323 Cumberland Cove Rd

Monterey, TN 38574

$539,900
Price
3
Beds
2,048 Sq. Ft.
$264 / Sq. Ft.
2,048
Sq. Ft.
$264
per Sq. Ft.
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Description

Under Construction 2,048 sq ft home nestled on a spacious 4-acre lot. Built with quality in mind and experience the perfect blend of comfort, craftsmanship, and privacy in this beautiful home. Step inside to a bright, open-concept living area featuring a stone fireplace, the ideal focal point for cozy evenings at home. The gourmet kitchen features granite countertops throughout, a center island, and a dedicated butler's pantry complete with sink, custom pantry cabinetry and room for a second refrigerator,...Under Construction 2,048 sq ft home nestled on a spacious 4-acre lot. Built with quality in mind and experience the perfect blend of comfort, craftsmanship, and privacy in this beautiful home. Step inside to a bright, open-concept living area featuring a stone fireplace, the ideal focal point for cozy evenings at home. The gourmet kitchen features granite countertops throughout, a center island, and a dedicated butler's pantry complete with sink, custom pantry cabinetry and room for a second refrigerator, providing exceptional storage and prep space. Retreat to the oversized master suite, offering a luxurious escape with its large walk-in shower, and spacious walk-in closet. Two additional bedrooms and a second full bath ensure comfort for family or guests. Outdoor living is a dream with both a covered 8' x 20' front porch and a covered 10' x 30' back deck, perfect for entertaining or simply enjoying the peaceful surroundings. This home comes equipped with gutter guards, giving you year-round protection with minimal upkeep. Additional features include a tankless water heater, encapsulated crawl space, oversized 8-ft tall garage 2 car garage. A 12x12 crawl space storage room with its own garage door—ideal for lawn equipment, tools, or seasonal storage. A paved driveway will be installed upon completion. Fiber-optic internet, you can work from home. You'll enjoy modern amenities while still embracing the serene, mountain-living feel of the community. Highly desirable 8000-acre subdivision between Cookeville and Crossville. As a property owner in Cumberland Cove, you'll enjoy access to four private parks featuring miles of hiking trails, waterfalls, caves, and breathtaking overlooks. Whether you're seeking adventure or tranquility, this community offers the best of both worlds. Please call me with any questions. I am available for showings on very short notice!
  1. Listed by Keith McCoy • Cumberland Mountain Realty
  2. Listed by Kamille McCoy • Cumberland Mountain Realty

Property Details for 323 Cumberland Cove Road

Architectural Style
Craftsman
Sub division Name
Cumberland Cove
View
Country Setting, Wooded
Style Craftsman
True
LISTING UPDATED: 11/24/2025 06:31 PM

Property Details for 323 Cumberland Cove Road

StatusActive
MLS #1322735
Days on Market33
Taxes$200 / year
HOA Fees$138 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeSingle Family / Single Family Residence
Year Built2025
Lot Size4.00 AC / 174,240 SF
CountyPutnam County

Location

Listing Courtesy of Cumberland Mountain Realty, Keith McCoy; Cumberland Mountain Realty, Kamille McCoy (931.319.7362)
Add your commute

Building Information for 323 Cumberland Cove Road

Stories-Year Built2025Building Size-Lot Size4.00 AC / 174,240 SF

Payment Calculator

$2,696 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,668

Property Taxes

$17

HOA Dues

$12

The Payment Calculator is for illustrative purposes only.

