321 State St

Bay St. Louis, MS 39520

$449,000
Price
2
Beds
1,365 Sq. Ft.
$329 / Sq. Ft.
1,365
Sq. Ft.
$329
per Sq. Ft.
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Description

Adorable 1960's cottage in the heart of the Historic District of Bay St. Louis. Light, bright and cheery with hard wood floors throughout. Enjoy your morning coffee or evening cocktail on the large covered porch overlooking the yard. High elevation and X Flood Zone. Detached 2-car carport and two storage sheds, as well as a sunken Florida room with a bonus fridge and wet bar. Perfect for entertaining or an artist's studio! Make an appointment to see this gem today. It won't last long!Adorable 1960's cottage in the heart of the Historic District of Bay St. Louis. Light, bright and cheery with hard wood floors throughout. Enjoy your morning coffee or evening cocktail on the large covered porch overlooking the yard. High elevation and X Flood Zone. Detached 2-car carport and two storage sheds, as well as a sunken Florida room with a bonus fridge and wet bar. Perfect for entertaining or an artist's studio! Make an appointment to see this gem today. It won't last long!
  1. Listed by Matthew J Stieffel • Brokerage DRE #15151 • Coldwell Banker Alfonso Realty-BSL
    P: (228)-224-5530 C: (228)-224-5530 mattstieffel@gmail.com
  2. Listed by Lindsey L Lind • Brokerage DRE #15151 • Coldwell Banker Alfonso Realty-BSL
    P: (228)-216-8512 lindseylindrichard@gmail.com

Amenities

  • Air Conditioning
  • Carport Parking
  • Central AC
  • Cottage
  • Detached Parking
  • Dishwasher
  • Guest Parking
  • Parking Included

Open Houses

Sunday, Mar 22nd11:00 AM - 4:00 PM
PublicView contact
LISTING UPDATED: 03/16/2026 02:39 PM

Property Details for 321 State Street

StatusActive
MLS #4132576
Days on Market114
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1960
Lot Size0.17 AC / 7,405 SF
CountyHancock County
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Location

Listing Courtesy of Coldwell Banker Alfonso Realty-BSL
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Building Information for 321 State Street

Stories-Year Built1960Building Size-Lot Size0.17 AC / 7,405 SF

Payment Calculator

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$2,250 per month

30 year fixed, 6.11% Interest

Principal and Interest

$2,179

Property Taxes

$71

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 321 State Street

Summary
Location and General Information
  • Subdivision Name: Metes And Bounds
  • Latitude: 30.31
  • Longitude: -89.33
Taxes and HOA
  • Association Fee: $0
  • Tax Legal Description: 456 & PT 457 1ST WD B S L
  • Tax Year: 2024
  • Tax Annual Amount: $.00
  • Tax and Financial Information:Tax Annual Amount: $.00
  • Tax and Financial Information:Tax Year: 2,024.00
  • Tax and Financial Information:Homestead Y/N: Yes
  • Tax and Financial Information:Homestead Year: 2025
  • Tax and Financial Information:Additional Exemptions Y/N: Yes
  • Tax and Financial Information:Flood Insurance Required?: Yes
  • Tax and Financial Information:Leasehold Y/N: No
  • Tax and Financial Information:Association: No
  • Tax and Financial Information:Covenants Y/N: No
  • Tax and Financial Information:Legal Description: 456 & PT 457 1ST WD B S L
Parking
  • Parking Features: Carport, Detached, Guest
  • Carport Spaces: 2.00
  • Garage Spaces: .00
  • Parking Total: 2.00
  • Attached Garage: No
  • Parking Features:Parking Total: 2.00
  • Parking Features:Carport: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Guest: Yes
Property
Lot Information
  • Lot Size Acres: 0.17
  • Lot Size Dimensions: 130 x 33 x 69 x 64 x 58 x 95
  • Year Built Source: Assessor
  • Structure Type: House
  • Living Area Source: Appraiser
  • Building Area Total: 1365.0
  • Lot Size Area: 0.17
  • Lot Size Units: Acres
  • Lot Size Square Feet: 7405.2
Property and Assessments
  • New Construction: No
  • Open Houses Change Timestamp: 03-16-2026 02:39:27 PM
  • Floor Plans Count: 1
  • Property Type: Residential,Single Family Residence
  • Year Built: 1960
  • Property Sub Type: Single Family Residence
  • General Property Information:New Construction: No
  • General Property Information:Approx Lot Size Acres: .17
  • General Property Information:Lot Size Dimensions: 130 x 33 x 69 x 64 x 58 x 95
  • General Property Information:SqFt Source: Appraiser
  • General Property Information:Year Built Source: Assessor
  • General Property Information:Garage Spaces: .00
  • General Property Information:Carport Spaces: 2.00
  • General Property Information:Total Floors: 1.00
  • General Property Information:Bathrooms Half: .00
  • General Property Information:Bathrooms Three Quarter: 1.00
  • General Property Information:Fireplace: No
  • General Property Information:Pool: No
  • General Property Information:Home Warranty: No
  • General Property Information:Accessibility Features: No
Utilities
  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Interior and Exterior Features
Exterior Features
  • Roof: Metal
  • Pool Private: No
  • Construction Materials: Siding, Stucco
  • Foundation Details: Pillar/Post/Pier, Slab
  • Exterior Features: Garden, See Remarks
Interior Features
  • Fireplace: No
  • Cooling: Yes
  • Cooling: Central Air, Wall/Window Unit(s)
  • Heating: Central, Wood Stove
  • Levels: One
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating: Yes
  • Rooms Total: 0
  • Bathrooms Total Integer: 2
  • Bathrooms Total Decimal: 1.75
  • Bathrooms Total Notational: 2.00
  • Bedrooms Total: 2
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Three Quarter: 1
  • Appliances: Dishwasher, Electric Water Heater, Refrigerator, Washer/Dryer

