31130 Penny Surf Loop

$398,000
Price
3
Beds
1,516 Sq. Ft.
$263 / Sq. Ft.
1,516
Sq. Ft.
$263
per Sq. Ft.

Description

Welcome to this gorgeous 3-bedroom, 2-bathroom home built just 3 years ago! This beautifully maintained property offers modern living with a spacious open layout and a large fully fenced yard—perfect for pets, play, and outdoor entertaining. Step inside to find a stunning kitchen featuring granite countertops, stainless steel appliances, and plenty of cabinet space. The home’s newer construction provides energy efficiency, contemporary finishes, and worry-free living. Located in a resort-style community,...Welcome to this gorgeous 3-bedroom, 2-bathroom home built just 3 years ago! This beautifully maintained property offers modern living with a spacious open layout and a large fully fenced yard—perfect for pets, play, and outdoor entertaining. Step inside to find a stunning kitchen featuring granite countertops, stainless steel appliances, and plenty of cabinet space. The home’s newer construction provides energy efficiency, contemporary finishes, and worry-free living. Located in a resort-style community, residents enjoy access to an incredible lagoon with sandy beaches, water slides, blow-up obstacle courses, paddleboarding, bumper boats, a swim-up bar, and more! It’s the ultimate staycation lifestyle. The neighborhood offers year-round community events including concerts, movie nights, bingo, karaoke, seasonal celebrations, and activities for all ages—truly a family-friendly, fun-filled environment. Don’t miss your chance to live in one of the most exciting and amenity-rich communities around! Fees for Epperson Lagoon is 144.00 a quarter.
  1. Listed by Jennifer Hatzistefanou • Brokerage DRE #1046592 • RE/MAX CHAMPIONS
    P: (727)-808-2577 C: (727)-808-2577 jenniferhatzistefanou@remax.net

Property Details for 31130 Penny Surf Loop

Subdivision Name
EPPERSON RANCH NORTH POD F PH
Township
25S
Garage Spaces
2
Waterfront
No
Furnished
Unfurnished
LISTING UPDATED: 12/02/2025 06:09 PM

Property Details for 31130 Penny Surf Loop

StatusActive
MLS #TB8450123
Days on Market27
Taxes$7,000 / year
HOA Fees$989 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2022
Lot Size0.12 AC / 5,069 SF
CountyPasco County

Location

Listing Courtesy of RE/MAX CHAMPIONS, Jennifer Hatzistefanou
Add your commute

Building Information for 31130 Penny Surf Loop

Stories1Year Built2022Building Size-Lot Size0.12 AC / 5,069 SF

Payment Calculator

$2,632 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,967

Property Taxes

$583

HOA Dues

$82

The Payment Calculator is for illustrative purposes only.

Property Information for 31130 Penny Surf Loop

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 2034.0
  • Building Area Units: Square Feet
  • Direction Faces: North
  • Directions: From I-75 take Overpass Rd exit. Go down Overpass Rd and take left onto Dolphin Bluff Blvd and then right onto Penny Surf Lp. to address
  • Elementary School: Watergrass Elementary-PO
  • Middle Or Junior School: Thomas E Weightman Middle-PO
  • High School: Wesley Chapel High-PO
  • Mls Major Change Type: Price Decrease
  • Listing Service: Limited Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 31130
  • Street Name: PENNY SURF
  • Street Suffix: LOOP
  • State: FL
  • City: WESLEY CHAPEL
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Requirement: Required
  • Association Name: Epperson HOA
  • Association Phone: 813-565-HOME
  • Association: Yes
  • CDD: Yes
  • Number Of Pets: 2
  • Other Fees Amount: $143
  • Other Fees Term: Quarterly
  • Pet Restrictions: buyer to verify with HOA
  • Tax Block: 000
  • Tax Book Number: 84-001
  • Tax Legal Description: EPPERSON RANCH NORTH POD F PHASE 1 PB 84 PG 001 LOT 38
  • Tax Lot: 38
  • Tax Other Annual Assessment Amt: $2,246
  • Tax Year: 2024
Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 202527010.0000.00038.0
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: MPUD
  • Living Area: 1516
Property and Assessments
  • Year Built Numeric: 2022
  • Flood Zone Code: X
  • Flood Zone Date: 09-26-2014
  • Flood Zone Panel: 12101C0268F
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 20E
  • Public Survey Section: 27
  • Dock YN: No
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Fire Hydrant, Public, Sprinkler Meter, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Stucco
  • Exterior Features: Irrigation System, Sidewalk
  • Foundation Details: Slab
  • Levels: One
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Softener
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Tile
  • Heating: Central
  • Interior Features: Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Laundry Features: Inside, Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 5.0
  • Water View: No
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Breed Restrictions, Number Limit

