302 Key Cove Rd

Spring City, TN 37381

$1,590,000
Price
5
Beds
4,826 Sq. Ft.
$329 / Sq. Ft.
4,826
Sq. Ft.
$329
per Sq. Ft.
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Description

Experience luxury lakefront living at its finest on beautiful Watts Bar Lake. Wake up to glassy water, peaceful mornings, and the kind of serenity only true waterfront living can offer. Tucked away in a private, protected cove with YEAR-ROUND WATER and just a short swim to the main channel of the Tennessee River, this exceptional property delivers the ultimate Tennessee lake lifestyle. Designed for both entertaining and relaxation, the home features an open-concept layout centered around a stunning...Experience luxury lakefront living at its finest on beautiful Watts Bar Lake. Wake up to glassy water, peaceful mornings, and the kind of serenity only true waterfront living can offer. Tucked away in a private, protected cove with YEAR-ROUND WATER and just a short swim to the main channel of the Tennessee River, this exceptional property delivers the ultimate Tennessee lake lifestyle. Designed for both entertaining and relaxation, the home features an open-concept layout centered around a stunning chef's kitchen with granite countertops, rich wood cabinetry, a stove with a built-in air fryer, wine fridge, and spacious dining area surrounded by breathtaking lake views. The inviting main living space is anchored by a wood-burning fireplace and flows seamlessly onto a screened-in deck overlooking the water. The private primary suite is conveniently located on the main level. Upstairs, loft-style overlooks create an open yet functional design for guests and family, while the lower level offers 11-foot ceilings, game space, and a media-ready entertainment area perfect for movie nights after long days on the lake. Step outside to expansive outdoor living spaces featuring an outdoor TV hookup, infrared heater, and an 8-person Dynasty Radiance hot tub designed for year-round enjoyment. The covered enclosed boathouse and dock can also be expanded per TVA approval. Whether you're searching for a full-time residence, luxury vacation retreat, multi-generational getaway, or income-producing opportunity, this home offers a rare blend of privacy, elegance, and functionality. Conveniently located within driving distance of Chattanooga, Knoxville, Nashville, and Atlanta, opportunities like this on Watts Bar Lake are becoming increasingly difficult to find.
  1. Listed by Dustin Mullins • Real Estate Partners Chattanooga LLC
  2. Listed by Karen Austin • Real Estate Partners Chattanooga LLC

Property Details for 302 Key Cove Road

Architectural Style
Craftsman
View
Lake
Waterfront
Yes
LISTING UPDATED: 07/10/2026 02:41 PM

Property Details for 302 Key Cove Road

StatusActive
MLS #1531330
Days on Market109
Taxes$5,508 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential
Year Built2007
Lot Size0.50 AC / 21,823 SF
CountyRhea County
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Location

Listing Courtesy of Real Estate Partners Chattanooga LLC, Dustin Mullins (423.991.4806); Real Estate Partners Chattanooga LLC, Karen Austin (423.802.5511)
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Building Information for 302 Key Cove Road

Stories2Year Built2007Building Size-Lot Size0.50 AC / 21,823 SF

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$8,382 per month

30 year fixed, 6.36% Interest

Principal and Interest

$7,923

Property Taxes

$459

HOA Dues

$0

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Property Information for 302 Key Cove Road

