3092 Highway 89

Fayette, NY 13148

$993,190
Last Sold Price
4
Beds
3,806 Sq. Ft.
$261 / Sq. Ft.
3,806
Sq. Ft.
$261
per Sq. Ft.
Closed 12/3/25
Closed 12/3/25

Description

Welcome to The Garnsey on Cayuga Lake — a truly exceptional lakefront retreat that blends timeless charm with modern luxury. Originally rich in history, this stunning property was completely reimagined and rebuilt from the ground up in 2019. Set on over an acre of beautifully maintained grounds with more than 130 feet of direct lake frontage, this estate boasts great outdoor living spaces, a dock, and panoramic views of Cayuga Lake that stretch for miles. Spanning over 3,800 square feet of total...Welcome to The Garnsey on Cayuga Lake — a truly exceptional lakefront retreat that blends timeless charm with modern luxury. Originally rich in history, this stunning property was completely reimagined and rebuilt from the ground up in 2019. Set on over an acre of beautifully maintained grounds with more than 130 feet of direct lake frontage, this estate boasts great outdoor living spaces, a dock, and panoramic views of Cayuga Lake that stretch for miles. Spanning over 3,800 square feet of total living space, including an 850-square-foot finished bonus area above the garage, this home is designed with lifestyle and functionality in mind. Step inside through the side entry and you’ll be welcomed by a spacious mudroom and laundry area—complete with built-in cabinetry and a convenient dog-wash station—ideal for cleaning up after a day on the water or exploring the nearby Finger Lakes trails. The heart of the home is the chef’s kitchen, featuring a large custom island, high-end appliances, and ample storage. It flows seamlessly into the formal dining room, which offers plenty of space for entertaining large groups or intimate dinners with friends and family. Just off the kitchen, the center hall entry leads to a spacious living room and out to the expansive covered front porch, where you’ll enjoy unobstructed views of the lake from sunrise to sunset. The main-floor primary bedroom is a peaceful retreat, complete with dramatic vaulted ceilings and a picturesque picture window framing lake views. Upstairs, you'll find two generously sized guest bedrooms, both with walk-in closets, along with a beautifully appointed full bathroom. The primary suite upstairs is a true sanctuary, boasting a luxurious spa-like bathroom with double vanity, tiled walk-in shower, and a massive walk-in closet. From the second-floor covered balcony, you can enjoy elevated views of the lake and soak in the serenity of waterfront living. Whether you're seeking a year-round residence, a seasonal escape, or a luxury short-term rental opportunity, The Garnsey on Cayuga Lake offers it all—privacy, elegance, and prime access to the best the Finger Lakes have to offer. Offered fully furnished!
  1. Listed by Daniel J. Toner • Century 21 Steve Davoli RE
    P: (315)-789-4569 C: (315)-719-4045 DanielJToner15@gmail.com

Property Details for 3092 Highway 89

Subdivision Comm Complex
Late West Cayuga Reservat
Styles Of Residence
Colonial, Historic Antique
Waterfront Description
Lake
On Waterfront
Yes
Parking Description
Attached, Garage, Storage, Driveway, Garage Door Opener
Nearest Cross Street
Noble Rd
LISTING UPDATED: 12/03/2025 12:49 PM

Property Details for 3092 Highway 89

StatusClosed
MLS #R1613904
Days on Market72
Taxes$9,133 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1820
Lot Size1.10 AC / 47,916 SF
CountySeneca County

Location

Listing Courtesy of Century 21 Steve Davoli RE

Sold By Century 21 Steve Davoli RE

Add your commute

Building Information for 3092 Highway 89

Stories2Year Built1820Building Size-Lot Size1.10 AC / 47,916 SF

Payment Calculator

$5,602 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,841

Property Taxes

$761

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3092 Highway 89

Summary
Location and General Information
  • Elementary School District: Seneca Falls
  • High School District: Seneca Falls
  • Middle Or Junior School District: Seneca Falls
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Attached Garage YN: Yes
  • Garage Spaces per Apt: 2.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Fayette-452289
  • Tax Annual Amount: $9,133.00
Property
Lot Information
  • Building Area Source: Other
  • Building Area Total: 3806.0
  • Land Features: Rectangular, Rectangular Lot
  • Num Of Acres: 1.1
  • Lot Size Area: 1.1
  • Lot Size Units: Acres
  • Parcel Number: 452289-008-000-0001-004-122-0000
  • Road Frontage: Main Thoroughfare
Property and Assessments
  • Property Condition: Resale
  • Assessed Value: $225,100
  • Year Built: 1820
  • Year Built Description: Existing
Utilities
  • Electric Service: Circuit Breakers
  • Sewer Description: Septic Tank
  • Utilities Available: Cable Available, High Speed Internet Available, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding, Copper Plumbing
  • Exterior Features: Balcony, Dock, Gravel Driveway, See Remarks
  • Foundation Description: Block, Stone
  • Waterfront Footage: 135
  • Patio And Porch Features: Balcony, Open, Porch
  • Roof Description: Asphalt
  • Waterfront Name: Cayuga Lake
Interior Features
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Gas Oven, Gas Range, Refrigerator, Washer
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 4
  • HVAC Type: Central Air
  • Cooling YN: Yes
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Ceramic Tile, Hardwood, Varies
  • Furnished: Furnished
  • Heating: Propane, Forced Air
  • Heating YN: Yes
  • Interior Features: Cathedral Ceilings, Separate Formal Dining Room, Entrance Foyer, Eat In Kitchen, Furnished, Separate Formal Living Room, Granite Counters, Bedroom On Main Level
  • Laundry Features: Main Level
  • Levels: Two
  • Sq Ft Total: 3806.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 1
  • Num Of Rooms: 14
  • Window Features: Thermal Windows
Room 1
  • Room Level: Second
  • Room Type: Bedroom3
Room 2
  • Room Level: Second
  • Room Type: Bedroom4
Room 3
  • Room Level: First
  • Room Type: Bedroom1
Room 4
  • Room Level: Second
  • Room Type: Bedroom2
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 2
  • Stories Total: 2

Property History for 3092 Highway 89

DateEvent & SourcePriceAppreciation
Dec 3, 2025

Sold

WNYREIS #R1613904

$993,190—
Aug 21, 2025

Contract Out

WNYREIS #R1613904

—
Aug 21, 2025

Pending

WNYREIS #R1613904

—
Jul 10, 2025

Price Change

WNYREIS #R1613904

$1,289,000—
Jun 10, 2025

Listed (Active)

WNYREIS #R1613904

$1,389,000—
DateEvent & SourcePrice
12/03/2025

Sold

WNYREIS #R1613904

$993,190
08/21/2025

Contract Out

WNYREIS #R1613904

—
08/21/2025

Pending

WNYREIS #R1613904

—
07/10/2025

Price Change

WNYREIS #R1613904

$1,289,000
06/10/2025

Listed (Active)

WNYREIS #R1613904

$1,389,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 3092 Highway 89

This home is within Seneca Falls Central School District.
Rating
School
Type
Grades
Distance
Frank M Knight Elementary School
Public - PK to 2
Elizabeth Cady Stanton Elementary School
Public - 3 to 5
Seneca Falls Middle School
Public - 6 to 8
Mynderse Academy
Public - 9 to 12
Rating
School
Distance
Frank M Knight Elementary School
PublicPK to 2

Elizabeth Cady Stanton Elementary School
Public3 to 5

Seneca Falls Middle School
Public6 to 8

Mynderse Academy
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Century 21 Steve Davoli RE

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.