304 Pearl St, Unit 202

Providence, RI 02907

$255,000
Last Sold Price
1
Bed
921 Sq. Ft.
$277 / Sq. Ft.
921
Sq. Ft.
$277
per Sq. Ft.
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Closed 6/13/24
Closed 6/13/24
A wall was removed in order to create an office setting along with the platform added in order to create a unique bedroom.

Description

Enjoy Loft living in this stunning unit within the West End's Pearl Street Lofts. This is an affordable housing unit & therefore has important income guidelines that a qualified buyer must meet but also includes a silent second lien in the amount of $56k that does not accrue interest and is able to go towards your purchase--this means that while the purchase price is $240k the mortgage would be based upon $184k minus any additional down payment! That's amazing! Maximum allowed gross income for a...Enjoy Loft living in this stunning unit within the West End's Pearl Street Lofts. This is an affordable housing unit & therefore has important income guidelines that a qualified buyer must meet but also includes a silent second lien in the amount of $56k that does not accrue interest and is able to go towards your purchase--this means that while the purchase price is $240k the mortgage would be based upon $184k minus any additional down payment! That's amazing! Maximum allowed gross income for a single person is $62,950 or $71,950 for a two person household for this unit. Featuring original hardwood floors, soaring ceilings, brick walls & an open, sun-filled space, you'll be inspired to call this home. Upon entering the unit there is a bedroom which has been converted into a multi-use space and features a platform bed overlooking transom windows. The hallway leads to the living room/kitchen and features large windows, exposed brick, and industrial charm. Owners can utilize the rooftop common area for warmer months. Buyers can utilize additional first time home buyer programs such as Washington Trust Community Lending program for first time home buyers for an interest rate that is 2% below current rates! Or other down payment assistance programs for a smart buying opportunity. Located in a lively neighborhood, this condo puts you within easy reach of Providence's best dining, shopping & entertainment options, making it a perfect urban home base.
  1. Listed by Jess Powers • Brokerage DRE #REB.0017246 • eXp Realty
    P: (401)-559-7674 jesslpowers84@gmail.com

Property Details for 304 Pearl Street, Unit 202

Subdivision Name
West End
Building Name
Pearl Street Lofts
Architectural Style
Loft
Pets Allowed
Yes
LISTING UPDATED: 06/18/2024 10:06 AM

Property Details for 304 Pearl Street, Unit 202

StatusClosed
MLS #1355032
Days on Market62
Pet PolicyAllowed
Taxes$2,159 / year
HOA Fees$347 / month
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built1879
CountyProvidence County
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Location

Listing Courtesy of eXp Realty

Sold By eXp Realty

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Building Information for 304 Pearl Street, Unit 202

Building/ComplexPearl Street LoftsFloor2Stories1Residences23Pet PolicyAllowedPet Policy DetailsYesYear Built1879

Payment Calculator

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$1,798 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,271

Property Taxes

$180

HOA Dues

$347

The Payment Calculator is for illustrative purposes only.

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Property Information for 304 Pearl Street, Unit 202

Summary
Location and General Information
  • City: Providence
  • Community Features: Highway Access, Near Hospital, Near Schools, Public Transportation, Recreation Area, Restaurant, Shopping, Sidewalks
  • Postal City: Providence
  • Postal Code: 02907
  • Postal Code Plus4: 2233
  • State Or Province: RI
  • Zoning: M-MU-75
  • Human Modified Y N: Yes
Location and General Infromation
  • Complex Name: Pearl Street Lofts
Parking
  • Covered Spaces: 0
  • Garage Spaces: 0
  • Garage Y N: No
  • Parking Features: No Garage, Unassigned
  • Parking Total: 0
Taxes and HOA Information
  • Association Fee: $347.00
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Sewer, Snow Removal, Water
  • Tax Annual Amount: $2,159.00
  • Tax Assessed Value: 206400
  • Tax Block: 680
  • Tax Lot: 202
  • Tax Year: 2023
Property
Lot Information
  • Above Grade Fin SQFT: 921.0
  • Below Grade Finished Area: 0.0
  • Building Area Total: 921.0
  • Living Area: 921.00
  • Living Area Source: Public Records
  • Lot Size Acres: 0.0
  • Lot Size Units: Square Feet
  • Parcel Number: 304PEARLST202PROV
  • Stories: 1
  • Stories Total: 1
  • Property Sub Type Additional: Condominium
Property and Assessments
  • Buyer Financing: Conventional
  • Entry Level: 2
  • Entry Location: Elevator
  • New Construction Y N: No
  • Number Of Units In Community: 23
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Senior Community Y N: No
  • Year Built: 1879
  • C L I P: 3,486,363,678
Utilities
  • Electric: Item100Amp Service, Item220Volts
  • Sewer: Connected
  • Utilities: Sewer Connected
  • Water Source: Connected, Water Tap Fee
Interior and Exterior Features
Exterior Features
  • Accessibility Features: Accessible Elevator Installed
  • Exterior Features: Paved Driveway
  • Foundation Details: See Remarks
Interior Features
  • Appliances: Dryer, Dishwasher, Disposal, Gas Water Heater, Oven, Range, Refrigerator, Range Hood, Washer
  • Basement: None
  • Basement Y N: No
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 1
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Fireplace Features: None
  • Fireplaces Total: 0
  • Fireplace Y N: No
  • Flooring: Ceramic Tile, Hardwood
  • Heating: Forced Air, Gas
  • Heating Y N: Yes
  • Interior Features: Skylights, Tub Shower
  • Laundry Features: In Unit
  • Levels: One
  • Other Equipment: Intercom
  • Rooms Total: 4
  • Window Features: Skylights, Storm Windows
Rental
Rental Information
  • Lease Amount Per Area Unit: DollarsPerSquareFoot

Property History for 304 Pearl Street, Unit 202

DateEvent & SourcePriceAppreciation
Jun 13, 2024

Sold (Public Record)

Public Record #1534329454

$255,000—
Jun 13, 2024

Sold

Rhode Island Association of REALTORS® #1355032

$255,000—
May 27, 2024

Contract Signed

Rhode Island Association of REALTORS® #1355032

—
DateEvent & SourcePrice
06/13/2024

Sold (Public Record)

Public Record #1534329454

$255,000
06/13/2024

Sold

Rhode Island Association of REALTORS® #1355032

$255,000
05/27/2024

Contract Signed

Rhode Island Association of REALTORS® #1355032

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 304 Pearl Street, Unit 202

Taxable ValueLand-Additions$282,600Total-
Tax Record2025$4,126 ($344 / month)
Home Facts
Beds1Baths1Total Finished SqFt921 SqFtAbove Grade Finished SqFt921 SqFtStories1StyleCondominiumYear Built1879Year Renovated2005ZoningM-MU-7CountyPROVIDENCEAPNPROV M:30 L:680 U:202

Schools near 304 Pearl Street, Unit 202

This home is within Providence School District.
Rating
School
Type
Grades
Distance
West Broadway Middle School
Public - 5 to 8
Providence Career and Technical School
Public - 9 to 12
Central High School
Public - 9 to 12
Classical High School
Public - 9 to 12
Rating
School
Distance
West Broadway Middle School
Public5 to 8

Providence Career and Technical School
Public9 to 12

Central High School
Public9 to 12

Classical High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of eXp Realty

Based on information from one of the following Multiple Listing Services: Rhode Island Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Rhode Island Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.