Summary
Location and General Information
  • City: Spring City
  • County Or Parish: Rhea
  • Directions: From Rhea County Hwy/Hwy 27 Travel North, Turn Right on Rocky Springs Road, Continue on Euchee Chapel Road, Take a slight right on Stump Hollow Road, Turn left on Debbie Drive, Turn left on Key Cove Road, Home will be on your right.
  • Latitude: 35.717117
  • Longitude: -84.732735
  • Postal Code: 37381
  • State Or Province: TN
  • Subdivision Name: Keys On The Lake Ph 6
  • Topography: Cleared,Views,Other
Taxes and HOA
  • Tax Legal Description: Parcel ID/Tax ID: 026E E 006.00
  • Additional Parcels: No
  • Parcel Number: 026e E 006.00
  • Association Fee: $0
  • Association: No
  • Tax Annual Amount: $5,508
School Information
  • Middle Or Junior School: Spring City Elementary & Middle
  • High School: Rhea County High School
  • Elementary School: Spring Creek Elementary
Parking
  • Garage Spaces: 2.0
  • Garage: Yes
  • Attached Garage: Yes
Property
Lot Information
  • Lot Features: Back Yard, Cleared, Few Trees, Front Yard, Gentle Sloping, Landscaped, Rock Outcropping, Rural, Sloped Down, Sprinklers In Front, Sprinklers In Rear, Views, Waterfront
  • Lot Size Dimensions: 106 X206
  • Lot Size Acres: 0.5
  • Living Area Source: Owner
  • Lot Size Square Feet: 21823.56
  • Building Area Total: 4826.0
  • Lot Size Units: Acres
  • Living Area: 4826.0
  • Living Area Units: Square Feet
Property and Assessments
  • Property Type Label: Residential
  • Property Attached: No
  • Sewer: Septic Tank
  • New Construction: No
  • Home Warranty: Yes
  • Floor Plans Count: 0
  • Year Built: 2007
  • Property Type: Residential,Single Family Residence
  • Property Sub Type: Single Family Residence
  • Improvements : Driveway: Yes
Utilities
  • WaterSewer : Septic Tank: Yes
  • Water Source: Public
  • Utilities: Electricity Connected, Water Connected, Underground Utilities
Interior and Exterior Features
Exterior Features
  • Senior Community: No
  • Construction Materials: Brick, HardiPlank Type, Stone
  • Pool Features: None
  • Pool Private: No
  • Window Features: Blinds, Insulated Windows, Screens, Shades, Vinyl Frames
  • Community Features: Curbs, Lake
  • Parking Features: Basement, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level, Utility Garage
  • Exterior Features: Balcony, Boat Slip, Dock, Dock - Stationary, Electric Grill, Fire Pit, Gas Grill, Lighting, Outdoor Grill, Private Yard, Rain Gutters, Smart Irrigation
  • Roof: Asphalt, Shingle
  • Roofing : Shingle: Yes
  • Roofing : Slate: Yes
  • Roofing : Tile: Yes
  • Structures : None: Yes
Interior Features
  • Fireplace: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Electric: Yes
  • Bedrooms Total: 5
  • Bathrooms Full: 4
  • Bathrooms Half: 0
  • Appliances: Wine Refrigerator, Wine Cooler, Water Softener Owned, Water Softener, Water Purifier Owned, Water Purifier, Water Heater, Washer/Dryer Stacked, Stainless Steel Appliance(s), Self Cleaning Oven, Refrigerator, Microwave, Ice Maker, Free-Standing Refrigerator, Electric Water Heater, Electric Oven, Electric Cooktop, Dishwasher, Convection Oven, Bar Fridge
  • Room Type: Kitchen, Dining Room, Living Room, Primary Bedroom, Primary Bathroom, Bedroom, Bathroom, Loft, Den, Family Room, Utility Room
  • Rooms Total: 17
  • Bathrooms Total Integer: 4
  • Bathrooms Total Decimal: 4.0
  • Bathrooms Total Notational: 4.0
  • Cooling: Yes
  • Fireplace Features: Stone, Wood Burning
  • Fireplaces Total: 1
  • Heating: Yes
  • Other Equipment: Other
  • Foundation Details: Block, Brick/Mortar, Combination, Permanent, Slab
  • Basement: True
  • Cooling: Ceiling Fan(s), Central Air, Electric, Multi Units, Zoned
  • Heating: Central, Electric
  • Levels: Three Or More
  • Interior Features: Bar, Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Central Vacuum, Chandelier, Connected Shared Bathroom, Crown Molding, Double Closets, Double Vanity, Eat-in Kitchen, En Suite, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, In-Law Floorplan, Kitchen Island, Natural Woodwork, Open Floorplan, Pantry, Plumbed, Primary Downstairs, Separate Dining Room, Separate Shower, Sitting Area, Smart Thermostat, Soaking Tub, Sound System, Split Bedrooms, Storage, Tray Ceiling(s), Tub/shower Combo, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Whirlpool Tub, Wired for Data, Wired for Sound
  • Flooring: Carpet, Hardwood, Slate, Tile
  • Stories: 2
  • Fireplace : Wood Burning: Yes
  • Green Features : Central Air: Yes
  • Cooling : Central: Yes
  • Bed/Bath : En Suite: Yes
  • Bed/Bath : Separate Shower: Yes
  • Dining : Separate Dining Room: Yes
  • Floors : Carpet: Yes
Room Information
Room 1
  • Room Type: Kitchen
  • Room Level: First
Room 2
  • Room Type: Dining Room
  • Room Level: First
Room 3
  • Room Type: Living Room
  • Room Level: First
Room 4
  • Room Type: Primary Bedroom
  • Room Level: First
Room 5
  • Room Type: Primary Bathroom
  • Room Level: First
Room 6
  • Room Type: Bedroom
  • Room Level: First
Room 7
  • Room Type: Bedroom
  • Room Level: Second
Room 8
  • Room Type: Bathroom
  • Room Level: Second
Room 9
  • Room Type: Bedroom
  • Room Level: Second
Room 10
  • Room Type: Bathroom
  • Room Level: Second
Room 11
  • Room Type: Loft
  • Room Level: Second
Room 12
  • Room Type: Den
  • Room Level: Second
Room 13
  • Room Type: Family Room
  • Room Level: Basement
Room 14
  • Room Type: Bedroom
  • Room Level: Basement
Room 15
  • Room Type: Bathroom
  • Room Level: Basement
Room 16
  • Room Type: Kitchen
  • Room Level: Basement
Room 17
  • Room Type: Utility Room
  • Room Level: Basement
Multi Family
Unit 1
  • Unit 1 Features : Living Room: Yes
Unit 2
  • Unit 2 Features : Kitchen: Yes
  • Unit 2 Features : Living Room: Yes
Unit 4
  • Unit 4 Features : Den: Yes
  • Unit 4 Features : Eat-in Kitchen: Yes
  • Unit 4 Features : Storage: Yes
Rental
Rental Information
  • Tenant Pays : None: Yes