Property Information for 323 Cumberland Cove Road

Summary
Location and General Information
  • City: Monterey
  • County Or Parish: Putnam County - 53
  • Directions: From Hwy 70 take Cumberland Cove Rd to 323. House will be on the left past Laurel Way
  • Latitude: 36.058478
  • Longitude: -85.249847
  • MLS Area Major: Putnam County - 53
  • MLS Area Minor: Putnam County - 53
  • Postal Code: 38574
  • State Or Province: TN
  • View Country Setting: True
  • View Wooded: True
  • Location Tax Legal Info Area: Putnam County - 53
  • Remarks Misc Directions: From Hwy 70 take Cumberland Cove Rd to 323. House will be on the left past Laurel Way
Parking
  • Attached Garage: Yes
  • Parking Features: Garage Door Opener, Attached, Main Level
  • Atchd Dtchd Type Detached: True
  • Garage Parking Attached: True
  • Garage Parking Garage Door Opener: True
  • Garage Parking Main Level: True
  • Garage Parking Garage Spaces: 2.0
School Information
  • Elementary School: Burks
  • High School: Monterey
  • Middle Or Junior School: Burks
  • Location Tax Legal Info Elementary School: Burks
  • Location Tax Legal Info Middle School: Burks
  • Location Tax Legal Info High School: Monterey
Taxes and HOA Information
  • Association Fee: 138.0
  • Association: true
  • Association Fee Frequency: Yearly
  • Tax Block: 33
  • Parcel Number: 123 021.00
  • Location Tax Legal Info Total Tax: 199.5
  • General Property Description HOA Fee: 138.0
  • General Property Description HOA Freq: Yearly
  • General Property Description HOA Contact: cumberlandcovepoa.com
  • General Property Description HOA: Mandatory
Virtual Tour
  • Virtual Tours Count: 0
Property
Lot Information
  • Building Area Source: Plans
  • Lot Size Area: 4.0
  • Lot Size Units: Acres
  • Lot Size Square Feet: 174239.0
  • Year Built: 2025
  • Lot Features: Wooded
  • Building Area Total: 2048.0
  • Lot Size Acres: 4.0
  • Lot Size Source: Survey
  • Lot Size Dimensions: 4 Acres
  • General Property Description SqFt - Main Lvl: 2048.0
  • General Property Description SqFt - Down Lvl: 0.0
  • General Property Description SqFt - 2nd Flr Lvl: 0.0
  • General Property Description SqFt - 3rd Flr Lvl: 0.0
  • General Property Description SqFt - Source: Plans
  • General Property Description Lot Dimensions: 4 Acres
  • General Property Description Lot Size SqFt: 174239.0
  • General Property Description Acres: 4.0
  • General Property Description Acre Source: Survey
  • General Property Description Site Built: Yes
  • General Property Description New Construction: Under Construction
  • Lot Description Wooded: True
Property and Assessments
  • Possession: At Closing
  • Property Attached: No
  • Property Type Label: Single Family
  • Floor Plans Count: 0
  • Property Type: Single Family
  • Property Sub Type: Single Family Residence
  • Possession At Closing: True
Utilities
  • General Property Description Sewer: Septic Tank
  • Fuel Electric: True
  • Fuel Gas (Natural): True
  • Sewer Septic Tank: True
  • Water Public: True
Interior and Exterior Features
Exterior Features
  • Exterior Features: Windows - Vinyl
  • Association Amenities: Club House, Recreation Facilities, Security, Other
  • Construction Materials: Stone, Vinyl, Block, Frame
  • Siding Stone: True
  • Siding Vinyl: True
  • Community Amenities Club House: True
  • Community Amenities Rec Facilities: True
  • Community Amenities Security: True
  • Community Amenities Other - See Remarks: True
  • Exterior Features Deck: True
  • Exterior Features Porch - Covered: True
  • Exterior Features Windows - Vinyl: True
  • Misc Features Pantry: True
Interior Features
  • Beds Total: 3
  • Baths Full: 2
  • Baths Half: 0
  • Cooling: Central Cooling, Ceiling Fan(s)
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Bathrooms Total Integer: 2
  • Cooling Details: Yes
  • Kitchen Appliances: Tankless Water Heater, Gas Range, Dishwasher, Microwave, Refrigerator
  • Basement: No
  • Heating Details: Central, Natural Gas, Electric
  • Fireplace Features: Stone, Ventless
  • Flooring: Laminate, Tile
  • Heating: Yes
  • Heating Central: Yes
  • Fireplace Stone: True
  • Fireplace Ventless: True
  • Cooling Ceiling Fan(s): True
  • Cooling Central Cooling: True
  • Floors Laminate: True
  • Floors Tile: True
  • Basement Crawl Space: True
  • Basement Crawl Space Sealed: True
  • General Property Description Number of Bedrooms: 3
  • General Property Description Number of Rooms: 7
  • General Property Description Fireplace: Yes
  • General Property Description Number of Fireplace: 1.0
  • General Property Description Basement: No
  • General Property Description Bonus Room: No
  • Heat Central: True
  • Dining Area Living Room Dining Room: True
  • Appliances Dishwasher: True
  • Appliances Microwave: True
  • Appliances Refrigerator: True
  • Appliances Smoke Detector: True
  • Appliances Tankless Water Heatter: True
  • Other Rooms Extra Storage: True
  • Other Rooms Great Room: True
  • Other Rooms Laundry Utility: True
  • Other Rooms Mstr Bdrm Main Level: True
  • Other Rooms Split Bedroom: True
  • Misc Features Cathedral Ceiling: True
  • Misc Features Island in Kitchen: True
  • Misc Features Walk-in Closets: True
  • Misc Features Walk-in Shower: True
  • Misc Features WasherDryer Connect: True
Room Information
Room
  • Rooms Total: 7
Rental
Rent Information
  • General Property Description Restrictions: Yes
  • Tenant Expenses Cooling: Central Cooling,Ceiling Fan(s)
  • Tenant Expenses Heating: Central,Natural Gas,Electric

Property History for 323 Cumberland Cove Road

DateEvent & SourcePriceAppreciation
Nov 21, 2025

Listed (Active)

KAARMLS #1322735

$539,900—
DateEvent & SourcePrice
11/21/2025

Listed (Active)

KAARMLS #1322735

$539,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 323 Cumberland Cove Road

This home is within Putnam County School District.
Rating
School
Type
Grades
Distance
Burks Middle School
Public - PK to 6
Monterey High School
Public - 7 to 12
Putnam County Vital
Public - K to 12
White Plains Academy
Public - K to 12
Rating
School
Distance
Burks Middle School
PublicPK to 6

Monterey High School
Public7 to 12

Putnam County Vital
PublicK to 12

White Plains Academy
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 323 Cumberland Cove Road, Monterey, TN 38574

323 Cumberland Cove Road is a single family home for sale in Monterey, TN 38574. This property was listed for sale on November 22, 2025 by Cumberland Mountain Realty, it's currently listed at $539,900. This listing's school district is Putnam County School District. Nearby schools include Burks Middle School, Monterey High School and Putnam County Vital. 323 Cumberland Cove Road is a 3-bed, 2-bath, 2,048 sqft single family home built in 2025.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Cumberland Mountain Realty, Keith McCoy; Cumberland Mountain Realty, Kamille McCoy (931.319.7362)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 MTRMLS, Inc. All Rights Reserved. Last updated: 11/24/2025 06:31 PM