3109 N 20th St

Waco, TX 76708

$179,000
Price
3
Beds
982 Sq. Ft.
$182 / Sq. Ft.
982
Sq. Ft.
$182
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Single-story home featuring a white siding exterior, dark roof, and a front porch with wooden columns
White siding exterior with a dark shingle roof, a covered entry porch, a concrete driveway, and a large grassy yard with mature trees
White horizontal siding exterior with a dark gray entry door featuring glass panes
Spacious room featuring wood-finish flooring, light-toned walls, and a white paneled door with glass inserts
Open-concept kitchen and living area featuring wood-finish flooring, white cabinetry, stainless steel appliances, and a ceiling fan with integrated lighting
Kitchen featuring wood-finish flooring, white cabinetry with black hardware, stone-finish countertops, and built-in appliances
Bright kitchen featuring white shaker cabinetry, granite-finish countertops, black and stainless steel appliances, a stainless steel sink with a gooseneck faucet, and a window with blinds
Well-appointed kitchen featuring white cabinetry with dark hardware, speckled countertops, a double basin stainless steel sink with a gooseneck faucet, and wood-finish flooring
Neutral-toned walls complement the light gray carpet flooring
Vanity featuring white shaker-style cabinetry with silver hardware, a white countertop with integrated sink, and a circular mirror with a black frame
Bathroom featuring a white vanity with integrated sink, brushed nickel faucet, and wood-finish flooring
Bathtub-shower combination featuring white subway tile surround with a decorative penny tile accent band, polished chrome fixtures, and a curved shower rod
Room featuring two windows with dark curtains, wood-finish flooring, white walls, and a ceiling fan with integrated lighting
Bright room featuring a ceiling fan with light fixture, light gray carpeting, and a white six-panel door with black hardware
Bathroom featuring a white vanity with brushed nickel hardware, an integrated sink, and a framed mirror
White fiberglass tub and shower combination with chrome fixtures
Dedicated laundry area featuring wood-finish flooring, light-toned walls, and a white paneled door with an integrated window
White exterior siding with a covered entry door, featuring a window panel and an exterior light fixture
Expansive rear yard featuring a wire fence, mature trees, and a white siding exterior with a dark shingle roof
Expansive green space featuring a white siding structure with a dark-framed window, surrounded by mature trees and partially enclosed by a chain-link fence
Expansive green lawn surrounded by mature trees
Expansive outdoor area featuring mature trees and a chain-link fence

Description

Beautifully renovated 3-bedroom, 2-bath home offering 982 SF of updated living space. Originally built in 1931, this home underwent a comprehensive remodel in 2022, including major improvements throughout. Features include an open-concept layout, laminate flooring, custom cabinetry, granite countertops, updated HVAC and roof, and a spacious primary suite. Situated on a 0.161-acre lot with a large backyard and concrete driveway. Conveniently located near MCC, shopping, dining, schools, and everyday...Beautifully renovated 3-bedroom, 2-bath home offering 982 SF of updated living space. Originally built in 1931, this home underwent a comprehensive remodel in 2022, including major improvements throughout. Features include an open-concept layout, laminate flooring, custom cabinetry, granite countertops, updated HVAC and roof, and a spacious primary suite. Situated on a 0.161-acre lot with a large backyard and concrete driveway. Conveniently located near MCC, shopping, dining, schools, and everyday amenities. Move-in ready and full of value.
  1. Listed by Becky Antunes • TREC #0507770 • Bentwood Realty
  2. Listed by Cody Powell • TREC #722154 • Bentwood Realty

Property Details for 3109 North 20th Street

Subdivision Name
STEPHENS J M
Structural Style
Single Detached
Pool
No
LISTING UPDATED: 06/26/2026 02:10 AM

Property Details for 3109 North 20th Street

StatusActive
MLS #21311689
Days on Market3
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1930
Lot Size0.16 AC / 7,000 SF
CountyMcLennan County
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Location

Listing Courtesy of Bentwood Realty, Becky Antunes, TREC #0507770; Bentwood Realty, Cody Powell, TREC #722154
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Building Information for 3109 North 20th Street