Property History for 302 Key Cove Road

DateEvent & SourcePriceAppreciation
Jul 10, 2026

Price Change

KAARMLS #1334573

$1,590,000—
Jul 10, 2026

Price Change

REALTRACS #3164281

$1,590,000—
Jul 10, 2026

Price Change

Greater Chattanooga Association of REALTORS #1531330

$1,590,000—
DateEvent & SourcePrice
07/10/2026

Price Change

KAARMLS #1334573

$1,590,000
07/10/2026

Price Change

REALTRACS #3164281

$1,590,000
07/10/2026

Price Change

Greater Chattanooga Association of REALTORS #1531330

$1,590,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 302 Key Cove Road

Taxable ValueLand$54,000Additions$354,440Total$408,440
Tax Record2024$5,508 ($459 / month)
Home Facts
Beds0Total Finished SqFt4,826 SqFtAbove Grade Finished SqFt3,348 SqFtFinished Basement SqFt1,478 SqFtUnfinished Basement SqFt196 SqFtStories2Lot Size21,836 SqFtStyleSingle Family ResidenceYear Built2007CountyRHEAAPN026E E 00600Fireplace TypeHas Fireplace

Schools near 302 Key Cove Road

This home is within Rhea County School District.
Rating
School
Type
Grades
Distance
Spring City Elementary School
Public - PK to 5
Spring City Middle School
Public - 6 to 8
Rhea County High School
Public - 9 to 12
Rhea Middle School
Public - 6 to 8
Rating
School
Distance
Spring City Elementary School
PublicPK to 5

Spring City Middle School
Public6 to 8

Rhea County High School
Public9 to 12

Rhea Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 302 Key Cove Road, Spring City, TN 37381

302 Key Cove Road is a single family home for sale in Spring City, TN 37381. This property was listed for sale on March 28, 2026 by Real Estate Partners Chattanooga LLC, it's currently listed at $1,590,000. It has been on the market for a total of 109 days and was last sold on April 24, 2024. This listing's school district is Rhea County School District. Nearby schools include Spring City Elementary School, Spring City Middle School and Rhea County High School. 302 Key Cove Road is a 5-bed, 4-bath, 4,826 sqft single family home built in 2007.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Real Estate Partners Chattanooga LLC, Dustin Mullins (423.991.4806); Real Estate Partners Chattanooga LLC, Karen Austin (423.802.5511)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 07/10/2026 02:41 PM