3127 Stewart Rd

Summerland Key, FL 33042

$1,900,000
Price
3
Beds
1,841 Sq. Ft.
$1,032 / Sq. Ft.
1,841
Sq. Ft.
$1,032
per Sq. Ft.
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a view of a lake
80 ft dock
a view of a yard
a view of a wooden house with a yard and large trees
Aerial
a kitchen with stainless steel appliances granite countertop lots of counter top space
a kitchen with stainless steel appliances a sink stove and refrigerator
a kitchen with stainless steel appliances granite countertop a refrigerator a sink dishwasher a stove and a dining table with wooden floor
Breakfast Nook
a dining room with furniture window wooden floor
a view of a dining room with furniture and wooden floor
a view of a dining room with furniture wooden floor and chandelier
a living room with furniture and a large window with garden view
a living room with furniture and a large window
a living room with furniture and a large window
a living room with furniture and a large window
a living room with furniture
a bedroom with a bed and a lamp on dresser
a bedroom with bed and a window
a bedroom with a large bed and a plant
a bathroom with a sink a mirror and a shower
Master Bathroom
a bedroom with a bed and a window
Office/Bedroom 2
a spacious bedroom with a bed and wooden floor
a bathroom with a shower
a bathroom with a sink toilet a mirror and shower
a bedroom with a large bed chandelier and a window
a bedroom with a large bed and a window
a bedroom with a large bed and a window
a view of a house with yard and sitting area
a front view of a building with a garden
Back of House
a view of a living room
a view of a livingroom with furniture and cabinet
a living room with furniture and a large window
a living room with furniture and a large window
a view of a dining room with furniture window and outside view
a view of a garden with an outdoor space
Lot size 300x223:300x258
Aerial
an aerial view of residential house with outdoor space
a close up of a tree in a yard
a view of a balcony with an outdoor space
a view of an ocean
a view of a lake from a balcony
Back of property
a view of a entryway of the house
a front view of house with yard and trees
a front view of a house with a garden
a utility room with dryer and washer
Elevator
a view of a house with a yard
a front view of a house with a garden
a backyard of a house with a yard and lake view
Open Water!
a view of a green field with lots of bushes
1.65 Acres!
a view of a green field with lots of bushes
Path to dock
Side of house
a view of a balcony with wooden floor
a view of a dirt road with trees in the background
a view of a bathroom

Description

Gorgeous Open Water home that has been beautifully remodeled on 1.65 Acres of private land with handicap accessibilty! Complete remodel done, including the concrete pilings completed by a licensed contractor. Huge downstairs enclosure with a 2-car garage, this is an incredible opportunity to own a piece of nature in the Florida Keys! Privacy abounds on 1.65 acres of beautifully preserved, natural habitat, nestled on the open water with great boating and amazing views from every room in the house!...Gorgeous Open Water home that has been beautifully remodeled on 1.65 Acres of private land with handicap accessibilty! Complete remodel done, including the concrete pilings completed by a licensed contractor. Huge downstairs enclosure with a 2-car garage, this is an incredible opportunity to own a piece of nature in the Florida Keys! Privacy abounds on 1.65 acres of beautifully preserved, natural habitat, nestled on the open water with great boating and amazing views from every room in the house! Completely remodeled, this 3 bedroom 2 bathroom home has clean lines and architecturally gorgeous open concept living. Stainless steel appliances, quartz countertops, pantry, breakfast nook, bar area, open dining room, several seating areas, fireplace and gorgeous views from all angles! This home has handicap accessibility including a new full-size elevator, custom master en-suite and open floor plan for easy access. Impact widows and doors, 2-car garage, 20,000 gallon cistern (with public water available if you would like), large storage/entertaining area, path to the dock that has Ipe wood and a 3,000 pound boat lift that can be upgraded to your needs... all on the open water. Great boating access to the gulf or ocean. Owner has repaired columns, trimmed trees to open up the view and is connected to public sewer. This house is truly unique and just waiting for its new owner! Property is virtually staged. Nature Lovers Paradise!
  1. Listed by Pamela A Stangler • Expert Realty LLC
  2. Listed by Cole Stangler • Expert Realty LLC

Property Details for 3127 Stewart Road

Waterfront
Bay Front, Open Water, Gulf Front
Waterfront
Yes
Zoning
IS - Improved Subivision District
Subdivision
Middle Torch Key Est (28.0)
Directions
Turn Bayside/Gulfside on Middle Torch Rd. Follow all the way to the end (don't turn on Dorn Rd) turn left on to Stewart Rd. House is on the right, sign on property. DO NOT WALK PROPERTY W/O AGENT.
Vehicle Storage
Garage, Covered Parking, Off Street Parking, Auto Door Opener, Attached
Pets
Pets Allowed
LISTING UPDATED: 01/16/2026 01:32 PM

