302 Key Cove Rd
Spring City, TN 37381

$1,800,000

Price

Beds

Baths

4,826 Sq. Ft.

$373 / Sq. Ft.

4,826

Sq. Ft.

$373

per Sq. Ft.

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Description

Wake up to glassy water, quiet mornings, and the kind of peace you can't put a price on--this is lake life the way it's meant to be. Welcome to your private retreat on Watts Bar Lake, tucked in a calm, protected cove with YEAR-ROUND WATER & just a swim away to the main channel of the TN River. This isn't just a home--it's where memories are made, traditions begin, & weekends turn into something you never want to leave. This home was built to bring people together. From the moment you walk in, you're...Wake up to glassy water, quiet mornings, and the kind of peace you can't put a price on--this is lake life the way it's meant to be. Welcome to your private retreat on Watts Bar Lake, tucked in a calm, protected cove with YEAR-ROUND WATER & just a swim away to the main channel of the TN River. This isn't just a home--it's where memories are made, traditions begin, & weekends turn into something you never want to leave. This home was built to bring people together. From the moment you walk in, you're greeted by an open-concept layout anchored by a stunning chef's kitchen featuring granite countertops, rich wood cabinetry, a stove with a built-in air fryer, & a wine fridge ready for entertaining. The dining area, surrounded by windows, comfortably seats 12, all with breathtaking lake views that immediately set the tone. The main living space is warm, inviting, & made for connection, centered around a wood-burning fireplace and flowing seamlessly onto a screened-in deck overlooking the water. Every level of the home captures the same peaceful, panoramic lake views - reminding you exactly why you're here. Private Master Suite is on main level. Upstairs, loft-style overlooks keep the home open and connected, while offering private spaces for guests & family. Downstairs, the ultimate entertainment level awaits with 11-ft ceilings, game space, & a media-ready setup perfect for movie nights after long days on the lake. Step outside, & it only gets better - an expansive lower patio with an outdoor TV hookup, an 8-person Dynasty Radiance hot tub, & an infrared heater creates the perfect year-round gathering space. The enclosed boathouse and dock is covered and can be expanded per TVA. Exterior of home and new landscaping has been recently completed. This is the ideal full-time residence, second home, or income-producing vacation getaway. Homes like this don't just check boxes - They create a feeling. Once you experience it, you won't want to leave.

Listed by Dustin Mullins • Real Estate Partners Chattanooga LLC
Listed by Karen Austin • Real Estate Partners Chattanooga LLC

Property Details for 302 Key Cove Road

Architectural Style

Craftsman

View

Lake

Waterfront

Yes

LISTING UPDATED: 03/28/2026 04:44 PM

Property Details for 302 Key Cove Road

Status	Active
MLS #	1531330
Days on Market	2
Taxes	$5,508 / year
HOA Fees	-
Condo/Co-op Fees	-
Compass Type	Single Family
MLS Type	Residential
Year Built	2007
Lot Size	0.50 AC / 21,823 SF
County	Rhea County

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Location

Listing Courtesy of Real Estate Partners Chattanooga LLC, Dustin Mullins (423.991.4806); Real Estate Partners Chattanooga LLC, Karen Austin (423.802.5511)

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Building Information for 302 Key Cove Road

Stories2Year Built2007Building Size-Lot Size0.50 AC / 21,823 SF

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$9,195 per month

30 year fixed, 6.11% Interest

Principal and Interest

$8,736

Property Taxes

$459

HOA Dues

The Payment Calculator is for illustrative purposes only.

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Property Information for 302 Key Cove Road

Summary

Location and General Information

City: Spring City
County Or Parish: Rhea

Directions: From Rhea County Hwy/Hwy 27 Travel North, Turn Right on Rocky Springs Road, Continue on Euchee Chapel Road, Take a slight right on Stump Hollow Road, Turn left on Debbie Drive, Turn left on Key Cove Road, Home will be on your right.
Latitude: 35.717117
Longitude: -84.732735
Postal Code: 37381
State Or Province: TN
Subdivision Name: Keys On The Lake Ph 6
Topography: Cleared,Views,Other

Taxes and HOA

Tax Legal Description: Parcel ID/Tax ID: 026E E 006.00
Additional Parcels: No

Parcel Number: 026e E 006.00
Association Fee: $0
Association: No
Tax Annual Amount: $5,508

