4 beds1,720 sqft$195/sqft
326 Silver Lake Rd, Andes, NY 13731
Est: $2,146/moGet pre-approved

Description

Welcome to 326 Silver Lake Rd, a classic cabin-style retreat set directly on the shores of Silver Lake in Andes, NY. This is one of a limited number of properties with direct lake access, part of a small, tight-knit community that has kept Silver Lake quiet and largely undiscovered -- no crowds, no commercial development, just water, woods, and a handful of neighbors who value the same peace you do. For years, the current owners have used this cabin as a four-season escape -- swimming and kayaking...Welcome to 326 Silver Lake Rd, a classic cabin-style retreat set directly on the shores of Silver Lake in Andes, NY. This is one of a limited number of properties with direct lake access, part of a small, tight-knit community that has kept Silver Lake quiet and largely undiscovered -- no crowds, no commercial development, just water, woods, and a handful of neighbors who value the same peace you do. For years, the current owners have used this cabin as a four-season escape -- swimming and kayaking off the dock in summer, watching the hillsides turn gold across the water each fall, ice fishing and snowshoeing in winter, and settling in by the fire stove through quiet Delaware County evenings. Every season here brings its own reward, and the lake views shift character with the light and the calendar, making this a home that rewards owners who return to it again and again. Inside, the layout is simple and functional: three bedrooms plus a loft space for extra sleeping, guests, or a quiet office nook, one full bathroom, and an open kitchen and dining area that keeps the cabin feeling connected rather than closed off. Large windows throughout pull in natural light and frame the lake from nearly every angle -- mornings here start with water, not walls. The property offers genuine privacy without isolation. You're tucked away from the road and shielded by trees, yet just minutes from the villages of Andes, Bovina, and Delhi -- each offering local markets, restaurants, schools, and the everyday conveniences that make full-time or weekend living practical. This is western Catskills living at its most authentic: rolling hills, working farms, trout streams, covered bridges, and a slower pace, all within reach of the region's hiking trails, the Catskill Scenic Trail, and the Delaware River watershed. Whether you're looking for a weekend camp or a year-round home base, 326 Silver Lake Rd delivers a rare combination -- a private lakefront cabin inside a small, welcoming community, close to town, and immersed in everything the western Catskills and Delaware County have to offer.
LISTING UPDATED: 08/24/2026 12:53 PM

  1. Listed by James Arrufat • Frank Lumia Real Estate Plus!, LLC
    P: (607) 746-6029 C: (347) 731-4676 james@franklumiarealestate.com
  2. Listed by Frank Lumia • Frank Lumia Real Estate Plus!, LLC
    P: (607) 746-6029 frank@franklumiarealestate.com

Property Details for 326 Silver Lake Road

Status
MLS #
R1704237
Days on Market
1
Taxes
$5,317 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1981
Lot Size
3.10 AC / 135,036 SF
Architectural Style
Cabin, Two Story
Waterfront Features
Dock Access, Lake
Has Waterfront
Yes

Location

Listing Courtesy of Frank Lumia Real Estate Plus!, LLC
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Building Information for 326 Silver Lake Road

Stories1Year Built1981Building Size-Lot Size3.10 AC / 135,036 SF

Payment Calculator

$2,146 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,703

Property Taxes

$443

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 326 Silver Lake Road

Summary
Location and General Information
  • Cross Street: RT 28
  • Directions: NY-28/Andes Rd to Silver Lake Rd - property is at the end of the private drive on the righty.
  • Latitude: 42.238089
  • Longitude: -74.788329
  • MLS Area Major: Bovina-122200
  • Has Senior Community: No
  • Township: Not Applicable
  • Water Body Name: Silver Lake
Taxes and HOA
  • Association Fee Frequency: Annually
  • Parcel Number: 122200-196-000-0001-022-300
  • Tax Annual Amount: $5,317.00
  • Tax Assessed Value: 56780
School Information
  • Elementary School District: Andes
  • High School District: Andes
  • Middle Or Junior School District: Andes
Parking
  • Has Garage: No
  • Parking Features: No Garage
Property
Lot Information
  • Frontage Length: 222.0
  • Frontage Length Remarks: 222
  • Lot Features: Rectangular, Rectangular Lot
  • Lot Size Acres: 3.1
  • Lot Size Area: 3.1
  • Lot Size Units: Acres
  • Lot Size Dimensions: 223X630
  • Lot Size Square Feet: 135036.0
  • Road Frontage Type: Private Road
Property and Assessments
  • Building Area Source: Public Records
  • Building Area Total: 1720.0
  • Living Area: 1720.0
  • Property Condition: Resale
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1981
  • Year Built Details: Existing
  • WaterAccessDescription: Frontage Owned
  • Attic: None
Building Features
  • Construction Materials: Log
  • Foundation Details: Block
Utilities
  • Sewer: Septic Tank
  • Water Source: Well
Interior and Exterior Features
Interior Features
  • Appliances: Dishwasher, Electric Water Heater, Gas Oven, Gas Range, Refrigerator
  • Basement: Crawl Space
  • Bathrooms Full: 1
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 4
  • Fireplaces Total: 1
  • Has Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile, Varies
  • Heating: Electric, Wood, Baseboard, Stove
  • Has Heating: Yes
  • Interior Features: Separate Formal Dining Room, Eat In Kitchen, Separate Formal Living Room, Loft, Main Level Primary, Primary Suite
  • Laundry Features: Main Level
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 3
  • Rooms Total: 6
Exterior Features
  • Exterior Features: Dirt Driveway, Propane Tank Leased
  • Stories Total: 1

Property History for 326 Silver Lake Road

DateEvent & SourcePriceAppreciation
Aug 24, 2026

Listed (Active)

New York State Alliance of MLSs (Buffalo) #R1704237

$335,000
Aug 24, 2026

Listed (Active)

WNYREIS #R1704237

$335,000
Sep 16, 2015

Sold (Public Record)

Public Record #1255622940

$220,000
DateEvent & SourcePrice
08/24/2026

Listed (Active)

New York State Alliance of MLSs (Buffalo) #R1704237

$335,000
08/24/2026

Listed (Active)

WNYREIS #R1704237

$335,000
09/16/2015

Sold (Public Record)

Public Record #1255622940

$220,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 326 Silver Lake Road

Taxable ValueLand$4,220Additions$52,560Total$56,780
Tax Record2025$5,168 ($431 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,720 SqFtAbove Grade Finished SqFt1,720 SqFtStories2Lot Size135,036 SqFtStyleSingle Family ResidenceYear Built1981CountyDELAWAREAPN122200 196.-1-22.3

Schools near 326 Silver Lake Road

This home is within Andes Central School District.
Rating
School
Type
Grades
Distance
Public - PK to 12
Rating
School
Distance
Andes Central School
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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326 Silver Lake Road is a single family home for sale in Andes, NY 13731. This property was listed for sale on August 24, 2026 by Frank Lumia Real Estate Plus!, LLC, it's currently listed at $335,000. It has been on the market for a total of 1 days and was last sold on September 16, 2015. This listing's school district is Andes Central School District. Nearby schools include Andes Central School. 326 Silver Lake Road is a 4-bed, 1-bath, 1,720 sqft single family home built in 1981.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Frank Lumia Real Estate Plus!, LLC

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Compass and its related brokerages, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Compass and its related brokerages shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.