3118 North Water Street

Bay City, MI 48708

$94,900
Price
3
Beds
1,057 Sq. Ft.
$90 / Sq. Ft.
1,057
Sq. Ft.
$90
per Sq. Ft.
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Description

Perfect opportunity for investors or first-time homebuyers alike! This charming 3-bedroom, 1-bathroom home offers over 1,050 square feet of comfortable living space and strong potential as a rental investment with excellent ROI. Featuring a functional layout, spacious bedrooms, and a large yard, this property is ideal for long-term tenants or anyone looking to build equity instead of renting. Conveniently located near schools, shopping, parks, and local amenities, this affordable Bay City home delivers...Perfect opportunity for investors or first-time homebuyers alike! This charming 3-bedroom, 1-bathroom home offers over 1,050 square feet of comfortable living space and strong potential as a rental investment with excellent ROI. Featuring a functional layout, spacious bedrooms, and a large yard, this property is ideal for long-term tenants or anyone looking to build equity instead of renting. Conveniently located near schools, shopping, parks, and local amenities, this affordable Bay City home delivers both value and versatility. Whether you're expanding your investment portfolio or searching for a great starter home, this property is full of potential!
  1. Listed by Ahmed ''Ali'' Khalil • Real Broker, LLC
    P: (269)-569-4019 C: (269)-569-4019 greatrealty269@gmail.com

Property Details for 3118 North Water Street

Architectural Style
Other
LISTING UPDATED: 06/02/2026 11:13 AM

Property Details for 3118 North Water Street

StatusActive
MLS #26020128
Days on Market23
Taxes$2,087 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1923
Lot Size0.13 AC / 5,663 SF
CountyBay County
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Location

Listing Courtesy of Real Broker, LLC
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Building Information for 3118 North Water Street

Stories2Year Built1923Building Size-Lot Size0.13 AC / 5,663 SF

Payment Calculator

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$647 per month

30 year fixed, 6.36% Interest

Principal and Interest

$473

Property Taxes

$174

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3118 North Water Street

Summary
Location and General Information
  • Cross Streets: McEwan & Galarno
  • Municipality: Bay City
  • Street #: 3118
  • Street Direction: N
  • Street Name: Water
  • Suffix: Street
  • City: Bay City
  • State: MI
  • Zip Code: 48708
  • County: Bay
  • Latitude: 43.608623
  • Longitude: -83.861121
Taxes and HOA
  • Taxable Value: 28050.0
  • Approx. Assoc Fee: $0
  • Tax ID #: 09-160-022-226-004-00
  • Homestead: 0
  • SEV: 28050
Parking
  • Garage Y/N: No
Virtual Tour
  • Total Virtual Tours Count: 0
  • Total Open Houses Count: 0
Property
Lot Information
  • SqFt Source: Public Records
  • Lot Dimensions: 50 X 118
  • Total Fin SqFt All Levels: 1057.0
  • SqFt Above Grade: 1057.0
  • Lot Measurement: Acres
  • Lot Acres: 0.13
  • Lot Square Footage: 5663.0
  • Lot Size Area: 0.13
Property and Assessments
  • Tax Year: 2025
  • Legal: LOT 3 & N 1/2 OF VAC ALLEY ADJ BLK 7 WM GALARNOS ADD TO BC
  • Property Sub-Type: Single Family Residence
  • New Construction: No
  • Total Floor Plans Count: 0
  • Property Type: Residential, Single Family Residence
  • Year Built: 1923
  • Video Groups: 0
  • Accessibility Features YN: No
  • Income Property: Yes
Utilities
  • Sewer: Public Sewer, Public
  • Water Source: Public
  • Water: Public
Interior and Exterior Features
Exterior Features
  • Stories: 2
  • Construction Materials: Aluminum Siding
  • Exterior Material: Aluminum Siding
  • Substructure: Crawl Space
Interior Features
  • Heating: Forced Air
  • Laundry Features: Laundry Room, Main Level
  • Fireplace: No
  • Room Total: 6
  • Main Bedrooms: 1
  • Fireplaces Total: 0
  • Basement: No
  • Total Baths: 1.0
  • Full Baths: 1
  • Bathrooms Total (Integer): 1
  • Bathrooms Total (Decimal): 1.0
  • Bathrooms Total (Notational): 1.0
  • Heating: Yes
  • Heat Source: Natural Gas
  • Heat Type: Forced Air
  • Bedrooms: 3
  • Half Baths: 0.0
  • Main Full Baths: 1
  • Main Half Baths: 0
  • Main Level SQFT: 798
  • Total Beds Above Grade: 3
  • Main Level Primary: Yes
Rental
Rental Information
  • Terms Available: Cash, Conventional, FHA, MSHDA, VA Loan

Property History for 3118 North Water Street

DateEvent & SourcePriceAppreciation
Jun 2, 2026

Listed (Active)

Michigan Regional Information Center #26020128

$94,900—
May 28, 2026

Permanently Off Market

Michigan Regional Information Center #26020128

$94,900—
May 6, 2026

Listed (Active)

Michigan Regional Information Center #26020128

$94,900—
DateEvent & SourcePrice
06/02/2026

Listed (Active)

Michigan Regional Information Center #26020128

$94,900
05/28/2026

Permanently Off Market

Michigan Regional Information Center #26020128

$94,900
05/06/2026

Listed (Active)

Michigan Regional Information Center #26020128

$94,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3118 North Water Street

Taxable ValueLand-Additions-Total-
Tax Record2026$2,555 ($213 / month)
Home Facts
Beds3Total Finished SqFt1,057 SqFtAbove Grade Finished SqFt1,057 SqFtStories2Lot Size5,489 SqFtStyleSingle Family ResidenceYear Built1923ZoningR-1 SINGLE FACountyBAYAPN160-022-226-004-00

Schools near 3118 North Water Street

This home is within Bay City School District.
Rating
School
Type
Grades
Distance
Washington Elementary School
Public - PK to 5
Handy Middle School
Public - 6 to 8
Bay City Central High School
Public - 9 to 12
Bay City Eastern High School
Public - 9 to 12
Rating
School
Distance
Washington Elementary School
PublicPK to 5

Handy Middle School
Public6 to 8

Bay City Central High School
Public9 to 12

Bay City Eastern High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3118 North Water Street, Bay City, MI 48708

3118 North Water Street is a single family home for sale in Bay City, MI 48708. This property was listed for sale on May 6, 2026 by Real Broker, LLC, it's currently listed at $94,900. It has been on the market for a total of 23 days and was last sold on February 26, 2024. This listing's school district is Bay City School District. Nearby schools include Washington Elementary School, Handy Middle School and Bay City Central High School. 3118 North Water Street is a 3-bed, 1-bath, 1,057 sqft single family home built in 1923.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Real Broker, LLC

The properties on this web site come in part from the Broker Reciprocity Program of the Member MLS’s of the MichRIC (Michigan Regional Information Center), LLC. Information Deemed Reliable But Not Guaranteed. The firm operating this website does not display the entire MLS, MichRIC, LLC, Broker Reciprocity database on this web site. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. Information deemed reliable but not guaranteed. Copyright© 2026 Michigan Regional Information Center. All Rights Reserved.