Property Details for 3127 Stewart Road

StatusActive
MLS #607483
Days on Market867
Taxes$10,025 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1987
Lot Size1.65 AC / 71,765 SF
CountyMonroe County
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Location

Listing Courtesy of Expert Realty LLC
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Building Information for 3127 Stewart Road

Stories-Year Built1987Building Size-Lot Size1.65 AC / 71,765 SF

Payment Calculator

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$10,403 per month

30 year fixed, 6.46% Interest

Principal and Interest

$9,567

Property Taxes

$835

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3127 Stewart Road

Summary
Location and General Information
  • Waterview: Bay/Gulf View, Open Water View
  • Area: 10 - Little, Middle, Big Torch Keys
  • Absolute Longitude: 81.413818
  • Control Depth: 3
  • Listing Board: Marathon/Lower Keys
  • Side: Bay/Gulf
  • Mile Marker: 28.0
  • Marathon Neighborhood: N/A
  • Accessibility Feat: Accessible Full Bath, Accessible Elevator Installed
  • Key/Island: Middle Torch Key
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: None
  • Furnished: Unfurnished
  • Tax Year: 2023
  • Tax Exemptions: None
Property
Lot Information
  • Acres: 1.65
  • SqFt Remarks: Porch was converted to interior living
  • Parcel #: 00224920-000000
  • Land Size: 1 Less Than 2 Acres
Property and Assessments
  • Legal: LTS 119, 120 & 121 AMENDED PLAT OF MIDDLE TORCH KEY ESTATES PB5-6 MIDDLE TORCH KEY OR512-527/528 OR797-450 OR954-101 OR
  • MLS Approved: Y
  • SqFt Source: Seller
  • Flood Zone: AE,AE,VE
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 66
  • Document Count: 4
  • Building Style: Above Flood: Yes
  • Property Condition: Updated/Remodeled
Utilities
  • Utilities: Cistern, Buyer to Verify, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Species List: Yes
  • Pool: No
  • Handicap Access: Yes
  • Porch/Balcony: Open Porch/Balcony
Interior and Exterior Features
Interior Features
  • Floor: Vinyl
  • Interior Features: Fireplace(s), Quartz Countertops, Storage, Smoke Alarms, Elevator, Built-in Cabinets, Pantry
  • Appliances: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Dockage: Dock Length: 80
  • Dockage: Dock: Other
  • Construction: Frame
  • Dockage: Boat Lift
  • Exterior Features: Storage
  • Windows/Doors: Other Windows/Doors, Impact Rstnce Window, Impact Rstnce Doors

Property History for 3127 Stewart Road

DateEvent & SourcePriceAppreciation
Apr 30, 2025

Expired

MiamiRE #A11489066

—
Oct 14, 2024

Price Change

MiamiRE #A11489066

$1,799,000—
Feb 14, 2024

Price Change

MiamiRE #A11489066

$1,875,000—
Nov 17, 2023

Price Change

FKMLS #607483

$2,000,000—
Nov 17, 2023

Price Change

FKMLS #607483

$1,990,000—
Nov 17, 2023

Price Change

FKMLS #607483

$1,900,000—
Nov 17, 2023

Price Change

FKMLS #607483

$1,875,000—
Nov 17, 2023

Listed (Active)

MiamiRE #A11489066

$1,990,000—
Nov 17, 2023

Listed (Active)

FKMLS #607483

$1,799,000—
Aug 17, 2023

Cancelled

MiamiRE #A11359168

—
Aug 10, 2023

Temp Off Market

FKMLS #603812

—
Jul 14, 2023

Price Change

MiamiRE #A11359168

$1,700,000—
Mar 19, 2023

Listed (Active)

MiamiRE #A11359168

$1,800,000—
Jan 16, 2023

Price Change

FKMLS #603812

$1,800,000—
Jan 16, 2023

Listed (Active)

FKMLS #603812

$1,700,000—
Sep 18, 2022

Cancelled

MiamiRE #A11195532

—
Aug 31, 2022

Temp Off Market

FKMLS #599259

—
Jul 13, 2022

Price Change

MiamiRE #A11195532

$1,749,000—
Jan 17, 2022

Price Change

FKMLS #599259

$1,800,000—
Jan 17, 2022

Price Change

FKMLS #599259

$1,775,000—
Jan 17, 2022

Price Change

FKMLS #599259

$1,770,000—
Jan 17, 2022

Listed (Active)