School Information

Middle Or Junior School: Spring City Elementary & Middle
High School: Rhea County High School

Elementary School: Spring Creek Elementary

Parking

Garage Spaces: 2.0
Garage: Yes

Attached Garage: Yes

Virtual Tour

Virtual Tour URL Unbranded: https://www.zillow.com/view-imx/d4bb0301-48bf-49ad-a783-2d6c847eedd1?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property

Lot Information

Lot Features: Back Yard, Cleared, Few Trees, Front Yard, Gentle Sloping, Landscaped, Rock Outcropping, Rural, Sloped Down, Sprinklers In Front, Sprinklers In Rear, Views, Waterfront
Lot Size Dimensions: 106 X206

Lot Size Acres: 0.5
Living Area Source: Owner
Lot Size Square Feet: 21823.56
Building Area Total: 4826.0
Lot Size Units: Acres
Living Area: 4826.0
Living Area Units: Square Feet

Property and Assessments

Property Type Label: Residential
Property Attached: No

Sewer: Septic Tank
New Construction: No
Home Warranty: No
Floor Plans Count: 0
Year Built: 2007
Property Type: Residential,Single Family Residence
Property Sub Type: Single Family Residence
Improvements : Driveway: Yes

Utilities

WaterSewer : Septic Tank: Yes
Water Source: Public

Utilities: Electricity Connected, Water Connected, Underground Utilities

Interior and Exterior Features

Exterior Features

Senior Community: No
Construction Materials: Brick, HardiPlank Type, Stone

Pool Features: None
Pool Private: No
Window Features: Blinds, Insulated Windows, Screens, Shades, Vinyl Frames
Community Features: Curbs, Lake
Parking Features: Basement, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level, Utility Garage
Exterior Features: Balcony, Boat Slip, Dock, Dock - Stationary, Electric Grill, Fire Pit, Gas Grill, Lighting, Outdoor Grill, Private Yard, Rain Gutters, Smart Irrigation
Roof: Asphalt, Shingle
Roofing : Shingle: Yes
Roofing : Slate: Yes
Roofing : Tile: Yes
Structures : None: Yes

Interior Features

Fireplace: Yes
Laundry Features: Electric Dryer Hookup, Washer Hookup

Electric: Yes
Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: 0
Appliances: Wine Refrigerator, Wine Cooler, Water Softener Owned, Water Softener, Water Purifier Owned, Water Purifier, Water Heater, Washer/Dryer Stacked, Stainless Steel Appliance(s), Self Cleaning Oven, Refrigerator, Microwave, Ice Maker, Free-Standing Refrigerator, Electric Water Heater, Electric Oven, Electric Cooktop, Dishwasher, Convection Oven, Bar Fridge
Room Type: Kitchen, Dining Room, Living Room, Primary Bedroom, Primary Bathroom, Bedroom, Bathroom, Loft, Den, Family Room, Utility Room
Rooms Total: 17
Bathrooms Total Integer: 4
Bathrooms Total Decimal: 4.0
Bathrooms Total Notational: 4.0
Cooling: Yes
Fireplace Features: Stone, Wood Burning
Fireplaces Total: 1
Heating: Yes
Other Equipment: Other
Foundation Details: Block, Brick/Mortar, Combination, Permanent, Slab
Basement: True
Cooling: Ceiling Fan(s), Central Air, Electric, Multi Units, Zoned
Heating: Central, Electric
Levels: Three Or More
Interior Features: Bar, Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Central Vacuum, Chandelier, Connected Shared Bathroom, Crown Molding, Double Closets, Double Vanity, Eat-in Kitchen, En Suite, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, In-Law Floorplan, Kitchen Island, Natural Woodwork, Open Floorplan, Pantry, Plumbed, Primary Downstairs, Separate Dining Room, Separate Shower, Sitting Area, Smart Thermostat, Soaking Tub, Sound System, Split Bedrooms, Storage, Tray Ceiling(s), Tub/shower Combo, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Whirlpool Tub, Wired for Data, Wired for Sound
Flooring: Carpet, Hardwood, Slate, Tile
Stories: 2
Fireplace : Wood Burning: Yes
Green Features : Central Air: Yes
Cooling : Central: Yes
Bed/Bath : En Suite: Yes
Bed/Bath : Separate Shower: Yes
Dining : Separate Dining Room: Yes
Floors : Carpet: Yes

