306 Towners Rd

Carmel, NY 10512

$349,900
Price
3
Beds
1,856 Sq. Ft.
$189 / Sq. Ft.
1,856
Sq. Ft.
$189
per Sq. Ft.
Get preapproved with Rocket Mortgage1

Description

Highest & Best 7pm Monday 4/20. Opportunity, this is the kind of property buyers wait for in Lake Carmel, where location, lifestyle, and long term upside come together in a way that is getting harder to find. Legally a 3 bedroom and currently configured as a 2 bedroom, this ranch offers a flexible layout that can easily be brought back to its original design or reimagined entirely depending on your vision. The eat in kitchen anchors the home and creates a natural starting point for what this space...Highest & Best 7pm Monday 4/20. Opportunity, this is the kind of property buyers wait for in Lake Carmel, where location, lifestyle, and long term upside come together in a way that is getting harder to find. Legally a 3 bedroom and currently configured as a 2 bedroom, this ranch offers a flexible layout that can easily be brought back to its original design or reimagined entirely depending on your vision. The eat in kitchen anchors the home and creates a natural starting point for what this space can become, while the overall footprint is simple, functional, and ready for someone to come in and make it their own. A full walkout basement adds another layer of potential, giving you the ability to create additional living space, a recreation area, or a completely reworked lower level that changes how the home lives day to day. Outside, a large deck extends the home and sets the tone for indoor outdoor living, entertaining, or quiet evenings overlooking the property. With coveted lake rights to Lake Carmel, the value here goes far beyond the structure itself, offering summer days by the water, a true neighborhood feel, and a lifestyle people actively seek out. The home does need updates, but for the right buyer this is where the opportunity is to create something special and build real equity over time. The property is nestled in a friendly community, with quick access to Southeast train station for easy commuting, and local shops and restaurants, and the scenic Lake Carmel Park District, all enhancing your living experience. Whether you're looking for a peaceful retreat or a home that keeps up with your active lifestyle, this is a perfect choice. Taxes: $6,362.16 (school, no exemptions) + $3,635.69 (town & county) = $9,997.85 total annually. STAR exemption currently reduces school taxes; buyers to verify eligibility.
  1. Listed by Anna Proctor • Compass Greater NY, LLC
    P: (914)-238-0676 C: (845)-656-0692 annadvinci@gmail.com

Property Details for 306 Towners Road

City/Township
Kent
Architectural Style
Ranch
Waterfront
No
LISTING UPDATED: 04/20/2026 11:59 AM

Property Details for 306 Towners Road

StatusActive
MLS #986593
Days on Market4
Taxes$9,998 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeSingle Family
Year Built1959
Lot Size0.21 AC / 9,265 SF
CountyPutnam County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Compass Greater NY, LLC
Add your commute

Building Information for 306 Towners Road

Stories-Year Built1959Building Size-Lot Size0.21 AC / 9,265 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$2,595 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,762

Property Taxes

$833

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 306 Towners Road

Summary
Location and General Information
  • Senior Community YN: No
  • Property Attached: No
  • Structure Type: Detached
  • State Or Province: NY
  • Water Access YN: Yes
School Information
  • School District: Carmel
  • Elementary School District: Carmel
  • Elementary School: Matthew Paterson Elementary School
  • Middle Or Junior School District: Carmel
  • Middle Or Junior School: George Fischer Middle School
  • High School District: Carmel
  • High School: Carmel High School
Rental
Rental
  • Lease Considered: No
Unit Information
Unit Information
  • Building Units Total: 1
Taxes and HOA Information
Taxes and HOA Information
  • Parcel Number: 372200-033-051-0002-021-000-0000
  • Tax Assessed Value: $231,300.00
  • Tax Source: Municipality
  • Tax Year: 2025.0
  • Association: No
Interior and Exterior Features
Interior Features
  • Amenities: 1st Floor Bedrm, Deck, Eat in Kitchen, First Floor Full Bath, In Basement, Privacy, Ranch
  • Interior Features: First Floor Bedroom, First Floor Full Bath, Eat-in Kitchen
  • Appliances: Oven, Refrigerator
  • Total Rooms: 6
  • Basement: Full, Walk-Out Access
  • Attic Description: Full,Pull Stairs
  • Fireplace: No
  • Location Amenities: Walk Out Basement, 1st Fl Master Bedroom, Eat in Kitchen, Deck
  • Laundry Features: In Basement
  • Living Area: 1,856.00
  • Basement: Yes
Exterior Features
  • Exterior Property Features: Deck, Driveway
  • Elevation Certificate: No
  • Patio And Porch Features: Deck
  • Construction Materials: Unknown
  • Pool Private: No
Lot Information
  • Additional Parcel: No
  • Building Area Units: Square Feet
Parking
  • Parking Features: Driveway
  • Parking Total: 3.00
  • Garage: No
  • Carport: No
Utilities
  • Cooling: Wall/Window Unit(s)
  • Heating: Hot Water, Oil, Steam
  • Heat Fuel Type: Hot Water, Oil, Steam
  • Sewer: Septic Tank
  • Water Source: Private
  • Utilities: Cable Available, Electricity Available, Electricity Connected, Phone Available, Water Available, Water Connected
Green Features
  • Green Features: Oven, Refrigerator, Hot Water, Oil, Steam
Agent
Payment and Rate
  • Down Payment Resource: Yes

Property History for 306 Towners Road

DateEvent & SourcePriceAppreciation
Apr 16, 2026

Listed (Active)

ONEKEY #986593

$349,900—
DateEvent & SourcePrice
04/16/2026

Listed (Active)

ONEKEY #986593

$349,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 306 Towners Road

Taxable ValueLand$52,100Additions$296,900Total$349,000
Tax Record2024$3,554 ($296 / month)
Home Facts
Beds3Baths2Total Finished SqFt928 SqFtAbove Grade Finished SqFt928 SqFtStories1Lot Size9,148 SqFtStyleSingle Family ResidenceYear Built1959ZoningR10CountyPUTNAMAPN372200 33.51-2-21

Schools near 306 Towners Road

This home is within Carmel Central School District.
Rating
School
Type
Grades
Distance
George Fischer Middle School
Public - 5 to 8
Carmel High School
Public - 9 to 12
Kent Primary School
Public - K to 4
Kent Elementary School
Public - K to 4
Rating
School
Distance
George Fischer Middle School
Public5 to 8

Carmel High School
Public9 to 12

Kent Primary School
PublicK to 4

Kent Elementary School
PublicK to 4

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 306 Towners Road, Carmel, NY 10512

306 Towners Road is a single family home for sale in Carmel, NY 10512. This property was listed for sale on April 16, 2026 by Compass Greater NY, LLC, it's currently listed at $349,900. This listing's school district is Carmel Central School District. Nearby schools include George Fischer Middle School, Carmel High School and Kent Primary School. 306 Towners Road is a 3-bed, 2-bath, 1,856 sqft single family home built in 1959.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Compass Greater NY, LLC

Based on information submitted to the MLS GRID as of 04/20/2026 11:59 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.