320 Merchant Rd

Jefferson, NY 12093

$1,200,000
Price
3
Beds
1,992 Sq. Ft.
$602 / Sq. Ft.
1,992
Sq. Ft.
$602
per Sq. Ft.
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1-combined
320 merchant rd

Description

90 Acres of Breathtaking Panoramic Perfection. Experience the ultimate country lifestyle in this thoughtfully enhanced 3-bedroom, 3-bath estate. Designed for both grand entertaining and intimate relaxation, the home features a desirable first-floor bedroom suite and a finished walk-out basement with a contemporary family room and bath. The property's 90 acres offer a diverse landscape of rolling hills, a peaceful pond, and a traditional barn perfect for hobby farming. The modern outdoor living space—highlighted...90 Acres of Breathtaking Panoramic Perfection. Experience the ultimate country lifestyle in this thoughtfully enhanced 3-bedroom, 3-bath estate. Designed for both grand entertaining and intimate relaxation, the home features a desirable first-floor bedroom suite and a finished walk-out basement with a contemporary family room and bath. The property's 90 acres offer a diverse landscape of rolling hills, a peaceful pond, and a traditional barn perfect for hobby farming. The modern outdoor living space—highlighted by a unique heated glass-window pool—offers a resort-like experience with a backdrop of sweeping valley vistas. Private, sophisticated, and undeniably rare.
  1. Listed by Matthew Loder • Country Boy Realty
    P: (518)-378-1235 C: (518)-378-1235 MLoderCBR@gmail.com

Property Details for 320 Merchant Road

Waterfront Features
Pond
View
Mountain(s), Pasture, Pond, Water
Architectural Style
Farm, Farmhouse
Waterfront
No
Parking Total
10.00
LISTING UPDATED: 01/29/2026 02:58 PM

Property Details for 320 Merchant Road

StatusActive
MLS #202531017
Days on Market53
Taxes$7,900 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1860
Lot Size90.00 AC / 3,920,400 SF
CountySchoharie County

