328 Jay St

Rochester, IN 46975

$76,000
Price
4
Beds
2,052 Sq. Ft.
$37 / Sq. Ft.
2,052
Sq. Ft.
$37
per Sq. Ft.
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New
New

Description

328 Jay Street is a property that demands an honest assessment and a visionary's touch. This is not a project for the faint of heart; it is a full-scale restoration opportunity in a prime Rochester location. The Reality The structure is currently in a severe state of disrepair and is officially disclosed as non-livable and not habitable in its current condition. Prospective buyers must be aware of significant structural defects, including compromised flooring, unstable roofing, weakened support beams,...328 Jay Street is a property that demands an honest assessment and a visionary's touch. This is not a project for the faint of heart; it is a full-scale restoration opportunity in a prime Rochester location. The Reality The structure is currently in a severe state of disrepair and is officially disclosed as non-livable and not habitable in its current condition. Prospective buyers must be aware of significant structural defects, including compromised flooring, unstable roofing, weakened support beams, and crumbling masonry. Additionally, the interior likely contains airborne contaminants. Due to these hazardous conditions, entry is strictly regulated: No individuals under 18 years of age are permitted on-site. All visitors must sign a Release of Liability prior to entry. The Potential For the experienced contractor or ambitious investor, the value lies in the large yard and the unbeatable central location. This property sits just steps away from: Riddle Elementary School Fulton County Fairgrounds The Public Library Downtown Rochester The surrounding neighborhood is well-established, with property values that will support significant improvements to the site. Whether you choose a total "studs-up" reconstruction or a fresh start on a substantial lot, the footprint offers a rare chance to build equity in a highly accessible part of town.
  1. Listed by Jeff Owens • Patton Hall Real Estate • Office: 574-267-7501

Property Details for 328 Jay Street

Style
Two Story
Architectural Style
Traditional
Subdivision
None
Waterfront
No
Garage/Number Of Cars
2
LISTING UPDATED: 03/23/2026 10:47 PM

Property Details for 328 Jay Street

StatusActive
MLS #202609602
Days on Market1
Taxes$64 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Site-Built Home
Year Built1930
Lot Size0.31 AC / 13,547 SF
CountyFulton County
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Location

Listing Courtesy of Patton Hall Real Estate
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Building Information for 328 Jay Street

Stories-Year Built1930Building Size-Lot Size0.31 AC / 13,547 SF

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$374 per month

30 year fixed, 6.11% Interest

Principal and Interest

$369

Property Taxes

$5

HOA Dues

$0

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Property Information for 328 Jay Street

