3198 Indian Gulf Ln

Spring Hill, FL 34607

$1,500,000
Price
3
Beds
1,120 Sq. Ft.
$1,339 / Sq. Ft.
1,120
Sq. Ft.
$1,339
per Sq. Ft.

Description

THE ARTISTS SANCTUARY Where Perfection Meets the Gulf in Intimate Splendor
Some seek estates to conquer—others seek sanctuaries to inspire. This exquisitely
reimagined Gulf-front residence offers something increasingly rare: waterfront perfection
on a human scale. Just steps from its grander neighbor, this jewel box property proves
that true luxury is not always about size, it is about the flawless execution of an
irreplaceable vision. The Setting: Direct Gulf frontage with those same breathtaking sunset...THE ARTISTS SANCTUARY Where Perfection Meets the Gulf in Intimate Splendor
Some seek estates to conquer—others seek sanctuaries to inspire. This exquisitely
reimagined Gulf-front residence offers something increasingly rare: waterfront perfection
on a human scale. Just steps from its grander neighbor, this jewel box property proves
that true luxury is not always about size, it is about the flawless execution of an
irreplaceable vision. The Setting: Direct Gulf frontage with those same breathtaking sunset views, but in a
more intimate embrace. Your private shoreline offers immediate access to world-class
fishing, kayaking, and the timeless rhythms of coastal life. Here, Old Floridas soul
meets modern sophistication in perfect harmony. The Revelation: Three bedrooms, three baths, completely transformed with an artists
eye for detail. Every space flows effortlessly into the next, while walls of glass dissolve
the boundary between your designer interior and natures grand theater. The gourmet
kitchen, crowned with stone and steel, becomes a stage for culinary adventures with the
Gulf as your backdrop. The Distinction: Offered fully furnished and impeccably finished, this is the property for
those who value perfection over square footage, craftsmanship over scale. Whether as
your primary sanctuary, an income-producing gem, or the ideal complement to a larger
estate vision, this residence delivers immediate gratification—no waiting, no
construction, just pure coastal bliss from day one. For those who know that sometimes, the most precious jewels come in smaller settings. Professional appraisal on file confirms exceptional market positioning. PS For those moments when coastal sophistication calls for comfort food, a Cracker
Barrel awaits just minutes away—because even paradise appreciates a good biscuit. stainless steel appliances & stone countertops. Three spacious bedrooms, three bathrooms. Current Appraisal is attached to listing.
  1. Listed by Lauren Selph • Brokerage DRE #240921 • TOMMIE DAWSON REALTY
    P: (352)-346-4624 C: (352)-346-4624 lauren@tommiedawson.com

Property Details for 3198 Indian Gulf Lane

Subdivision Name
INDIAN BAY COUNTRY HOMES UNREC
Township
23S
Garage Spaces
2
View
Water
Waterfront
Yes
Water View
Gulf/Ocean - Full
Furnished
Furnished
LISTING UPDATED: 11/18/2025 12:20 PM

Property Details for 3198 Indian Gulf Lane

StatusActive
MLS #W7879120
Days on Market98
Taxes$80,000 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1984
Lot Size0.36 AC / 15,600 SF
CountyHernando County