Location

Listing Courtesy of Country Boy Realty
Add your commute

Building Information for 320 Merchant Road

Stories-Year Built1860Building Size-Lot Size90.00 AC / 3,920,400 SF

Payment Calculator

$6,507 per month

30 year fixed, 6.15% Interest

Principal and Interest

$5,849

Property Taxes

$658

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 320 Merchant Road

Summary
Location and General Information
  • Postal City: Jefferson
  • Directions: From Cobleskill drive west on E. Main Street, Left onto NY-10 S, Left (11 miles), Left onto Merchant Road (1.1 miles).
  • City: Jefferson
  • State Or Province: NY
  • Postal Code: 12093
  • County Or Parish: Schoharie
  • Latitude: 42.50
  • Longitude: -74.60
Taxes and HOA
  • Association Fee: $.00
  • Association: No
  • Tax Lot: 18
  • Tax Block: 4
  • Parcel Number: 433600 145-4-18
  • Tax Tract: 145
  • Tax Annual Amount: $7,900.00
Parking
  • GarageSpaces: 3.00
  • Attached Garage: No
  • Parking Features: Off Street, Stone, Circular Driveway, Driveway
School Information
  • School District: Jefferson
Property
Property and Assessments
  • Possession: At Closing
  • Property Type: Residential,Single Family Residence
  • Property Type Label: Residential
Lot Information
  • Lot Features: Level, Meadow, Mountain(s), Road Frontage, Views
  • Year Built: 1860
  • New Construction: No
  • Above Grade Finished Area: 1992.0
  • Above Grade Finished Area Source: CRS
  • Below Grade Finished Area: 700.0
  • Below Grade Finished Area Source: CRS
  • Lot Size Acres: 90.0
  • Lot Size Area: 90.0
  • Lot Size Units: Acres
  • Lot Size Square Feet: 3920400.0
Building Information
  • Living Area: 1992.0
Interior and Exterior Features
Exterior Features
  • Pool: In Ground
  • Patio And Porch Features: Composite Deck, Deck, Patio
  • Other Structures: Barn(s)
  • Exterior Features: Barn
  • Laundry Features: Laundry Room
Interior Features
  • Interior Features: Solid Surface Counters
  • Heating: Ductless, Heat Pump
  • Roof: Shingle, Asphalt
  • Flooring: Wood, Ceramic Tile, Hardwood
  • Electric: 200+ Amp Service
  • Basement: Finished, Walk-Out Access
  • Construction Materials: Wood Siding
  • Cooling: Central Air, Ductless
  • Foundation Details: Block, Brick/Mortar, Stone
  • Cooling: Yes
  • Heating: Yes
  • Fireplace: Yes
  • Appliances: Dishwasher, Range, Refrigerator
  • Fireplace Features: Wood Burning Stove, Living Room
  • Fireplaces Total: 1
  • Attic Features : Hatch: Yes
  • Dining Room Type : Formal Dining Room: Yes
Room Information
Room Information
  • Rooms Total: 12
  • Room Type: Living Room, Kitchen, Dining Room, Foyer, Bedroom, Full Bathroom, Family Room, Laundry
Bathrooms
  • Bathrooms Total Integer: 3
  • Bathrooms Total Decimal: 3.00
  • Bathrooms Total Notational: 3.00
  • Bedrooms Total: 3
  • Bathrooms Full: 3
  • Bathrooms Half: 0
Kitchen
  • Kitchen Features : Country Kitchen: Yes
Room 1
  • RoomType: Living Room
  • RoomLevel: First
Room 2
  • RoomType: Kitchen
  • RoomLevel: First
Room 3
  • RoomType: Dining Room
  • RoomLevel: First
Room 4
  • RoomType: Foyer
  • RoomLevel: First
Room 5
  • RoomType: Bedroom
  • RoomLevel: First
Room 6
  • RoomType: Full Bathroom
  • RoomLevel: First
Room 7
  • RoomType: Bedroom
  • RoomLevel: Second
Room 8
  • RoomType: Full Bathroom
  • RoomLevel: Second
Room 9
  • RoomType: Bedroom
  • RoomLevel: Second
Room 10
  • RoomType: Family Room
  • RoomLevel: Basement
Room 11
  • RoomType: Full Bathroom
  • RoomLevel: Basement
Room 12
  • RoomType: Laundry
  • RoomLevel: Basement
Unit Information
Unit 1
  • Unit Detail : Kitchen: True

Property History for 320 Merchant Road

DateEvent & SourcePriceAppreciation
Jan 9, 2026

Listed (Active)

HVCR MLS #20260118

$1,200,000—
Dec 31, 2025

Listed (Active)

WNYREIS #R1656057

$1,200,000—
Dec 19, 2025

Listed (Active)

GLOBAL MLS #202531017

$1,200,000—
Aug 18, 2020

Sold (Public Record)

Public Record #1423017038

$300,000—
DateEvent & SourcePrice
01/09/2026

Listed (Active)

HVCR MLS #20260118

$1,200,000
12/31/2025

Listed (Active)

WNYREIS #R1656057

$1,200,000
12/19/2025

Listed (Active)

GLOBAL MLS #202531017

$1,200,000
08/18/2020

Sold (Public Record)

Public Record #1423017038

$300,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 320 Merchant Road

Taxable ValueLand$70,710Additions$61,290Total$132,000
Tax Record2024$12,016 ($1,001 / month)
Home Facts
Beds3Baths2Total Finished SqFt1,992 SqFtAbove Grade Finished SqFt1,992 SqFtStories2Lot Size5,332,615 SqFtStyleMiscellaneous ResidentialYear Built1860CountySCHOHARIEAPN433600 145.-4-18Fireplace TypeHas Fireplace

Schools near 320 Merchant Road

This home is within Jefferson Central School District.
Rating
School
Type
Grades
Distance
Jefferson Central School
Public - PK to 12
Rating
School
Distance
Jefferson Central School
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 320 Merchant Road, Jefferson, NY 12093

320 Merchant Road is a single family home for sale in Jefferson, NY 12093. This property was listed for sale on December 19, 2025 by Country Boy Realty, it's currently listed at $1,200,000. It has been on the market for a total of 53 days and was last sold on August 18, 2020. This listing's school district is Jefferson Central School District. Nearby schools include Jefferson Central School. 320 Merchant Road is a 3-bed, 3-bath, 1,992 sqft single family home built in 1860.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Country Boy Realty

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