Property History for 321 State Street

DateEvent & SourcePriceAppreciation
Jan 23, 2026

Price Change

GCAOR MLS #4132576

$449,000—
Nov 26, 2025

Listed (Active)

GCAOR MLS #4132576

$470,000—
DateEvent & SourcePrice
01/23/2026

Price Change

GCAOR MLS #4132576

$449,000
11/26/2025

Listed (Active)

GCAOR MLS #4132576

$470,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 321 State Street

Taxable ValueLand$2,173Additions$5,195Total$7,368
Tax Record2025$847 ($71 / month)
Home Facts
Beds2Total Finished SqFt1,361 SqFtAbove Grade Finished SqFt1,361 SqFtStyleSingle Family ResidenceYear Built1960CountyHANCOCKAPN149F-0-29-281.000

Schools near 321 State Street

This home is within Bay St Louis Waveland School Dist.
Rating
School
Type
Grades
Distance
Waveland Elementary School
Public - PK to 2
North Bay Elementary School
Public - 3 to 6
Bay Waveland Middle School
Public - 6 to 8
Bay High School
Public - 9 to 12
Rating
School
Distance
Waveland Elementary School
PublicPK to 2

North Bay Elementary School
Public3 to 6

Bay Waveland Middle School
Public6 to 8

Bay High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 321 State Street, Bay St. Louis, MS 39520

321 State Street is a single family home for sale in Bay St. Louis, MS 39520. This property was listed for sale on November 26, 2025 by Coldwell Banker Alfonso Realty-BSL, it's currently listed at $449,000. This listing's school district is Bay St Louis Waveland School Dist. Nearby schools include Waveland Elementary School, North Bay Elementary School and Bay Waveland Middle School. 321 State Street is a 2-bed, 2-bath, 1,365 sqft single family home built in 1960.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Alfonso Realty-BSL

The data relating to real estate listings on this website comes in part from the Internet Data Exchange (IDX) program of Multiple Listing Service of ROAM MLS, Gulf Coast Association of REALTORS, REALTOR Association of Acadiana and South West Louisiana Association of REALTORS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings provided by brokerages other than Compass are identified with the ROAM MLS, Gulf Coast Association of REALTORS, REALTOR Association of Acadiana and South West Louisiana Association of REALTORS Logos. All Information Is Deemed Reliable But Is Not Guaranteed Accurate. All information should be verified by the recipient and none is guaranteed as accurate by ROAM MLS, Gulf Coast, REALTOR Association of Acadiana and South West Louisiana Association of REALTORS.Listing information Copyright© 2026 MLS of ROAM, Gulf Coast, REALTOR Association of Acadiana and South West Louisiana Multiple Listing Service, Inc. All Rights Reserved.