3104 Cove Loop Rd






































Description
Welcome to 3104 Cove Loop Road, nestled within the highly sought-after gated community of Cummings Cove Golf & Country Club,where resort-style living meets the beauty of the Blue Ridge Mountains. This home is perfectly positioned and offers exceptional multi-fairway views from multiple vantage points, including long-range sights of the 6th fairway and green, the 7th tee box, and the 9th fairway—an ideal setting for those who appreciate...Location, Location, Location — Golf Course Living at Its Finest
Welcome to 3104 Cove Loop Road, nestled within the highly sought-after gated community of Cummings Cove Golf & Country Club,where resort-style living meets the beauty of the Blue Ridge Mountains. This home is perfectly positioned and offers exceptional multi-fairway views from multiple vantage points, including long-range sights of the 6th fairway and green, the 7th tee box, and the 9th fairway—an ideal setting for those who appreciate both the game and the scenery. Designed for comfort and entertaining, this two-bedroom, three-bathroom home features numerous recent upgrades, including new kitchen and bathroom countertops, upgraded showers new appliances, and a tankless gas water heater. Three brand-new Andersen sliding glass doors line the rear of the home, flooding the space with natural light and creating seamless indoor-outdoor living. The main level offers easy single-level living with a spacious family room and an oversized sunroom overlooking the course. Step outside to a large wraparound deck, ideal for entertaining or simply relaxing while taking in the peaceful golf course setting. The home is thoughtfully designed for hosting, with two fully plumbed wet bars—one on the upper level and another in the lower-level entertainment space. The lower level also features a generous recreation room with direct access to an outdoor terrace, along with a full bathroom and a flexible space with a Murphy bed—perfect for guests, a media room, or a private retreat. Additional highlights include a two-car garage. As a resident of Cummings Cove, you’ll enjoy a true lifestyle,not just a home,with access to year-round golf, gated security, and a wide array of amenities including pickleball, tennis, bocce, a heated pool, clubhouse, dog park, community garden, and a vibrant social calendar. Whether you're an avid golfer or simply seeking a peaceful, amenity-rich community, this home offers a rare opportunity to experience one of Western North Carolina’s premier golf course lifestyles.
- Listed by Nicholas Cocozziello • NorthGroup Real Estate LLCP: (828)-423-2273 C: (828)-423-2273 ncocosignatureproperties@gmail.com
Property Details for 3104 Cove Loop Road
Property Details for 3104 Cove Loop Road
| Status | Active |
|---|---|
| MLS # | 4362842 |
| Days on Market | 2 |
| Taxes | - |
| HOA Fees | $265 / quarter |
| Condo/Co-op Fees | - |
| Property Type | Single Family |
| MLS Type | Residential / Single Family Residence |
| Year Built | 1986 |
| Lot Size | 0.38 AC / 16,552 SF |
| County | Henderson County |
Location
Building Information for 3104 Cove Loop Road
Payment Calculator
$3,624 per month
30 year fixed, 6.46% Interest
$3,349
$187
$88
Property Information for 3104 Cove Loop Road
- Longitude: -82.565403
- Zoning: R2R
- Latitude: 35.311357
- HOA YN: Yes
- HOA Name: First Service Residential
- HOA Name2: Cummings Cove
- HOA Email: jeff.callahan@fsresidential.com
- HOA Email2: hgrimes@cummingscove.com
- HOA Phone: 800-870-0010
- HOA Phone2: 828-891-1512
- HOA Subject To: Required
- HOA Subject To Dues: Mandatory
- HOA Fee2: $180.00
- HOA Fee2 Frequency: Monthly
- HOA Annual Expense: $3,220.00
- Tax Assessed Value: $411,500.00
- Parcel Number: 9931460
- City Taxes Paid To: No City Taxes Paid
- Middle Or Junior School: Rugby
- High School: West Henderson
- Elementary School: Etowah
- Parking: Open Parking YN: No
- Parking: Carport YN: No
- Garage Spaces: 2.0
- Garage YN: Yes
- Garage Main Level YN: Yes
- Elevation: 2000
- Above Grade Finished Area: 1860.0
- Below Grade Finished Area: 600.0
- Sq Ft Lower: 0
- Sq Ft Main: 1860
- Sq Ft Third: 0
- Sq Ft Unheated Total: 0
- Sq Ft Upper: 0
- Sq Ft Total Property HLA: 2460.0
- Lot Features: On Golf Course, Views
- Lot Size Units: Acres
- Property Type: Residential
- Geocode Confidence: High
- Down Payment Resource YN: Yes
- New Construction YN: No
- Photos Count: 38
- Road Responsibility: Private Maintained Road
- Construction Type: Site Built