Property History for 31130 Penny Surf Loop

DateEvent & SourcePriceAppreciation
Dec 2, 2025

Price Change

MFRMLS #TB8450123

$398,000—
Nov 21, 2025

Listed (Active)

MFRMLS #TB8450123

$410,000—
Nov 20, 2025

Temporarily Off Market

MFRMLS #TB8450123

—
Nov 20, 2025

Listed (Active)

MFRMLS #TB8450123

$410,000—
Aug 26, 2022

Sold (Public Record)

Public Record #1496913310

$412,500

+4.5% / yr

Aug 26, 2022

Sold

MFRMLS #T3381212

$412,500—
Aug 5, 2022

Pending

MFRMLS #T3381212

—
Jun 16, 2022

Listed (Active)

MFRMLS #T3381212

$544,990—
Mar 31, 2022

Sold (Public Record)

Public Record #1491247406

$405,165—
Mar 31, 2022

Sold

MFRMLS #T3360189

$405,165—
Mar 13, 2022

Pending

MFRMLS #T3360189

—
Mar 11, 2022

Listed (Active)

MFRMLS #T3360189

$405,165—
DateEvent & SourcePrice
12/02/2025

Price Change

MFRMLS #TB8450123

$398,000
11/21/2025

Listed (Active)

MFRMLS #TB8450123

$410,000
11/20/2025

Temporarily Off Market

MFRMLS #TB8450123

—
11/20/2025

Listed (Active)

MFRMLS #TB8450123

$410,000
08/26/2022

Sold (Public Record)

Public Record #1496913310

$412,500

+4.5% / yr

08/26/2022

Sold

MFRMLS #T3381212

$412,500
08/05/2022

Pending

MFRMLS #T3381212

—
06/16/2022

Listed (Active)

MFRMLS #T3381212

$544,990
03/31/2022

Sold (Public Record)

Public Record #1491247406

$405,165
03/31/2022

Sold

MFRMLS #T3360189

$405,165
03/13/2022

Pending

MFRMLS #T3360189

—
03/11/2022

Listed (Active)

MFRMLS #T3360189

$405,165

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 31130 Penny Surf Loop

Taxable ValueLand$63,261Additions$226,297Total$289,558
Tax Record2024$7,000 ($583 / month)
Home Facts
Beds0Total Finished SqFt1,516 SqFtAbove Grade Finished SqFt1,516 SqFtStories1Lot Size5,069 SqFtStyleSingle Family ResidenceYear Built2022ZoningMPUDCountyPASCOAPN27-25-20-0100-00000-0380

Schools near 31130 Penny Surf Loop

This home is within Pasco.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - K to 8
Rating
School
Distance
Watergrass Elementary School
PublicPK to 5

Thomas E. Weightman Middle School
Public6 to 8

Wesley Chapel High School
Public9 to 12

Academy At The Farm
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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31130 Penny Surf Loop is a single family home for sale in Wesley Chapel, FL 33545. This property was listed for sale on November 20, 2025 by RE/MAX CHAMPIONS, it's currently listed at $398,000. It has been on the market for a total of 27 days and was last sold on August 26, 2022. This listing's school district is Pasco. Nearby schools include Watergrass Elementary School, Thomas E. Weightman Middle School and Wesley Chapel High School. 31130 Penny Surf Loop is a 3-bed, 2-bath, 1,516 sqft single family home built in 2022.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX CHAMPIONS, Jennifer Hatzistefanou

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 12/02/2025 06:09 PM