Room Information

Room 1

Room Type: Kitchen
Room Level: First

Room 2

Room Type: Dining Room
Room Level: First

Room 3

Room Type: Living Room
Room Level: First

Room 4

Room Type: Primary Bedroom
Room Level: First

Room 5

Room Type: Primary Bathroom
Room Level: First

Room 6

Room Type: Bedroom
Room Level: First

Room 7

Room Type: Bedroom
Room Level: Second

Room 8

Room Type: Bathroom
Room Level: Second

Room 9

Room Type: Bedroom
Room Level: Second

Room 10

Room Type: Bathroom
Room Level: Second

Room 11

Room Type: Loft
Room Level: Second

Room 12

Room Type: Den
Room Level: Second

Room 13

Room Type: Family Room
Room Level: Basement

Room 14

Room Type: Bedroom
Room Level: Basement

Room 15

Room Type: Bathroom
Room Level: Basement

Room 16

Room Type: Kitchen
Room Level: Basement

Room 17

Room Type: Utility Room
Room Level: Basement

Multi Family

Unit 1

Unit 1 Features : Living Room: Yes

Unit 2

Unit 2 Features : Kitchen: Yes
Unit 2 Features : Living Room: Yes

Unit 4

Unit 4 Features : Den: Yes
Unit 4 Features : Eat-in Kitchen: Yes

Unit 4 Features : Storage: Yes

Rental

Rental Information

Tenant Pays : None: Yes

Property History for 302 Key Cove Road

Date	Event & Source	Price	Appreciation
Mar 29, 2026	Listed (Active) KAARMLS #1334573	$1,800,000	—
Mar 28, 2026	Listed (Active) REALTRACS #3164281	$1,800,000	—
Mar 28, 2026	Listed (Active) Greater Chattanooga Association of REALTORS #1531330	$1,800,000	—
Oct 29, 2025	Withdrawn REALTRACS #3035905	$1,650,000	—
Oct 29, 2025	Withdrawn Greater Chattanooga Association of REALTORS #1511811	$1,650,000	—
Aug 26, 2025	Price Change Greater Chattanooga Association of REALTORS #1511811	$1,700,000	—
Aug 11, 2025	Price Change Greater Chattanooga Association of REALTORS #1511811	$1,800,000	—
Aug 1, 2025	Price Change Greater Chattanooga Association of REALTORS #1511811	$1,900,000	—
May 8, 2025	Price Change Greater Chattanooga Association of REALTORS #1511811	$1,950,000	—
Apr 26, 2025	Listed (Active) Greater Chattanooga Association of REALTORS #1511811	$2,100,000	—
Apr 24, 2024	Closed (Public Record) Public Record #1531371715	$1,400,000	+12.2% / yr
Apr 24, 2024	Closed REALTRACS #2711430	$1,400,000	—
Apr 24, 2024	Closed Greater Chattanooga Association of REALTORS #1390198	$1,400,000	—
Apr 24, 2024	Closed Greater Chattanooga Association of REALTORS #1390198	$1,400,000	—
Apr 17, 2024	Contract - Not Showing Greater Chattanooga Association of REALTORS #1390198		—
Apr 17, 2024	Contract - Not Showing Greater Chattanooga Association of REALTORS #1390198		—
Apr 15, 2024	Contract - Not Showing REALTRACS #2711430		—
Apr 13, 2024	Listed (Active) Greater Chattanooga Association of REALTORS #1390198	$1,500,000	—
Apr 13, 2024	Listed (Active) Greater Chattanooga Association of REALTORS #1390198	$1,500,000	—
Jun 28, 2006	Closed (Public Record) Public Record #198091540	$180,000	—