- Assumable: No
- Senior Community YN: No
- Restrictions: Architectural Review, Building, Deed, Livestock Restriction, Manufactured Home Allowed, Manufactured Home Not Allowed, Signage, Square Feet, Subdivision
- Restrictions Description: Per HOA C.C.&R'S
- Sewer: Private Sewer
- Utilities: Cable Available, Cable Connected, Electricity Connected, Natural Gas, Satellite Internet Available, Underground Power Lines, Underground Utilities, Wired Internet Available
- Water Source: City
- Construction Materials: Stone, Wood
- Patio And Porch Features: Balcony, Rear Porch
- Pool Private YN: No
- Road Surface Type: Asphalt, Paved
- Roof: Composition
- Horse Amenities: None
- Appliances: Dishwasher, Disposal, Dryer, Electric Range, Gas Water Heater, Microwave, Oven, Refrigerator, Tankless Water Heater, Washer/Dryer
- Levels: One
- Cooling: Ceiling Fan(s), Central Air
- Heating: ENERGY STAR Qualified Equipment, Forced Air, Natural Gas, Zoned
- Laundry Features: Main Level
- Fireplace Features: Family Room, Gas
- Fireplace YN: Yes
- Door Features: Sliding Doors, Storm Door(s)
- Window Features: Insulated Window(s)
- Flooring: Tile, Wood
- Foundation Details: Basement
- Basement YN: Yes
- Basement Features: Daylight, Full, Interior Entry, Walk-Out Access
- Bedroom Main: 2
- Full Bath Basement: 1
- Full Bath Main: 2
- Half Bath Main: 0
- Room Count: 9.0
- Room Types: Kitchen
- Room Level: Main
- Room Types: Bedroom(s)
- Room Level: Main
- Room Types: Living Room
- Room Level: Main
- Room Types: Bathroom-Full
- Room Level: Main
- Room Types: Bedroom(s)
- Room Level: Main
- Room Types: Bathroom-Full
- Room Level: Main
- Room Types: Sunroom
- Room Level: Main
- Room Types: Bar/Entertainment
- Room Level: Basement
- Room Types: Bathroom-Full
- Room Level: Basement
Property History for 3104 Cove Loop Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Apr 17, 2026 | Listed (Active) CANOPY #4362842 | $665,000 | — |
| Aug 13, 2023 | Expired CANOPY #4022532 | $699,000 | — |
| Aug 13, 2023 | Temporarily Off Market CANOPY #4022532 | $699,000 | — |
| May 21, 2023 | Listed (Active) CANOPY #4022532 | $699,000 | — |
| May 4, 2018 | Closed CANOPY #3303948 | $300,000 | — |
| May 2, 2018 | Closed (Public Record) Public Record #621559929 | $300,000 | — |
| Mar 1, 2018 | Under Contract-No Show CANOPY #3303948 | — | |
| Jul 21, 2017 | Listed (Active) CANOPY #3303948 | $325,000 | — |
| Jul 27, 2012 | Closed CANOPY #508399 | $214,000 | — |
| May 22, 2012 | Under Contract-No Show CANOPY #508399 | — | |
| Oct 19, 2011 | Listed (Active) CANOPY #508399 | $290,000 | — |
| Aug 1, 2011 | Withdrawn CANOPY #466727 | $369,900 | — |
| May 26, 2010 | Listed (Active) CANOPY #466727 | $449,000 | — |
| Oct 20, 1999 | Closed CANOPY #53257 | $157,000 | — |
| Oct 20, 1999 | Under Contract-No Show CANOPY #53257 | — | |
| Nov 17, 1998 | Listed (Active) CANOPY #53257 | — |
| Date | Event & Source | Price |
|---|---|---|
| 04/17/2026 | Listed (Active) CANOPY #4362842 | $665,000 |
| 08/13/2023 | Expired CANOPY #4022532 | $699,000 |
| 08/13/2023 | Temporarily Off Market CANOPY #4022532 | $699,000 |
| 05/21/2023 | Listed (Active) CANOPY #4022532 | $699,000 |
| 05/04/2018 | Closed CANOPY #3303948 | $300,000 |
| 05/02/2018 | Closed (Public Record) Public Record #621559929 | $300,000 |
| 03/01/2018 | Under Contract-No Show CANOPY #3303948 | — |
| 07/21/2017 | Listed (Active) CANOPY #3303948 | $325,000 |
| 07/27/2012 | Closed CANOPY #508399 | $214,000 |
| 05/22/2012 | Under Contract-No Show CANOPY #508399 | — |
| 10/19/2011 | Listed (Active) CANOPY #508399 | $290,000 |
| 08/01/2011 | Withdrawn CANOPY #466727 | $369,900 |
| 05/26/2010 | Listed (Active) CANOPY #466727 | $449,000 |
| 10/20/1999 | Closed CANOPY #53257 | $157,000 |
| 10/20/1999 | Under Contract-No Show CANOPY #53257 | — |
| 11/17/1998 | Listed (Active) CANOPY #53257 | — |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 3104 Cove Loop Road
Schools near 3104 Cove Loop Road
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | K to 5 |
Rating | School | Distance |
|---|---|---|
Etowah Elementary PublicPK to 5 | ||
Rugby Middle Public6 to 8 | ||
West Henderson High Public9 to 12 | ||
Hendersonville Elementary PublicK to 5 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Listing Courtesy of NorthGroup Real Estate LLC
Based on information submitted to the MLS GRID as of 04/18/2026 05:03 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.






































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