3104 Cove Loop Rd

2,460 Sq. Ft.
$258 / Sq. Ft.
2,460
Sq. Ft.
$258
per Sq. Ft.

Description

Golf course views. Mountain backdrop. Resort-style amenities. And a home built for the way you actually want to live. Welcome to 3104 Cove Loop Road, situated inside the gated Cummings Cove Golf & Country Club, one of Western North Carolina's most sought-after communities. This two-bedroom, three-bathroom home is positioned to capture sweeping multi-fairway views from multiple vantage points, including long sightlines to the 6th fairway and green, the 7th tee box, and the 9th fairway. Inside, recent...Golf course views. Mountain backdrop. Resort-style amenities. And a home built for the way you actually want to live. Welcome to 3104 Cove Loop Road, situated inside the gated Cummings Cove Golf & Country Club, one of Western North Carolina's most sought-after communities. This two-bedroom, three-bathroom home is positioned to capture sweeping multi-fairway views from multiple vantage points, including long sightlines to the 6th fairway and green, the 7th tee box, and the 9th fairway. Inside, recent upgrades throughout, new kitchen and bathroom countertops, upgraded showers, new appliances, and a tankless gas water heater give the home a fresh, move-in-ready feel. Three brand-new Andersen sliding glass doors line the rear of the home, flooding the main level with natural light and opening to a large wraparound deck perfect for entertaining or simply taking in the view. The main level offers easy single-level living with a spacious family room and oversized sunroom overlooking the course. Downstairs, the lower level is made for hosting, a generous recreation room with terrace access, a full bathroom, a Murphy bed flex space, and two fully plumbed wet bars (one on each level) make this home as functional as it is comfortable. A two-car garage completes the package. As a Cummings Cove resident, you'll have access to golf, pickleball, tennis, bocce, a heated pool, clubhouse, dog park, community garden, and a full social calendar, everything you'd expect from a resort, right outside your door. This is the kind of lifestyle most people plan for.

Property Details for 3104 Cove Loop Road

Architectural Style
Contemporary
View
Golf Course
Parking Features
Driveway, Garage Faces Front
Subdivision Name
Cummings Cove
LISTING UPDATED: 05/27/2026 03:39 PM

Property Details for 3104 Cove Loop Road

StatusActive
MLS #4362842
Days on Market52
Taxes-
HOA Fees$265 / quarter
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1986
Lot Size0.38 AC / 16,552 SF
CountyHenderson County

Location

Listing Courtesy of NorthGroup Real Estate LLC
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Building Information for 3104 Cove Loop Road

Stories-Year Built1986Building Size-Lot Size0.38 AC / 16,552 SF

Payment Calculator

$3,440 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,164

Property Taxes

$187

HOA Dues

$88

The Payment Calculator is for illustrative purposes only.

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Property Information for 3104 Cove Loop Road

Summary
Location and General Information
  • Longitude: -82.565403
  • Zoning: R2R
  • Latitude: 35.311357
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: First Service Residential
  • HOA Name2: Cummings Cove
  • HOA Email: jeff.callahan@fsresidential.com
  • HOA Email2: hgrimes@cummingscove.com
  • HOA Phone: 800-870-0010
  • HOA Phone2: 828-891-1512
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Fee2: $180.00
  • HOA Fee2 Frequency: Monthly
  • HOA Annual Expense: $3,220.00
  • Tax Assessed Value: $411,500.00
  • Parcel Number: 9931460
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: Rugby
  • High School: West Henderson
  • Elementary School: Etowah
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage Spaces: 2.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Elevation: 2000
  • Above Grade Finished Area: 1860.0
  • Below Grade Finished Area: 600.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 1860
  • Sq Ft Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Sq Ft Total Property HLA: 2460.0
  • Lot Features: On Golf Course, Views
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 40
  • Road Responsibility: Private Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Restrictions: Architectural Review, Building, Deed, Livestock Restriction, Manufactured Home Allowed, Manufactured Home Not Allowed, Signage, Square Feet, Subdivision
  • Restrictions Description: Per HOA C.C.&R'S
Utilities
  • Sewer: Private Sewer
  • Utilities: Cable Available, Cable Connected, Electricity Connected, Natural Gas, Satellite Internet Available, Underground Power Lines, Underground Utilities, Wired Internet Available
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stone, Wood
  • Patio And Porch Features: Balcony, Rear Porch
  • Pool Private YN: No
  • Road Surface Type: Asphalt, Paved
  • Roof: Composition
  • Horse Amenities: None
Interior Features
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Gas Water Heater, Microwave, Oven, Refrigerator, Tankless Water Heater, Washer/Dryer
  • Levels: One
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: ENERGY STAR Qualified Equipment, Forced Air, Natural Gas, Zoned
  • Laundry Features: Main Level
  • Fireplace Features: Family Room, Gas
  • Fireplace YN: Yes
  • Door Features: Sliding Doors, Storm Door(s)
  • Window Features: Insulated Window(s)
  • Flooring: Tile, Wood
  • Foundation Details: Basement
  • Basement YN: Yes
  • Basement Features: Daylight, Full, Interior Entry, Walk-Out Access
  • Bedroom Main: 2
  • Full Bath Basement: 1
  • Full Bath Main: 2
  • Half Bath Main: 0
Room Information
Room Information
  • Room Count: 9.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 3
  • Room Types: Living Room
  • Room Level: Main
Room 4
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 5
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 6
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 7
  • Room Types: Sunroom
  • Room Level: Main
Room 8
  • Room Types: Bar/Entertainment
  • Room Level: Basement
Room 9
  • Room Types: Bathroom-Full
  • Room Level: Basement

Property History for 3104 Cove Loop Road

DateEvent & SourcePriceAppreciation
May 7, 2026

Price Change

CANOPY #4362842

$635,000—
Apr 17, 2026

Listed (Active)

CANOPY #4362842

$665,000—
Aug 13, 2023

Expired

CANOPY #4022532

$699,000—
DateEvent & SourcePrice
05/07/2026

Price Change

CANOPY #4362842

$635,000
04/17/2026

Listed (Active)

CANOPY #4362842

$665,000
08/13/2023

Expired

CANOPY #4022532

$699,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3104 Cove Loop Road

Taxable ValueLand$95,800Additions$315,700Total$411,500
Tax Record2024$2,247 ($187 / month)
Home Facts
Beds2Baths3Total Finished SqFt2,709 SqFtAbove Grade Finished SqFt2,216 SqFtFinished Basement SqFt493 SqFtUnfinished Basement SqFt1,088 SqFtStories1Lot Size16,553 SqFtStyleSingle Family ResidenceYear Built1986Year Renovated1989Zoning9931460~R2RCountyHENDERSONAPN9538674265Fireplace TypeHas Fireplace

Schools near 3104 Cove Loop Road

This home is within Henderson County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 5
Rating
School
Distance
Etowah Elementary
PublicPK to 5

Rugby Middle
Public6 to 8

West Henderson High
Public9 to 12

Hendersonville Elementary
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

3104 Cove Loop Road is a single family home for sale in Hendersonville, NC 28739. This property was listed for sale on April 17, 2026 by NorthGroup Real Estate LLC, it's currently listed at $635,000. It has been on the market for a total of 52 days and was last sold on May 4, 2018. This listing's school district is Henderson County School District. Nearby schools include Etowah Elementary, Rugby Middle and West Henderson High. 3104 Cove Loop Road is a 2-bed, 3-bath, 2,460 sqft single family home built in 1986.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of NorthGroup Real Estate LLC

Based on information submitted to the MLS GRID as of 05/27/2026 03:39 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.