FKMLS #599259

$1,749,000—
Jan 17, 2022

Listed (Active)

MiamiRE #A11195532

$1,775,000—
Jul 10, 2018

Sold (Public Record)

Public Record #627918685

$925,000—
Jul 10, 2018

Sold

FKMLS #577749

$925,000—
May 7, 2018

Pending

FKMLS #577749

—
Dec 5, 2017

Listed (Active)

FKMLS #577749

$999,000—
Apr 1, 2016

Temp Off Market

FKMLS #569335

—
Dec 24, 2015

Listed (Active)

FKMLS #569335

$895,000—
DateEvent & SourcePrice
04/30/2025

Expired

MiamiRE #A11489066

—
10/14/2024

Price Change

MiamiRE #A11489066

$1,799,000
02/14/2024

Price Change

MiamiRE #A11489066

$1,875,000
11/17/2023

Price Change

FKMLS #607483

$2,000,000
11/17/2023

Price Change

FKMLS #607483

$1,990,000
11/17/2023

Price Change

FKMLS #607483

$1,900,000
11/17/2023

Price Change

FKMLS #607483

$1,875,000
11/17/2023

Listed (Active)

MiamiRE #A11489066

$1,990,000
11/17/2023

Listed (Active)

FKMLS #607483

$1,799,000
08/17/2023

Cancelled

MiamiRE #A11359168

—
08/10/2023

Temp Off Market

FKMLS #603812

—
07/14/2023

Price Change

MiamiRE #A11359168

$1,700,000
03/19/2023

Listed (Active)

MiamiRE #A11359168

$1,800,000
01/16/2023

Price Change

FKMLS #603812

$1,800,000
01/16/2023

Listed (Active)

FKMLS #603812

$1,700,000
09/18/2022

Cancelled

MiamiRE #A11195532

—
08/31/2022

Temp Off Market

FKMLS #599259

—
07/13/2022

Price Change

MiamiRE #A11195532

$1,749,000
01/17/2022

Price Change

FKMLS #599259

$1,800,000
01/17/2022

Price Change

FKMLS #599259

$1,775,000
01/17/2022

Price Change

FKMLS #599259

$1,770,000
01/17/2022

Listed (Active)

FKMLS #599259

$1,749,000
01/17/2022

Listed (Active)

MiamiRE #A11195532

$1,775,000
07/10/2018

Sold (Public Record)

Public Record #627918685

$925,000
07/10/2018

Sold

FKMLS #577749

$925,000
05/07/2018

Pending

FKMLS #577749

—
12/05/2017

Listed (Active)

FKMLS #577749

$999,000
04/01/2016

Temp Off Market

FKMLS #569335

—
12/24/2015

Listed (Active)

FKMLS #569335

$895,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3127 Stewart Road

Taxable ValueLand$723,399Additions$386,919Total$1,110,318
Tax Record2024$10,213 ($851 / month)
Home Facts
Beds3Baths2Total Finished SqFt1,517 SqFtAbove Grade Finished SqFt1,517 SqFtStories2Lot Size71,673 SqFtStyleSingle Family ResidenceYear Built1987Year Renovated2020CountyMONROEAPN00224920-000000Fireplace TypeHas Fireplace

Schools near 3127 Stewart Road

This home is within Monroe.
Rating
School
Type
Grades
Distance
Sugarloaf School
Public - PK to 8
Key West High School
Public - 9 to 12
Big Pine Academy
Charter - PK to 5
The College Of The Florida Keys Academy
Charter - 9 to 12
Rating
School
Distance
Sugarloaf School
PublicPK to 8

Key West High School
Public9 to 12

Big Pine Academy
CharterPK to 5

The College Of The Florida Keys Academy
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3127 Stewart Road, Summerland Key, FL 33042

3127 Stewart Road is a single family home for sale in Summerland Key, FL 33042. This property was listed for sale on November 17, 2023 by Expert Realty LLC, it's currently listed at $1,900,000. It has been on the market for a total of 867 days and was last sold on July 10, 2018. This listing's school district is Monroe. Nearby schools include Sugarloaf School, Key West High School and Big Pine Academy. 3127 Stewart Road is a 3-bed, 2-bath, 1,841 sqft single family home built in 1987.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Expert Realty LLC

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.