Last Sold Price
3 beds2,796 sqft$232/sqft
320 Fingerlake Rd, Penhook, VA 24137

Description

A Rare Waterfront Opportunity on Smith Mountain Lake! This sprawling 3-bedroom, 3-bath ranch-style home with a finished terrace level is brimming with potential and ready for your personal touch. Perfectly positioned to take in the beauty of Smith Mountain Lake, the open floor plan features a spacious sunroom offering panoramic lake views, along with multiple decks and porches ideal for outdoor living and entertaining. Downstairs, the terrace level boasts a cozy stone fireplace and an impressive...A Rare Waterfront Opportunity on Smith Mountain Lake! This sprawling 3-bedroom, 3-bath ranch-style home with a finished terrace level is brimming with potential and ready for your personal touch. Perfectly positioned to take in the beauty of Smith Mountain Lake, the open floor plan features a spacious sunroom offering panoramic lake views, along with multiple decks and porches ideal for outdoor living and entertaining. Downstairs, the terrace level boasts a cozy stone fireplace and an impressive bar area—perfect for hosting gatherings or relaxing after a day on the water. Whether you're looking for a full-time residence, a vacation retreat, or an investment property, this rare lakefront gem checks all the boxes—and short-term rentals are allowed, offering incredible income potential
LISTING CLOSED: 07/22/2025 12:00 AM

  1. Listed by AUDREY EVANS • RE/MAX LAKEFRONT REALTY INC

Property Details for 320 Fingerlake Road

Status
MLS #
915528
Days on Market
44
Taxes
$3,970 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1981
Lot Size
0.49 AC / 21,344 SF
View
Sunrise, Sunset, Lake
Waterfront Features
No Wake Area
Architectural Style
Ranch
Zoning
R1
Subdivision Name
Penhook
Water Front
Yes
Covered Spaces
3.0
Water Body Name
Smith Mtn Lake

Location

Listing Courtesy of RE/MAX LAKEFRONT REALTY INC, AUDREY EVANS

Sold By RE/MAX LAKEFRONT REALTY INC, AUDREY EVANS

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Building Information for 320 Fingerlake Road

Stories-Year Built1981Building Size-Lot Size0.49 AC / 21,344 SF

Payment Calculator

$3,635 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,304

Property Taxes

$331

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 320 Fingerlake Road

Summary
Location and General Information
  • Directions: When you take a left onto fingerlake you then turn left at house number 300 property is located right next door
  • MLS Area Major: 1690 - SML Pittsylvania County
  • City: Penhook
  • State Or Province: VA
  • Postal Code: 24137
  • County Or Parish: Pittsylvania County
  • MLS Area Minor: 1690 - SML Pittsylvania County
  • General Property Description - Water Class: Waterfront Property
  • General Property Description - Length of Waterfront: 75.0
Taxes and HOA
  • Association YN: No
  • Association Fee: $0
  • Parcel Number: 1563-42-1053
  • Tax Block: 0
  • Tax Lot: 6
  • Tax Tract Or Section: 0
  • Tax Amount: $3,970
  • Location Legal Taxes - Phase: $0
  • Location Legal Taxes - Annual Taxes: $3,970
  • Location Legal Taxes - Section: 0
  • Location Legal Taxes - POA YN: No
School Information
  • Elementary School: Gretna Elementary
  • Middle Or Junior School: Gretna Middle
  • High School: Gretna High
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Property
Lot Information
  • Building Area Total: 2796.0
  • Lot Size Acres: 0.49
  • Lot Size Area: 0.49
  • Lot Size Units: Acres
  • Lot Size Square Feet: 21344.4
  • General Property Description - Total Acreage: 0.49
  • General Property Description - Entry Above Grd Fin SQFT: 1596.0
  • General Property Description - Upper Above Grd Fin SQFT: 0.0
  • General Property Description - Entry Below Grd Fin SQFT: 1200.0
  • General Property Description - Other Above Grd Fin SQFT: 0.0
  • General Property Description - Total Above Grd Fin SQFT: 1596.0
  • General Property Description - Grand Total Attached SQFT: 2796.0
  • General Property Description - Total Unfin SQFT: 0.0
Property and Assessments
  • Total Bathrooms Source: MLS
  • Property Type: Residential,Single Family Residence
  • Year Built: 1981
  • Property Sub Type: Single Family Residence
  • General Property Description - Property Sub - Type: Single Family Residence
  • Property Type Label: Residential
  • General Property Description - Construction Status: Completed
Utilities
  • Sewer: Private Septic
  • Water Description - Private Well: Yes
Interior and Exterior Features
Exterior Features
  • Construction Materials: Brick, Vinyl Siding
  • Patio And Porch Features: Covered, Deck
  • Fencing: Fenced
  • Exterior Features - Covered Porch: Yes
  • Exterior Features - Deck: Yes
  • Exterior Features - Fenced Yard: Yes
  • Exterior Features - Hot Tub: Yes
  • Boat Dock Desc - Boat Hoist: Yes
  • Boat Dock Desc - Stationary: Yes
Interior Features
  • Main Level Bedrooms: 2
  • Flooring: Laminate, Vinyl
  • Heating: Heat Pump
  • Interior Features: Cathedral Ceiling(s)
  • Main Level Bathrooms: 2
  • Basement: Walkout - Full
  • Baths Half: 0
  • Beds Total: 3
  • Baths Total: 3.0
  • Baths Full: 3
  • Rooms Total: 1
  • Bathrooms Total Integer: 3
  • Bathrooms Total Decimal: 3.0
  • Bathrooms Total Notational: 3.0
  • Heating: Yes
  • Fireplace: Yes
  • General Property Description - Basement: Yes
  • Fireplace - Basement: Yes
  • Interior Features - Cathedral Ceiling: Yes
  • Laundry - Laundry Lower Level: 1
  • Laundry - Laundry Upper Level: 0
  • Laundry - Laundry Other Level: 0
Room Information
Room 1
  • Room Type: Bedroom 1
  • Room Level: Entry

Property History for 320 Fingerlake Road

DateEvent & SourcePriceAppreciation
Jul 22, 2025

Sold

Roanoke Valley Association of REALTORS #915528

$650,000
Jul 18, 2025

Sold (Public Record)

Public Record #1908021054

$650,000

+7.0% / yr

May 7, 2025

Pending

Roanoke Valley Association of REALTORS #915528

DateEvent & SourcePrice
07/22/2025

Sold

Roanoke Valley Association of REALTORS #915528

$650,000
07/18/2025

Sold (Public Record)

Public Record #1908021054

$650,000

+7.0% / yr

05/07/2025

Pending

Roanoke Valley Association of REALTORS #915528

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 320 Fingerlake Road

Taxable ValueLand$300,000Additions$241,100Total$541,100
Tax Record2025$3,355 ($280 / month)
Home Facts
Baths3Total Finished SqFt2,796 SqFtAbove Grade Finished SqFt1,596 SqFtFinished Basement SqFt1,200 SqFtStories1Lot Size21,344 SqFtStyleMobile / Manufactured HomeYear Built1981Year Renovated1981ZoningR-1CountyPITTSYLVANIAAPN1563-42-1053

Schools near 320 Fingerlake Road

This home is within Pittsylvania County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Gretna Elementary School
PublicPK to 5

Gretna Middle School
Public6 to 8

Gretna High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of RE/MAX LAKEFRONT REALTY INC, AUDREY EVANS

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.