Stories1Year Built1930Building Size-Lot Size0.16 AC / 7,000 SF

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$1,071 per month

30 year fixed, 6.36% Interest

Principal and Interest

$892

Property Taxes

$179

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3109 North 20th Street

Summary
Location and General Information
  • Block: B
  • Directions: Head north on N 18th St. Turn left onto W Waco Dr (US-84 Business). Turn right onto N 20th St. Continue north for about 1.5 miles. The property will be on your left.
  • Elementary School: Cedar Ridge
  • Elementary School Name: Cedar Ridge
  • High School: Waco
  • High School Name: Waco
  • Middle School: GW Carver
  • Year Built Details: Preowned
  • School District: Waco ISD
  • Geocode Confidence: High
  • Latitude: 31.57
  • Longitude: -97.17
  • State: Texas
Parking
  • Parking Features: Concrete
  • Carport Spaces: 0
  • Parking Spaces Covered Total: 0
  • Garage: No
Taxes and HOA Information
  • Association Type: None
  • Tax Lot: D1
Virtual Tour
Interior and Exterior Features
Interior Features
  • Fireplaces Total: 0
  • Heating: Central, Electric
  • Interior Features: Granite Counters, Open Floorplan
  • Number Of Dining Areas: 1
  • Number Of Living Areas: 1
  • Appliances: Microwave
  • Basement: No
  • Cooling: Central Air, Electric
  • Living Area: 982.0
  • Smart Home Features Appor Pass Y: No
  • Room and Floor: Bedroom-Primary-1-1, Master Bedroom-1-1, Living Room-1-1, Bedroom-1-1
Exterior Features
  • Number Of Stories: 1
  • Waterfront: No
  • Room and Features: Bedroom-Primary-1-1, Master Bedroom-1-1, Living Room-1-1, Bedroom-1-1
  • Room List: Bedroom-Primary, Master Bedroom, Living Room, Bedroom
  • Levels: One
Room 1
  • Room Dimensions: 0 x 0
  • Room Length: .00
  • Room Level: 1
  • Room Type: Living Room
  • Room Width: .00
Room 2
  • Room Dimensions: 0 x 0
  • Room Length: .00
  • Room Level: 1
  • Room Type: Bedroom
  • Room Width: .00
Room 3
  • Room Dimensions: 0 x 0
  • Room Length: .00
  • Room Level: 1
  • Room Type: Bedroom-Primary
  • Room Width: .00
Property
Utilities
  • Utilities: Cable Available, City Sewer, City Water, Electricity Connected
Property and Assessments
  • Financing Proposed: Cash, Conventional
  • Handicap: No
  • Loan Type: Treat As Clear
  • Property Match: APN
Lot Information
  • Lot Size: Less Than .5 Acre (not Zero)
  • Lot Size Acres: 0.1607
  • Lot Size Area: 0.1607
  • Lot Size Source: Public Records
  • Lot Size Units: Acres
  • Lot Size Square Feet: 7000.092
  • Multi Parcel ID: No
  • Parcel Number: 191248
  • Lake Pump: No
  • Property Attached: No

Property History for 3109 North 20th Street

DateEvent & SourcePriceAppreciation
Jun 25, 2026

Listed (Active)

NTREIS #21311689

$179,000—
Dec 15, 2022

Sold

Waco Association of REALTORS #211035

—
Dec 15, 2022

Sold

NTREIS #211035

—
DateEvent & SourcePrice
06/25/2026

Listed (Active)

NTREIS #21311689

$179,000
12/15/2022

Sold

Waco Association of REALTORS #211035

—
12/15/2022

Sold

NTREIS #211035

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3109 North 20th Street

Taxable ValueLand$5,250Additions$95,320Total$100,570
Tax Record2024$2,145 ($179 / month)
Home Facts
Beds2Baths1Total Finished SqFt982 SqFtAbove Grade Finished SqFt982 SqFtStories1Lot Size7,000 SqFtStyleSingle Family ResidenceYear Built1930ZoningC2CountyMCLENNANAPN480388000015023

Schools near 3109 North 20th Street

This home is within Waco Independent School District.
Rating
School
Type
Grades
Distance
Cedar Ridge Elementary School
Public - PK to 5
G W Carver Middle
Public - 6 to 8
Waco High School
Public - 9 to 12
Challenge Academy
Public - 7 to 12
Rating
School
Distance
Cedar Ridge Elementary School
PublicPK to 5

G W Carver Middle
Public6 to 8

Waco High School
Public9 to 12

Challenge Academy
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3109 North 20th Street, Waco, TX 76708

3109 North 20th Street is a single family home for sale in Waco, TX 76708. This property was listed for sale on June 25, 2026 by Bentwood Realty, it's currently listed at $179,000. It has been on the market for a total of 3 days and was last sold on December 15, 2022. This listing's school district is Waco Independent School District. Nearby schools include Cedar Ridge Elementary School, G W Carver Middle and Waco High School. 3109 North 20th Street is a 3-bed, 2-bath, 982 sqft single family home built in 1930.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Bentwood Realty, Becky Antunes, TREC #0507770; Bentwood Realty, Cody Powell, TREC #722154

Based on information from the Austin Board of REALTORS® (alternatively, from ACTRIS), Central Hill Country Board of Realtors, Central Texas MLS, Highland Lakes Association of Realtors, Bryan-College Station Association of REALTORS, and Waco Association of REALTORS. All information provided is deemed reliable but is not guaranteed and should be independently verified. The Austin Board of REALTORS®, ACTRIS, Central Hill Country Board of Realtors, Central Texas MLS, Highland Lakes Association of Realtors, Bryan-College Station Association of REALTORS, Waco Association of REALTORS, and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Copyright© 2026 Austin Board of REALTORS® (alternatively, from ACTRIS), Central Hill Country Board of Realtors, Central Texas MLS, Highland Lakes Association of Realtors, Bryan-College Station Association of REALTORS, and Waco Association of REALTORS. All rights reserved. We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an “as is” “as available” basis only and may not reflect all real estate activity in the market”. © [2026] REsides, Inc. All rights reserved. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.