Date	Event & Source	Price
03/29/2026	Listed (Active) KAARMLS #1334573	$1,800,000
03/28/2026	Listed (Active) REALTRACS #3164281	$1,800,000
03/28/2026	Listed (Active) Greater Chattanooga Association of REALTORS #1531330	$1,800,000
10/29/2025	Withdrawn REALTRACS #3035905	$1,650,000
10/29/2025	Withdrawn Greater Chattanooga Association of REALTORS #1511811	$1,650,000
08/26/2025	Price Change Greater Chattanooga Association of REALTORS #1511811	$1,700,000
08/11/2025	Price Change Greater Chattanooga Association of REALTORS #1511811	$1,800,000
08/01/2025	Price Change Greater Chattanooga Association of REALTORS #1511811	$1,900,000
05/08/2025	Price Change Greater Chattanooga Association of REALTORS #1511811	$1,950,000
04/26/2025	Listed (Active) Greater Chattanooga Association of REALTORS #1511811	$2,100,000
04/24/2024	Closed (Public Record) Public Record #1531371715	$1,400,000 +12.2% / yr
04/24/2024	Closed REALTRACS #2711430	$1,400,000
04/24/2024	Closed Greater Chattanooga Association of REALTORS #1390198	$1,400,000
04/24/2024	Closed Greater Chattanooga Association of REALTORS #1390198	$1,400,000
04/17/2024	Contract - Not Showing Greater Chattanooga Association of REALTORS #1390198	—
04/17/2024	Contract - Not Showing Greater Chattanooga Association of REALTORS #1390198	—
04/15/2024	Contract - Not Showing REALTRACS #2711430	—
04/13/2024	Listed (Active) Greater Chattanooga Association of REALTORS #1390198	$1,500,000
04/13/2024	Listed (Active) Greater Chattanooga Association of REALTORS #1390198	$1,500,000
06/28/2006	Closed (Public Record) Public Record #198091540	$180,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 302 Key Cove Road

Taxable ValueLand$54,000Additions$354,440Total$408,440

Tax Record2024$5,508 ($459 / month)

Home Facts

Beds0Total Finished SqFt4,826 SqFtAbove Grade Finished SqFt3,348 SqFtFinished Basement SqFt1,478 SqFtUnfinished Basement SqFt196 SqFtStories2Lot Size21,836 SqFtStyleSingle Family ResidenceYear Built2007CountyRHEAAPN026E E 00600Fireplace TypeHas Fireplace

Schools near 302 Key Cove Road

This home is within Rhea County School District.


Rating	School	Type	Grades	Distance
7/10	Spring City Elementary School	Public - Nearby school	PK to 5	7.2 mi
7/10	Spring City Middle School	Public - Nearby school	6 to 8	8.0 mi
4/10	Rhea County High School	Public - Serves this home	9 to 12	14.8 mi
6/10	Rhea Middle School	Public - Nearby school	6 to 8	14.7 mi
7/10	Frazier Elementary School	Public - Nearby school	K to 5	19.9 mi
6/10	Rhea Central Elementary	Public - Nearby school	PK to 5	22.4 mi


Rating	School	Distance
7/10	Spring City Elementary School PublicPK to 5 Nearby school	7.2 mi
7/10	Spring City Middle School Public6 to 8 Nearby school	8.0 mi
4/10	Rhea County High School Public9 to 12 Serves this home	14.8 mi
6/10	Rhea Middle School Public6 to 8 Nearby school	14.7 mi
7/10	Frazier Elementary School PublicK to 5 Nearby school	19.9 mi
6/10	Rhea Central Elementary PublicPK to 5 Nearby school	22.4 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 302 Key Cove Road, Spring City, TN 37381

302 Key Cove Road is a single family home for sale in Spring City, TN 37381. This property was listed for sale on March 28, 2026 by Real Estate Partners Chattanooga LLC, it's currently listed at $1,800,000. It has been on the market for a total of 2 days and was last sold on April 24, 2024. This listing's school district is Rhea County School District. Nearby schools include Spring City Elementary School, Spring City Middle School and Rhea County High School. 302 Key Cove Road is a 5-bed, 4-bath, 4,826 sqft single family home built in 2007.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Real Estate Partners Chattanooga LLC, Dustin Mullins (423.991.4806); Real Estate Partners Chattanooga LLC, Karen Austin (423.802.5511)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 03/28/2026 04:44 PM

302 Key Cove RdSpring City, TN 37381

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More information about 302 Key Cove Road, Spring City, TN 37381

302 Key Cove Rd
Spring City, TN 37381