Spaces: 2.00
  • Parking Features: Garage Door Opener, Attached
  • Parking Total: 2.00
Taxes and HOA Information
  • Condo Coop Association YN: No
Property
Building Information
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Building Area Source: Assessor
  • Building Area Units: Square Feet
  • Flooring: Carpet, Wood, Tile
Lot Information
  • Lot Size Source: Assessor
  • Lot Size Units: Acres
  • Parcel Number: 079 00702 000
  • Lot Size Area: 2.38
Property and Assessments
  • Construction Materials: Frame, Wood Siding
  • Documents Count: 2
  • New Construction: No
  • Possession: Negotiable
  • Property Attached: No
  • Security Features: Smoke Detector(s)
  • Senior Community: No
  • Stories: 2
  • Year Built Details: Existing
Utilities
  • Basement: Full, Unfinished
  • Cooling: Ceiling Fan(s), Central Air
  • Cooling: Yes
  • Heating: Central
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Water Available
  • Water Source: Private
Interior and Exterior Features
Interior Features
  • Appliances: Electric Oven, Range, Dishwasher, Microwave, Refrigerator
  • Fireplace Features: Gas, Wood Burning
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Interior Features: Ceiling Fan(s), High Ceilings, High Speed Internet
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
Bedroom Information
  • Main Level Beds: 3
Exterior Features
  • Attached Garage: Yes
  • Covered Spaces: 2.00
  • Exterior Features: No Dock
  • Garage: Yes
  • Pool Private: No
  • Roof: Shingle
  • View YN: No

Property History for 2946 Pen Hook Road

DateEvent & SourcePriceAppreciation
Jul 26, 2026

Contract - Showing

REALTRACS #3305893

Jul 25, 2026

Contract - Not Showing

KAARMLS #1349472

Jul 24, 2026

Listed (Active)

REALTRACS #3305893

$325,000
DateEvent & SourcePrice
07/26/2026

Contract - Showing

REALTRACS #3305893

07/25/2026

Contract - Not Showing

KAARMLS #1349472

07/24/2026

Listed (Active)

REALTRACS #3305893

$325,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 2946 Pen Hook Road

Taxable ValueLand$975Additions$55,325Total$56,300
Tax Record2025$1,498 ($125 / month)
Home Facts
Beds0Baths2Total Finished SqFt1,736 SqFtAbove Grade Finished SqFt1,736 SqFtUnfinished Basement SqFt1,124 SqFtStories2Lot Size103,673 SqFtStyleSingle Family ResidenceYear Built2002Year Renovated2011CountyPUTNAMAPN079 00702

Schools near 2946 Pen Hook Road

This home is within Putnam County School District.
Rating
School
Type
Grades
Distance
Public - PK to 6
Public - 7 to 12
Public - K to 12
Public - PK to 12
Rating
School
Distance
Burks Middle School
PublicPK to 6

Monterey High School
Public7 to 12

White Plains Academy
PublicK to 12

Putnam County Vital
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 38574

$238,000 | 301 West Crawford Avenue, Monterey, TN 38574
1/33
New

$238,000

4
Bedrooms
1,953
Square Feet
0.25
Acres
$611,000 | 104 Bottom Drive, Monterey, TN 38574
1/25

$611,000

3
Bedrooms
2,004
Square Feet
5.6
Acres
$515,000 | 1104 Belmont Drive, Monterey, TN 38574
1/51

$515,000

2
Bedrooms
2,462
Square Feet
2.2
Acres
$649,900 | 10739 Monterey Highway, Monterey, TN 38574
1/67

$649,900

4
Bedrooms
3,542
Square Feet
5.1
Acres
a front view of a house with a yard
1/19

$329,000

3
Bedrooms
1,378
Square Feet
0.55
Acres
a view of backyard with deck and garden
1/22

$275,000

3
Bedrooms
1,120
Square Feet
5.2
Acres
an aerial view of a house
1/49

$829,000

3
Bedrooms
1,944
Square Feet
4
Acres
$72,000 | 1713 Andy Lane, Monterey, TN 38574
1/10

$72,000

3
Bedrooms
1,204
Square Feet
0.04
Acres
a front view of a house with a yard table and chairs
1/28

$359,900

3
Bedrooms
1,756
Square Feet
2.01
Acres

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of The Real Estate Collective - Cookeville, Amber Flynn (931.651.9761)

Based on information submitted to the MLS GRID as of 07/27/2026 08:39 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.