Location

Listing Courtesy of TOMMIE DAWSON REALTY, Lauren Selph
Add your commute

Building Information for 3198 Indian Gulf Lane

Stories2Year Built1984Building Size-Lot Size0.36 AC / 15,600 SF

Payment Calculator

$14,079 per month

30 year fixed, 6.28% Interest

Principal and Interest

$7,412

Property Taxes

$6,667

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3198 Indian Gulf Lane

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 2968.0
  • Building Area Units: Square Feet
  • Direction Faces: North
  • Directions: From the Intersection of Cortez Blvd and Commercial Way, go S on Commercial Way, turn W onto Osowaw Blvd, turn R onto Indian Bay Lane, then L onto Indian Gulf
  • Elementary School: Westside Elementary-HN
  • Middle Or Junior School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Mls Major Change Type: Price Decrease
  • Listing Service: Full Service
  • Road Frontage Type: Street Dead-End, Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 3198
  • Street Name: INDIAN GULF
  • Street Suffix: LANE
  • State: FL
  • City: SPRING HILL
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Dimensions: 21x21
  • Garage: Yes
  • Parking Features: Boat
Taxes and HOA Information
  • Association Approval Required: No
  • Association: No
  • CDD: No
  • Tax Block: 1
  • Tax Book Number: 1-851
  • Tax Legal Description: INDIAN BAY COUNTRY HOMES UNREC BLK 1 LOTS 13 & 14 UNDIV INT IN ROAD R/W
  • Tax Lot: 14
  • Tax Year: 2024
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Street Dead-End
  • Lot Size Dimensions: 60 x 130
  • Parcel Number: R2522316261500100140
  • Total Acreage: 1/4 to less than 1/2
  • Water Access: Gulf/Ocean
  • Water Access: Yes
  • Water Extras: Lift, Seawall - Concrete
  • Water Extras: Yes
  • Water: Lift, Seawall - Concrete
  • Zoning: R1A
  • Zoning Compatible: Yes
  • Living Area: 1120
  • Lot Dimensions: 60 x 130
Property and Assessments
  • Year Built Numeric: 1984
  • Flood Zone Code: VE*
  • Flood Zone Date: 01-15-2021
  • Flood Zone Panel: 12053C0283E
  • Home Warranty: No
  • Homestead: No
  • New Construction: No
  • Property Attached: Yes
  • Public Survey Range: 16E
  • Public Survey Section: 25
  • Dock YN: No
Utilities
  • Sewer: Septic Tank
  • Utilities: Cable Connected, Electricity Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stucco
  • Exterior Features: Balcony, Storage
  • Foundation Details: Pillar/Post/Pier
  • Levels: Two
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Metal
  • Waterfront Features: Gulf/Ocean
  • Waterfront Feet Total: 60
  • Number Of Stories: 2
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 3
  • Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Laminate, Hardwood
  • Heating: Central, Electric
  • Interior Features: Ceiling Fan(s)
  • Laundry Features: Inside
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: Yes
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 3198 Indian Gulf Lane

DateEvent & SourcePriceAppreciation
Nov 18, 2025

Price Change

MFRMLS #W7879120

$1,500,000—
Sep 19, 2025

Listed (Active)

MFRMLS #W7879120

$1,750,000—
DateEvent & SourcePrice
11/18/2025

Price Change

MFRMLS #W7879120

$1,500,000
09/19/2025

Listed (Active)

MFRMLS #W7879120

$1,750,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3198 Indian Gulf Lane

Taxable ValueLand$252,143Additions$502,401Total$754,544
Tax Record2025$10,772 ($898 / month)
Home Facts
Beds3Total Finished SqFt1,120 SqFtAbove Grade Finished SqFt1,120 SqFtStories2Lot Size17,424 SqFtStyleSingle Family ResidenceYear Built1984Year Renovated1992CountyHERNANDOAPNR25-223-16-2615-0010-0140Fireplace TypeHas Fireplace

Schools near 3198 Indian Gulf Lane

This home is within Hernando.
Rating
School
Type
Grades
Distance
Westside Elementary School
Public - PK to 5
Fox Chapel Middle School
Public - 6 to 8
Weeki Wachee High School
Public - 9 to 12
GULF COAST ELEMENTARY SCHOOL-4522
Charter - K to 5
Rating
School
Distance
Westside Elementary School
PublicPK to 5

Fox Chapel Middle School
Public6 to 8

Weeki Wachee High School
Public9 to 12

GULF COAST ELEMENTARY SCHOOL-4522
CharterK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3198 Indian Gulf Lane, Spring Hill, FL 34607

3198 Indian Gulf Lane is a single family home for sale in Spring Hill, FL 34607. This property was listed for sale on September 19, 2025 by TOMMIE DAWSON REALTY, it's currently listed at $1,500,000. This listing's school district is Hernando. Nearby schools include Westside Elementary School, Fox Chapel Middle School and Weeki Wachee High School. 3198 Indian Gulf Lane is a 3-bed, 3-bath, 1,120 sqft single family home built in 1984.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of TOMMIE DAWSON REALTY, Lauren Selph

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 11/18/2025 12:20 PM