Summary
Location and General Information
  • Area: Fulton County
  • City: Rochester
  • Zip + 4: 1232
  • Zip Code: 46975
  • City Zoning: R1
  • State: IN
  • Township: Rochester
  • Cross Street: 4th Street
  • Geo Latitude: 41
  • Geo Longitude: -86
  • Inside City Limits: Yes
  • Fips Code: 18049
  • Directions To Property: US 31 Business Route to 4th Street, West to the Northwest corner of Jay and 4th Street
Taxes and HOA
  • Assessed Value $: $26,800.00
  • Annual Taxes: $64
  • Assoc Dues Frequency: Not Applicable
  • Year Taxes Payable: 2025
  • Parcel Number Id: 25-07-91-364-010.010-009
School Information
  • School District: Rochester Community School Corp.
  • Elementary: Columbia / Riddle
  • Middle School: Rochester Community
  • High School: Rochester Community
Parking
  • Garage Length: 30.0
  • Garage Width: 24.0
  • Garage: Yes
  • Garage Type: Detached
Property
Lot Information
  • Class: RESIDENTIAL
  • Property Subtype: Site-Built Home
  • Approx Lot Size Acres: 0.31
  • Lot Dimensions: 82X165
  • Lot Number: 627
  • Below Grade Unfin Sqft: 459.0
  • Total Square Feet: 2511.0
  • Upper Level Sqft: 891.0
  • Approx Lot Size Sqft: 13547.0
  • Above Grade Finished Sqft: 2052.0
  • Below Grade Finished Sqft: 0.0
  • Total Below Grade Sqft: 459.0
  • Total Finished Sqft: 2052.0
  • Garage Square Feet: 720.0
  • Above Grade Unfin Sqft: 0.0
  • Lot Description: Corner
  • Main Level Sqft: 1161.0
Property and Assessments
  • New Construction: No
  • Investment Property: No
  • Year Built: 1930
  • Age: 96
  • Planned Unit Development: No
Utilities
  • Water Utility: City
  • Sewer: City
Interior and Exterior Features
Exterior Features
  • Exterior: Vinyl
  • Outbuilding 1: None
  • Platted: Yes
  • Pool: No
Interior Features
  • Basement Material: Block, Stone
  • Basement: Yes
  • Basement/Foundation: Crawl, Partial Basement
  • Cooling: Central Air
  • Fireplace: No
  • Heating/Fuel: Gas
  • Number of Above Grade Bedrooms: 4
  • Number of Below Grade Baths: 0
  • Number of Below Grade Bedrooms: 0
  • Number of Full Baths Below Grade: 0
  • Number of Full Baths Main: 1
  • Number of Full Baths Upper: 0
  • Number of Half Baths Below Grade: 0
  • Number of Half Baths Main: 0
  • Number of Half Baths Upper: 0
  • Number of Total Rooms: 7
  • Total Number of Bedrooms: 4
  • Total Number of Full Baths: 1
  • Total Number of Half Baths: 0
  • Total Baths: 1
  • Total Number of Rooms Below Grade: 0
Room
Room Information
  • 1st Bedroom Length: 9.0
  • 1st Bedroom Level: Main
  • 1st Bedroom Width: 10.0
  • 2nd Bedroom Length: 12.0
  • 2nd Bedroom Level: Upper
  • 2nd Bedroom Width: 15.0
  • 3rd Bedroom Length: 11.0
  • 3rd Bedroom Level: Upper
  • 3rd Bedroom Width: 15.0
  • 4th Bedroom Length: 14.0
  • 4th Bedroom Level: Upper
  • 4th Bedroom Width: 15.0
  • Breakfast Room Length: 9.0
  • Breakfast Room Level: Main
  • Breakfast Room Width: 9.0
  • Dining Room Length: 15.0
  • Dining Room Level: Main
  • Dining Room Width: 15.0
  • Kitchen Length: 9.0
  • Kitchen Level: Main
  • Kitchen Width: 12.0
  • Laundry Level: Main
  • Living/Great Room Length: 15.0
  • Living/Great Room Level: Main
  • Living/Great Room Width: 16.0

Property History for 328 Jay Street

DateEvent & SourcePriceAppreciation
Mar 22, 2026

Listed (Active)

Indiana Regional MLS #202609602

$76,000—
Dec 12, 2018

Sold

Indiana Regional MLS #201846576

$79,500—
Dec 5, 2018

Pending

Indiana Regional MLS #201846576

—
Oct 15, 2018

Listed (Active)

Indiana Regional MLS #201846576

$79,500—
DateEvent & SourcePrice
03/22/2026

Listed (Active)

Indiana Regional MLS #202609602

$76,000
12/12/2018

Sold

Indiana Regional MLS #201846576

$79,500
12/05/2018

Pending

Indiana Regional MLS #201846576

—
10/15/2018

Listed (Active)

Indiana Regional MLS #201846576

$79,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 328 Jay Street

Taxable ValueLand$8,500Additions$18,300Total$26,800
Tax Record2024$119 ($10 / month)
Home Facts
Beds3Baths1Total Finished SqFt2,052 SqFtAbove Grade Finished SqFt2,052 SqFtStories2Lot Size13,547 SqFtStyleSingle Family ResidenceYear Built1930CountyFULTONAPN25-07-91-364-010.010-009

Schools near 328 Jay Street

This home is within Rochester Community Sch Corp.
Rating
School
Type
Grades
Distance
Columbia Elementary School
Public - PK to 1
George M Riddle Elementary School
Public - 2 to 4
Rochester Community Md School
Public - 5 to 7
Rochester Community High School
Public - 8 to 12
Rating
School
Distance
Columbia Elementary School
PublicPK to 1

George M Riddle Elementary School
Public2 to 4

Rochester Community Md School
Public5 to 7

Rochester Community High School
Public8 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 328 Jay Street, Rochester, IN 46975

328 Jay Street is a single family home for sale in Rochester, IN 46975. This property was listed for sale on March 22, 2026 by Patton Hall Real Estate, it's currently listed at $76,000. It has been on the market for a total of 1 days and was last sold on December 12, 2018. This listing's school district is Rochester Community Sch Corp. Nearby schools include Columbia Elementary School, George M Riddle Elementary School and Rochester Community Md School. 328 Jay Street is a 4-bed, 1-bath, 2,052 sqft single family home built in 1930.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Patton Hall Real Estate

Based on information from one of the following Multiple Listing Services: MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.